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Diffstat (limited to 'governments.html.j2')
-rw-r--r-- | governments.html.j2 | 211 |
1 files changed, 124 insertions, 87 deletions
diff --git a/governments.html.j2 b/governments.html.j2 index ec46cf2f..be7ce52a 100644 --- a/governments.html.j2 +++ b/governments.html.j2 | |||
@@ -4,15 +4,17 @@ | |||
4 | <div class="jumbotron"> | 4 | <div class="jumbotron"> |
5 | <div class="container text-center"> | 5 | <div class="container text-center"> |
6 | <h1>{{ _("Advantages for Governments") }}</h1> | 6 | <h1>{{ _("Advantages for Governments") }}</h1> |
7 | <p>{{ _("Taler provides accountability to ensure business | 7 | <p> |
8 | accepting payments operate legally, while also | 8 | {% trans %} |
9 | respecting civil liberties of citizens spending | 9 | Taler provides accountability to ensure business operate |
10 | digital cash. Taler is a commons, a payment system | 10 | legally, while also respecting civil liberties of |
11 | based on open standards and free software. Taler | 11 | citizens. Taler is a payment system based on |
12 | needs governments to set a financial framework and | 12 | open standards and free software. Taler needs |
13 | to act as trusted regulators. Taler contributes to | 13 | governments as they set a financial framework and act as |
14 | digital sovereignty in the critical financial | 14 | trusted regulators. Taler contributes to digital |
15 | infrastructure.") }}</p> | 15 | sovereignty in the critical financial infrastructure. |
16 | {% endtrans %} | ||
17 | </p> | ||
16 | </div> | 18 | </div> |
17 | </div> | 19 | </div> |
18 | 20 | ||
@@ -22,72 +24,91 @@ | |||
22 | <div class="col-lg-6"> | 24 | <div class="col-lg-6"> |
23 | <h3>{{ _("Taxable") }}</h3> | 25 | <h3>{{ _("Taxable") }}</h3> |
24 | 26 | ||
25 | <p>{{ _("Taler was | 27 | <p> |
26 | built with the goal of fighting corruption and supporting taxation. | 28 | {% trans %} |
27 | With Taler, the receiver of any form of payment is | 29 | Taler was built with the goal of fighting corruption and |
28 | easily identified by the government, and the merchant | 30 | supporting taxation. With Taler, the receiver of any |
29 | can be compelled to provide the contract that was accepted | 31 | form of payment is easily identified by the government, |
30 | by the customer. Governments can use this data to | 32 | and the merchant can be compelled to provide the contract |
31 | tax businesses and individuals based on their | 33 | that was accepted by the customer. Governments can use |
32 | income, making tax evasion and black markets less | 34 | this data to tax businesses and individuals based on |
33 | viable.") }}</p> | 35 | their income, making tax evasion and black markets less |
34 | 36 | viable. | |
35 | <p>{{ _("Thus, despite offering anonymity for citizens | 37 | {% endtrans %} |
36 | spending digital cash to buy goods and services, | 38 | </p> |
37 | Taler also ensures that the state can observe | 39 | |
38 | incoming funds. This can be used to ensure | 40 | <p> |
39 | businesses engage only in legal activities, and do | 41 | {% trans %} |
40 | not evade income tax, sales tax or value-added tax. | 42 | Thus, despite offering anonymity for citizens spending |
41 | However, this observational capability does not | 43 | digital cash to buy goods and services, Taler also |
42 | extend to the immediate personal domain. In | 44 | ensures that the state can observe incoming funds. This |
43 | particular, sharing access to funds within a family | 45 | can be used to ensure businesses engage only in legal |
44 | or synchronizing wallets across multiple devices is not | 46 | activities, and do not evade income tax, sales tax or |
45 | subject to monitoring.") }}</p> | 47 | value-added tax. However, this observational capability |
48 | does not extend to the immediate personal domain. In | ||
49 | particular, monitoring does not cover shared access to | ||
50 | funds with trusted friends and family, or synchronizing | ||
51 | wallets across multiple devices. | ||
52 | {% endtrans %} | ||
53 | </p> | ||
54 | |||
55 | </p> | ||
46 | </div> | 56 | </div> |
47 | <div class="col-lg-6"> | 57 | <div class="col-lg-6"> |
48 | <h3>{{ _("Secure") }}</h3> | 58 | <h3>{{ _("Secure") }}</h3> |
49 | 59 | ||
