CCS'03_-_Yang_&_Garcia-Molina_-_PPay.pdf - bibliography

CCS'03_-_Yang_&_Garcia-Molina_-_PPay.pdf (455284B)
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     35 [(@db)40(.)-7(s)-6(t)-7(anf)23(ord.)-7(edu)]TJ
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     38 [(St)-6(anf)24(ord)-300(U)-4(niv)15(e)1(rs)-5(it)-6(y)]TJ
     39 /F20 1 Tf
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     47 0 -1.2798 TD
     48 [(an)-287(e\016)-7(ci)-10(en)29(t,)-296(s)-7(ecur)-12(e)-285(pa)30(ym)-7(en)29(t)-283(m)-7(ec)32(hani)-10(s)-6(m)-7(.)-462(I)2(n)-272(t)3(hi)-10(s)-278(p)-1(ap)-31(er)-12(,)-296(w)26(e)-270(p)-1(r)-12(e)1(s)-6(e)1(n)29(t)]TJ
     49 0 -1.2647 TD
     50 [(PP)26(a)30(y)90(,)-296(a)-256(m)-7(i)-10(cr)-12(opa)30(y)0(m)-7(e)1(n)29(t)-268(s)-6(y)0(s)-6(t)3(em)-278(that)-268(expl)-10(oi)-10(ts)-278(uni)-10(que)-270(c)32(har)-12(a)0(cter)-12(i)-10(s)-6(ti)-10(cs)]TJ
     51 0 -1.2798 TD
     52 [(of)-328(P2P)-306(s)-7(ys)-7(tem)-8(s)-324(to)-332(m)-8(axi)-11(m)-8(i)-11(ze)-301(e\016)-8(ci)-11(ency)-333(w)-6(h)-2(i)-11(l)-11(e)-301(m)-8(a)-1(i)-11(n)28(tai)-11(n)-2(i)-11(n)-2(g)-317(s)-7(ecur)-13(i)-11(t)32(y)]TJ
     53 T*
     54 [(pr)-12(op)-31(er)-12(ti)-10(es)-6(.)-447(W)93(e)-270(s)-6(ho)30(w)-276(h)-1(o)30(w)-261(the)-270(b)-1(as)-6(i)-10(c)-270(PP)26(a)30(y)-256(pr)-12(oto)-30(c)1(ol)-281(f)-11(a)0(r)-267(o)0(utp)-31(e)1(r)-12(f)-11(or)-12(m)-7(s)]TJ
     55 0 -1.2647 TD
     56 [(exi)-10(s)-6(ti)-10(ng)-376(m)-7(i)-10(cr)-12(opa)30(y)0(m)-7(e)1(n)29(t)-374(s)-7(c)32(hem)-7(e)1(s)-6(,)-386(whi)-10(l)-10(e)-345(guar)-12(an)29(teei)-10(ng)-406(that)-374(al)-10(l)-356(c)1(oi)-10(n)]TJ
     57 0 -1.2798 TD
     58 [(f)-11(r)-12(aud)-407(i)-10(s)-398(d)-1(etectabl)-10(e)1(,)-447(t)3(r)-12(a)0(ceabl)-10(e)-420(a)0(nd)-407(unpr)-12(o\014tabl)-10(e.)-642(W)93(e)-405(al)-10(so)-406(pr)-12(esen)29(t)]TJ
     59 0 -1.2647 TD
     60 [(and)-347(a)0(nal)-10(y)0(ze)-345(s)-7(e)1(v)30(e)1(r)-12(a)0(l)-341(e)1(xtens)-7(i)-10(ons)-353(t)3(o)-331(P)-4(P)26(a)30(y)-347(t)3(hat)-344(f)-11(ur)-12(ther)-328(i)-10(m)-7(pr)-12(o)30(v)30(e)-330(e\016)-7(-)]TJ
     61 0 -1.2798 TD
     62 [(ci)-11(ency)89(.)]TJ
     63 /F20 1 Tf
     64 11.955 0 0 11.955 53.76 453.66 Tm
     65 -0.001 Tc
     66 [(Categories)-254(a)-3(nd)-248(Subject)-270(Descriptors)]TJ
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     70 [(C.2.4)-254([)]TJ
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     74 [(Com)-7(pute)-9(r-Com)-7(m)19(uni)-9(cati)-9(on)-269(Ne)-9(t)29(w)22(ork)-8(s)]TJ
     75 /F12 1 Tf
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     77 [(]:)-400(D)-8(ist)-5(rib)-8(u)-8(t)-5(ed)]TJ
     78 -21.8155 -1.1242 TD
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     80 /F10 1 Tf
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     90 [(Economics,)-371(Securit)24(y)73(,)-331(D)-6(esign,)-345(P)29(e)1(rf)5(ormance)]TJ
     91 /F20 1 Tf
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    106 -1.0037 -1.1376 TD
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    115 T*
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    121 0 -1.1376 TD
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    126 0 -1.1376 TD
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    151 T*
    152 [(republis)-7(h,)-282(to)-243(pos)-7(t)-224(o)-2(n)-243(s)-7(erv)13(e)2(rs)-248(or)-244(to)-243(redis)-7(t)2(rib)13(u)-2(te)-269(to)-243(lis)-7(ts)-7(,)-252(r)-3(equires)-278(p)-2(rior)-244(s)-7(p)-2(eci\002)-6(c)]TJ
    153 0 -1.1142 TD
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    162 -3.6739 -1.1292 TD
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    174 [(sy)-8(stems,)-466(w)31(e)0(b)-448(s)2(erv)-8(i)2(ce)-442(catalogs/serv)-8(i)2(ce)-482(d)-7(isco)30(v)18(ery)72(,)-453(d)-7(a)3(ta)-425(stor-)]TJ
    175 0 -1.1242 TD
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    178 0 -1.1376 TD
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    180 [(t)-5(i)1(on)-8(s)-401(a)2(re)-416(for)-404(t)-5(h)-8(e)-402(righ)19(t)-5(f)3(u)-8(l)-400(o)29(w)3(n)-8(e)-1(rs)-414(of)-412(go)-24(o)-24(d)-8(s)-414(o)2(r)-404(s)1(erv)-9(i)1(ces)-414(t)-5(o)-399(b)-34(e)]TJ
    181 0 -1.1242 TD
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    183 0 -1.1376 TD
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    185 /F10 1 Tf
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    191 -14.5883 -1.1242 TD
    192 [(can)-355(p)-8(u)-8(r)-3(c)26(h)-8(ase)-335(s)1(erv)-9(i)1(ces)-360(from)-351(on)-8(e)-349(a)2(n)-8(o)2(th)-8(er.)]TJ
    193 1.0037 -1.1376 TD
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    195 -1.0037 -1.1242 TD
    196 [(th)-7(e)-334(h)-7(ea)30(v)-8(y)-329(load)-354(on)-341(th)-7(e)-334(t)-4(ru)-7(sted)-7(,)-332(cen)20(tralized)-354(b)-7(r)-2(ok)18(er.)-453(A)-342(b)-7(r)-2(ok)18(er)]TJ
    197 0 -1.1376 TD
    198 [(is)-481(req)-9(u)-8(ired)-476(t)-5(o)-466(h)-8(a)2(n)-8(d)-8(l)1(e)-469(a)2(ccou)-8(n)19(t)-5(s)1(,)-507(d)-8(ist)-5(rib)-8(u)-8(t)-5(e)-469(a)2(n)-8(d)-476(cash)-476(coin)-8(s,)]TJ
    199 T*
    200 0.004 Tc
    201 [(pro)36(v)-2(i)8(d)-1(e)-462(s)8(e)6(c)6(u)-1(ri)8(t)29(y)-484(\(s)8(uc)32(h)-469(a)9(s)-474(d)-1(o)9(ubl)8(e)6(-)-1(s)8(p)-27(e)6(ndi)8(ng)-459(de)6(te)6(c)6(t)2(i)8(o)9(n\),)-500(e)6(tc)6(.)]TJ
    202 0 -1.1242 TD
    203 -0.002 Tc
    204 [(A)-8(l)2(th)-7(ou)-7(gh)-354(p)-7(a)30(y)-8(m)-2(en)20(ts)-346(n)-7(eed)-341(n)-7(o)3(t)-365(b)-33(e)-348(o)3(n)-7(lin)-7(e,)-359(ev)18(en)20(tu)-7(ally)-356(th)-7(e)-348(b)-7(ro-)]TJ
    205 0 -1.1376 TD
    206 [(k)17(e)-1(r)-310(m)24(u)-8(s)1(t)-299(t)-5(ak)17(e)-309(s)1(ome)-309(a)2(ct)-5(ion)-329(f)3(or)-324(ev)17(ery)-304(t)-5(ran)-8(s)1(act)-5(i)1(on)-8(;)-333(a)2(s)-320(a)-306(resu)-8(lt)-5(,)]TJ
    207 0 -1.1242 TD
    208 -0.004 Tc
    209 [(b)-9(r)-4(ok)16(er)-432(load)-437(is)-428(alw)29(a)28(y)-10(s)]TJ
    210 /F9 1 Tf
    211 10.0779 0 TD
    212 0 Tc
    213 (O)Tj
    214 /F12 1 Tf
    215 0.803 0 TD
    216 (\()Tj
    217 /F9 1 Tf
    218 0.4015 0 TD
    219 (n)Tj
    220 /F12 1 Tf
    221 0.6157 0 TD
    222 -0.004 Tc
    223 [(\))-447(i)0(n)-423(t)-6(h)-9(e)-430(n)18(u)-9(m)23(b)-35(er)-405(of)-439(t)-6(r)-4(an)-9(sact)-6(ion)-9(s)0(.)]TJ
    224 -11.8981 -1.1376 TD
    225 -0.003 Tc
    226 [(Brok)17(ers)-294(t)-5(h)-8(e)-1(refore)-282(p)-8(r)-3(esen)19(t)-286(a)-279(scalab)-8(ilit)22(y)-304(a)2(n)-8(d)-289(p)-34(e)-1(rforman)-8(c)-1(e)-295(b)-34(ot)-5(-)]TJ
    227 0 -1.1242 TD
    228 [(t)-5(l)1(en)-8(ec)26(k)-344(f)3(or)-364(an)19(y)-344(s)1(y)-9(s)1(t)-5(e)-1(m)-351(u)-8(sin)-8(g)-346(t)-5(h)-8(e)-1(se)-335(microp)-8(a)29(y)-9(men)19(t)-353(sc)25(h)-8(e)-1(mes.)]TJ
    229 1.0037 -1.1376 TD
    230 [(H)-9(o)29(w)30(e)-1(v)17(e)-1(r,)-347(P2P)-348(a)2(p)-8(p)-8(licat)-5(ion)-8(s)-360(h)-8(a)29(v)17(e)-349(t)22(w)30(o)-346(m)-3(ain)-355(c)25(h)-8(a)2(ract)-5(erist)-5(ics)]TJ
    231 -1.0037 -1.1376 TD
    232 0.003 Tc
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    517 0 -1.1242 TD
    518 [(can)-8(d)-8(y)71(.)-587(L)-3(ik)17(ewise,)-413(m)-3(ost)-406(m)-3(icrop)-8(a)29(y)-9(m)-3(en)19(t)-393(s)1(c)26(h)-8(emes)-387(\()-5(a)2(ll)-400(sc)26(h)-8(e)-1(mes)]TJ
    519 0 -1.1376 TD
    520 -0.004 Tc
    521 [(k)-10(n)-9(o)28(w)2(n)-490(t)-6(o)-480(t)-6(h)-9(e)-470(au)-9(t)-6(h)-9(ors\))-488(d)-9(o)-480(n)-9(o)1(t)-474(g)1(u)-9(a)1(ran)18(t)-6(ee)-484(fair)-499(ex)-10(c)25(h)-9(an)-9(ge)-484(of)]TJ
    522 0 -1.1242 TD
    523 -0.003 Tc
    524 [(go)-24(o)-24(d)-8(s)-253(a)2(n)-8(d)-235(p)-8(a)29(y)-9(m)-3(en)19(t.)-413(A)-9(n)-235(escro)29(w)-251(serv)-9(ice)-242(\()-5(e.g.,)-253([)1(8]\))-246(w)30(ou)-8(ld)-248(mak)17(e)]TJ
    525 0 -1.1376 TD
    526 [(t)-5(r)-3(an)-8(sact)-5(ion)-8(s)-494(more)-483(ex)-9(p)-34(e)-1(n)-8(siv)17(e)-469(t)-5(h)-8(a)2(n)-476(t)-5(h)-8(e)-469(v)44(a)2(lu)-8(e)-483(o)2(f)-479(t)-5(h)-8(e)-469(go)-24(o)-24(d)-8(s.)]TJ
    527 0 -1.1242 TD
    528 -0.004 Tc
    529 [(Th)-9(erefore,)-428(t)-6(h)-9(e)-377(m)-4(ain)-397(d)-9(isin)-9(cen)18(t)-6(i)0(v)16(e)-390(for)-392(c)25(h)-9(e)-2(at)-6(in)-9(g)-387(i)0(s)-402(t)-6(h)-9(a)1(t)-381(a)-387(b)-9(a)1(d)]TJ
    530 0 -1.1376 TD
    531 0.004 Tc
    532 [(us)8(e)6(r)-343(w)10(i)8(l)8(l)-353(b)-27(e)-328(s)8(h)26(unne)6(d,)-326(a)9(n)-1(d)-335(w)10(i)8(l)8(l)-353(no)9(t)-332(b)-27(e)-342(a)9(bl)8(e)-342(t)2(o)-325(c)6(a)9(rry)-350(o)9(n)-335(bus)8(i)8(-)]TJ
    533 0 -1.1242 TD
    534 [(ne)6(s)8(s)-340(i)8(n)-348(the)-328(f)10(uture)6(.)]TJ
    535 1.0037 -1.1376 TD
    536 -0.001 Tc
    537 [(F)81(u)-6(rthermore,)-251(b)-32(ecause)-240(p)-6(a)31(y)-7(men)21(t)-3(s)-211(a)4(re)-240(o\017ine,)-251(coin)-246(f)5(r)-1(aud)-233(\()-3(e.g.,)]TJ
    538 -1.0037 -1.1376 TD
    539 -0.003 Tc
    540 [(u)-8(sin)-8(g)-546(a)-546(c)-1(ou)-8(n)19(t)-5(erfeit)-554(coin)-556(in)-556(a)-533(v)17(en)-8(d)-8(i)1(n)-8(g)-533(mac)26(h)-8(in)-8(e\))-554(ma)29(y)-545(n)-8(ot)]TJ
    541 0 -1.1242 TD
    542 [(b)-33(e)-535(d)-7(isco)30(v)18(ered)-528(u)-7(n)20(til)-520(a)3(fter)-537(th)-7(e)-522(f)4(act.)-1015(H)-8(o)30(w)31(e)0(v)18(e)0(r,)-573(o\017in)-7(e)-535(p)-7(a)30(y)-8(-)]TJ
    543 0 -1.1376 TD
    544 0.002 Tc
    545 [(me)4(n)24(t)0(s)-235(a)7(re)-237(pre)4(f)8(e)4(rre)4(d)-243(f)8(ro)7(m)-239(a)-234(pra)7(c)4(ti)6(c)4(a)7(l)-248(s)6(ta)7(ndp)-29(o)7(i)6(n)24(t)-227(b)-29(e)4(c)4(a)7(us)6(e)-250(t)0(he)4(y)]TJ
    546 0 -1.1242 TD
    547 0.004 Tc
    548 [(ha)36(v)24(e)-288(l)8(o)36(w)37(e)6(r)-290(l)8(a)9(t)2(e)6(n)-1(c)6(y)78(,)-299(c)6(o)9(m)4(m)31(uni)8(c)6(a)9(ti)8(o)9(n)-308(c)6(o)9(s)8(t)2(s)-287(a)9(nd)-295(c)6(o)9(mputa)9(t)2(i)8(o)9(na)9(l)]TJ
    549 0 -1.1376 TD
    550 -0.003 Tc
    551 [(costs.)-480(N)-9(a)2(tu)-8(rally)71(,)-333(l)1(arge-)-8(s)1(cale)-376(frau)-8(d)-355(n)-8(eed)-8(s)-347(t)-5(o)-332(b)-34(e)-349(d)-8(etected)-342(an)-8(d)]TJ
    552 0 -1.1242 TD
    553 [(p)-8(u)-8(n)-8(ish)-8(ed)-382(\()-5(d)-8(iscu)-8(ssed)-396(i)1(n)-396(S)-8(ect)-5(ion)-396(4)2(\))-5(.)-587(O)-7(n)-382(t)-5(h)-8(e)-389(w)3(h)-8(o)2(le,)-413(h)-8(o)29(w)30(ev)17(er,)]TJ
    554 0 -1.1376 TD
    555 [(e\013ectiv)18(e)-308(m)-2(icrop)-7(a)30(y)-8(m)-2(en)20(t)-298(s)2(y)-8(s)2(tems)-306(simp)-7(l)2(y)-303(n)-7(eed)-314(\\go)-23(o)-23(d)-328(en)-7(ou)-7(gh)-7(")]TJ
    556 0 -1.1242 TD
    557 0.003 Tc
    558 [(s)7(e)5(c)5(u)-2(ri)7(t)28(y)-512(w)9(h)-2(e)5(r)3(e)-517(f)9(ra)8(ud)-523(i)7(s)-515(de)5(te)5(c)5(t)1(a)8(b)-2(l)7(e)5(,)-555(t)1(ra)8(c)5(e)5(a)8(bl)7(e)-517(a)8(nd)-510(unpro)8(f)9(-)]TJ
    559 0 -1.1376 TD
    560 -0.004 Tc
    561 [(it)-6(ab)-9(le,)-361(w)2(h)-9(ile)-363(main)18(t)-6(a)1(in)-9(in)-9(g)-347(h)-9(igh)-356(e)-2(\016cien)-9(c)-2(y)70(.)]TJ
    562 /F11 1 Tf
    563 0 -1.78 TD
    564 -0.003 Tc
    565 [(Notati)-9(on.)]TJ
    566 /F12 1 Tf
    567 5.9825 0 TD
    568 0.005 Tc
    569 [(T)11(h)0(e)-354(publ)9(i)9(c)-355(k)25(e)7(y)-363(o)10(f)-364(a)-364(n)0(o)-16(d)0(e)]TJ
    570 /F9 1 Tf
    571 11.6973 0 TD
    572 0 Tc
    573 (N)Tj
    574 /F12 1 Tf
    575 1.2982 0 TD
    576 0.004 Tc
    577 [(i)8(s)-367(de)6(no)9(te)6(d)]TJ
    578 /F9 1 Tf
    579 4.9654 0 TD
    580 0.147 Tc
    581 (PK)Tj
    582 /F7 1 Tf
    583 5.978 0 0 5.978 283.44 330.06 Tm
    584 0 Tc
    585 (N)Tj
    586 /F12 1 Tf
    587 8.966 0 0 8.966 290.4 331.02 Tm
    588 (,)Tj
    589 -26.3919 -1.1242 TD
    590 -0.003 Tc
    591 [(an)-8(d)-342(t)-5(h)-8(e)-322(secret)-353(k)17(e)-1(y)]TJ
    592 /F9 1 Tf
    593 8.4987 0 TD
    594 0.055 Tc
    595 (SK)Tj
    596 /F7 1 Tf
    597 5.978 0 0 5.978 143.88 319.98 Tm
    598 0 Tc
    599 (N)Tj
    600 /F12 1 Tf
    601 8.966 0 0 8.966 150.84 320.94 Tm
    602 -0.004 Tc
    603 [(.)-455(A)-344(message)]TJ
    604 /F9 1 Tf
    605 5.7818 0 TD
    606 0 Tc
    607 (M)Tj
    608 /F12 1 Tf
    609 1.432 0 TD
    610 -0.003 Tc
    611 [(sign)-8(e)-1(d)-342(b)19(y)-331(s)1(ome)-349(k)17(ey)]TJ
    612 /F9 1 Tf
    613 -18.0409 -1.1376 TD
    614 0 Tc
    615 (K)Tj
    616 /F12 1 Tf
    617 1.2848 0 TD
    618 0.004 Tc
    619 [(i)8(s)-340(de)6(no)9(te)6(d)-348(a)9(s)]TJ
    620 /F14 1 Tf
    621 6.1833 0 TD
    622 0 Tc
    623 (f)Tj
    624 /F9 1 Tf
    625 0.5086 0 TD
    626 (M)Tj
    627 /F14 1 Tf
    628 1.0975 0 TD
    629 (g)Tj
    630 /F7 1 Tf
    631 5.978 0 0 5.978 139.68 309.78 Tm
    632 (K)Tj
    633 /F12 1 Tf
    634 8.966 0 0 8.966 149.88 310.74 Tm
    635 -0.004 Tc
    636 [(\()-6(e)-2(.g.,)]TJ
    637 /F14 1 Tf
    638 2.5697 0 TD
    639 0 Tc
    640 (f)Tj
    641 /F9 1 Tf
    642 0.5086 0 TD
    643 (M)Tj
    644 /F14 1 Tf
    645 1.0975 0 TD
    646 (g)Tj
    647 /F7 1 Tf
    648 5.978 0 0 5.978 191.88 309.78 Tm
    649 0.066 Tc
    650 (SK)Tj
    651 /F6 1 Tf
    652 4.981 0 0 4.981 202.92 308.46 Tm
    653 0 Tc
    654 (N)Tj
    655 /F12 1 Tf
    656 8.966 0 0 8.966 209.88 310.74 Tm
    657 0.002 Tc
    658 (\).)Tj
    659 /F20 1 Tf
    660 11.955 0 0 11.955 53.76 279.78 Tm
    661 -0.005 Tc
    662 [(2)-7(.)-1010(R)-6(ELA)85(TED)-267(WO)-10(R)-6(K)]TJ
    663 /F12 1 Tf
    664 8.966 0 0 8.966 62.76 267.42 Tm
    665 -0.003 Tc
    666 [(Man)19(y)-397(m)-3(icrop)-8(a)29(y)-9(m)-3(en)19(t)-393(s)1(c)26(h)-8(emes)-401(h)-8(a)29(v)17(e)-389(b)-34(een)-396(p)-8(r)-3(op)-34(osed)-409(in)-396(th)-8(e)]TJ
    667 -1.0037 -1.1376 TD
    668 -0.004 Tc
    669 [(p)-9(a)1(st)-6(,)-374(i)0(n)-9(c)-2(lu)-9(d)-9(i)0(n)-9(g)-347(N)-10(e)-2(t)-6(B)1(ill)-374([13],)-374(D)-9(igiCash)-383([)0(4],)-374(M)1(illicen)18(t)-381([)0(5],)-374(a)1(n)-9(d)]TJ
    670 0 -1.1242 TD
    671 [(t)-6(h)-9(e)-484(s)0(c)25(h)-9(eme)-497(p)-9(rop)-35(o)1(sed)-490(b)18(y)-479(R)-10(iv)16(est)-488(e)-2(t)-6(.)-883(al.)-495([)0(14,)-535(11].)-910(E)-1(ac)25(h)-490(o)1(f)]TJ
    672 0 -1.1376 TD
    673 0.003 Tc
    674 [(the)-329(a)8(b)-28(o)35(v)23(e)-329(s)7(c)32(he)5(me)5(s)-328(r)3(e)5(q)-3(ui)7(re)]TJ
    675 /F9 1 Tf
    676 12.032 0 TD
    677 0 Tc
    678 (O)Tj
    679 /F12 1 Tf
    680 0.803 0 TD
    681 (\()Tj
    682 /F9 1 Tf
    683 0.4015 0 TD
    684 (n)Tj
    685 /F12 1 Tf
    686 0.6157 0 TD
    687 -0.001 Tc
    688 [(\))-351(b)-6(rok)19(e)1(r)-335(l)3(oad,)-345(w)5(here)]TJ
    689 /F9 1 Tf
    690 9.4088 0 TD
    691 0 Tc
    692 (n)Tj
    693 /F12 1 Tf
    694 0.9636 0 TD
    695 -0.004 Tc
    696 [(is)-335(t)-6(h)-9(e)]TJ
    697 -24.2245 -1.1242 TD
    698 0.002 Tc
    699 [(to)7(ta)7(l)-408(n)24(um)29(b)-29(e)4(r)-386(o)7(f)-407(p)-3(a)34(y)-4(men)24(t)0(s)-382(m)2(a)7(d)-3(e.)-636(In)-391(f)8(a)7(ct,)-435(i)6(n)-404(D)-3(i)6(g)7(i)6(C)8(a)7(s)6(h)-417(a)7(nd)]TJ
    700 0 -1.1376 TD
    701 -0.003 Tc
    702 [(N)-9(e)-1(t)-5(B)2(ill,)-333(ev)17(ery)-304(t)-5(ran)-8(s)1(act)-5(i)1(on)-329(req)-9(u)-8(ires)-320(an)-315(on)-8(lin)-8(e)-309(b)-8(rok)17(e)-1(r)-310(i)1(n)19(v)17(olv)17(e)-1(-)]TJ
    703 0 -1.1242 TD
    704 0.003 Tc
    705 [(me)5(n)25(t)1(,)-314(w)9(hi)7(c)32(h)-309(a)8(s)-301(w)36(e)-303(no)8(te)5(d)-309(e)5(a)8(r)3(l)7(i)7(e)5(r,)-327(ha)8(s)-301(w)36(o)8(r)3(s)7(e)-329(p)-28(e)5(rf)9(o)8(rma)8(nc)5(e)-316(but)]TJ
    706 0 -1.1376 TD
    707 0 Tc
    708 [(b)-31(e)2(tter)-347(s)4(ecuri)4(t)25(y)74(.)]TJ
    709 1.0037 -1.1242 TD
    710 -0.003 Tc
    711 [(P)27(a)29(y)-9(w)30(ord)-248(h)-8(ash)-248(c)26(h)-8(a)2(in)-8(s)-240([)1(14])-253(an)-8(d)-248(e)-1(lect)-5(ron)-8(i)1(c)-256(l)1(ot)-5(t)-5(e)-1(ry)-250(t)-5(i)1(c)26(k)17(et)-5(s)-227([)1(11])]TJ
    712 -1.0037 -1.1376 TD
    713 -0.004 Tc
    714 [(great)-6(l)0(y)-278(r)-4(ed)-9(u)-9(c)-2(e)-256(t)-6(h)-9(e)-256(\\h)-9(id)-9(d)-9(e)-2(n)-263(c)-2(on)-9(st)-6(an)18(t)-6(")-266(of)-265(t)-6(h)-9(is)]TJ
    715 /F9 1 Tf
    716 19.6072 0 TD
    717 0 Tc
    718 (O)Tj
    719 /F12 1 Tf
    720 0.803 0 TD
    721 (\()Tj
    722 /F9 1 Tf
    723 0.4015 0 TD
    724 (n)Tj
    725 /F12 1 Tf
    726 0.6157 0 TD
    727 0.269 Tc
    728 [(\)c)271(o)274(s)273(ti)273(n)10(t)267(h)264(e)]TJ
    729 -21.4274 -1.1376 TD
    730 0.002 Tc
    731 [(w)35(o)7(rk)-245(o)7(f)-233(Ri)6(v)22(e)4(s)6(t)-214(et.)-422(a)7(l)6(.)6(,)-261(but)-227(w)35(e)-223(no)7(te)-223(tha)7(t)-227(b)-29(o)7(th)-230(thes)6(e)-237(t)0(ec)31(hni)6(ques)]TJ
    732 0 -1.1242 TD
    733 -0.003 Tc
    734 [(ma)29(y)-411(a)2(lso)-426(b)-34(e)-402(ap)-8(p)-8(lied)-409(d)-8(irect)-5(ly)-411(t)-5(o)-413(ou)-8(r)-404(s)1(c)26(h)-8(eme)-402(t)-5(o)-413(r)-3(ed)-8(u)-8(c)-1(e)-402(p)-34(eer)]TJ
    735 0 -1.1376 TD
    736 -0.004 Tc
    737 [(an)-9(d)-356(b)-9(rok)16(e)-2(r)-338(l)0(oad)-356(\()-6(s)0(ee)-350(S)-9(ect)-6(ion)-9(s)-348(5.4)-360(a)1(n)-9(d)-356(7.2.3\))-6(.)]TJ
    738 1.0037 -1.1242 TD
    739 -0.003 Tc
    740 [(Th)-8(e)-469(M)2(illicen)19(t)-500(s)1(c)26(h)-8(eme)-469(a)2(lso)-480(h)-8(a)2(s)-468(a)-480(v)17(e)-1(ry)-464(lo)29(w)-479(\\)2(h)-8(i)1(d)-8(d)-8(e)-1(n)-463(c)-1(on)-8(-)]TJ
    741 -1.0037 -1.1376 TD
    742 0.003 Tc
    743 [(s)7(t)1(a)8(n)25(t,)7(")-514(b)-28(e)5(c)5(a)8(us)7(e)-477(t)1(he)-463(bro)8(k)23(e)5(r)-465(do)-18(e)5(s)-475(no)8(t)-467(n)-2(e)5(e)5(d)-470(to)-460(p)-28(e)5(rf)9(o)8(r)3(m)-479(a)8(n)25(y)]TJ
    744 0 -1.1242 TD
    745 [(s)7(i)7(g)8(na)8(ture)-289(g)8(e)5(ne)5(ra)8(ti)7(o)8(n)-2(s)-288(o)8(r)-278(v)23(e)5(r)3(i)7(\014)-2(c)5(a)8(ti)7(o)8(n)-2(s)7(.)-448(As)-274(a)-273(r)3(e)5(s)7(ul)7(t)-280(o)8(f)-285(t)1(hi)7(s)-274(l)7(o)35(w)]TJ
    746 0 -1.1376 TD
    747 0.004 Tc
    748 [(s)8(e)6(c)6(u)-1(ri)8(t)29(y)78(,)-299(h)-1(o)36(w)37(e)6(v)24(e)6(r)4(,)-299(t)2(he)6(re)-302(i)8(s)-300(no)-285(w)37(a)36(y)-310(o)9(f)-298(p)-1(ro)36(vi)8(ng)-285(f)10(r)4(a)9(ud.)-447(Ins)8(t)2(e)6(a)9(d,)]TJ
    749 0 -1.1242 TD
    750 -0.003 Tc
    751 [(th)-8(e)-362(b)-8(rok)17(e)-1(r)-364(w)3(ill)-387(eject)-380(an)19(y)-371(v)17(en)-8(d)-8(o)2(r)-364(f)3(or)-377(wh)-8(ic)26(h)-382(i)1(t)-366(r)-3(eceiv)17(e)-1(s)-374(m)-3(an)19(y)]TJ
    752 0 -1.1376 TD
    753 0.003 Tc
    754 [(c)5(o)8(mpl)7(a)8(i)7(n)25(ts)7(.)-448(T)9(he)-289(mo)8(ne)5(y)-284(s)7(p)-28(e)5(n)25(t)-293(b)25(y)-271(the)-276(b)-2(ro)8(k)23(e)5(r)-291(t)1(o)-286(p)-2(re)5(-purc)32(h)-2(a)8(s)7(e)]TJ
    755 T*
    756 -0.003 Tc
    757 [(t)-5(h)-8(at)-313(v)17(e)-1(n)-8(d)-8(o)2(r's)-294(s)1(crip)-315(will)-320(b)-34(e)-309(lost)-5(.)-454(F)79(u)-8(r)-3(t)-5(h)-8(ermore,)-306(g)2(iv)17(en)-315(t)-5(h)-8(e)-295(p)-34(os-)]TJ
    758 29.3363 72.899 TD
    759 [(sib)-8(ilit)22(y)-464(o)2(f)-465(m)-3(aliciou)-8(s)-468(p)-34(eers)-454(\\)2(framin)-8(g")-480(a)-453(p)-8(art)-5(i)1(cu)-8(lar)-458(u)-8(ser,)-480(w)30(e)]TJ
    760 0 -1.1376 TD
    761 [(p)-7(r)-2(efer)-349(a)-345(s)2(y)-8(s)2(tem)-350(w)4(ith)-354(s)2(tron)-7(ger)-349(s)2(ecu)-7(rit)23(y)-356(p)-7(r)-2(op)-33(erties.)]TJ
    762 1.0037 -1.1242 TD
    763 -0.004 Tc
    764 [(A)17(t)-447(\014)-9(r)-4(st)-461(glan)-9(ce,)]TJ
    765 /F10 1 Tf
    766 7.3878 0 TD
    767 [(tr)54(ansf)-10(er)54(abl)-9(e)-495(c)53(o)-1(i)-10(n)-2(s)]TJ
    768 /F12 1 Tf
    769 8.405 0 TD
    770 -0.002 Tc
    771 [([1,)-493(3)3(])-466(s)2(eem)-457(to)-452(ex)-8(p)-7(l)2(oit)]TJ
    772 -16.7965 -1.1376 TD
    773 -0.001 Tc
    774 [(the)-347(\014)-6(rst)-351(c)27(haracteristic)-374(of)-356(P2P)-359(s)3(y)-7(s)3(tems)-358(w)32(e)-360(men)21(t)-3(ioned)-353(i)3(n)-353(t)-3(he)]TJ
    775 T*
    776 -0.004 Tc
    777 [(p)-9(r)-4(ev)-10(iou)-9(s)-415(sect)-6(ion)-9(.)-682(Th)-9(e)-417(b)-9(asic)-417(id)-9(ea)-427(b)-35(e)-2(h)-9(i)0(n)-9(d)-410(t)-6(r)-4(an)-9(sferab)-9(le)-430(coin)-9(s)]TJ
    778 0 -1.1242 TD
    779 [(is)-428(similar)-459(t)-6(o)]TJ
    780 /F10 1 Tf
    781 5.9156 0 TD
    782 -0.003 Tc
    783 [(l)-8(ayer)55(e)54(d)-455(c)54(oi)-9(ns)]TJ
    784 /F12 1 Tf
    785 6.2903 0 TD
    786 [(d)-8(iscu)-8(ssed)-436(i)1(n)-422(S)-8(ect)-5(ion)-436(5)2(.2.)-721(W)-4(h)-8(e)-1(n)]TJ
    787 -12.2059 -1.1376 TD
    788 [(a)-426(u)-8(ser)-417(u)-8(ses)-427(a)-426(coin)-436(for)-431(p)-8(a)29(y)-9(men)19(t)-5(,)-427(h)-8(e)-416(a)2(d)-8(d)-8(s)-427(some)-429(in)-8(format)-5(i)1(on)]TJ
    789 0 -1.1242 TD
    790 -0.004 Tc
    791 [(t)-6(o)-307(t)-6(h)-9(e)-283(c)-2(oin)-9(,)-321(su)-9(c)24(h)-303(as)-308(h)-9(i)0(s)-295(\()-6(p)-35(o)1(ssib)-9(ly)-318(d)-9(isgu)-9(ised)-9(/)1(h)-9(i)0(d)-9(d)-9(e)-2(n)-9(\))-314(id)-9(en)18(t)-6(i)0(t)21(y)70(.)]TJ
    792 0 -1.1376 TD
    793 0.003 Tc
    794 [(M)8(o)8(s)7(t)-481(t)1(ra)8(ns)7(f)9(e)5(ra)8(bl)7(e)-490(c)5(o)8(i)7(n)-483(s)7(c)32(h)-2(e)5(m)3(e)5(s)-475(ha)35(v)23(e)-463(b)-28(e)5(e)5(n)-483(de)5(v)23(e)5(l)7(o)8(p)-28(e)5(d)-470(i)7(n)-470(a)]TJ
    795 0 -1.1242 TD
    796 -0.001 Tc
    797 [(macropa)31(y)-7(men)21(t)-404(con)21(t)-3(ex)-7(t,)-411(and)-394(a)4(re)-414(v)19(e)1(ry)-395(hea)31(v)-7(y)-7(w)32(eigh)21(t)-391(i)3(n)-407(o)4(rder)]TJ
    798 0 -1.1376 TD
    799 -0.004 Tc
    800 [(t)-6(o)-333(p)-9(r)-4(o)28(v)-10(id)-9(e)-323(a)1(d)-9(d)-9(i)0(t)-6(i)0(on)-9(al)-348(secu)-9(rit)21(y)-345(p)-9(r)-4(op)-35(ert)-6(i)0(es)-335(su)-9(c)25(h)-330(as)-348(an)-9(on)18(y)-10(m)-4(it)21(y)]TJ
    801 0 -1.1242 TD
    802 [(an)-9(d)-236(u)-9(n)18(t)-6(raceab)-9(ilit)21(y)70(.)-414(I)-8(n)-236(gen)-9(e)-2(ral,)-267(an)-9(on)18(y)-10(m)-4(it)21(y)-238(a)1(n)-9(d)-236(u)-9(n)18(t)-6(r)-4(aceab)-9(ilit)21(y)]TJ
    803 0 -1.1376 TD
    804 -0.003 Tc
    805 [(are)-349(n)-8(ot)-353(u)-8(s)1(ed)-342(for)-350(m)-3(icrop)-8(a)29(y)-9(m)-3(en)19(ts)-347(b)-34(ecau)-8(s)1(e)-349(t)-5(h)-8(e)-335(cost)-366(ou)-8(t)22(w)30(eigh)-8(s)]TJ
    806 T*
    807 [(th)-7(e)-294(b)-33(en)-7(e\014)-7(ts.)-439(H)-8(o)30(w)31(ev)18(er,)-305(e)0(v)18(e)0(n)-301(a)-305(ligh)20(t)23(w)31(e)0(igh)20(t)-312(sc)27(h)-7(e)0(me)-294(emp)-7(l)2(o)30(y)-8(in)-7(g)]TJ
    808 0 -1.1242 TD
    809 -0.004 Tc
    810 [(t)-6(h)-9(e)-390(b)-9(asic)-404(id)-9(ea)-400(of)-399(t)-6(r)-4(an)-9(sferab)-9(le)-403(coin)-9(s)-402(h)-9(as)-402(t)-6(h)-9(e)-377(f)2(ollo)28(win)-9(g)-427(p)-9(r)-4(op)-9(-)]TJ
    811 0 -1.1376 TD
    812 -0.003 Tc
    813 [(ert)-5(i)1(es:)-454(\()-5(1\))-326(t)-5(h)-8(e)-322(c)-1(oin)-329(g)2(ro)29(ws)-334(in)-329(size)-335(a)2(s)-320(i)1(t)-326(i)1(s)-334(t)-5(ran)-8(s)1(ferred)-8(,)-333(an)-8(d)-329(\()-5(2\))]TJ
    814 0 -1.1242 TD
    815 0.004 Tc
    816 [(do)9(ubl)8(e)6(-)-1(s)8(p)-27(e)6(ndi)8(ng)-392(de)6(te)6(c)6(t)2(i)8(o)9(n)-402(i)8(s)-407(s)8(i)8(g)9(ni)8(\014c)6(a)9(n)26(tl)8(y)-404(d)-1(e)6(l)8(a)36(y)24(e)6(d)-1(.)-634(F)86(o)9(r)-397(the)]TJ
    817 0 -1.1376 TD
    818 -0.003 Tc
    819 [(ab)-34(o)29(v)17(e)-255(r)-3(eason)-8(s)1(,)-293(i)1(n)-275(p)-8(ractice,)-280(tran)-8(sferab)-8(le)-282(coin)-8(s)-267(m)24(u)-8(s)1(t)-259(b)-34(e)-255(c)-1(ash)-8(e)-1(d)]TJ
    820 0 -1.1242 TD
    821 [(after)-376(t)-4(h)-7(e)0(y)-356(h)-7(a)30(v)18(e)-348(b)-33(een)-368(u)-7(s)2(ed)-354(a)-371(certain)-368(n)20(u)-7(m)25(b)-33(er)-349(of)-357(times.)-520(Ev)18(en)]TJ
    822 0 -1.1376 TD
    823 -0.004 Tc
    824 [(wit)-6(h)-383(t)-6(r)-4(an)-9(sferab)-9(le)-377(coin)-9(s,)-388(t)-6(h)-9(en)-9(,)-361(b)-9(rok)16(e)-2(r)-365(l)0(oad)-383(will)-388(st)-6(ill)-374(b)-35(e)]TJ
    825 /F9 1 Tf
    826 24.4387 0 TD
    827 0 Tc
    828 (O)Tj
    829 /F12 1 Tf
    830 0.803 0 TD
    831 (\()Tj
    832 /F9 1 Tf
    833 0.4015 0 TD
    834 (n)Tj
    835 /F12 1 Tf
    836 0.6157 0 TD
    837 (\))Tj
    838 -26.2589 -1.1376 TD
    839 [(in)-433(the)-413(n)22(um)27(b)-31(e)2(r)-414(o)5(f)-435(t)-2(ransactions.)-718(F)82(u)-5(rthermore,)-437(e)2(v)20(e)2(n)-419(i)4(f)-435(c)2(oins)]TJ
    840 0 -1.1242 TD
    841 0.004 Tc
    842 [(c)6(o)9(ul)8(d)-362(b)-27(e)-369(t)2(ra)9(ns)8(f)10(e)6(rre)6(d)-362(i)8(nde)6(\014ni)8(te)6(l)8(y)78(,)-353(e)6(v)24(e)6(n)26(t)2(ua)9(l)8(l)8(y)-364(w)10(h)-1(e)6(n)-362(the)-355(c)6(o)9(i)8(ns)]TJ
    843 0 -1.1376 TD
    844 -0.002 Tc
    845 [(are)-308(c)0(ash)-7(e)0(d)-7(,)-305(th)-7(e)-294(b)-7(rok)18(e)0(r)-296(w)4(ill)-305(receiv)18(e)]TJ
    846 /F9 1 Tf
    847 15.3377 0 TD
    848 0 Tc
    849 (O)Tj
    850 /F12 1 Tf
    851 0.803 0 TD
    852 (\()Tj
    853 /F9 1 Tf
    854 0.4015 0 TD
    855 (n)Tj
    856 /F12 1 Tf
    857 0.6157 0 TD
    858 -0.004 Tc
    859 [(\))-314(a)1(mou)-9(n)18(t)-300(o)1(f)-306(d)-9(at)-6(a,)-307(b)-35(e)-2(-)]TJ
    860 -17.1579 -1.1242 TD
    861 [(cau)-9(s)0(e)-323(e)-2(ac)24(h)-316(c)-2(oin)-9(')0(s)-321(size)-336(i)0(s)]TJ
    862 /F9 1 Tf
    863 10.7337 0 TD
    864 0 Tc
    865 (O)Tj
    866 /F12 1 Tf
    867 0.803 0 TD
    868 (\()Tj
    869 /F9 1 Tf
    870 0.4015 0 TD
    871 (n)Tj
    872 /F5 1 Tf
    873 5.978 0 0 5.978 429.36 498.66 Tm
    874 (0)Tj
    875 /F12 1 Tf
    876 8.966 0 0 8.966 432.12 494.82 Tm
    877 -0.003 Tc
    878 [(\))-313(i)1(n)-329(t)-5(h)-8(e)-295(n)19(u)-8(m)24(b)-34(er)-310(of)-318(t)-5(i)1(mes)-307(i)1(t)-326(w)30(as)]TJ
    879 -12.8614 -1.1376 TD
    880 0 Tc
    881 [(transf)6(erred.)]TJ
    882 1.0037 -1.1242 TD
    883 [(El)4(emen)22(ts)-545(o)5(f)-556(the)-533(P)3(P)30(a)32(y)-555(p)-5(ro)5(to)-21(co)5(l)-558(a)5(re)]TJ
    884 /F10 1 Tf
    885 17.091 0 TD
    886 0.006 Tc
    887 [(o)9(p)9(t)12(imis)11(t)12(i)0(c)]TJ
    888 /F12 1 Tf
    889 4.4033 0 TD
    890 0.598 Tc
    891 [(,i)602(n)45(t)596(h)593(a)603(t)]TJ
    892 -22.498 -1.1376 TD
    893 -0.003 Tc
    894 [(tran)-8(saction)-8(s)-347(b)-34(e)-1(t)22(w)30(een)-329(p)-34(eers)-334(d)-8(o)-332(n)-8(ot)-326(in)19(v)17(o)2(lv)17(e)-322(t)-5(h)-8(e)-322(b)-8(r)-3(ok)17(er)-324(u)-8(n)-8(l)1(ess)]TJ
    895 0 -1.1242 TD
    896 [(an)-314(ex)-8(cep)-7(tion)-314(o)-23(ccu)-7(rs)-319(\(e.g.,)-319(a)-318(p)-33(eer)-309(d)-7(i)2(es\).)-453(O)-6(p)-7(timistic)-308(p)-7(r)-2(oto)-23(c)0(ols)]TJ
    897 0 -1.1376 TD
    898 -0.004 Tc
    899 [(for)-445(f)2(air)-459(e)-2(x)-10(c)24(h)-9(a)1(n)-9(g)1(e)-430(h)-9(a)28(v)16(e)-430(b)-35(een)-437(st)-6(u)-9(d)-9(i)0(ed)-437(in)-437(t)-6(h)-9(e)-430(p)-9(ast)-447(\()-6(e.g.,)-441([)0(2]\))-6(.)]TJ
    900 T*
    901 0.003 Tc