50 | <p>{{ _("Taler's payments are cryptographically | 60 | <p> |
51 | secured. Thus, customers, merchants and the | 61 | {% trans %} |
52 | exchange can mathematically demonstrate their | 62 | Taler's payments are cryptographically secured. Thus, |
53 | lawful behavior in court in case of | 63 | customers, merchants and the Taler payment service provider |
64 | (the exchange) can mathematically | ||
65 | demonstrate their lawful behavior in court in case of | ||
54 | disputes. Financial damages are strictly limited, | 66 | disputes. Financial damages are strictly limited, |
55 | improving economic security for individuals, | 67 | improving economic security for individuals, merchants, |
56 | merchants, the exchange and the state.") }} | 68 | the exchange and the state. |
57 | 69 | {% endtrans %} | |
58 | <p>{{ _("By design, the Taler payment service provider is | 70 | </p> |
59 | subject to financial regulation. Financial | 71 | |
60 | regulation and regular audits are critical to | 72 | <p> |
61 | establish trust. In particular, the Taler design | 73 | {% trans %} |
62 | mandates the existence of an independent auditor | 74 | As a payment service provider, the Taler exchange is |
63 | who checks cryptographic proofs that accumulate at | 75 | subject to financial regulation. Financial regulation and |
64 | the payment service provider to ensure that the | 76 | regular audits are critical to establish trust. In |
65 | escrow account is managed honestly. This ensures | 77 | particular, the Taler design mandates the existence of an |
66 | that the payment service provider does not threaten | 78 | independent auditor who checks cryptographic proofs that |
67 | the economy due to fraud.") }}</p> | 79 | accumulate at the exchange to ensure that the escrow |
80 | account is managed honestly. This ensures that the | ||
81 | exchange does not threaten the economy due to fraud. | ||
82 | {% endtrans %} | ||
83 | </p> | ||
68 | </div> | 84 | </div> |
69 | </div> | 85 | </div> |
70 | <div class="row"> | 86 | <div class="row"> |
71 | <div class="col-lg-6"> | 87 | <div class="col-lg-6"> |
72 | <h3>{{ _("Libre") }}</h3> | 88 | <h3>{{ _("Libre") }}</h3> |
73 | 89 | ||
74 | <p>{{ _("Taler is free software implementing an open | 90 | <p> |
75 | protocol standard. Thus, Taler will enable | 91 | {% trans %} |
76 | competition and avoid the monopolization of payment | 92 | Taler is free software implementing an open protocol |
77 | systems that threatens global political and | 93 | standard. Thus, Taler will enable competition and avoid |
78 | financial stability today.") }}</p> | 94 | the monopolization of payment systems that threatens |
79 | 95 | global political and financial stability today. | |
96 | {% endtrans %} | ||
97 | </p> | ||
80 | 98 | ||
81 | </div> | 99 | </div> |
82 | <div class="col-lg-6"> | 100 | <div class="col-lg-6"> |
83 | <h3>{{ _("Efficient") }}</h3> | 101 | <h3>{{ _("Efficient") }}</h3> |
84 | 102 | ||
85 | <p>{{ _("Taler has an efficient design. Unlike | 103 | <p> |
86 | timeline-based payment systems, such as Bitcoin, | 104 | {% trans %} |
105 | Taler has an efficient design. Unlike | ||
106 | Blockchain-based payment systems, such as Bitcoin, | ||
87 | Taler will not threaten the availability of | 107 | Taler will not threaten the availability of |
88 | national electric grids or (significantly) | 108 | national electric grids or (significantly) |
89 | contribute to environmental pollution.") }}</p> | 109 | contribute to environmental pollution. |
90 | 110 | {% endtrans %} | |
111 | </p> | ||
91 | </div> | 112 | </div> |
92 | </div> | 113 | </div> |
93 | </div> | 114 | </div> |
@@ -98,14 +119,14 @@ | |||
98 | <div class="container"> | 119 | <div class="container"> |
99 | <h2 id="documentation">{{ _("Taler and regulation") }}</h2> | 120 | <h2 id="documentation">{{ _("Taler and regulation") }}</h2> |
100 | <dl> | 121 | <dl> |
101 | <dt>{{ _("Anti-money laundering (AML)")}}</dt> | 122 | <dt>{{ _("Anti money laundering (AML)")}}</dt> |
102 | <dd>{{ _("With Taler, income is visible and can be tied to the contract signed by both parties.") }}</li> | 123 | <dd>{{ _("With Taler, income is visible and can be tied to the contract signed by both parties.") }}</li> |