    902 [(Unl)7(i)7(k)23(e)-249(f)9(a)8(i)7(r)-278(e)5(xc)31(ha)8(ng)8(e)5(,)-274(ho)35(w)36(e)5(v)23(e)5(r,)-287(a)-259(m)3(i)7(c)5(ro)8(pa)35(yme)5(n)25(t)-253(p)-2(ro)8(to)-18(c)5(o)8(l)-274(w)9(i)7(l)7(l)]TJ
    903 0 -1.1242 TD
    904 -0.003 Tc
    905 [(alw)30(a)29(y)-9(s)-521(req)-9(u)-8(ire)-509(s)1(ome)-509(b)-8(rok)17(e)-1(r)-511(i)1(n)19(v)17(olv)17(e)-1(men)19(t)-500(in)-503(n)-8(o)2(n)-8(-)-8(e)-1(x)-9(cep)-8(t)-5(i)1(on)]TJ
    906 0 -1.1376 TD
    907 0.004 Tc
    908 [(c)6(a)9(s)8(e)6(s)-514(\()2(e)6(.)8(g)9(.)8(,)-540(w)10(he)6(n)-496(t)2(he)-489(\014na)9(l)-487(p)-1(a)36(y)-2(me)6(n)26(t)-493(i)8(s)-487(ma)9(de)6(\);)-580(he)6(nc)6(e)6(,)-527(the)]TJ
    909 0 -1.1242 TD
    910 -0.003 Tc
    911 [(fo)-24(cu)-8(s)-307(o)2(f)-305(t)-5(h)-8(i)1(s)-307(w)30(ork)-304(i)1(s)-307(t)-5(o)-306(m)-3(in)-8(imize)-309(b)-8(rok)17(e)-1(r)-297(i)1(n)19(v)17(olv)17(e)-1(men)19(t)-286(in)-302(n)-8(o)2(n)-8(-)]TJ
    912 0 -1.1376 TD
    913 [(ex)-9(cep)-8(tion)-355(cases.)]TJ
    914 1.0037 -1.1242 TD
    915 -0.004 Tc
    916 [(Fin)-9(a)1(lly)70(,)-401(M)1(o)-52(j)2(oN)-10(at)-6(ion)-423([)0(12])-401(d)-9(e)-2(v)16(e)-2(lop)-35(e)-2(d)-383(a)-387(microp)-9(a)28(y)-10(men)18(t)-394(sy)-10(s-)]TJ
    917 -1.0037 -1.1376 TD
    918 [(t)-6(e)-2(m)-406(f)2(or)-432(P2P)-415(a)1(p)-9(p)-9(licat)-6(ion)-9(s)0(;)-455(h)-9(o)28(w)29(ev)16(er,)-428(t)-6(h)-9(e)-403(comp)-9(an)18(y)-412(h)-9(as)-415(gon)-9(e)]TJ
    919 0 -1.1242 TD
    920 -0.003 Tc
    921 [(ou)-8(t)-353(o)2(f)-358(b)-8(u)-8(sin)-8(ess,)-347(an)-8(d)-355(l)1(eft)-353(n)-8(o)-346(d)-8(o)-24(c)-1(u)-8(m)-3(en)19(tation)-355(of)-358(th)-8(eir)-350(s)1(c)25(h)-8(eme.)]TJ
    922 0 -1.1376 TD
    923 -0.004 Tc
    924 [(F)78(r)-4(om)-258(in)-9(formal)-281(i)0(n)18(t)-6(eract)-6(i)0(on)-9(s)-268(w)2(it)-6(h)-276(o)1(t)-6(h)-9(ers)-254(k)-10(n)-9(o)28(wled)-9(geab)-9(le)-283(ab)-35(ou)-9(t)]TJ
    925 T*
    926 0.002 Tc
    927 [(M)7(o)-46(j)8(o)7(Na)7(ti)6(o)7(n)-3(,)-489(i)6(t)-441(a)7(pp)-29(ea)7(rs)-449(tha)7(t)-428(thei)6(r)-439(s)6(ys)6(tem)-440(a)7(l)6(s)6(o)-448(ha)7(d)-444(b)-3(ro)7(k)22(e)4(r)]TJ
    928 0 -1.1242 TD
    929 -0.005 Tc
    930 [(load)-357(t)-7(h)-10(at)-355(w)28(a)0(s)]TJ
    931 /F9 1 Tf
    932 6.4242 0 TD
    933 0 Tc
    934 (O)Tj
    935 /F12 1 Tf
    936 0.803 0 TD
    937 (\()Tj
    938 /F9 1 Tf
    939 0.4015 0 TD
    940 (n)Tj
    941 /F12 1 Tf
    942 0.6157 0 TD
    943 -0.004 Tc
    944 [(\))-367(i)0(n)-343(t)-6(h)-9(e)-350(n)18(u)-9(m)23(b)-35(er)-325(of)-359(t)-6(r)-4(an)-9(sact)-6(ion)-9(s)0(.)]TJ
    945 -7.2406 -1.1376 TD
    946 0.003 Tc
    947 [(In)-349(Se)5(c)5(t)1(i)7(o)8(n)-349(7)8(.)7(1)8(,)-381(w)36(e)-356(p)-2(ro)35(vi)7(de)-343(a)-353(p)-28(e)5(r)3(f)9(o)8(rma)8(nc)5(e)-356(c)5(o)8(m)3(pa)8(ri)7(s)7(o)8(n)-376(b)-28(e)5(-)]TJ
    948 -1.0037 -1.1242 TD
    949 -0.003 Tc
    950 [(t)22(w)30(een)-355(ou)-8(r)-337(s)1(c)25(h)-8(eme)-349(a)2(n)-8(d)-342(th)-8(e)-335(m)-3(icrop)-8(a)29(y)-9(m)-3(en)19(t)-353(s)1(c)26(h)-8(eme)-335(o)2(f)-358([)1(11,)-360(14])]TJ
    951 0 -1.1376 TD
    952 -0.004 Tc
    953 [(in)-464(con)-9(j)2(u)-9(n)-9(c)-2(t)-6(i)0(on)-477(wit)-6(h)-477(t)-6(r)-4(an)-9(sferab)-9(le)-470(coin)-9(s.)-816(F)78(o)1(r)-472(a)-454(su)-9(rv)16(ey)-465(o)28(v)16(er)]TJ
    954 0 -1.1242 TD
    955 -0.002 Tc
    956 [(th)-7(ese)-348(a)3(n)-7(d)-341(oth)-7(e)0(r)-349(s)2(c)26(h)-7(emes,)-346(p)-7(lease)-361(r)-2(efer)-349(to)-345([10].)]TJ
    957 /F20 1 Tf
    958 11.955 0 0 11.955 316.8 269.34 Tm
    959 0.002 Tc
    960 [(3.)-993(PP)71(A)102(Y)-250(PR)31(O)37(T)27(OCOL)]TJ
    961 /F12 1 Tf
    962 8.966 0 0 8.966 325.8 256.98 Tm
    963 -0.002 Tc
    964 [(I)-6(n)-328(PP)28(a)30(y)72(,)-332(w)31(e)-348(p)-7(resen)20(t)-325(th)-7(e)-334(c)0(on)-7(cep)-7(t)-338(o)3(f)]TJ
    965 /F10 1 Tf
    966 15.9668 0 TD
    967 -0.004 Tc
    968 [(\015o)52(ati)-10(n)-2(g,)-372(sel)-9(f)-10(-m)-8(anage)53(d)]TJ
    969 -16.9705 -1.1242 TD
    970 [(curr)54(ency)]TJ
    971 /F12 1 Tf
    972 4.4568 0 TD
    973 -0.003 Tc
    974 [(t)-5(o)-506(great)-5(l)1(y)-531(r)-3(ed)-8(u)-8(c)-1(e)-509(b)-8(rok)17(e)-1(r)-511(i)1(n)19(v)17(olv)17(e)-1(men)19(t)-5(.)-949(F)-1(loat)-5(in)-8(g)]TJ
    975 -4.4568 -1.1376 TD
    976 0.003 Tc
    977 [(c)5(u)-2(rre)5(nc)5(y)-458(a)8(l)7(l)7(o)35(w)9(s)-475(di)7(g)8(i)7(ta)8(l)-474(c)5(urre)5(nc)5(y)-445(t)1(o)-460(\\)8(\015o)8(a)8(t)1(")-460(f)9(ro)8(m)-466(o)8(ne)-463(no)-18(de)]TJ
    978 0 -1.1242 TD
    979 -0.003 Tc
    980 [(t)-5(o)-346(an)-8(ot)-5(h)-8(e)-1(r)-350(w)3(it)-5(h)-8(o)2(u)-8(t)-339(t)-5(h)-8(e)-335(i)1(n)19(v)17(olv)17(e)-1(men)19(t)-339(of)-345(a)-346(cen)19(t)-5(r)-3(alized)-369(b)-8(r)-3(ok)17(er,)]TJ
    981 0 -1.1376 TD
    982 0.005 Tc
    983 [(w)11(h)0(i)9(c)33(h)-307(i)9(s)-312(o)10(nl)9(y)-296(u)0(s)9(e)7(f)11(u)0(l)-312(w)11(he)7(n)-307(p)-26(e)7(e)7(r)5(s)-299(a)10(c)7(t)-305(a)10(s)-312(b)-26(o)10(th)-294(buy)25(e)7(r)5(s)-286(a)10(nd)-307(v)25(e)7(n-)]TJ
    984 0 -1.1242 TD
    985 -0.004 Tc
    986 [(d)-9(o)1(rs.)-455(H)-10(o)28(w)29(ev)16(er,)-334(u)-9(n)-9(lik)16(e)-310(t)-6(rad)-9(i)0(t)-6(i)0(on)-9(al)-334(t)-6(r)-4(an)-9(sferab)-9(le)-336(cash)-9(,)-334(c)-2(oin)-9(s)-335(in)]TJ
    987 0 -1.1376 TD
    988 0.002 Tc
    989 [(P)5(P)32(a)34(y)-419(do)-408(no)7(t)-415(g)7(ro)34(w)-420(i)6(n)-404(s)6(i)6(z)4(e)-424(a)7(s)-422(t)0(he)4(y)-406(a)7(re)-411(tra)7(n)-3(s)6(f)8(e)4(rre)4(d.)-676(W)81(e)-411(s)6(a)34(y)]TJ
    990 0 -1.1242 TD
    991 [(the)-383(c)5(urre)5(nc)5(y)-391(i)7(s)-381(\\)8(s)7(e)5(l)7(f)9(-ma)8(n)-2(a)8(g)8(e)5(d")-420(b)-28(e)5(c)5(a)8(us)7(e)-396(a)8(l)7(l)-394(s)7(e)5(c)5(u)-2(ri)7(t)28(y)-391(re)5(l)7(a)8(te)5(d)]TJ
    992 0 -1.1376 TD
    993 -0.003 Tc
    994 [(to)-292(a)-292(c)-1(oin)-8(,)-320(ex)-9(cep)-8(t)-286(f)3(or)-310(wh)-8(en)-302(th)-8(e)-282(c)-1(oin)-302(i)1(s)-307(\014)-8(rst)-299(c)-1(reated)-302(or)-297(cash)-8(ed)-8(,)]TJ
    995 T*
    996 0.004 Tc
    997 [(i)8(s)-353(ma)9(na)9(g)9(e)6(d)-375(b)26(y)-350(t)2(he)-342(us)8(e)6(r)4(s)-353(w)10(ho)-365(\\)9(o)36(w)10(n)-1(")-352(t)2(he)-355(c)6(o)9(i)8(n)-1(s)8(.)-514(In)-348(thi)8(s)-353(w)37(a)36(y)78(,)]TJ
    998 0 -1.1242 TD
    999 [(w)37(e)-342(ha)9(rne)6(s)8(s)-340(t)2(he)-342(re)6(s)8(o)9(urc)6(e)6(s)-340(a)36(v)51(a)9(i)8(l)8(a)9(bl)8(e)-355(a)9(t)-346(i)8(ndi)8(vi)8(dua)9(l)-326(p)-27(e)6(e)6(r)4(s)8(.)]TJ
   1000 /F11 1 Tf
   1001 0 -1.78 TD
   1002 [(Ba)4(sic)-367(I)9(mp)6(lemen)32(t)9(a)4(t)9(i)-2(o)7(n)6(.)]TJ
   1003 /F12 1 Tf
   1004 12.5272 0 TD
   1005 0.003 Tc
   1006 [(Se)5(l)7(f)9(-ma)8(n)-2(a)8(g)8(e)5(d,)-341(\015o)8(a)8(t)1(i)7(n)-2(g)-326(c)5(urre)5(nc)5(y)]TJ
   1007 -12.5272 -1.1242 TD
   1008 -0.003 Tc
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   1512 8.966 0 0 8.966 70.68 463.02 Tm
   1513 -0.004 Tc
   1514 [(.)-455(A)-10(ft)-6(er)-325(t)-6(h)-9(e)-323(n)-9(ew)-332(assign)-9(m)-4(en)18(t)-340(h)-9(as)-335(b)-35(een)-330(issu)-9(ed)-9(,)-348(t)-6(h)-9(e)-323(old)-343(a)1(s-)]TJ
   1515 -1.887 -1.1242 TD
   1516 -0.003 Tc
   1517 [(sign)-8(m)-3(en)19(t)-5(,)]TJ
   1518 /F9 1 Tf
   1519 4.6308 0 TD
   1520 0 Tc
   1521 (A)Tj
   1522 /F7 1 Tf
   1523 5.978 0 0 5.978 102.24 451.98 Tm
   1524 0.106 Tc
   1525 (UV)Tj
   1526 /F12 1 Tf
   1527 8.966 0 0 8.966 114.24 452.94 Tm
   1528 -0.004 Tc
   1529 [(,)-321(i)0(s)-321(n)-9(o)-307(l)0(on)-9(ger)-325(v)43(alid)-9(.)-441(I)-8(n)-316(S)-9(ect)-6(ion)-316(5)1(.2)-320(w)29(e)-310(d)-9(iscu)-9(s)0(s)]TJ
   1530 -6.7452 -1.1376 TD
   1531 0.004 Tc
   1532 [(the)-382(o)9(pti)8(o)9(n)-389(o)9(f)]TJ
   1533 /F10 1 Tf
   1534 6.277 0 TD
   1535 -0.003 Tc
   1536 [(l)-8(ayer)55(e)54(d)]TJ
   1537 /F12 1 Tf
   1538 3.5601 0 TD
   1539 -0.004 Tc
   1540 [(coin)-9(s,)-414(wh)-9(ere)]TJ
   1541 /F9 1 Tf
   1542 5.9424 0 TD
   1543 0 Tc
   1544 (V)Tj
   1545 /F12 1 Tf
   1546 1.2045 0 TD
   1547 -0.004 Tc
   1548 [(reassign)-9(s)-415(a)-387(c)-2(oin)-397(t)-6(o)]TJ
   1549 /F9 1 Tf
   1550 8.7663 0 TD
   1551 0 Tc
   1552 (X)Tj
   1553 /F12 1 Tf
   1554 -25.7502 -1.1376 TD
   1555 -0.004 Tc
   1556 [(wit)-6(h)-9(ou)-9(t)-394(goin)-9(g)-387(t)-6(h)-9(rou)-9(g)1(h)-383(o)28(wn)-9(er)]TJ
   1557 /F9 1 Tf
   1558 13.5979 0 TD
   1559 0 Tc
   1560 (U)Tj
   1561 /F12 1 Tf
   1562 0.803 0 TD
   1563 -0.005 Tc
   1564 [(.)-576(N)-11(ot)-7(e)-378(t)-7(h)-10(a)0(t)-382(b)-36(ot)-7(h)]TJ
   1565 /F9 1 Tf
   1566 8.0971 0 TD
   1567 0 Tc
   1568 (V)Tj
   1569 /F12 1 Tf
   1570 1.2179 0 TD
   1571 -0.005 Tc
   1572 [(an)-10(d)]TJ
   1573 /F9 1 Tf
   1574 2.0343 0 TD
   1575 0 Tc
   1576 (X)Tj
   1577 /F12 1 Tf
   1578 -25.7502 -1.1242 TD
   1579 -0.003 Tc
   1580 [(receiv)17(e)-309(th)-8(e)-309(n)-8(ew)-305(assign)-8(m)-3(en)19(t.)-454(Th)-8(at)-313(w)30(a)29(y)71(,)-306(if)-318(for)-310(s)1(ome)-322(r)-3(eason)]TJ
   1581 /F9 1 Tf
   1582 25.7503 0 TD
   1583 0 Tc
   1584 (X)Tj
   1585 /F12 1 Tf
   1586 -25.7503 -1.1376 TD
   1587 -0.002 Tc
   1588 [(claims)-346(to)-318(h)-7(a)30(v)18(e)-321(n)-7(o)3(t)-325(r)-2(eceiv)18(e)0(d)-328(t)-4(h)-7(e)-308(coin)-7(,)]TJ
   1589 /F9 1 Tf
   1590 16.636 0 TD
   1591 0 Tc
   1592 (V)Tj
   1593 /F12 1 Tf
   1594 1.1376 0 TD
   1595 -0.001 Tc
   1596 [(can)-340(s)3(en)-6(d)-313(i)3(ts)-332(cop)21(y)-328(to)]TJ
   1597 /F9 1 Tf
   1598 -17.7736 -1.1242 TD
   1599 0 Tc
   1600 (X)Tj
   1601 /F12 1 Tf
   1602 0.9235 0 TD
   1603 -0.001 Tc
   1604 [(.)-465(I)-5(f)-329(n)-6(eith)-6(er)]TJ
   1605 /F9 1 Tf
   1606 5.233 0 TD
   1607 0 Tc
   1608 (V)Tj
   1609 /F12 1 Tf
   1610 1.1644 0 TD
   1611 0.005 Tc
   1612 [(no)10(r)]TJ
   1613 /F9 1 Tf
   1614 1.8202 0 TD
   1615 0 Tc
   1616 (X)Tj
   1617 /F12 1 Tf
   1618 1.2581 0 TD
   1619 -0.002 Tc
   1620 [(receiv)18(e)-334(th)-7(e)-321(c)0(oin)-7(,)-346(th)-7(en)-328(th)-7(e)-321(s)2(cen)-7(ario)-345(is)]TJ
   1621 -10.3991 -1.1376 TD
   1622 [(id)-8(en)19(tical)-360(t)-5(o)-346(t)-5(h)-8(e)-335(on)-8(e)-349(i)1(n)-342(w)3(h)-8(i)1(c)26(h)]TJ
   1623 /F9 1 Tf
   1624 13.1963 0 TD
   1625 0 Tc
   1626 (U)Tj
   1627 /F12 1 Tf
   1628 1.151 0 TD
   1629 -0.003 Tc
   1630 [(is)-347(simp)-8(l)1(y)-357(d)-8(o)29(w)3(n)-8(.)]TJ
   1631 /F11 1 Tf
   1632 -14.3473 -1.7666 TD
   1633 -0.004 Tc
   1634 [(D)-7(o)26(w)-6(n)24(ti)-10(m)-8(e)-478(Proto)-28(c)0(ol)-10(.)]TJ
   1635 /F12 1 Tf
   1636 11.8847 0 TD
   1637 [(P)26(eers)-428(m)23(u)-9(s)0(t)-434(b)-35(e)-417(o)1(n)-9(lin)-9(e)-430(t)-6(o)-427(m)-4(an)-9(age)]TJ
   1638 -11.8847 -1.1376 TD
   1639 0.002 Tc
   1640 [(thei)6(r)-359(c)4(o)7(i)6(ns)6(.)-529(S)-3(a)34(y)-366(a)-354(n)-3(o)-19(d)-3(e)]TJ
   1641 /F9 1 Tf
   1642 10.8676 0 TD
   1643 0 Tc
   1644 (V)Tj
   1645 /F12 1 Tf
   1646 1.1911 0 TD
   1647 -0.003 Tc
   1648 [(receiv)17(e)-1(s)-360(a)-372(coin)-369(o)29(w)3(n)-8(e)-1(d)-382(b)19(y)]TJ
   1649 /F9 1 Tf
   1650 11.4966 0 TD
   1651 0 Tc
   1652 (U)Tj
   1653 /F12 1 Tf
   1654 0.803 0 TD
   1655 0.37 Tc
   1656 [(,a)375(n)365(d)]TJ
   1657 -24.3583 -1.1242 TD
   1658 0.001 Tc
   1659 [(then)-432(a)6(ttempts)-423(to)-422(s)5(p)-30(end)-418(i)5(t)-442(a)6(t)-429(n)-4(o)-20(d)-4(e)]TJ
   1660 /F9 1 Tf
   1661 16.2612 0 TD
   1662 0 Tc
   1663 (X)Tj
   1664 /F12 1 Tf
   1665 0.9235 0 TD
   1666 0.705 Tc
   1667 [(.I)701(f)]TJ
   1668 /F9 1 Tf
   1669 2.1146 0 TD
   1670 0 Tc
   1671 (U)Tj
   1672 /F12 1 Tf
   1673 1.2313 0 TD
   1674 -0.004 Tc
   1675 [(is)-428(u)-9(n)-9(a)28(v)43(a)1(ilab)-9(l)0(e)]TJ
   1676 -20.5306 -1.1376 TD
   1677 [(\()-6(e)-2(.g.,)-508(d)-9(u)-9(e)-457(t)-6(o)-454(n)-9(e)-2(t)21(w)29(ork)-465(p)-9(art)-6(i)0(t)-6(i)0(on)-9(s)-482(o)1(r)-459(n)-9(at)-6(u)-9(r)-4(al)-468(d)-9(o)28(wn)18(t)-6(i)0(me)-457(of)-466(a)]TJ
   1678 T*
   1679 -0.002 Tc
   1680 [(comp)-7(u)-7(t)-4(er\),)-359(or)-349(if)]TJ
   1681 /F9 1 Tf
   1682 7.4815 0 TD
   1683 0 Tc
   1684 (U)Tj
   1685 /F12 1 Tf
   1686 1.151 0 TD
   1687 0.003 Tc
   1688 [(i)7(s)-354(a)8(ttempti)7(ng)-340(a)8(n)-349(a)8(tta)8(c)32(k)-3(,)-354(t)1(hen)-336(i)7(t)-347(w)9(i)7(l)7(l)-367(no)8(t)]TJ
   1689 -8.6325 -1.1242 TD
   1690 -0.004 Tc
   1691 [(reassign)-370(t)-6(h)-9(e)-350(coin)-9(.)]TJ
   1692 1.0037 -1.1376 TD
   1693 [(I)-8(f)-520(t)-6(h)-9(e)-510(o)28(wn)-9(er)-512(of)-533(a)-507(c)-2(oin)-530(i)0(s)-522(n)-9(ot)-514(on)-9(lin)-9(e)-524(\()-6(wh)-9(ic)25(h)-530(t)-6(h)-9(e)-510(h)-9(o)1(ld)-9(er)]TJ
   1694 -1.0037 -1.1242 TD
   1695 -0.003 Tc
   1696 [(sh)-8(ou)-8(ld)-529(d)-8(e)-1(t)-5(e)-1(rmin)-8(e)-523(v)-9(i)1(a)-520(a)-520(p)-8(in)-8(g)]TJ
   1697 /F10 1 Tf
   1698 13.7584 0 TD
   1699 -0.058 Tc
   1700 [(be)-54(f)-64(o)-55(re)]TJ
   1701 /F12 1 Tf
   1702 3.1853 0 TD
   1703 -0.004 Tc
   1704 [(sen)-9(d)-9(i)0(n)-9(g)-507(t)-6(h)-9(e)-524(r)-4(eassign)-9(-)]TJ
   1705 -16.9438 -1.1376 TD
   1706 0.003 Tc
   1707 [(me)5(n)25(t)-347(re)5(que)5(s)7(t\),)-341(the)-329(h)-2(o)8(l)7(de)5(r)-344(s)7(ho)8(ul)7(d)-349(a)8(tte)5(mpt)-347(t)1(o)-340(m)3(a)8(k)23(e)-343(t)1(he)-343(pa)35(y-)]TJ