103 | <dt>{{ _("Know-your-customer (KYC)")}}</dt> | 124 | <dt>{{ _("Know your customer (KYC)")}}</dt> |
104 | <dd>{{ _("In Taler, payer and payee are known by their bank accounts when withdrawing or depositing coins respectively") }}</dd> | 125 | <dd>{{ _("In Taler, payer and payee are known by their bank accounts when withdrawing or depositing coins respectively") }}</dd> |
105 | <dt>{{ _("Privacy-by-design (GDPR)")}}</dt> | 126 | <dt>{{ _("General Data Protection Regulation (GDPR)")}}</dt> |
106 | <dd>{{ _("Taler cryptographically protects citizen's privacy, and by design implements data minimization and privacy by default.") }}</dd> | 127 | <dd>{{ _("Taler cryptographically protects citizen's privacy, and by design implements data minimization and privacy by default.") }}</dd> |
107 | <dt>{{ _("Competitive banking (PSD2)")}}</dt> | 128 | <dt>{{ _("Payment Services Directive (PSD2)")}}</dt> |
108 | <dd>{{ _("Taler provides an open standard with public APIs contributing to a level playing field.") }}</dt> | 129 | <dd>{{ _("Taler provides an open standard with public APIs contributing to a competitive banking sector.") }}</dt> |
109 | </dl> | 130 | </dl> |
110 | </div> | 131 | </div> |
111 | </div> | 132 | </div> |
@@ -115,36 +136,52 @@ | |||
115 | <div class="col-lg-12"> | 136 | <div class="col-lg-12"> |
116 | <h2 id="overview">{{ _("Taler provides privacy and accountability") }}</h2> | 137 | <h2 id="overview">{{ _("Taler provides privacy and accountability") }}</h2> |
117 | 138 | ||
118 | <p>{{ _("Taler assumes governments can observe traditional wire transfers | 139 | <p> |
140 | {% trans %} | ||
141 | Taler assumes governments can observe traditional wire transfers | ||
119 | entering and leaving the Taler payment system. Starting with the | 142 | entering and leaving the Taler payment system. Starting with the |
120 | wire transfers, governments can obtain: ") }}</p> | 143 | wire transfers, governments can obtain: |
121 | <ul> | 144 | {% endtrans %} |
145 | <ul> | ||
122 | 146 | ||
123 | <li>{{ _("The total amount of digital currency withdrawn by a | 147 | <li> |
148 | {% trans %} | ||
149 | The total amount of digital currency withdrawn by a | ||
124 | customer. The government can impose limits on how much | 150 | customer. The government can impose limits on how much |
125 | digital cash a customer can withdraw within a | 151 | digital cash a customer can withdraw within a |
126 | given time frame.") }}</li> | 152 | given time frame. |
127 | 153 | {% endtrans %} | |
128 | <li>{{ _("The income received by any merchant via the Taler | 154 | </li> |
129 | system.") }}</li> | 155 | |
130 | 156 | <li> | |
131 | <li>{{ _("The exact details of the underlying | 157 | {% trans %} |
132 | contract that was signed between customer and | 158 | The income received by any merchant via the Taler |
133 | merchant. However, this information would | 159 | system. |
134 | typically not include the identity of the | 160 | {% endtrans %} |
135 | customer.") }}</li> | 161 | </li> |
136 | 162 | ||
137 | <li>{{ _("The amounts of | 163 | <li> |
138 | digital coins legitimately withdrawn by | 164 | {% trans %} |
139 | customers from the exchange, the value of | 165 | |
140 | non-redeemed digital coins in customer's | 166 | The exact details of the underlying contract that was |
141 | wallets, the value and corresponding wire | 167 | signed between customer and merchant. However, this |
142 | details of deposit operations performed by | 168 | information would typically not include the identity |
143 | merchants with the exchange, and the income of | 169 | of the customer. |
144 | the exchange from transaction fees.") }}</li> | 170 | {% endtrans %} |
145 | 171 | </li> | |
172 | |||
173 | <li> | ||
174 | {% trans %} | ||
175 | The amounts of digital coins legitimately withdrawn | ||
176 | by customers from the exchange, the value of | ||
177 | non-redeemed digital coins in customer's wallets, the | ||
178 | value and corresponding wire details of deposit | ||
179 | operations performed by merchants with the exchange, | ||
180 | and the income of the exchange from transaction fees. | ||
181 | {% endtrans %} | ||
182 | </li> | ||
146 | </ul> | 183 | </ul> |
147 | <p></p> | 184 | </p> |
148 | </div> | 185 | </div> |
149 | </div> | 186 | </div> |
150 | 187 | ||