   1708 0 -1.1242 TD
   1709 -0.003 Tc
   1710 [(men)19(t)-487(v)-9(i)1(a)-479(a)-479(c)-1(oin)-489(o)29(wn)-8(ed)-489(b)19(y)-478(a)-479(d)-8(i\013)-6(eren)19(t)-473(u)-8(ser)-484(w)3(h)-8(o)-493(is)-481(on)-8(lin)-8(e.)]TJ
   1711 0 -1.1376 TD
   1712 -0.004 Tc
   1713 [(I)-8(n)-370(t)-6(h)-9(e)-363(c)-2(ase)-377(w)2(h)-9(e)-2(re)-363(t)-6(h)-9(is)-375(op)-9(t)-6(i)0(on)-370(is)-375(n)-9(o)1(t)-367(a)28(v)43(a)1(ilab)-9(l)0(e,)-388(or)-378(wh)-9(ere)-363(t)-6(h)-9(e)]TJ
   1714 0 -1.1242 TD
   1715 -0.003 Tc
   1716 [(h)-8(o)2(ld)-8(er)-458(alread)-8(y)-478(s)1(en)19(t)-446(t)-5(h)-8(e)-456(reassign)-8(m)-3(en)19(t)-460(r)-3(eq)-9(u)-8(e)-1(st)-460(b)-8(u)-8(t)-446(receiv)17(e)-1(d)]TJ
   1717 0 -1.1376 TD
   1718 [(n)-8(o)-306(resp)-34(on)-8(se,)-320(t)-5(h)-8(e)-295(h)-8(o)2(ld)-8(er)-297(ma)29(y)-304(h)-8(a)29(v)17(e)-295(t)-5(h)-8(e)-295(coin)-315(reassign)-8(e)-1(d)-329(b)19(y)-290(t)-5(h)-8(e)]TJ
   1719 T*
   1720 [(b)-8(r)-3(ok)17(er.)-547(C)3(on)19(t)-5(i)1(n)19(u)-8(in)-8(g)-372(o)2(u)-8(r)-377(ex)-9(amp)-8(l)1(e)-376(f)3(rom)-391(a)2(b)-34(o)29(v)17(e)-1(,)-373(b)-8(rok)17(e)-1(r)]TJ
   1721 /F9 1 Tf
   1722 23.8766 0 TD
   1723 0 Tc
   1724 (B)Tj
   1725 /F12 1 Tf
   1726 1.1911 0 TD
   1727 -0.005 Tc
   1728 (will)Tj
   1729 -25.0677 -1.1242 TD
   1730 [(gen)-9(e)-2(rat)-6(e)-363(t)-6(h)-9(e)-336(n)-9(ewly)-358(assign)-9(e)-2(d)-370(c)-2(oin)-9(:)]TJ
   1731 /F9 1 Tf
   1732 7.8426 -1.3383 TD
   1733 0 Tc
   1734 (A)Tj
   1735 /F7 1 Tf
   1736 5.978 0 0 5.978 131.04 221.1 Tm
   1737 0.106 Tc
   1738 (UX)Tj
   1739 /F12 1 Tf
   1740 8.966 0 0 8.966 146.16 222.06 Tm
   1741 0 Tc
   1742 (=)Tj
   1743 /F14 1 Tf
   1744 1.0841 0 TD
   1745 (f)Tj
   1746 /F9 1 Tf
   1747 0.5086 0 TD
   1748 0.021 Tc
   1749 [(X;)-162(s)18(e)17(q)]TJ
   1750 /F8 1 Tf
   1751 5.978 0 0 5.978 185.16 221.1 Tm
   1752 0 Tc
   1753 (2)Tj
   1754 /F9 1 Tf
   1755 8.966 0 0 8.966 189.24 222.06 Tm
   1756 0.17 Tc
   1757 (;C)Tj
   1758 /F14 1 Tf
   1759 1.2581 0 TD
   1760 0 Tc
   1761 (g)Tj
   1762 /F7 1 Tf
   1763 5.978 0 0 5.978 205.08 221.1 Tm
   1764 0.066 Tc
   1765 (SK)Tj
   1766 /F6 1 Tf
   1767 4.981 0 0 4.981 216.12 219.78 Tm
   1768 0 Tc
   1769 (B)Tj
   1770 /F12 1 Tf
   1771 8.966 0 0 8.966 281.16 222.06 Tm
   1772 0.002 Tc
   1773 [(\(5)7(\))]TJ
   1774 -25.3614 -1.7264 TD
   1775 -0.004 Tc
   1776 [(wh)-9(ic)25(h)-530(i)0(s)-535(i)0(d)-9(e)-2(n)18(t)-6(ical)-522(in)-530(con)18(t)-6(en)18(t)-528(t)-6(o)-521(a)1(n)-530(a)1(ssign)-9(m)-4(en)18(t)-541(issu)-9(ed)-530(b)18(y)]TJ
   1777 0 -1.1376 TD
   1778 -0.032 Tc
   1779 [(ow)-26(n)-37(e)-30(r)]TJ
   1780 /F9 1 Tf
   1781 3.0783 0 TD
   1782 0 Tc
   1783 (U)Tj
   1784 /F12 1 Tf
   1785 0.803 0 TD
   1786 -0.003 Tc
   1787 [(.)-708(T)3(h)-8(e)-429(b)-8(r)-3(ok)17(er)-417(will)-440(t)-5(h)-8(en)-422(st)-5(ore)-429(t)-5(h)-8(e)-416(reassign)-8(m)-3(en)19(t)-446(r)-3(e-)]TJ
   1788 -3.8813 -1.1242 TD
   1789 [(q)-9(u)-8(est)-406(f)3(rom)]TJ
   1790 /F9 1 Tf
   1791 5.2866 0 TD
   1792 0 Tc
   1793 (V)Tj
   1794 /F12 1 Tf
   1795 1.2313 0 TD
   1796 0.406 Tc
   1797 [(a)411(n)401(ds)410(e)408(n)401(di)410(t)-11(t)404(o)10(o)438(w)412(n)401(e)408(r)]TJ
   1798 /F9 1 Tf
   1799 9.9441 0 TD
   1800 0 Tc
   1801 (U)Tj
   1802 /F12 1 Tf
   1803 1.2179 0 TD
   1804 -0.004 Tc
   1805 [(wh)-9(en)-410(it)-421(comes)-415(b)-9(ac)25(k)]TJ
   1806 -17.6798 -1.1376 TD
   1807 [(on)-9(lin)-9(e.)]TJ
   1808 /F9 1 Tf
   1809 3.5467 0 TD
   1810 0 Tc
   1811 (U)Tj
   1812 /F12 1 Tf
   1813 1.1911 0 TD
   1814 0.003 Tc
   1815 [(w)9(i)7(l)7(l)-394(b)-28(e)-383(re)5(s)7(p)-28(o)8(n)-2(s)7(i)7(b)-2(l)7(e)-383(f)9(o)8(r)-398(d)-2(e)5(t)1(e)5(c)5(t)1(i)7(n)-2(g)-380(a)8(n)25(y)-378(mi)7(s)7(c)5(o)8(nduc)5(t)]TJ
   1816 -4.7378 -1.1376 TD
   1817 -0.005 Tc
   1818 [(wh)-10(ile)-364(it)-355(w)28(a)0(s)-349(d)-10(o)27(w)1(n)-10(.)]TJ
   1819 1.0037 -1.1242 TD
   1820 0.003 Tc
   1821 [(In)-283(the)-289(o)8(\013)-294(c)32(ha)8(nc)5(e)-289(w)9(he)5(re)-303(b)-28(o)8(th)-296(the)-276(b)-2(ro)8(k)23(e)5(r)-291(a)8(nd)-296(the)-276(o)35(w)9(n)-2(e)5(r)-304(re)5(-)]TJ
   1822 -1.0037 -1.1376 TD
   1823 -0.004 Tc
   1824 [(assign)-263(t)-6(h)-9(e)-243(coin)-249(\()-6(e)-2(.g.,)-267(b)-35(ecau)-9(s)0(e)-256(t)-6(h)-9(e)-229(h)-9(o)1(ld)-9(er)-244(t)-6(i)0(med)-236(o)1(u)-9(t)-247(on)-249(w)29(a)1(it)-6(in)-9(g)]TJ
   1825 0 -1.1242 TD
   1826 [(for)-432(a)-427(resp)-35(on)-9(se)-430(from)-432(t)-6(h)-9(e)-403(o)28(wn)-9(er\))-6(,)-455(n)-9(o)-414(d)-9(a)1(mage)-430(is)-428(d)-9(o)1(n)-9(e)-2(.)-682(Bot)-6(h)]TJ
   1827 0 -1.1376 TD
   1828 [(assign)-9(m)-4(en)18(t)-6(s)-321(will)-321(h)-9(a)28(v)16(e)-296(t)-6(h)-9(e)-310(s)0(ame)-310(s)0(eq)-10(u)-9(e)-2(n)-9(c)-2(e)-310(n)18(u)-9(m)23(b)-35(e)-2(r)-298(a)1(n)-9(d)-303(b)-35(e)-310(as-)]TJ
   1829 0 -1.1242 TD
   1830 -0.003 Tc
   1831 [(sign)-8(e)-1(d)-329(t)-5(o)-306(t)-5(h)-8(e)-295(same)-322(u)-8(s)1(er;)-320(h)-8(en)-8(ce)-309(t)-5(h)-8(ey)-304(are)-309(e)-1(ssen)19(t)-5(ially)-331(t)-5(h)-8(e)-309(s)1(ame)]TJ
   1832 0 -1.1376 TD
   1833 -0.004 Tc
   1834 [(assign)-9(m)-4(en)18(t)-6(.)-441(I)-8(f)-239(t)-6(h)-9(e)-243(h)-9(old)-9(e)-2(r)-244(t)-6(ries)-254(t)-6(o)-240(reassign)-263(t)-6(h)-9(e)-243(coin)-249(t)-6(o)-240(t)21(w)29(o)-253(d)-9(if-)]TJ
   1835 0 -1.1242 TD
   1836 -0.003 Tc
   1837 [(feren)19(t)-339(u)-8(s)1(ers,)-333(th)-8(e)-322(o)29(wn)-8(er)-337(can)-329(d)-8(etect)-326(th)-8(is)-320(misb)-34(eh)-8(a)29(v)-9(ior)-337(t)-5(h)-8(r)-3(ou)-8(gh)]TJ
   1838 0 -1.1376 TD
   1839 [(t)-5(h)-8(e)-335(t)22(w)30(o)-346(reassign)-8(m)-3(en)19(t)-353(r)-3(eq)-9(u)-8(e)-1(st)-5(s.)-454(Please)-362(refer)-350(t)-5(o)-332(S)-8(ect)-5(ion)-342(4)-346(for)]TJ
   1840 T*
   1841 -0.004 Tc
   1842 [(a)-347(d)-9(et)-6(ailed)-356(s)0(ecu)-9(rit)21(y)-358(an)-9(aly)-10(sis)-361(of)-346(ou)-9(r)-351(p)-9(rot)-6(o)-25(col.)]TJ
   1843 30.34 72.899 TD
   1844 -0.003 Tc
   1845 [(Brok)17(er)]TJ
   1846 /F9 1 Tf
   1847 3.4129 0 TD
   1848 0 Tc
   1849 (B)Tj
   1850 /F12 1 Tf
   1851 1.2313 0 TD
   1852 -0.004 Tc
   1853 [(will)-414(c)25(h)-9(arge)-417(b)-35(o)1(t)-6(h)]TJ
   1854 /F9 1 Tf
   1855 7.7626 0 TD
   1856 0 Tc
   1857 (V)Tj
   1858 /F12 1 Tf
   1859 1.2313 0 TD
   1860 -0.005 Tc
   1861 [(an)-10(d)]TJ
   1862 /F9 1 Tf
   1863 2.0477 0 TD
   1864 0 Tc
   1865 (U)Tj
   1866 /F12 1 Tf
   1867 1.2179 0 TD
   1868 -0.002 Tc
   1869 [(a)-398(p)-33(ercen)20(tage)-401(of)-411(th)-7(e)]TJ
   1870 -17.9073 -1.1376 TD
   1871 [(reassign)-8(e)-1(d)-489(a)2(mou)-8(n)19(t)-460(f)3(or)-471(t)-5(h)-8(is)-454(serv)-9(ice.)-815(Bot)-5(h)-463(p)-8(art)-5(i)1(es)-468(m)24(u)-8(st)-460(b)-34(e)]TJ
   1872 0 -1.1242 TD
   1873 -0.001 Tc
   1874 [(c)27(h)-6(arged)-273(i)3(n)-260(o)4(rd)-6(er)-268(to)-250(p)-6(r)-1(ev)19(en)21(t)-244(a)4(ttac)28(k)-7(s)-265(w)5(h)-6(e)1(re)]TJ
   1875 /F9 1 Tf
   1876 18.5632 0 TD
   1877 0 Tc
   1878 (U)Tj
   1879 /F12 1 Tf
   1880 1.0707 0 TD
   1881 0.005 Tc
   1882 [(a)10(l)9(w)38(a)37(ys)-259(pre)7(t)3(e)7(nds)]TJ
   1883 -19.6339 -1.1376 TD
   1884 [(to)-299(b)-27(e)-315(do)36(w)10(n)-1(,)-313(o)9(r)]TJ
   1885 /F9 1 Tf
   1886 6.7855 0 TD
   1887 0 Tc
   1888 (V)Tj
   1889 /F12 1 Tf
   1890 1.1376 0 TD
   1891 0.004 Tc
   1892 [(pre)6(t)2(e)6(nds)]TJ
   1893 /F9 1 Tf
   1894 4.149 0 TD
   1895 0 Tc
   1896 (U)Tj
   1897 /F12 1 Tf
   1898 1.1108 0 TD
   1899 0.005 Tc
   1900 [(i)9(s)-312(do)37(w)11(n)0(.)-432(N)-1(o)10(t)3(e)-314(t)3(ha)10(t)-291(t)3(hi)9(s)-312(e)7(xte)7(n)0(-)]TJ
   1901 -13.1829 -1.1376 TD
   1902 [(s)8(i)8(o)9(n)-402(p)-1(ro)36(vi)8(de)6(s)-367(i)8(nc)6(e)6(n)26(ti)8(v)24(e)6(s)-380(f)10(o)9(r)-397(no)-17(de)6(s)-380(t)2(o)-379(r)4(e)6(m)4(a)9(i)8(n)-389(o)9(nl)8(i)8(n)-1(e)6(,)-406(a)9(n)-1(d)-375(t)2(o)]TJ
   1903 0 -1.1242 TD
   1904 -0.001 Tc
   1905 [(minimize)-387(the)-374(i)3(n)21(v)19(olv)19(e)1(men)21(t)-364(of)-383(the)-374(b)-6(rok)19(e)1(r.)-559(It)-378(also)-397(mak)19(e)1(s)-372(a)4(n)21(y)]TJ
   1906 0 -1.1376 TD
   1907 0.003 Tc
   1908 [(a)8(tta)8(c)31(k)-405(b)25(y)-391(the)-396(o)35(w)9(n)-2(e)5(r)-411(unpro)8(\014)-2(ta)8(bl)7(e)5(,)-407(s)7(i)7(n)-2(c)5(e)-410(the)-383(o)35(w)9(n)-2(e)5(r)-411(w)9(i)7(l)7(l)-421(no)8(t)]TJ
   1909 0 -1.1242 TD
   1910 -0.004 Tc
   1911 [(on)-9(ly)-318(b)-35(e)-310(c)24(h)-9(arged)-316(a)-320(fee,)-321(b)-9(u)-9(t)-300(it)-327(will)-321(also)-333(b)-35(e)-310(u)-9(n)-9(a)1(b)-9(l)0(e)-296(t)-6(o)-320(r)-4(eu)-9(se)-310(t)-6(h)-9(e)]TJ
   1912 0 -1.1376 TD
   1913 [(coin)-356(for)-365(i)0(tself.)]TJ
   1914 1.0037 -1.1242 TD
   1915 -0.003 Tc
   1916 [(A)-9(n)-409(alt)-5(e)-1(rn)-8(at)-5(iv)17(e)-429(t)-5(o)-426(t)-5(h)-8(i)1(s)-414(d)-8(o)29(w)3(n)19(t)-5(ime)-429(p)-8(rot)-5(o)-24(col)-440(i)1(s)-414(f)3(or)-444(p)-34(eers)-414(t)-5(o)]TJ
   1917 -1.0037 -1.1376 TD
   1918 [(simp)-8(l)1(y)-384(p)-8(rin)19(t)-366(a)-372(n)-8(ew)-385(coin)-382(wh)-8(en)-8(ev)17(er)-364(it)-380(d)-8(o)-24(es)-387(n)-8(o)2(t)-380(h)-8(old)-369(a)2(n)-8(o)2(th)-8(er)]TJ
   1919 0 -1.1242 TD
   1920 [(coin)-275(wh)-8(ose)-282(o)29(wn)-8(er)-270(is)-267(aliv)17(e.)-440(Wh)-8(at)-272(a)-265(p)-34(eer)-270(d)-8(ecid)-8(e)-1(s)-267(t)-5(o)-252(d)-8(o)-265(w)3(ill)-280(d)-8(e)-1(-)]TJ
   1921 0 -1.1376 TD
   1922 -0.005 Tc
   1923 [(p)-36(e)-3(n)-10(d)-304(on)-304(h)-10(o)27(w)-307(m)22(u)-10(c)24(h)-304(i)-1(t)-301(i)-1(s)-309(w)1(illin)-10(g)-321(t)-7(o)-308(m)-5(an)-10(age)-311(an)-10(ot)-7(h)-10(e)-3(r)-312(c)-3(oin)-10(,)-322(an)-10(d)]TJ
   1924 T*
   1925 -0.003 Tc
   1926 [(on)-342(wh)-8(at)-339(th)-8(e)-335(r)-3(esp)-34(ectiv)17(e)-335(f)3(ees)-347(are)-335(\()-5(wh)-8(ic)25(h)-342(t)-5(h)-8(e)-335(b)-8(r)-3(ok)17(er)-324(con)19(t)-5(rols\).)]TJ
   1927 0 -1.1242 TD
   1928 [(Lat)-5(e)-1(r)-458(i)1(n)-449(S)-8(ect)-5(ion)-463(7)2(.1)-453(w)30(e)-456(p)-8(r)-3(esen)19(t)-446(a)-453(p)-34(e)-1(rforman)-8(c)-1(e)-456(a)2(n)-8(a)2(ly)-9(sis)-468(of)]TJ
   1929 0 -1.1376 TD
   1930 [(t)-5(h)-8(is)-294(alt)-5(e)-1(rn)-8(at)-5(iv)17(e)-309(m)-3(et)-5(h)-8(o)-24(d)-302(o)2(f)-305(d)-8(ealin)-8(g)-306(w)3(it)-5(h)-302(o)2(\017in)-8(e)-309(o)29(w)3(n)-8(e)-1(rs.)-454(E)0(v)17(e)-1(n)]TJ
   1931 0 -1.1242 TD
   1932 [(if)-305(t)-5(h)-8(is)-307(alt)-5(e)-1(rn)-8(at)-5(iv)17(e)-309(m)-3(et)-5(h)-8(o)-24(d)-302(i)1(s)-320(u)-8(sed)-8(,)-306(h)-8(o)29(w)30(e)-1(v)17(e)-1(r,)-306(w)30(e)-309(st)-5(ill)-320(n)-8(eed)-302(t)-5(h)-8(e)]TJ
   1933 0 -1.1376 TD
   1934 0.004 Tc
   1935 [(do)36(w)10(n)26(ti)8(me)-342(pro)9(t)2(o)-17(c)6(o)9(l)-353(to)-339(ha)9(ndl)8(e)-342(t)2(he)-328(c)6(a)9(s)8(e)-355(w)10(h)-1(e)6(n)-335(the)-342(o)36(w)10(n)-1(e)6(r)-343(do)-17(e)6(s)]TJ
   1936 0 -1.1242 TD
   1937 -0.003 Tc
   1938 [(n)-8(o)2(t)-286(r)-3(esp)-34(o)2(n)-8(d)-289(aft)-5(e)-1(r)-297(t)-5(h)-8(e)-269(reassign)-8(m)-3(en)19(t)-299(r)-3(eq)-9(u)-8(e)-1(st)-286(h)-8(a)2(s)-280(a)2(lread)-8(y)-304(b)-34(een)]TJ
   1939 0 -1.1376 TD
   1940 [(sen)19(t)-5(.)]TJ
   1941 /F11 1 Tf
   1942 0 -1.78 TD
   1943 -0.004 Tc
   1944 [(Obs)-6(e)-10(rv)58(a)-4(t)1(i)-10(o)-1(ns)-6(.)]TJ
   1945 /F12 1 Tf
   1946 8.86 0 TD
   1947 -0.001 Tc
   1948 [(First,)-545(the)-494(b)-6(rok)19(e)1(r's)-492(i)3(n)21(v)19(olv)19(e)1(men)21(t)-485(is)-506(no)31(w)]TJ
   1949 -8.86 -1.1242 TD
   1950 -0.003 Tc
   1951 [(limit)-5(ed)-489(t)-5(o)]TJ
   1952 /F9 1 Tf
   1953 4.9921 0 TD
   1954 0 Tc
   1955 (O)Tj
   1956 /F12 1 Tf
   1957 0.803 0 TD
   1958 (\()Tj
   1959 /F9 1 Tf
   1960 0.4015 0 TD
   1961 (m)Tj
   1962 /F12 1 Tf
   1963 0.9101 0 TD
   1964 0.001 Tc
   1965 [(\),)-503(w)7(h)-4(ere)]TJ
   1966 /F9 1 Tf
   1967 4.2828 0 TD
   1968 0 Tc
   1969 (m)Tj
   1970 /F12 1 Tf
   1971 1.3785 0 TD
   1972 -0.004 Tc
   1973 [(is)-469(t)-6(h)-9(e)-470(n)18(u)-9(m)23(b)-35(e)-2(r)-459(o)1(f)-480(c)-2(oin)-9(s)-482(issu)-9(ed)-9(.)]TJ
   1974 -12.768 -1.1376 TD
   1975 [(S)-9(i)0(n)-9(c)-2(e)-417(e)-2(ac)24(h)-437(c)-2(oin)-437(c)-2(an)-437(b)-35(e)-417(in)18(v)16(o)1(lv)16(ed)-410(in)-437(t)-6(h)-9(ou)-9(san)-9(d)-9(s)-415(of)-426(p)-9(a)28(y)-10(m)-4(en)18(t)-6(s)]TJ
   1976 0 -1.1242 TD
   1977 0.031 Tc
   1978 [(be)33(f)37(o)36(r)31(e)-395(be)33(i)35(n)26(g)-379(c)33(a)36(s)35(h)26(e)33(d)26(,)]TJ
   1979 /F9 1 Tf
   1980 9.6898 0 TD
   1981 0 Tc
   1982 (m)Tj
   1983 /F12 1 Tf
   1984 1.3116 0 TD
   1985 [(ma)32(y)-421(b)-31(e)-413(o)5(rders)-411(o)5(f)-422(m)0(agnitude)-413(lo)32(w)33(e)2(r)]TJ
   1986 -11.0014 -1.1376 TD
   1987 0.004 Tc
   1988 [(tha)9(n)]TJ
   1989 /F9 1 Tf
   1990 2.3689 0 TD
   1991 0 Tc
   1992 (n)Tj
   1993 /F12 1 Tf
   1994 0.6157 0 TD
   1995 0.003 Tc
   1996 [(,)-314(t)1(he)-289(n)25(u)-2(m)30(b)-28(e)5(r)-291(o)8(f)-312(pa)35(yme)5(n)25(ts)-301(ma)8(de)5(.)-434(F)85(urthe)5(rmo)8(re)5(,)-314(i)7(n)-309(t)1(he)]TJ
   1997 -2.9846 -1.1242 TD
   1998 -0.003 Tc
   1999 [(\\id)-8(e)-1(al")-346(c)-1(ase)-335(w)3(h)-8(e)-1(re)-335(all)-333(n)-8(o)-24(d)-8(es)-320(o)29(w)3(n)-342(t)-5(h)-8(e)-309(same)-335(n)19(u)-8(m)24(b)-34(er)-324(of)-318(coin)-8(s,)]TJ
   2000 0 -1.1376 TD
   2001 [(an)-7(d)-301(c)0(oin)-7(s)-306(are)-294(r)-2(an)-7(d)-7(o)3(mly)-303(s)2(elected)-314(to)-291(mak)18(e)-294(p)-7(a)30(y)-8(m)-2(en)20(ts,)-292(t)-4(h)-7(e)-294(cost)]TJ
   2002 0 -1.1242 TD
   2003 -0.004 Tc
   2004 [(p)-35(e)-2(r)-392(n)-9(o)-25(d)-9(e)-390(o)1(f)-413(h)-9(an)-9(d)-9(lin)-9(g)-387(c)-2(oin)-410(r)-4(eassign)-9(m)-4(en)18(t)-6(s)-402(remain)-9(s)-402(c)-2(on)-9(st)-6(an)18(t)-6(,)]TJ
   2005 0 -1.1376 TD
   2006 -0.003 Tc
   2007 [(regard)-8(l)1(ess)-481(o)2(f)-465(t)-5(h)-8(e)-456(n)19(u)-8(m)24(b)-34(er)-458(of)-465(n)-8(o)-24(d)-8(e)-1(s)-454(i)1(n)-463(t)-5(h)-8(e)-456(sy)-9(st)-5(em)-472({)-466(i.e.,)-494(it)]TJ
   2008 T*
   2009 [(scales)-360(p)-34(e)-1(rfectly)71(.)]TJ
   2010 1.0037 -1.1242 TD
   2011 -0.004 Tc
   2012 [(N)-10(e)-2(x)-10(t)-6(,)-374(w)29(e)-390(o)1(b)-9(s)0(erv)16(e)-377(t)-6(h)-9(at)-381(reassign)-9(i)0(n)-9(g)-400(a)-373(c)-2(oin)-397(i)0(s)-388(r)-4(elat)-6(iv)16(ely)-385(e)-2(x)-10(-)]TJ
   2013 -1.0037 -1.1376 TD
   2014 -0.003 Tc
   2015 [(p)-34(e)-1(n)-8(siv)17(e)-443(\()-5(2)-439(sign)-8(a)2(t)-5(u)-8(re)-456(gen)-8(e)-1(rat)-5(i)1(on)-8(s,)-480(4)-453(sign)-8(a)2(t)-5(u)-8(re)-456(v)17(e)-1(ri\014)-8(c)-1(at)-5(ion)-8(s)1(,)]TJ
   2016 0 -1.1242 TD
   2017 [(an)-7(d)-421(3)-412(ex)-8(tra)-425(n)-7(et)23(w)31(o)3(rk)-410(messages\).)-707(H)-8(o)30(w)31(ev)18(er,)-439(h)-7(ere)-415(w)31(e)-428(c)0(an)-421(d)-7(i)2(-)]TJ
   2018 0 -1.1376 TD
   2019 [(rect)-5(ly)-478(u)-8(s)1(e)-456(e)-1(x)-9(ist)-5(in)-8(g)-466(m)-3(icrop)-8(a)29(y)-9(m)-3(en)19(t)-473(t)-5(ec)25(h)-8(n)-8(i)1(q)-9(u)-8(es)-454(origin)-8(ally)-491(in)-8(-)]TJ
   2020 0 -1.1242 TD
   2021 0.003 Tc
   2022 [(te)5(nde)5(d)-363(t)1(o)-366(r)3(e)5(duc)5(e)-356(b)-2(ro)8(k)23(e)5(r)-358(i)7(n)25(v)23(o)8(l)7(v)23(e)5(me)5(n)25(t)1(.)-515(F)85(o)8(r)-371(e)5(x)-3(a)8(m)3(pl)7(e)5(,)-367(w)36(e)-370(c)5(a)8(n)]TJ
   2023 0 -1.1376 TD
   2024 0.005 Tc
   2025 [(us)9(e)]TJ
   2026 /F10 1 Tf
   2027 1.8871 0 TD
   2028 -0.005 Tc
   2029 [(el)-10(e)52(c)-1(tr)53(oni)-11(c)-496(l)-10(o)-2(ttery)-497(ti)-11(ckets)]TJ
   2030 /F12 1 Tf
   2031 11.4297 0 TD
   2032 0.003 Tc
   2033 [([)7(1)8(1)8(])-461(to)-447(re)5(duc)5(e)-450(t)1(he)-450(n)25(u)-2(m)30(b)-28(e)5(r)-438(o)8(f)]TJ
   2034 -13.3168 -1.1242 TD
   2035 -0.003 Tc
   2036 [(coin)-355(reassign)-8(m)-3(en)19(t)-5(s)-360(b)19(y)-344(a)-346(f)3(act)-5(o)2(r)-364(o)2(f)]TJ
   2037 /F9 1 Tf
   2038 15.137 0 TD
   2039 0 Tc
   2040 (s)Tj
   2041 /F12 1 Tf
   2042 0.4818 0 TD
   2043 0.002 Tc
   2044 [(,)-342(w)8(he)4(re)-344(i)6(n)-350(pra)7(c)4(ti)6(c)4(e)]TJ
   2045 /F9 1 Tf
   2046 8.686 0 TD
   2047 0 Tc
   2048 (s)Tj
   2049 /F12 1 Tf
   2050 0.8164 0 TD
   2051 -0.004 Tc
   2052 (can)Tj
   2053 -25.1212 -1.1376 TD
   2054 [(safely)-305(b)-35(e)-283(set)-300(t)-6(o)-280(r)-4(ou)-9(gh)-9(ly)-291(100.)-455(W)75(e)-283(refer)-298(r)-4(ead)-9(e)-2(rs)-295(t)-6(o)-280(t)-6(h)-9(e)-283(c)-2(it)-6(at)-6(ion)]TJ
   2055 T*
   2056 [(for)-365(d)-9(et)-6(ails.)]TJ
   2057 1.0037 -1.1242 TD
   2058 -0.003 Tc
   2059 [(Th)-8(ird)-8(,)-306(PP)27(a)29(y)-290(is)-294(o\017in)-8(e)-295(w)3(it)-5(h)-302(r)-3(esp)-34(ect)-299(t)-5(o)-292(t)-5(h)-8(e)-282(b)-8(rok)17(e)-1(r,)-293(mean)-8(in)-8(g)]TJ
   2060 -1.0037 -1.1376 TD
   2061 [(th)-8(at)-393(b)-8(r)-3(ok)17(er)-377(load)-409(is)-387(con)-8(s)1(erv)17(e)-1(d)-8(.)-587(H)-9(o)29(w)30(e)-1(v)17(e)-1(r,)-400(b)-34(ecau)-8(s)1(e)-389(p)-8(a)29(y)-9(men)19(t)-5(s)]TJ
   2062 0 -1.1242 TD
   2063 -0.004 Tc
   2064 [(m)23(u)-9(st)-501(\()-6(u)-9(su)-9(ally)-10(\))-501(b)-35(e)-497(o)1(n)-9(lin)-9(e)-497(w)2(it)-6(h)-517(r)-4(esp)-35(ect)-501(t)-6(o)-494(t)-6(h)-9(e)-497(c)-2(oin)-517(o)28(wn)-9(er,)]TJ
   2065 0 -1.1376 TD
   2066 [(o)28(v)16(erall)-348(c)-2(omm)23(u)-9(n)-9(i)0(cat)-6(i)0(on)-356(cost)-354(an)-9(d)-343(l)0(at)-6(en)-9(cy)-345(is)-348(h)-9(i)0(gh)-9(er)-351(t)-6(h)-9(an)-330(wit)-6(h)]TJ
   2067 0 -1.1242 TD
   2068 -0.003 Tc
   2069 [(t)-5(r)-3(u)-8(e)-402(o\017in)-8(e)-402(p)-8(a)29(y)-9(men)19(t)-5(s.)-628(I)-7(n)-409(S)-8(ect)-5(ion)-409(7)2(.1)-413(w)30(e)-402(comp)-8(are)-416(t)-5(h)-8(e)-402(load)]TJ
   2070 0 -1.1376 TD
   2071 [(of)-357(p)-33(eers)-346(i)2(n)-341(P)1(P)28(a)30(y)-356(w)4(ith)-354(o)3(th)-7(er)-349(o\017in)-7(e)-348(s)2(c)26(h)-7(emes.)]TJ
   2072 1.0037 -1.1242 TD
   2073 [(Fin)-8(a)2(lly)71(,)-333(w)30(e)-322(n)-8(ot)-5(e)-322(t)-5(h)-8(a)2(t)-313(d)-8(o)29(w)3(n)19(t)-5(imes)-320(in)-8(crease)-335(t)-5(h)-8(e)-322(i)1(n)19(v)17(olv)17(e)-1(men)19(t)]TJ
   2074 -1.0037 -1.1376 TD
   2075 0.004 Tc
   2076 [(f)10(o)9(r)-424(t)2(he)-409(bro)9(k)24(e)6(r)4(,)-433(but)-413(to)-419(a)-406(l)8(i)8(m)4(i)8(t)2(e)6(d)-429(de)6(g)9(r)4(e)6(e)6(.)-701(As)-407(do)36(w)10(n)26(ti)8(me)6(s)-420(i)8(n-)]TJ
   2077 T*
   2078 -0.003 Tc
   2079 [(crease,)-347(P)0(P)27(a)29(y)-317(e)-1(ssen)19(t)-5(ially)-344(d)-8(e)-1(gen)-8(e)-1(rat)-5(e)-1(s)-334(i)1(n)19(t)-5(o)-306(a)-319(regu)-8(lar)-337(b)-8(rok)17(e)-1(red)]TJ
   2080 0 -1.1242 TD
   2081 [(sc)26(heme)-361(w)4(h)-7(ere)-361(b)-7(rok)18(e)0(r)-349(i)2(n)20(v)18(olv)18(e)0(men)20(t)-352(is)]TJ
   2082 /F9 1 Tf
   2083 16.5021 0 TD
   2084 0 Tc
   2085 (O)Tj
   2086 /F12 1 Tf
   2087 0.803 0 TD
   2088 (\()Tj
   2089 /F9 1 Tf
   2090 0.4015 0 TD
   2091 (n)Tj
   2092 /F12 1 Tf
   2093 0.6157 0 TD
   2094 0.365 Tc
   2095 [(\)i)369(nt)363(h)360(e)19(n)387(u)360(m)392(b)334(e)367(r)18(o)370(f)]TJ
   2096 -18.3223 -1.1376 TD
   2097 -0.003 Tc
   2098 [(t)-5(r)-3(an)-8(sact)-5(ion)-8(s)1(.)-467(I)-7(n)-329(S)-8(ect)-5(ion)-329(7)2(.1)-332(w)30(e)-335(sh)-8(o)29(w)-331(h)-8(o)29(w)-318(o)2(u)-8(r)-324(sc)25(h)-8(e)-1(me)-335(main)-8(-)]TJ
   2099 0 -1.1242 TD
   2100 [(tain)-7(s)-507(g)3(o)-23(o)-23(d)-515(p)-33(e)0(rforman)-7(ce,)-546(ev)18(en)-502(in)-502(th)-7(e)-482(f)4(ace)-522(o)3(f)-504(m)-2(an)20(y)-490(o)3(\017in)-7(e)]TJ
   2101 0 -1.1376 TD
   2102 [(p)-33(eers.)]TJ
   2103 /F20 1 Tf
   2104 11.955 0 0 11.955 316.8 178.26 Tm
   2105 0 Tc
   2106 [(4.)-995(SE)5(CURIT)5(Y)]TJ
   2107 /F12 1 Tf
   2108 8.966 0 0 8.966 325.8 165.9 Tm
   2109 0.005 Tc
   2110 [(As)-339(w)11(i)9(th)-347(a)10(n)27(y)-349(o)10(\017)5(i)9(ne)-341(pa)37(ym)5(e)7(n)27(t)-331(s)9(ys)9(te)7(m)5(,)]TJ
   2111 /F10 1 Tf
   2112 16.7564 0 TD
   2113 0.006 Tc
   2114 [(c)63(o)9(in)-367(fr)64(a)9(u)8(d)]TJ
   2115 /F12 1 Tf
   2116 4.952 0 TD
   2117 -0.004 Tc
   2118 [(is)-361(an)-356(im-)]TJ
   2119 -22.7122 -1.1242 TD
   2120 -0.003 Tc
   2121 [(p)-34(o)2(rt)-5(an)19(t)-393(issu)-8(e)-402(t)-5(h)-8(a)2(t)-393(m)24(u)-8(s)1(t)-380(b)-34(e)-389(c)-1(arefu)-8(lly)-411(ad)-8(d)-8(r)-3(essed)-8(.)-614(Lik)17(e)-389(ot)-5(h)-8(e)-1(r)]TJ
   2122 0 -1.1376 TD
   2123 -0.001 Tc
   2124 [(micropa)31(y)-7(men)21(t)-431(sc)27(hemes,)-465(PP)29(a)31(y)-436(do)-22(es)-439(not)-431(p)-6(rev)19(e)1(n)21(t)-418(coin)-434(f)5(r)-1(aud)]TJ
   2125 0 -1.1242 TD
   2126 0.004 Tc
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   2128 0 -1.1376 TD
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   2131 0 -1.1242 TD
   2132 [(b)-33(e)-361(d)-7(e)0(tected)-368(an)-7(d)-368(t)-4(raced)-368(b)-7(a)3(c)27(k)-370(to)-358(th)-7(e)-361(m)-2(isb)-33(eh)-7(a)30(v)-8(in)-7(g)-371(p)-33(eer)-363(\(S)-7(ec-)]TJ
   2133 0 -1.1376 TD
   2134 [(t)-5(i)1(on)-516(4.1\))-5(,)-574(a)2(n)-8(d)-503(\()-5(2)2(\))-513(p)-8(rop)-34(e)-1(r)-511(p)-8(u)-8(n)-8(ish)-8(men)19(t)-5(s)-494(a)2(re)-523(in)-516(p)-8(l)1(ace)-509(\()-5(S)-8(ec-)]TJ
   2135 0 -1.1242 TD
   2136 -0.004 Tc
   2137 [(t)-6(i)0(on)-504(4.2\))-6(.)-910(N)-10(ot)-6(e)-484(t)-6(h)-9(a)1(t)-488(a)1(lt)-6(h)-9(o)1(u)-9(g)1(h)-504(a)-494(p)-9(a)28(y)-10(m)-4(en)18(t)-474(s)0(c)25(h)-9(eme)-497(c)-2(an)-504(b)-35(e)]TJ
   2138 0 -1.1376 TD
   2139 [(d)-9(e)-2(sign)-9(e)-2(d)-343(t)-6(o)-320(m)-4(ak)16(e)-323(f)2(rau)-9(d)-343(imp)-35(o)1(ssib)-9(le)-350(\()-6(e)-2(.g.,)-334(b)18(y)-331(mak)-10(i)0(n)-9(g)-320(all)-348(p)-9(a)28(y)-10(-)]TJ
   2140 T*
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   2142 [(me)5(n)25(t)1(s)-542(o)8(nl)7(i)7(n)-2(e)-557(t)1(hro)8(u)-2(g)8(h)-550(the)-544(b)-2(ro)8(k)23(e)5(r\),)-608(s)7(uc)32(h)-550(a)-554(s)7(c)31(he)5(me)-544(w)36(o)8(ul)7(d)]TJ
   2143 ET
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   2177 0 -1.1376 TD
   2178 -0.001 Tc
   2179 [(sc)28(hemes)-332(i)3(s)-345(t)-3(o)-330(p)-6(ro)31(v)-7(i)3(de)-320(an)]TJ
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   2188 -15.2173 -1.1242 TD
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   2191 1.0037 -1.1376 TD
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   2194 -1.0037 -1.1376 TD
   2195 [(t)-6(r)-4(u)-9(s)0(t)21(w)29(ort)-6(h)18(y)70(.)-736(F)78(o)1(r)-445(a)-440(d)-9(iscu)-9(ssion)-464(o)1(n)-450(w)2(h)18(y)-439(t)-6(h)-9(is)-442(is)-442(a)-440(r)-4(eason)-9(a)1(b)-9(l)0(e)]TJ
   2196 0 -1.1242 TD
   2197 [(assu)-9(mp)-9(t)-6(i)0(on)-9(,)-361(p)-9(lease)-350(r)-4(efer)-365(t)-6(o)-347([17].)]TJ
   2198 /F20 1 Tf
   2199 11.955 0 0 11.955 53.76 658.38 Tm
   2200 0 Tc
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   2205 [(T)85(o)-464(assure)-481(that)-458(coin)-474(o)31(w)5(ners)-479(and)-461(h)-6(olders)-466(cannot)-471(c)1(ommit)]TJ
   2206 -1.0037 -1.1376 TD
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   2209 0 -1.1242 TD
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   2212 1.2045 -1.432 TD
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   2244 -23.368 -1.1376 TD
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   2263 -12.9286 -1.1242 TD
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   2266 0 -1.1376 TD
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   2285 -20.6645 -1.1242 TD
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   2288 0 -1.1376 TD
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   2291 -1.2982 -1.4855 TD
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   2294 1.2982 -1.1242 TD
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   2297 0 -1.1376 TD
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   2300 -1.2982 -1.4722 TD
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   2344 -13.6514 -1.1376 TD
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   2347 -2.5027 -1.8335 TD
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   2350 0 -1.1242 TD
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   2352 1.0037 -1.1376 TD
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   2354 -1.0037 -1.1242 TD
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   2367 -7.4681 -1.1376 TD
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   2381 0 -1.1242 TD
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   2393 /F10 1 Tf
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   2401 -8.0972 -1.1376 TD
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   2412 -10.5865 -1.1242 TD
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   2415 0 -1.1376 TD
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   2418 0 -1.1242 TD
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   2420 [(a)-371(m)-2(icrop)-7(a)30(y)-8(m)-2(en)20(t)-365(s)2(c)27(h)-7(eme,)-372(an)-7(d)-354(s)2(h)-7(o)30(w)-371(h)-7(o)30(w)-357(all)-372(i)2(n)-7(s)2(tan)-7(ces)-373(of)-371(th)-7(e)]TJ
   2421 0 -1.1376 TD
   2422 [(attac)27(k)-356(can)-354(b)-33(e)-334(d)-7(etected)-341(an)-7(d)-354(t)-4(raced)-341(b)-7(a)3(c)27(k)-343(to)-345(th)-7(e)-334(m)-2(isb)-33(eh)-7(a)30(v)-8(in)-7(g)]TJ
   2423 0 -1.1242 TD
   2424 -0.001 Tc
   2425 [(p)-32(eer.)]TJ
   2426 1.0037 -1.1376 TD
   2427 [(First,)-304(the)-267(h)-6(older)-282(o)4(f)-289(a)-277(coin)-287(ma)31(y)-288(c)1(ommit)-297(f)5(raud)-287(b)21(y)]TJ
   2428 /F11 1 Tf
   2429 21.3604 0 TD
   2430 0.006 Tc
   2431 [(r)12(e)0(p)8(lic)10(a)6(t)11(-)]TJ
   2432 -22.3642 -1.1242 TD
   2433 [(in)8(g)]TJ
   2434 /F12 1 Tf
   2435 2.0209 0 TD
   2436 -0.003 Tc
   2437 [(an)-422(assign)-8(e)-1(d)-449(c)-1(oin)-436(a)2(n)-8(d)-422(sp)-34(en)-8(d)-8(i)1(n)-8(g)-413(it)-433(t)22(w)3(ice.)-708(F)79(o)2(r)-417(e)-1(x)-9(a)2(mp)-8(le,)]TJ
   2438 -2.0209 -1.1376 TD
   2439 -0.004 Tc
   2440 [(sa)28(y)-345(o)28(wn)-9(er)]TJ
   2441 /F9 1 Tf
   2442 4.7512 0 TD
   2443 0 Tc
   2444 (U)Tj
   2445 /F12 1 Tf
   2446 1.1376 0 TD
   2447 -0.004 Tc
   2448 [(assign)-9(s)-348(a)-333(c)-2(oin)-343(t)-6(o)]TJ
   2449 /F9 1 Tf
   2450 7.6555 0 TD
   2451 0 Tc
   2452 (V)Tj
   2453 /F12 1 Tf
   2454 0.8298 0 TD
   2455 0.451 Tc
   2456 [(.U)445(s)455(e)453(r)]TJ
   2457 /F9 1 Tf
   2458 3.105 0 TD
   2459 0 Tc
   2460 (V)Tj
   2461 /F12 1 Tf
   2462 1.151 0 TD
   2463 -0.003 Tc
   2464 [(t)-5(h)-8(en)-329(reassign)-8(s)-347(t)-5(h)-8(e)]TJ
   2465 -18.6301 -1.1376 TD
   2466 [(coin)-408(to)]TJ
   2467 /F9 1 Tf
   2468 3.5199 0 TD
   2469 0 Tc
   2470 (X)Tj
   2471 /F12 1 Tf
   2472 0.9235 0 TD
   2473 -0.004 Tc
   2474 [(,)-414(a)1(n)-9(d)-397(t)-6(h)-9(en)-383(t)-6(r)-4(ies)-402(t)-6(o)-400(r)-4(eassign)-410(i)0(t)-407(again)-410(t)-6(o)]TJ
   2475 /F9 1 Tf
   2476 17.8806 0 TD
   2477 0 Tc
   2478 (Y)Tj
   2479 /F12 1 Tf
   2480 0.8298 0 TD
   2481 0.598 Tc
   2482 [(.G)601(i)602(v)618(e)600(n)]TJ
   2483 -23.1538 -1.1242 TD
   2484 -0.003 Tc
   2485 [(in)19(v)44(a)2(rian)19(t)-366(3)2(,)-373(h)-8(o)29(w)30(ev)17(er,)-360(o)29(wn)-8(er)]TJ
   2486 /F9 1 Tf
   2487 12.7681 0 TD
   2488 0 Tc
   2489 (U)Tj
   2490 /F12 1 Tf
   2491 1.1644 0 TD
   2492 -0.004 Tc
   2493 [(will)-374(alw)29(a)28(y)-10(s)-375(b)-35(e)-363(ab)-9(le)-363(t)-6(o)-360(refu)-9(t)-6(e)]TJ
   2494 -13.9325 -1.1376 TD
   2495 -0.003 Tc
   2496 [(t)-5(h)-8(e)-429(s)1(econ)-8(d)-449(reassign)-8(m)-3(en)19(t)-446(o)2(f)-452(c)-1(oin)]TJ
   2497 /F9 1 Tf
   2498 15.0299 0 TD
   2499 0 Tc
   2500 (C)Tj
   2501 /F12 1 Tf
   2502 0.803 0 TD
   2503 0.732 Tc
   2504 [(.N)726(o)737(t)730(e)306(t)730(h)727(a)737(t)289(i)736(f)297(o)764(w)738(n)727(e)734(r)]TJ
   2505 /F9 1 Tf
   2506 10.0378 0 TD
   2507 0 Tc
   2508 (U)Tj
   2509 /F12 1 Tf
   2510 -25.8707 -1.1242 TD
   2511 -0.033 Tc
   2512 [(wa)-28(s)-417(o)-28(\017)-33(i)-29(n)-38(e)-419(w)-27(h)-38(e)-31(n)]TJ
   2513 /F9 1 Tf
   2514 7.7759 0 TD
   2515 0 Tc
   2516 (V)Tj
   2517 /F12 1 Tf
   2518 1.2045 0 TD
   2519 -0.003 Tc
   2520 [(rep)-8(licat)-5(ed)-396(it)-5(s)-374(a)2(ssign)-8(m)-3(en)19(t)-5(,)-400(t)-5(h)-8(en)-369(t)-5(h)-8(e)-376(s)1(ec-)]TJ
   2521 -8.9805 -1.1376 TD
   2522 -0.004 Tc
   2523 [(on)-9(d)-9(,)-455(in)18(v)43(a)1(lid)-437(assign)-9(m)-4(en)18(t)-434(w)2(ill)-455(b)-35(e)-417(ret)-6(r)-4(oact)-6(i)0(v)16(e)-2(ly)-452(refu)-9(t)-6(e)-2(d)-437(w)2(h)-9(e)-2(n)]TJ
   2524 /F9 1 Tf
   2525 0 -1.1242 TD
   2526 0 Tc
   2527 (U)Tj
   2528 /F12 1 Tf
   2529 1.151 0 TD
   2530 -0.004 Tc
   2531 [(comes)-361(b)-9(ac)25(k)-345(o)1(n)-9(lin)-9(e)-350(\()-6(d)-9(e)-2(t)-6(a)1(ils)-361(in)-343([17]\))-6(.)]TJ
   2532 -0.1472 -1.1376 TD
   2533 [(Th)-9(e)-524(o)28(wn)-9(er)-525(of)-520(a)-521(c)-2(oin)-517(m)-4(a)28(y)-532(commit)-528(f)2(rau)-9(d)-517(b)18(y)-519(wron)-9(gfu)-9(lly)]TJ
   2534 -1.0037 -1.1242 TD
   2535 [(d)-9(e)-2(n)18(y)-10(in)-9(g)-360(v)43(alid)-9(it)21(y)-358(o)1(f)-373(a)1(n)-370(a)1(ssign)-9(m)-4(en)18(t)-6(,)-388(or)-365(b)18(y)-358(d)-9(o)1(u)-9(b)-9(l)0(e-)-9(sp)-35(en)-9(d)-9(i)0(n)-9(g)-347(a)]TJ
   2536 0 -1.1376 TD
   2537 -0.003 Tc
   2538 [(coin)-302(\()-5(g)2(en)-8(erat)-5(in)-8(g)-279(t)22(w)30(o)-279(coin)-8(s)-294(w)3(it)-5(h)-289(t)-5(h)-8(e)-269(same)-295(serial)-293(n)19(u)-8(m)24(b)-34(er\))-5(.)-427(A)-9(s)]TJ
   2539 T*
   2540 [(an)-315(ex)-9(amp)-8(l)1(e)-295(o)2(f)]TJ
   2541 /F11 1 Tf
   2542 6.5714 0 TD
   2543 [(wrongful)-369(de)-8(ni)-8(al)]TJ
   2544 /F12 1 Tf
   2545 7.9901 0 TD
   2546 [(,)-292(a)-305(p)-33(eer)]TJ
   2547 /F9 1 Tf
   2548 3.6002 0 TD
   2549 0 Tc
   2550 (V)Tj
   2551 /F12 1 Tf
   2552 1.1376 0 TD
   2553 -0.003 Tc
   2554 [(ma)29(y)-304(h)-8(old)-302(a)-306(v)44(a)2(lid)]TJ
   2555 -19.2993 -1.1242 TD
   2556 -0.004 Tc
   2557 [(assign)-9(m)-4(en)18(t)-287(o)1(f)-279(c)-2(oin)]TJ
   2558 /F9 1 Tf
   2559 8.4184 0 TD
   2560 0 Tc
   2561 (C)Tj
   2562 /F12 1 Tf
   2563 1.0841 0 TD
   2564 -0.002 Tc
   2565 [(o)30(w)4(n)-7(e)0(d)-274(b)20(y)-263(p)-33(eer)]TJ
   2566 /F9 1 Tf
   2567 6.6383 0 TD
   2568 0 Tc
   2569 (U)Tj
   2570 /F12 1 Tf
   2571 0.803 0 TD
   2572 0.437 Tc
   2573 [(.I)433(f)]TJ
   2574 /F9 1 Tf
   2575 1.6729 0 TD
   2576 0 Tc
   2577 (V)Tj
   2578 /F12 1 Tf
   2579 1.0975 0 TD
   2580 -0.004 Tc
   2581 [(t)-6(r)-4(ies)-281(t)-6(o)-266(r)-4(eassign)]TJ
   2582 /F9 1 Tf
   2583 -19.7142 -1.1376 TD
   2584 0 Tc
   2585 (C)Tj
   2586 /F12 1 Tf
   2587 0.803 0 TD
   2588 0.33 Tc
   2589 [(,a)335(n)325(d)]TJ
   2590 /F9 1 Tf
   2591 2.5964 0 TD
   2592 0 Tc
   2593 (U)Tj
   2594 /F12 1 Tf
   2595 1.1376 0 TD
   2596 -0.003 Tc
   2597 [(claims)-347(t)-5(h)-8(at)]TJ
   2598 /F9 1 Tf
   2599 5.3401 0 TD
   2600 0 Tc
   2601 (V)Tj
   2602 /F12 1 Tf
   2603 0.8298 0 TD
   2604 -0.004 Tc
   2605 [('s)-335(assign)-9(m)-4(en)18(t)-340(i)0(s)-335(i)0(n)18(v)43(alid)-9(,)-334(t)-6(h)-9(e)-2(n)]TJ
   2606 /F9 1 Tf
   2607 13.2097 0 TD
   2608 0 Tc
   2609 (V)Tj
   2610 /F12 1 Tf
   2611 1.151 0 TD
   2612 -0.005 Tc
   2613 (will)Tj
   2614 -25.0677 -1.1242 TD
   2615 [(lose)-323(t)-6(h)-9(e)-283(v)43(alu)-9(e)-296(of)-306(t)-6(h)-9(at)-300(coin)-9(.)-455(B)1(y)-305(o)1(u)-9(r)-298(p)-9(r)-4(ot)-6(o)-25(c)-2(ol,)-334(w)2(ron)-9(g)1(fu)-9(l)-307(d)-9(en)-9(ial)]TJ
   2616 0 -1.1376 TD
   2617 0.004 Tc
   2618 [(i)8(s)-407(pre)6(v)24(e)6(n)26(te)6(d)-375(b)26(y)-390(d)-1(e)6(f)10(a)9(u)-1(l)8(t)2(,)-420(b)-27(e)6(c)6(a)9(us)8(e)-395(t)2(he)-395(burde)6(n)-375(f)10(a)9(l)8(l)8(s)-420(up)-27(o)9(n)-389(the)]TJ
   2619 0 -1.1242 TD
   2620 -0.003 Tc
   2621 [(o)29(w)3(n)-8(e)-1(r)-498(t)-5(o)-493(p)-8(ro)29(v)17(e)-483(t)-5(h)-8(at)-487(a)-479(g)2(iv)17(en)-503(assign)-8(m)-3(en)19(t)-500(i)1(s)-494(i)1(n)19(v)44(alid)-8(.)-882(I)-7(f)-492(a)2(n)]TJ
   2622 0 -1.1376 TD
   2623 -0.004 Tc
   2624 [(assign)-9(m)-4(en)18(t)-367(i)0(s)-348(v)43(alid)-9(,)-348(b)18(y)-345(i)0(n)18(v)43(arian)18(t)-340(1,)-348(n)-9(o)-347(su)-9(c)25(h)-343(p)-9(r)-4(o)-25(o)1(f)-359(e)-2(x)-10(ist)-6(s.)]TJ
   2625 1.0037 -1.1242 TD
   2626 -0.003 Tc
   2627 [(A)-9(s)-454(an)-463(ex)-9(amp)-8(l)1(e)-456(o)2(f)]TJ
   2628 /F11 1 Tf
   2629 8.6726 0 TD
   2630 -0.001 Tc
   2631 [(doubl)-7(e)-7(-)5(sp)-26(e)-7(ndi)-7(ng)]TJ
   2632 /F12 1 Tf
   2633 8.4184 0 TD
   2634 0.491 Tc
   2635 [(,a)496(n)31(o)523(w)497(n)486(e)493(r)]TJ
   2636 /F9 1 Tf
   2637 5.4338 0 TD
   2638 0 Tc
   2639 (U)Tj
   2640 /F12 1 Tf
   2641 1.2581 0 TD
   2642 [(ma)32(y)]TJ
   2643 -24.7866 -1.1376 TD
   2644 -0.003 Tc
   2645 [(assign)-463(a)-453(ra)29(w)-438(c)-1(oin)]TJ
   2646 /F9 1 Tf
   2647 8.4183 0 TD
   2648 0 Tc
   2649 (C)Tj
   2650 /F12 1 Tf
   2651 1.2447 0 TD
   2652 0.002 Tc
   2653 (to)Tj
   2654 /F9 1 Tf
   2655 1.3517 0 TD
   2656 0 Tc
   2657 (V)Tj
   2658 /F12 1 Tf
   2659 0.8298 0 TD
   2660 -0.004 Tc
   2661 [(,)-468(a)1(n)-9(d)-450(t)-6(h)-9(en)-437(assign)-464(t)-6(h)-9(e)-430(coin)-464(t)-6(o)]TJ
   2662 /F9 1 Tf
   2663 13.9056 0 TD
   2664 0 Tc
   2665 (X)Tj
   2666 /F12 1 Tf
   2667 -25.7502 -1.1376 TD
   2668 0.004 Tc
   2669 [(a)9(s)-420(w)37(e)6(l)8(l)8(.)-701(T)10(h)-1(e)-409(b)-1(ro)9(k)24(e)6(r)-410(e)6(v)51(a)9(de)6(s)-407(t)2(he)-409(do)9(ubl)8(e)6(-)-1(s)8(p)-27(e)6(ndi)8(ng)-406(a)9(tta)9(c)33(k)-417(b)26(y)]TJ
   2670 29.3363 72.899 TD
   2671 -0.003 Tc
   2672 [(record)-8(in)-8(g)-306(t)-5(h)-8(e)-295(serial)-320(n)19(u)-8(m)24(b)-34(er)-297(an)-8(d)-302(o)29(wn)-8(er)-310(of)-305(eac)26(h)-315(coin)-315(th)-8(at)-299(h)-8(a)2(s)]TJ
   2673 0 -1.1376 TD
   2674 [(b)-34(een)-422(cash)-8(ed)-8(,)-454(a)2(n)-8(d)-422(th)-8(e)-416(h)-8(old)-8(e)-1(r)-417(o)2(f)-425(t)-5(h)-8(e)-416(coin)-436(wh)-8(o)-426(c)-1(ash)-8(e)-1(d)-436(i)1(t.)-681(I)-7(f)]TJ
   2675 0 -1.1242 TD
   2676 [(m)24(u)-8(lt)-5(ip)-8(le)-416(coin)-8(s)-414(w)3(it)-5(h)-409(t)-5(h)-8(e)-416(same)-416(o)29(w)3(n)-8(e)-1(r)-417(a)2(n)-8(d)-409(serial)-427(n)19(u)-8(m)24(b)-34(er)-391(are)]TJ
   2677 0 -1.1376 TD
   2678 0.004 Tc
   2679 [(c)6(a)9(s)8(h)-1(e)6(d)-1(,)-433(t)2(he)-395(bro)9(k)24(e)6(r)-410(w)10(i)8(l)8(l)-420(a)9(s)8(k)-417(t)2(he)-395(o)36(w)10(ne)6(r)-424(o)9(f)-405(t)2(he)-409(c)6(o)9(i)8(n)-415(to)-406(pro)36(v)24(e)]TJ
   2680 T*
   2681 -0.004 Tc
   2682 [(t)-6(h)-9(e)-256(i)0(n)18(v)43(alid)-9(it)21(y)-265(o)1(f)-265(o)1(n)-9(e)-270(or)-271(b)-35(o)1(t)-6(h)-263(of)-265(t)-6(h)-9(e)-270(a)1(ssign)-9(m)-4(en)18(t)-6(s)0(.)-441(I)-8(f)-265(t)-6(h)-9(e)-256(o)28(w)2(n)-9(e)-2(r)]TJ
   2683 0 -1.1242 TD
   2684 [(is)-375(ab)-9(le)-377(t)-6(o)-360(refu)-9(t)-6(e)-363(an)-383(assign)-9(m)-4(en)18(t)-6(,)-388(t)-6(h)-9(en)-356(t)-6(h)-9(e)-363(h)-9(old)-9(e)-2(r)-365(o)1(f)-373(t)-6(h)-9(e)-363(coin)]TJ
   2685 0 -1.1376 TD
   2686 0.005 Tc
   2687 [(w)11(i)9(l)9(l)-419(b)-26(e)-408(puni)9(s)9(h)0(e)7(d)0(.)-660(I)1(f)-404(t)3(he)-408(o)37(w)11(ne)7(r)-409(i)9(s)]TJ
   2688 /F10 1 Tf
   2689 15.5652 0 TD
   2690 -0.003 Tc
   2691 (not)Tj
   2692 /F12 1 Tf
   2693 1.9406 0 TD
   2694 0 Tc
   2695 [(a)5(b)-5(l)4(e)-426(to)-410(ref)6(u)-5(te)-413(ei)4(ther)]TJ
   2696 -17.5059 -1.1242 TD
   2697 [(a)5(ssig)5(nmen)22(t,)-344(then)-326(the)-319(o)32(w)6(n)-5(er)-334(w)6(ill)-344(b)-31(e)-332(punished.)-437(B)5(y)-341(i)4(n)22(v)47(a)5(r)0(ia)5(n)22(t)-2(s)]TJ
   2698 0 -1.1376 TD
   2699 -0.004 Tc
   2700 [(1)-373(a)1(n)-9(d)-370(3,)-388(t)-6(h)-9(e)-363(o)28(wn)-9(er)-378(will)-388(on)-9(ly)-372(b)-35(e)-363(p)-9(u)-9(n)-9(ish)-9(ed)-370(if)-373(it)-381(d)-9(o)1(u)-9(b)-9(l)0(e-)-9(sp)-35(en)18(t)]TJ
   2701 0 -1.1242 TD
   2702 0.004 Tc
   2703 [(the)-328(c)6(o)9(i)8(n.)]TJ
   2704 /F20 1 Tf
   2705 11.955 0 0 11.955 316.8 614.58 Tm
   2706 0.001 Tc
   2707 [(4.2)-995(P)0(u)5(n)5(i)-2(sh)5(men)5(t)-258(an)5(d)-256(R)0(isk)-246(M)1(an)5(agemen)5(t)]TJ
   2708 /F12 1 Tf
   2709 8.966 0 0 8.966 325.8 602.22 Tm
   2710 0.003 Tc
   2711 [(In)-283(re)5(a)8(l)-287(l)7(i)7(f)9(e)5(,)-314(i)7(f)-299(a)-286(bus)7(i)7(n)-2(e)5(s)7(s)-274(c)5(a)8(n)-296(b)-28(e)-289(pro)35(v)23(e)5(n)-269(to)-286(b)-28(e)-289(c)5(o)8(rrupt,)-287(t)1(he)5(n)]TJ
   2712 -1.0037 -1.1242 TD
   2713 -0.003 Tc
   2714 [(legal)-440(action)-436(can)-422(b)-34(e)-416(t)-5(ak)17(en)-8(.)-668(L)-3(ik)17(ewise,)-454(b)-34(ecau)-8(s)1(e)-429(f)3(rau)-8(d)-422(can)-436(b)-34(e)]TJ
   2715 0 -1.1376 TD
   2716 [(ex)-9(p)-34(o)2(sed)-369(w)3(it)-5(h)-369(p)-8(ro)-24(of,)-373(t)-5(h)-8(e)-1(n)-355(t)-5(h)-8(e)-362(b)-8(r)-3(ok)17(er)-350(will)-387(b)-34(e)-349(in)19(v)17(o)2(lv)17(ed)-355(in)-369(t)-5(h)-8(e)]TJ
   2717 0 -1.1242 TD
   2718 -0.004 Tc
   2719 [(arb)-9(i)0(t)-6(r)-4(at)-6(ion)-9(.)-468(I)-8(n)-303(gen)-9(e)-2(ral,)-334(t)-6(h)-9(e)-296(b)-9(rok)16(e)-2(r)]TJ
   2720 /F9 1 Tf
   2721 15.5251 0 TD
   2722 0 Tc
   2723 (B)Tj
   2724 /F12 1 Tf
   2725 1.1376 0 TD
   2726 -0.003 Tc
   2727 [(will)-320(req)-9(u)-8(ire)-309(t)-5(h)-8(e)-295(misb)-34(e-)]TJ
   2728 -16.6627 -1.1376 TD
   2729 -0.004 Tc
   2730 [(h)-9(a)28(v)-10(i)0(n)-9(g)-266(p)-9(a)1(rt)21(y)-265(t)-6(o)-266(p)-9(a)28(y)-265(for)-271(a)1(n)18(y)-265(\\fak)16(e")-280(coin)-9(s,)-294(as)-281(w)29(e)-2(ll)-281(as)-268(a)-266(p)-35(en)-9(alt)21(y)]TJ
   2731 0 -1.1242 TD
   2732 -0.003 Tc
   2733 [(fee)-362(f)3(or)-364(misb)-34(eh)-8(a)29(v)-9(ior.)-962(I)-7(f)-345(a)-359(n)-8(o)-24(d)-8(e)-349(c)-1(on)19(t)-5(i)1(n)19(u)-8(es)-347(t)-5(o)-346(misb)-34(eh)-8(a)29(v)17(e,)-360(t)-5(h)-8(e)]TJ
   2734 0 -1.1376 TD
   2735 0.004 Tc
   2736 [(bro)9(k)24(e)6(r)-330(ma)36(y)-337(b)-27(o)-17(o)9(t)-346(t)2(he)-328(no)-17(de)-328(o)9(u)-1(t)-332(o)9(f)-351(t)2(he)-315(s)8(y)-2(s)8(t)2(e)6(m)-344(\(e)6(.)8(g)9(.)8(,)-353(ne)6(v)24(e)6(r)-317(a)9(l)8(-)]TJ
   2737 0 -1.1242 TD
   2738 [(l)8(o)36(w)-338(t)2(he)-315(no)-17(de)-328(to)-325(c)6(a)9(s)8(h)-335(i)8(n)-335(i)8(t)2(s)-327(c)6(o)9(i)8(ns)8(,)-340(a)9(nd/)9(o)9(r)-343(i)8(n)-1(f)10(o)9(rm)-331(o)9(t)2(he)6(r)-330(u)-1(s)8(e)6(rs)]TJ
   2739 0 -1.1376 TD
   2740 [(to)-339(a)36(v)24(o)9(i)8(d)-348(t)2(he)-328(no)-17(de)6(\).)]TJ
   2741 1.0037 -1.1376 TD
   2742 -0.001 Tc
   2743 [(U)-7(n)-6(f)5(o)4(rtunately)73(,)-438(i)3(n)-434(a)4(n)21(y)-422(o\017ine)-441(p)-6(a)31(y)-7(men)21(t)-418(sc)27(heme,)-452(i)3(t)-431(i)3(s)-439(p)-32(os-)]TJ
   2744 -1.0037 -1.1242 TD
   2745 -0.003 Tc
   2746 [(sib)-8(le)-402(th)-8(at)-393(wh)-8(en)-396(cred)-8(it)-393(frau)-8(d)-409(i)1(s)-401(d)-8(etected)-8(,)-400(t)-5(h)-8(e)-376(c)26(h)-8(eater)-404(i)1(s)-401(n)-8(ot)]TJ
   2747 0 -1.1376 TD
   2748 -0.004 Tc
   2749 [(ab)-9(le)-470(or)-472(a)28(v)43(ailab)-9(l)0(e)-484(t)-6(o)-454(m)-4(ak)16(e)-470(p)-9(a)28(y)-10(men)18(t)-6(s.)-803(I)-8(n)-464(ou)-9(r)-472(s)0(y)-10(s)0(t)-6(e)-2(m)-459(u)-9(sers)]TJ
   2750 0 -1.1242 TD
   2751 -0.003 Tc
   2752 [(m)24(u)-8(st)-446(p)-8(r)-3(o)29(v)-9(id)-8(e)-443(a)-453(v)44(a)2(lid)-449(cred)-8(it)-460(card)-449(t)-5(o)-453(t)-5(h)-8(e)-443(b)-8(rok)17(e)-1(r)-444(w)3(h)-8(e)-1(n)-449(t)-5(h)-8(e)-1(y)]TJ
   2753 0 -1.1376 TD
   2754 0.003 Tc
   2755 [(\014rs)7(t)-320(j)9(o)8(i)7(n)-349(the)-316(s)7(ys)7(te)5(m,)-327(a)8(n)-2(d)-336(t)1(he)-316(bro)8(k)23(e)5(r)-318(c)5(a)8(n)-336(c)32(ha)8(rg)8(e)-329(t)1(he)-316(p)-28(e)5(na)8(l)7(t)28(y)]TJ
   2756 0 -1.1242 TD
   2757 -0.003 Tc
   2758 [(fees)-468(v)-9(i)1(a)-453(t)-5(h)-8(i)1(s)-441(p)-8(a)29(y)-9(men)19(t)-446(c)26(h)-8(an)-8(n)-8(e)-1(l.)-775(H)-9(o)29(w)30(e)-1(v)17(e)-1(r,)-480(if)-452(a)-453(u)-8(ser)-458(c)25(h)-8(e)-1(at)-5(s,)]TJ
   2759 0 -1.1376 TD
   2760 [(immed)-8(i)1(at)-5(ely)-451(c)-1(loses)-454(d)-8(o)29(w)3(n)-449(h)-8(is)-427(cred)-8(it)-446(card)-436(accou)-8(n)19(t)-5(,)-467(an)-8(d)-436(d)-8(is-)]TJ
   2761 0 -1.1242 TD
   2762 [(ap)-8(p)-34(e)-1(ars)-427(f)3(rom)-431(t)-5(h)-8(e)-416(sy)-9(st)-5(em,)-454(t)-5(h)-8(e)-416(b)-8(r)-3(ok)17(er)-417(can)-422(n)-8(o)-426(l)1(on)-8(ger)-431(c)25(h)-8(a)2(rge)]TJ
   2763 0 -1.1376 TD
   2764 0.004 Tc
   2765 [(the)-275(p)-27(e)6(n)-1(a)9(l)8(t)29(y)-270(f)10(e)6(e)6(s)8(.)-447(I)0(n)-268(t)2(he)-275(w)37(o)9(rs)8(t)-279(s)8(i)8(t)2(ua)9(ti)8(o)9(n)-1(,)-299(t)2(he)-275(bus)8(i)8(n)-1(e)6(s)8(s)-273(o)36(w)10(n)-1(i)8(n)-1(g)]TJ
   2766 T*
   2767 [(the)-248(b)-1(ro)9(k)24(e)6(r)-263(m)31(us)8(t)-252(s)8(e)6(ttl)8(e)-262(w)10(i)8(t)2(h)-268(t)2(he)-262(us)8(e)6(r)-263(o)9(u)-1(t-o)9(f)10(-s)8(ys)8(te)6(m,)-273(us)8(i)8(n)-1(g)-258(t)2(he)]TJ
   2768 0 -1.1242 TD
   2769 -0.004 Tc
   2770 [(p)-35(e)-2(rson)-9(al)-294(in)-9(format)-6(i)0(on)-316(p)-9(r)-4(o)28(v)-10(id)-9(ed)-290(wh)-9(en)-290(t)-6(h)-9(e)-283(u)-9(ser)-298(\014)-9(rst)-287(j)2(oin)-9(e)-2(d)-303(t)-6(h)-9(e)]TJ
   2771 0 -1.1376 TD
   2772 -0.003 Tc
   2773 [(sy)-9(st)-5(em)-257(\()-5(e)-1(.g.,)-293(n)-8(a)2(me,)-280(a)2(d)-8(d)-8(r)-3(ess,)-293(p)-8(h)-8(o)2(n)-8(e)-1(\))-5(.)-427(F)79(o)2(rt)-5(u)-8(n)-8(a)2(t)-5(e)-1(ly)71(,)-266(w)30(e)-255(b)-34(eliev)17(e)]TJ
   2774 0 -1.1242 TD
   2775 -0.004 Tc
   2776 [(t)-6(h)-9(is)-348(t)21(y)-10(p)-35(e)-336(of)-346(\\c)25(h)-9(e)-2(at)-367(an)-9(d)-343(r)-4(u)-9(n)-9(")-347(at)-6(t)-6(a)1(c)25(k)-345(can)-356(b)-35(e)-350(a)28(v)16(o)1(id)-9(ed)-343(in)-356(most)]TJ
   2777 0 -1.1376 TD
   2778 [(or)-351(all)-361(c)-2(ases)-361(giv)16(e)-2(n)-343(t)-6(h)-9(e)-336(follo)28(win)-9(g)-387(p)-9(r)-4(op)-35(er)-338(d)-9(isin)-9(cen)18(t)-6(i)0(v)16(e)-2(s.)]TJ
   2779 1.0037 -1.1242 TD
   2780 0.003 Tc
   2781 [(F)5(i)7(rs)7(t,)-555(b)-28(e)5(a)8(r)-505(i)7(n)-510(mi)7(nd)-497(tha)8(t)-507(i)7(ndi)7(vi)7(dua)8(l)-501(m)3(i)7(c)5(ro)8(pa)35(yme)5(n)25(ts)-502(a)8(r)3(e)]TJ
   2782 -1.0037 -1.1376 TD
   2783 -0.003 Tc
   2784 [(w)30(o)2(rt)-5(h)-489(v)17(ery)-491(lit)-5(t)-5(l)1(e.)-882(H)-9(e)-1(n)-8(ce,)-521(if)-492(t)-5(h)-8(e)-483(u)-8(ser)-484(c)26(h)-8(e)-1(at)-5(s)-481(w)3(it)-5(h)-503(a)-479(small)]TJ
   2785 T*
   2786 -0.004 Tc
   2787 [(n)18(u)-9(m)23(b)-35(er)-285(of)-292(coin)-9(s,)-307(t)-6(h)-9(en)-290(t)-6(h)-9(e)-283(l)0(oss)-308(t)-6(o)-280(t)-6(h)-9(e)-283(b)-9(r)-4(ok)16(er)-285(is)-295(n)-9(e)-2(gligib)-9(le.)-468(T)82(o)]TJ
   2788 0 -1.1242 TD
   2789 [(gu)-9(ard)-437(again)-9(s)0(t)-461(m)-4(ed)-9(iu)-9(m)-432(t)-6(o)-427(l)0(arge)-457(c)25(h)-9(eat)-434(a)1(mou)-9(n)18(t)-6(s)0(,)-455(t)-6(h)-9(e)-430(b)-9(r)-4(ok)16(er)]TJ
   2790 0 -1.1376 TD
   2791 0 Tc
   2792 [(ma)32(y)-394(c)28(harge)-399(a)-383(dep)-31(o)5(sit)-403(w)6(h)-5(en)-393(the)-386(u)-5(ser)-388(\014)-5(rst)-390(j)6(oins)-398(the)-386(s)4(y)-6(s)4(tem.)]TJ
   2793 0 -1.1242 TD
   2794 0.003 Tc
   2795 [(Whe)5(n)-323(a)-340(u)-2(s)7(e)5(r)-318(p)-28(e)5(rma)8(ne)5(n)25(t)1(l)7(y)-338(l)7(e)5(a)35(v)23(e)5(s)-328(the)-329(s)7(ys)7(te)5(m,)-327(he)-329(no)8(ti)7(\014e)5(s)-328(t)1(he)]TJ
   2796 0 -1.1376 TD
   2797 [(bro)8(k)23(e)5(r)3(,)-501(w)9(ho)-487(the)5(n)-470(re)5(c)5(a)8(l)7(l)7(s)-488(a)8(l)7(l)-488(c)5(o)8(i)7(ns)-488(b)-28(e)5(l)7(o)8(ng)8(i)7(n)-2(g)-487(t)1(o)-473(t)1(ha)8(t)-467(u)-2(s)7(e)5(r.)]TJ
   2798 0 -1.1242 TD
   2799 -0.002 Tc
   2800 [(A)-8(f)4(ter)-430(t)-4(h)-7(e)-428(coin)-7(s)-440(h)-7(a)30(v)18(e)-428(b)-33(een)-435(recalled)-462(a)3(n)-7(d)-435(th)-7(e)-428(b)-7(rok)18(e)0(r)-430(h)-7(as)-426(d)-7(e)0(-)]TJ
   2801 0 -1.1376 TD
   2802 [(termin)-8(e)-1(d)-369(n)-8(o)-372(c)-1(ases)-374(of)-372(c)25(h)-8(eatin)-8(g)2(,)-387(t)-5(h)-8(e)-362(u)-8(s)1(er)-377(receiv)17(e)-1(s)-374(h)-8(is)-360(d)-8(e)-1(p)-34(o)2(sit)]TJ
   2803 0 -1.1242 TD
   2804 [(b)-8(a)2(c)25(k)-9(,)-521(a)2(n)-8(d)-489(ma)29(y)-491(c)-1(ash)-503(a)2(n)19(y)-491(coin)-8(s)-494(i)1(t)-487(i)1(s)-494(c)-1(u)-8(rren)19(t)-5(ly)-491(h)-8(o)2(ld)-8(in)-8(g.)-882(I)-7(f)]TJ
   2805 0 -1.1376 TD
   2806 0.004 Tc
   2807 [(the)-382(u)-1(s)8(e)6(r)-384(c)33(he)6(a)9(t)2(s)-380(a)9(nd)-389(di)8(s)8(a)9(pp)-27(e)6(a)9(rs)8(,)-406(w)10(i)8(t)2(ho)9(ut)-386(g)9(o)9(i)8(ng)-392(thro)9(ug)9(h)-389(t)2(he)]TJ
   2808 T*
   2809 0 Tc
   2810 [(f)6(o)5(rmal)-290(p)-5(ro)-21(cess)-277(o)5(f)-288(l)4(ea)32(v)-6(i)4(ng)-276(the)-266(s)4(y)-6(s)4(tem,)-277(he)-279(f)6(o)5(rf)6(eits)-291(his)-264(d)-5(ep)-31(osit.)]TJ
   2811 1.0037 -1.1242 TD
   2812 -0.004 Tc
   2813 [(I)-8(t)-461(is)-455(also)-481(p)-35(o)1(ssib)-9(le)-484(t)-6(h)-9(at)-461(a)-454(u)-9(ser)-472(c)25(h)-9(e)-2(at)-6(s)-455(w)2(it)-6(h)-477(a)1(n)-464(e)-2(n)-9(o)1(rmou)-9(s)]TJ
   2814 -1.0037 -1.1376 TD
   2815 -0.003 Tc
   2816 [(n)19(u)-8(m)24(b)-34(er)-471(of)-479(coin)-8(s)-481(t)-5(h)-8(a)2(t)-473(a)-479(reason)-8(ab)-8(le)-496(d)-8(e)-1(p)-34(o)2(sit)-473(can)-489(n)-8(ot)-473(co)29(v)17(e)-1(r.)]TJ
   2817 0 -1.1242 TD
   2818 0.003 Tc
   2819 [(Ho)35(w)36(e)5(v)23(e)5(r,)-528(s)7(u)-2(c)32(h)-483(a)-487(s)7(c)5(e)5(n)-2(a)8(r)3(i)7(o)-500(me)5(a)8(n)-2(s)-488(t)1(ha)8(t)-481(t)1(he)-490(us)7(e)5(r)-478(m)30(u)-2(s)7(t)-494(pur-)]TJ
   2820 0 -1.1376 TD
   2821 -0.004 Tc
   2822 [(c)24(h)-9(ase)-336(a)1(n)-343(e)-2(n)-9(o)1(rmou)-9(s)-335(n)18(u)-9(m)23(b)-35(er)-325(of)-332(lo)28(w-)-9(v)43(a)1(lu)-9(e)-336(g)1(o)-25(o)-25(d)-9(s)-348(\()-6(e.g.,)-348(100000)]TJ
   2823 0 -1.1242 TD
   2824 [(w)29(e)-2(b)-437(p)-9(ages\))-6(,)-455(w)2(h)-9(i)0(c)24(h)-423(is)-428(n)-9(o)1(t)-434(lik)16(ely)-425(o)1(r)-432(r)-4(ealist)-6(ic)-457(b)-35(e)-2(h)-9(a)28(v)-10(i)0(or.)-696(T)2(h)-9(i)0(s)]TJ
   2825 0 -1.1376 TD
   2826 -0.003 Tc
   2827 [(ob)-8(serv)44(at)-5(ion)-476(i)1(s)-481(i)1(n)-476(c)-1(on)19(t)-5(r)-3(ast)-473(t)-5(o)-466(c)-1(red)-8(i)1(t)-473(c)-1(ard)-476(f)3(rau)-8(d)-8(,)-507(wh)-8(ere)-469(t)-5(h)-8(e)]TJ
   2828 0 -1.1242 TD
   2829 -0.004 Tc
   2830 [(c)24(h)-9(eat)-6(e)-2(r)-392(c)-2(an)-383(select)-407(from)-392(a)-387(h)18(u)-9(g)1(e)-377(r)-4(an)-9(ge)-390(of)-386(go)-25(o)-25(d)-9(s)-402(t)-6(h)-9(a)1(t)-381(a)1(re)-390(p)-35(o)1(-)]TJ
   2831 0 -1.1376 TD
   2832 -0.001 Tc
   2833 [(ten)21(t)-3(ially)-395(v)19(e)1(ry)-369(ex)-7(p)-32(e)1(nsiv)19(e.)-545(F)81(u)-6(rthermore,)-385(t)-3(o)-370(s)3(elect)-391(and)-380(d)-6(o)31(w)5(n-)]TJ
   2834 T*
   2835 -0.004 Tc
   2836 [(load)-370(all)-348(t)-6(h)-9(e)-2(se)-350(go)-25(o)-25(d)-9(s)-361(w)2(ill)-374(t)-6(a)1(k)16(e)-336(q)-10(u)-9(it)-6(e)-336(s)0(ome)-363(t)-6(ime.)-468(Becau)-9(s)0(e)-363(t)-6(h)-9(e)]TJ
   2837 0 -1.1242 TD
   2838 -0.002 Tc
   2839 [(u)-7(s)2(er)-390(c)27(h)-7(eated)-381(w)4(ith)-395(a)3(n)-381(e)0(n)-7(o)3(rmou)-7(s)-400(n)20(u)-7(m)25(b)-33(er)-363(of)-384(coin)-7(s,)-412(th)-7(ere)-375(i)2(s)-386(a)]TJ
   2840 0 -1.1376 TD
   2841 [(great)-5(l)1(y)-344(i)1(n)-8(c)-1(reased)-342(c)25(h)-8(an)-8(ce)-322(t)-5(h)-8(at)-313(t)-5(h)-8(e)-322(u)-8(ser)-324(w)3(ill)-347(b)-34(e)-322(cau)-8(g)2(h)19(t)-326(b)-34(e)-1(fore)]TJ
   2842 0 -1.1242 TD
   2843 0.005 Tc
   2844 [(he)-327(\014ni)9(s)9(h)0(e)7(s)-312(do)37(w)11(n)0(l)9(o)10(a)10(d)0(i)9(n)0(g)-338(t)3(he)-327(g)10(o)-16(o)-16(d)0(s)9(.)-459(F)7(i)9(na)10(l)9(l)9(y)79(,)-339(t)3(he)-314(us)9(e)7(r)-329(w)11(i)9(l)9(l)-339(a)10(l)9(-)]TJ
   2845 0 -1.1376 TD
   2846 -0.002 Tc
   2847 [(w)31(a)30(y)-8(s)-266(b)-33(e)-268(cau)-7(g)3(h)20(t)-4(,)-279(e)0(v)18(e)0(n)20(t)-4(u)-7(a)3(lly)72(.)-426(H)-8(en)-7(ce,)-279(ev)18(en)-261(if)-277(th)-7(e)-254(u)-7(ser)-269(i)2(s)-279(a)3(b)-7(l)2(e)-268(t)-4(o)]TJ
   2848 0 -1.1242 TD
   2849 [(c)25(h)-8(eat)-380(a)2(n)-8(d)-382(d)-8(isap)-8(p)-34(ear)-391(b)-34(efore)-389(h)-8(e)-362(i)1(s)-387(c)-1(au)-8(gh)19(t,)-387(h)-8(e)-376(will)-387(ev)17(en)19(tu)-8(ally)]TJ
   2850 0 -1.1376 TD
   2851 0.004 Tc
   2852 [(f)10(a)9(c)6(e)-462(a)-446(c)6(o)9(l)8(l)8(e)6(c)6(t)2(i)8(o)9(n)-482(a)9(g)9(e)6(nc)6(y)-457(a)9(nd)-442(ba)9(d)-456(c)6(re)6(di)8(t)-453(a)9(s)-447(a)-446(c)6(o)9(ns)8(e)6(q)-2(ue)6(nc)6(e)6(.)]TJ
   2853 0 -1.1242 TD
   2854 -0.003 Tc
   2855 [(Giv)17(e)-1(n)-396(t)-5(h)-8(e)-1(se)-402(d)-8(isin)-8(cen)19(t)-5(i)1(v)17(e)-1(s,)-413(t)-5(h)-8(en)-8(,)-400(w)30(e)-402(b)-34(eliev)17(e)-402(t)-5(h)-8(at)-393(large-)-8(scale)]TJ
   2856 0 -1.1376 TD
   2857 -0.001 Tc
   2858 [(c)27(h)-6(eating)-344(w)5(ill)-358(b)-32(e)-347(v)19(e)1(ry)-342(rare)-347(or)-348(nonex)-7(isten)21(t.)]TJ
   2859 1.0037 -1.1376 TD
   2860 0.003 Tc
   2861 [(In)-269(te)5(rms)-274(o)8(f)-285(a)-273(p)-28(e)5(e)5(r)3(')7(s)-274(ri)7(s)7(k)-3(,)-287(t)1(he)-276(bro)8(k)23(e)5(r)-264(w)9(i)7(l)7(l)-287(g)8(u)-2(a)8(r)3(a)8(n)25(te)5(e)-289(r)3(e)5(f)9(unds)]TJ
   2862 ET
   2863 endstream
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   2869 /F4 30 0 R
   2870 /F9 5 0 R
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   2873 /F12 8 0 R
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   2886 BT
   2887 /F12 1 Tf
   2888 8.966 0 0 8.966 53.76 728.22 Tm
   2889 0 g
   2890 BX /GS1 gs EX
   2891 -0.002 Tc
   2892 [(to)-358(c)27(h)-7(eated)-368(p)-33(eers)-359(i)2(n)-368(a)3(ll)-372(cases)-373(e)0(x)-8(cep)-7(t)-352(l)2(arge-)-7(s)2(cale)-388(frau)-7(d)-7(.)-506(With)]TJ
   2893 0 -1.1376 TD
   2894 0.003 Tc
   2895 [(l)7(a)8(rg)8(e)5(-)-2(s)7(c)5(a)8(l)7(e)-450(f)9(ra)8(ud,)-448(the)-410(b)-2(ro)8(k)23(e)5(r)-411(w)9(i)7(l)7(l)-434(pro)35(v)-3(i)7(d)-2(e)-410(r)3(e)5(f)9(unds)-421(a)8(s)-421(f)9(a)8(r)-425(a)8(s)]TJ
   2896 0 -1.1242 TD
   2897 -0.002 Tc
   2898 [(can)-328(b)-33(e)-321(c)0(o)30(v)18(ered)-328(b)20(y)-316(th)-7(e)-308(b)-7(ad)-328(p)-33(eer's)-319(d)-7(e)0(p)-33(o)3(sit.)-466(T)4(h)-7(e)-321(remain)-7(d)-7(e)0(r)-323(o)3(f)]TJ
   2899 0 -1.1376 TD
   2900 [(th)-8(e)-389(f)3(rau)-8(d)-396(amou)-8(n)19(t)-393(will)-400(b)-34(e)-389(co)29(v)17(e)-1(red)-396(i)1(f)-398(t)-5(h)-8(e)-376(b)-8(r)-3(ok)17(er)-391(can)-396(e)-1(x)-9(t)-5(ract)]TJ
   2901 T*
   2902 0.003 Tc
   2903 [(pa)35(yme)5(n)25(t)-427(f)9(ro)8(m)-439(t)1(he)-423(ba)8(d)-430(p)-28(e)5(e)5(r)-438(thro)8(ug)8(h)-430(o)8(ut-o)8(f)9(-)-2(s)7(y)-3(s)7(t)1(e)5(m)-425(me)5(a)8(n)-2(s)7(.)]TJ
   2904 0 -1.1242 TD
   2905 0.004 Tc
   2906 [(Indi)8(vi)8(dua)9(l)-380(p)-27(e)6(e)6(r)4(s)-407(m)31(us)8(t)-386(t)2(he)6(re)6(f)10(o)9(re)-409(ma)9(na)9(g)9(e)-395(the)6(i)8(r)-397(r)4(i)8(s)8(k)-2(;)-420(e)6(.)8(g)9(.)8(,)-433(b)26(y)]TJ
   2907 0 -1.1376 TD
   2908 -0.002 Tc
   2909 [(n)-7(o)3(t)-499(a)3(ccep)-7(tin)-7(g)-492(to)-23(o)-505(m)-2(an)20(y)-490(c)0(oin)-7(s)-493(from)-511(th)-7(e)-482(s)2(ame)-508(u)-7(ser,)-533(or)-497(b)20(y)]TJ
   2910 0 -1.1242 TD
   2911 -0.004 Tc
   2912 [(p)-35(e)-2(rio)-25(d)-9(ically)-372(cash)-9(in)-9(g)-360(t)-6(h)-9(e)-2(ir)-351(coin)-9(s.)]TJ
   2913 /F20 1 Tf
   2914 11.955 0 0 11.955 53.76 631.62 Tm
   2915 [(5)-7(.)-1010(I)-7(SSU)-6(ES)-262(A)-6(N)-6(D)-257(EX)-6(TEN)-6(SI)-7(O)-10(N)-6(S)]TJ
   2916 /F12 1 Tf
   2917 8.966 0 0 8.966 62.76 619.26 Tm
   2918 -0.003 Tc
   2919 [(H)-9(e)-1(re)-469(w)30(e)-483(con)-8(sid)-8(er)-484(a)-466(f)3(ew)-492(issu)-8(es)-481(in)-476(t)-5(h)-8(e)-469(s)1(c)26(h)-8(eme)-469(d)-8(escrib)-34(ed)-8(,)]TJ
   2920 -1.0037 -1.1242 TD
   2921 -0.004 Tc
   2922 [(an)-9(d)-343(p)-9(ro)28(v)-10(i)0(d)-9(e)-323(ex)-10(t)-6(e)-2(n)-9(sion)-9(s)-335(t)-6(h)-9(at)-327(solv)16(e)-336(o)1(r)-338(m)-4(it)-6(igat)-6(e)-350(t)-6(h)-9(e)-323(p)-9(r)-4(ob)-9(lems.)]TJ
   2923 0 -1.1376 TD
   2924 [(F)78(o)1(r)-351(e)-2(ac)25(h)-343(e)-2(x)-10(t)-6(en)-9(sion)-343(p)-9(rop)-35(o)1(sed)-9(,)-361(w)29(e)-336(also)-360(d)-9(iscu)-9(s)0(s)-348(t)-6(h)-9(e)-336(asso)-25(ciat)-6(ed)]TJ
   2925 0 -1.1242 TD
   2926 [(secu)-9(rit)21(y)-358(con)-9(sid)-9(erat)-6(ion)-9(s)-361(an)-9(d)-343(r)-4(isk)-10(s.)]TJ
   2927 /F20 1 Tf
   2928 11.955 0 0 11.955 53.76 569.94 Tm
   2929 0 Tc
   2930 [(5.1)-996(L)5(imit)-249(Certi\002cates)]TJ
   2931 /F12 1 Tf
   2932 8.966 0 0 8.966 62.76 557.58 Tm
   2933 -0.001 Tc
   2934 [(Prin)21(ting)-344(ra)31(w)-343(c)1(oins)-358(can)-340(b)-32(e)-347(e)1(x)-7(p)-32(ensiv)19(e)-333(f)5(or)-348(the)-333(b)-6(rok)19(e)1(r,)-345(giv)19(e)1(n)]TJ
   2935 -1.0037 -1.1242 TD
   2936 [(that)-404(the)-387(b)-6(rok)19(e)1(r's)-399(l)3(oad)-407(is)-412(otherw)5(ise)-414(v)19(e)1(ry)-382(lo)31(w)5(.)-639(Observ)19(e)-387(t)-3(hat)]TJ
   2937 0 -1.1376 TD
   2938 0.002 Tc
   2939 [(the)-397(purp)-29(o)7(s)6(e)-397(o)7(f)-393(a)-408(r)2(a)34(w)-393(co)7(i)6(n)-417(i)6(s)-396(to)-394(no)7(ti)6(f)8(y)-406(o)7(t)0(her)-399(u)-3(s)6(e)4(rs)-409(tha)7(t)-388(the)]TJ
   2940 T*
   2941 -0.032 Tc
   2942 [(ow)-26(n)-37(e)-30(r)]TJ
   2943 /F9 1 Tf
   2944 2.9043 0 TD
   2945 0 Tc
   2946 0 Tw
   2947 (U)Tj
   2948 /F12 1 Tf
   2949 1.0573 0 TD
   2950 -0.002 Tc
   2951 [(h)-7(a)3(s)-239(p)-7(u)-7(r)-2(c)27(h)-7(ased)-247(th)-7(is)-239(coin)-7(;)-292(h)-7(en)-7(ce,)-265(th)-7(e)-241(c)0(oin)-247(c)0(an)-261(later)-256(b)-33(e)]TJ
   2952 -3.9616 -1.1242 TD
   2953 [(red)-8(eemed)-342(at)-339(t)-5(h)-8(e)-335(b)-8(rok)17(e)-1(r.)-454(T)83(o)-332(ac)26(h)-8(i)1(ev)17(e)-335(t)-5(h)-8(i)1(s)-334(s)1(ame)-335(f)3(u)-8(n)-8(c)-1(t)-5(i)1(on)-8(alit)22(y)71(,)]TJ
   2954 0 -1.1376 TD
   2955 [(w)30(e)-322(can)-329(i)1(n)-8(s)1(tead)-329(h)-8(a)29(v)17(e)-309(u)-8(s)1(ers)-320(p)-8(rin)19(t)-313(th)-8(eir)-324(o)29(wn)-329(coin)-8(s,)-333(giv)17(e)-1(n)-329(p)-8(ro)-24(of)]TJ
   2956 0 -1.1242 TD
   2957 0.002 Tc
   2958 [(tha)7(t)-334(the)-317(b)-3(ro)7(k)22(e)4(r)-332(h)-3(a)7(s)-329(a)7(u)-3(tho)7(r)2(i)6(zed)-337(them)-333(to)-327(do)-314(s)6(o)7(.)-462(W)1(hen)-337(a)-327(us)6(er)]TJ
   2959 /F9 1 Tf
   2960 0 -1.1376 TD
   2961 0 Tc
   2962 (U)Tj
   2963 /F12 1 Tf
   2964 1.1778 0 TD
   2965 -0.004 Tc
   2966 [(\014)-9(r)-4(st)-367(join)-9(s)-388(t)-6(h)-9(e)-363(n)-9(e)-2(t)21(w)29(ork)-10(,)-374(it)-381(ob)-9(t)-6(a)1(in)-9(s)-375(a)]TJ
   2967 /F10 1 Tf
   2968 16.1809 0 TD
   2969 0.005 Tc
   2970 [(limit)-363(c)62(e)9(r)10(t)11(i)-1(\014)7(c)62(a)8(t)11(e)]TJ
   2971 /F12 1 Tf
   2972 7.2272 0 TD
   2973 -0.006 Tc
   2974 [(fr)-6(om)]TJ
   2975 -24.5859 -1.1242 TD
   2976 -0.002 Tc
   2977 [(th)-7(e)-321(b)-7(rok)18(e)0(r)-323(t)-4(h)-7(a)3(t)-325(s)2(p)-33(eci\014)-7(e)0(s)-319(h)-7(o)30(w)-330(man)20(y)-316(coin)-7(s)]TJ
   2978 /F9 1 Tf
   2979 18.5498 0 TD
   2980 0 Tc
   2981 (U)Tj
   2982 /F12 1 Tf
   2983 1.1376 0 TD
   2984 -0.003 Tc
   2985 [(is)-320(au)-8(t)-5(h)-8(orized)-342(t)-5(o)]TJ
   2986 -19.6874 -1.1376 TD
   2987 0.002 Tc
   2988 [(pri)6(n)24(t.)-449(T)8(h)-3(e)-344(certi)6(\014ca)7(t)0(e)-344(h)-3(a)7(s)-342(the)-344(f)8(o)7(l)6(l)6(o)34(w)8(i)6(ng)-367(f)8(o)7(rma)7(t:)]TJ
   2989 /F9 1 Tf
   2990 8.0032 -1.4855 TD
   2991 0 Tc
   2992 (L)Tj
   2993 /F12 1 Tf
   2994 0.977 0 TD
   2995 (=)Tj
   2996 /F14 1 Tf
   2997 1.0975 0 TD
   2998 (f)Tj
   2999 /F9 1 Tf
   3000 0.5086 0 TD
   3001 -0.003 Tc
   3002 [(U;)-173(l)-18(i)1(m)]TJ
   3003 /F7 1 Tf
   3004 5.978 0 0 5.978 173.16 451.86 Tm
   3005 0 Tc
   3006 (l)Tj
   3007 /F9 1 Tf
   3008 8.966 0 0 8.966 176.04 452.94 Tm
   3009 0.17 Tc
   3010 [(;l)156(i)174(m)]TJ
   3011 /F7 1 Tf
   3012 5.978 0 0 5.978 194.28 451.98 Tm
   3013 0 Tc
   3014 (u)Tj
   3015 /F14 1 Tf
   3016 8.966 0 0 8.966 199.2 452.94 Tm
   3017 (g)Tj
   3018 /F7 1 Tf
   3019 5.978 0 0 5.978 203.76 451.98 Tm
   3020 0.066 Tc
   3021 (SK)Tj
   3022 /F6 1 Tf
   3023 4.981 0 0 4.981 214.8 450.66 Tm
   3024 0 Tc
   3025 (B)Tj
   3026 /F12 1 Tf
   3027 8.966 0 0 8.966 281.16 452.94 Tm
   3028 0.002 Tc
   3029 [(\(6)7(\))]TJ
   3030 -25.3614 -1.8871 TD
   3031 -0.003 Tc
   3032 (Field)Tj
   3033 /F9 1 Tf
   3034 2.6232 0 TD
   3035 0.014 Tc
   3036 [(li)18(m)]TJ
   3037 /F7 1 Tf
   3038 5.978 0 0 5.978 91.44 434.94 Tm
   3039 0 Tc
   3040 (l)Tj
   3041 /F12 1 Tf
   3042 8.966 0 0 8.966 97.32 436.02 Tm
   3043 0.004 Tc
   3044 [(de)6(no)9(te)6(s)-340(t)2(he)-342(l)8(o)36(w)37(e)6(r)-343(b)-27(o)9(und)-335(o)9(n)-348(the)-328(s)8(e)6(r)4(i)8(a)9(l)-353(n)26(um)31(b)-27(e)6(r)-330(o)9(f)]TJ
   3045 -4.8581 -1.1376 TD
   3046 [(the)-395(c)6(o)9(i)8(ns)-407(tha)9(t)]TJ
   3047 /F9 1 Tf
   3048 6.7721 0 TD
   3049 0 Tc
   3050 (U)Tj
   3051 /F12 1 Tf
   3052 1.2045 0 TD
   3053 -0.001 Tc
   3054 [(ma)31(y)-409(p)-6(rin)21(t)-3(,)-411(w)5(hile)]TJ
   3055 /F9 1 Tf
   3056 7.9499 0 TD
   3057 0.015 Tc
   3058 [(li)19(m)]TJ
   3059 /F7 1 Tf
   3060 5.978 0 0 5.978 210.72 424.86 Tm
   3061 0 Tc
   3062 (u)Tj
   3063 /F12 1 Tf
   3064 8.966 0 0 8.966 219.24 425.82 Tm
   3065 0.004 Tc
   3066 [(de)6(no)9(te)6(s)-407(t)2(he)-395(upp)-27(e)6(r)]TJ
   3067 -18.4556 -1.1242 TD
   3068 [(b)-26(o)10(und.)-727(Us)9(e)7(r)]TJ
   3069 /F9 1 Tf
   3070 6.3305 0 TD
   3071 0 Tc
   3072 (U)Tj
   3073 /F12 1 Tf
   3074 1.2447 0 TD
   3075 -0.003 Tc
   3076 [(will)-467(t)22(y)-9(p)-8(i)1(cally)-438(n)-8(eed)-449(to)-439(p)-8(r)-3(ep)-8(a)29(y)-438(th)-8(e)-429(v)44(alu)-8(e)-443(of)]TJ
   3077 /F9 1 Tf
   3078 -7.5752 -1.1376 TD
   3079 0.014 Tc
   3080 [(li)18(m)]TJ
   3081 /F7 1 Tf
   3082 5.978 0 0 5.978 67.92 404.58 Tm
   3083 0 Tc
   3084 (u)Tj
   3085 /F14 1 Tf
   3086 8.966 0 0 8.966 74.52 405.54 Tm
   3087 (\000)Tj
   3088 /F9 1 Tf
   3089 0.9904 0 TD
   3090 0.015 Tc
   3091 [(li)19(m)]TJ
   3092 /F7 1 Tf
   3093 5.978 0 0 5.978 97.56 404.46 Tm
   3094 0 Tc
   3095 (l)Tj
   3096 /F12 1 Tf
   3097 8.966 0 0 8.966 102.12 405.54 Tm
   3098 -0.004 Tc
   3099 [(+)-195(1)-320(coin)-9(s.)]TJ
   3100 /F9 1 Tf
   3101 4.7914 0 TD
   3102 0 Tc
   3103 (U)Tj
   3104 /F12 1 Tf
   3105 1.1242 0 TD
   3106 -0.003 Tc
   3107 [(ma)29(y)-331(n)-8(o)29(w)-331(p)-8(r)-3(in)19(t)-313(h)-8(is)-320(o)29(w)3(n)-342(\\)2(ra)29(w)-331(c)-1(oin)-8(")]TJ
   3108 -11.3091 -1.1242 TD
   3109 -0.005 Tc
   3110 [(wit)-7(h)-357(t)-7(h)-10(e)-351(f)1(ollo)27(win)-10(g)-374(for)-5(m)-5(a)0(t)-7(:)]TJ
   3111 /F9 1 Tf
   3112 9.5022 -1.4855 TD
   3113 0 Tc
   3114 (C)Tj
   3115 /F5 1 Tf
   3116 5.978 0 0 5.978 146.16 386.34 Tm
   3117 (0)Tj
   3118 /F12 1 Tf
   3119 8.966 0 0 8.966 151.44 382.14 Tm
   3120 (=)Tj
   3121 /F14 1 Tf
   3122 1.0841 0 TD
   3123 (f)Tj
   3124 /F9 1 Tf
   3125 0.5086 0 TD
   3126 0.003 Tc
   3127 [(sn)7(;)-167(L)]TJ
   3128 /F14 1 Tf
   3129 2.2485 0 TD
   3130 0 Tc
   3131 (g)Tj
   3132 /F7 1 Tf
   3133 5.978 0 0 5.978 190.44 381.18 Tm
   3134 0.066 Tc
   3135 (SK)Tj
   3136 /F6 1 Tf
   3137 4.981 0 0 4.981 201.48 379.86 Tm
   3138 0 Tc
   3139 (U)Tj
   3140 /F12 1 Tf
   3141 8.966 0 0 8.966 281.16 382.14 Tm
   3142 0.002 Tc
   3143 [(\(7)7(\))]TJ
   3144 -25.3614 -1.9004 TD
   3145 0.349 Tc
   3146 [(w)355(h)344(e)351(r)349(e)-10(i)353(tm)376(u)344(s)353(tb)318(et)347(h)344(e)3(c)351(a)354(s)353(e)-10(t)347(h)344(a)354(t)]TJ
   3147 /F9 1 Tf
   3148 14.16 0 TD
   3149 0.014 Tc
   3150 [(li)18(m)]TJ
   3151 /F7 1 Tf
   3152 5.978 0 0 5.978 194.88 364.02 Tm
   3153 0 Tc
   3154 (l)Tj
   3155 /F14 1 Tf
   3156 8.966 0 0 8.966 200.52 365.1 Tm
   3157 (\024)Tj
   3158 /F9 1 Tf
   3159 1.0975 0 TD
   3160 0.003 Tc
   3161 (sn)Tj
   3162 /F14 1 Tf
   3163 1.3919 0 TD
   3164 0 Tc
   3165 (\024)Tj
   3166 /F9 1 Tf
   3167 1.0975 0 TD
   3168 0.015 Tc
   3169 [(li)19(m)]TJ
   3170 /F7 1 Tf
   3171 5.978 0 0 5.978 246.84 364.14 Tm
   3172 0 Tc
   3173 (u)Tj
   3174 /F12 1 Tf
   3175 8.966 0 0 8.966 251.76 365.1 Tm
   3176 [(.)-464(A)-6(n)22(y)-341(ra)32(w)]TJ
   3177 -22.0825 -1.1242 TD
   3178 -0.003 Tc
   3179 [(coin)-463(wit)-5(h)-449(a)-439(s)1(erial)-454(n)19(u)-8(m)24(b)-34(e)-1(r)-431(o)2(u)-8(t)-5(sid)-8(e)-443(o)2(f)-452(t)-5(h)-8(e)-429(limit)-5(s)-454(s)1(et)-446(b)19(y)-438(t)-5(h)-8(e)]TJ
   3180 0 -1.1376 TD
   3181 -0.004 Tc
   3182 [(cert)-6(i)0(\014)-9(c)-2(at)-6(e)-363(i)0(s)-348(n)-9(ot)-340(v)43(a)1(lid)-9(.)]TJ
   3183 /F11 1 Tf
   3184 0 -1.7666 TD
   3185 0.005 Tc
   3186 [(S)7(e)-1(c)9(u)7(r)11(i)-1(t)37(y)-441(Co)8(n)7(s)3(id)7(er)11(a)5(t)10(io)8(n)7(s)3(.)]TJ
   3187 /F12 1 Tf
   3188 13.8522 0 TD
   3189 0.003 Tc
   3190 [(No)8(te)-383(tha)8(t)-387(w)9(h)-2(i)7(l)7(e)-383(us)7(er)]TJ
   3191 /F9 1 Tf
   3192 9.7433 0 TD
   3193 0 Tc
   3194 (U)Tj
   3195 /F12 1 Tf
   3196 1.1911 0 TD
   3197 [(ma)32(y)]TJ
   3198 -24.7866 -1.1376 TD
   3199 -0.004 Tc
   3200 [(p)-9(r)-4(in)18(t)-501(a)-507(coin)-517(wit)-6(h)-517(t)-6(h)-9(e)-497(s)0(ame)-510(s)0(erial)-535(n)18(u)-9(m)23(b)-35(e)-2(r)-485(t)21(wice,)-562(su)-9(c)25(h)-504(an)]TJ
   3201 0 -1.1242 TD
   3202 [(act)-6(i)0(on)-423(is)-402(n)-9(o)-400(d)-9(i)0(\013)-7(e)-2(ren)18(t)-394(from)]TJ
   3203 /F9 1 Tf
   3204 12.2996 0 TD
   3205 0 Tc
   3206 (U)Tj
   3207 /F12 1 Tf
   3208 1.2045 0 TD
   3209 0.005 Tc
   3210 [(c)7(o)10(p)27(y)-1(i)9(n)0(g)-391(a)10(nd)-388(do)10(ubl)9(e)7(-)0(s)9(p)-26(e)7(ndi)9(ng)]TJ
   3211 -13.5041 -1.1376 TD
   3212 -0.003 Tc
   3213 [(a)-479(r)-3(a)29(w)-479(coin)-476(issu)-8(ed)-489(b)19(y)-464(t)-5(h)-8(e)-456(b)-8(rok)17(e)-1(r.)-842(Th)-8(e)-469(s)1(ecu)-8(rit)22(y)-478(p)-8(r)-3(op)-34(ert)-5(i)1(es)]TJ
   3214 T*
   3215 [(of)-505(self-)-8(p)-8(r)-3(in)19(t)-5(e)-1(d)-489(c)-1(oin)-8(s)-508(wit)-5(h)-489(limit)-513(cert)-5(i)1(\014)-8(c)-1(at)-5(es)-494(is)-494(t)-5(h)-8(erefore)-509(n)-8(o)]TJ
   3216 0 -1.1242 TD
   3217 [(d)-7(i)2(\013eren)20(t)-365(from)-390(th)-7(e)-361(s)2(ecu)-7(rit)23(y)-370(p)-7(r)-2(op)-33(erties)-373(of)-371(b)-7(r)-2(ok)18(er-)-7(p)-7(r)-2(in)20(ted)-354(r)-2(a)30(w)]TJ
   3218 0 -1.1376 TD
   3219 -0.004 Tc
   3220 [(coin)-9(s.)]TJ
   3221 /F20 1 Tf
   3222 11.955 0 0 11.955 53.76 249.18 Tm
   3223 0.001 Tc
   3224 [(5.2)-995(L)6(ay)9(er)23(ed)-266(Coin)5(s)]TJ
   3225 /F12 1 Tf
   3226 8.966 0 0 8.966 62.76 236.82 Tm
   3227 0.003 Tc
   3228 [(Ra)8(ther)-278(tha)8(n)-283(requi)7(r)3(i)7(n)-2(g)-273(a)-286(no)-18(de)]TJ
   3229 /F9 1 Tf
   3230 13.2633 0 TD
   3231 0 Tc
   3232 (V)Tj
   3233 /F12 1 Tf
   3234 1.1108 0 TD
   3235 0.002 Tc
   3236 [(to)-287(g)7(o)-287(thro)7(ug)7(h)-284(o)34(w)8(n)-3(er)]TJ
   3237 /F9 1 Tf
   3238 9.2883 0 TD
   3239 0 Tc
   3240 (U)Tj
   3241 /F12 1 Tf
   3242 1.0975 0 TD
   3243 0.002 Tc
   3244 (to)Tj
   3245 -25.7636 -1.1376 TD
   3246 -0.004 Tc
   3247 [(reassign)-410(c)-2(oin)]TJ
   3248 /F9 1 Tf
   3249 6.1297 0 TD
   3250 0 Tc
   3251 (C)Tj
   3252 /F12 1 Tf
   3253 1.1911 0 TD
   3254 0.004 Tc
   3255 [(to)-365(no)-17(de)]TJ
   3256 /F9 1 Tf
   3257 3.801 0 TD
   3258 0 Tc
   3259 (X)Tj
   3260 /F12 1 Tf
   3261 0.9235 0 TD
   3262 (,)Tj
   3263 /F9 1 Tf
   3264 0.6692 0 TD
   3265 (V)Tj
   3266 /F12 1 Tf
   3267 1.2045 0 TD
   3268 -0.004 Tc
   3269 [(can)-383(i)0(n)-9(s)0(t)-6(e)-2(ad)-397(reassign)]TJ
   3270 /F9 1 Tf
   3271 9.4221 0 TD
   3272 0 Tc
   3273 (C)Tj
   3274 /F12 1 Tf
   3275 1.1778 0 TD
   3276 -0.004 Tc
   3277 [(it)-6(self)]TJ
   3278 -24.5189 -1.1242 TD
   3279 0.004 Tc
   3280 [(b)26(y)-337(di)8(re)6(c)6(t)2(l)8(y)-350(s)8(e)6(ndi)8(ng)]TJ
   3281 /F9 1 Tf
   3282 8.8868 0 TD
   3283 0 Tc
   3284 (X)Tj
   3285 /F12 1 Tf
   3286 1.2714 0 TD
   3287 -0.004 Tc
   3288 [(t)-6(h)-9(e)-350(f)2(ollo)28(win)-9(g)-373(message:)]TJ
   3289 /F9 1 Tf
   3290 -3.8547 -1.4856 TD
   3291 0 Tc
   3292 (P)Tj
   3293 /F7 1 Tf
   3294 5.978 0 0 5.978 116.16 202.26 Tm
   3295 0.106 Tc
   3296 [(UV)-168(X)]TJ
   3297 /F12 1 Tf
   3298 8.966 0 0 8.966 137.28 203.22 Tm
   3299 0 Tc
   3300 (=)Tj
   3301 /F14 1 Tf
   3302 1.0841 0 TD
   3303 (f)Tj
   3304 /F9 1 Tf
   3305 0.5086 0 TD
   3306 0.021 Tc
   3307 [(X;)-149(V)-35(;)-162(s)18(e)17(q)]TJ
   3308 /F7 1 Tf
   3309 5.978 0 0 5.978 186.24 202.26 Tm
   3310 0 Tc
   3311 (n)Tj
   3312 /F9 1 Tf
   3313 8.966 0 0 8.966 191.28 203.22 Tm
   3314 0.17 Tc
   3315 (;A)Tj
   3316 /F7 1 Tf
   3317 5.978 0 0 5.978 202.32 202.26 Tm
   3318 0.106 Tc
   3319 (UV)Tj
   3320 /F14 1 Tf
   3321 8.966 0 0 8.966 214.32 203.22 Tm
   3322 0 Tc
   3323 (g)Tj
   3324 /F7 1 Tf
   3325 5.978 0 0 5.978 218.88 202.26 Tm
   3326 0.066 Tc
   3327 (SK)Tj
   3328 /F6 1 Tf
   3329 4.981 0 0 4.981 229.92 200.94 Tm
   3330 0 Tc
   3331 (V)Tj
   3332 /F12 1 Tf
   3333 8.966 0 0 8.966 281.16 203.22 Tm
   3334 0.002 Tc
   3335 [(\(8)7(\))]TJ
   3336 -25.3614 -1.887 TD
   3337 -0.004 Tc
   3338 [(wh)-9(er)-4(e)]TJ
   3339 /F9 1 Tf
   3340 3.105 0 TD
   3341 0.004 Tc
   3342 (seq)Tj
   3343 /F7 1 Tf
   3344 5.978 0 0 5.978 94.32 185.34 Tm
   3345 0 Tc
   3346 (n)Tj
   3347 /F12 1 Tf
   3348 8.966 0 0 8.966 103.56 186.3 Tm
   3349 -0.003 Tc
   3350 [(is)-468(greater)-484(t)-5(h)-8(a)2(n)-463(t)-5(h)-8(e)-456(seq)-9(u)-8(en)-8(ce)-469(n)19(u)-8(m)24(b)-34(er)-458(of)]TJ
   3351 /F9 1 Tf
   3352 18.7104 0 TD
   3353 0 Tc
   3354 (A)Tj
   3355 /F7 1 Tf
   3356 5.978 0 0 5.978 278.28 185.34 Tm
   3357 0.106 Tc
   3358 (UV)Tj
   3359 /F12 1 Tf
   3360 8.966 0 0 8.966 290.4 186.3 Tm
   3361 0 Tc
   3362 (.)Tj
   3363 -26.3919 -1.1376 TD
   3364 -0.003 Tc
   3365 [(S)-8(i)1(milarly)71(,)]TJ
   3366 /F9 1 Tf
   3367 4.5906 0 TD
   3368 0 Tc
   3369 (X)Tj
   3370 /F12 1 Tf
   3371 1.2982 0 TD
   3372 -0.003 Tc
   3373 [(can)-369(t)-5(h)-8(e)-1(n)-355(r)-3(eassign)-382(t)-5(h)-8(e)-362(coin)-369(t)-5(o)-372(some)-362(n)-8(o)-24(d)-8(e)]TJ
   3374 /F9 1 Tf
   3375 18.5097 0 TD
   3376 0 Tc
   3377 (Y)Tj
   3378 /F12 1 Tf
   3379 1.1911 0 TD
   3380 -0.022 Tc
   3381 (by)Tj
   3382 -25.5896 -1.1376 TD
   3383 0.004 Tc
   3384 [(a)9(ddi)8(ng)-472(a)9(n)-1(o)9(t)2(he)6(r)-477(\\)9(l)8(a)36(y)24(e)6(r")-486(to)]TJ
   3385 /F9 1 Tf
   3386 12.4602 0 TD
   3387 0 Tc
   3388 (P)Tj
   3389 /F7 1 Tf
   3390 5.978 0 0 5.978 171.36 164.94 Tm
   3391 0.106 Tc
   3392 [(UV)-148(X)]TJ
   3393 /F12 1 Tf
   3394 8.966 0 0 8.966 189.84 165.9 Tm
   3395 -0.004 Tc
   3396 [(.)-869(E)-1(ac)25(h)-490(l)0(a)28(y)16(er)-472(of)-493(t)-6(h)-9(e)-470(c)-2(oin)]TJ
   3397 -15.1767 -1.1242 TD
   3398 -0.003 Tc
   3399 [(is)-374(e\013)-6(ect)-5(iv)17(ely)-371(a)-372(reassign)-8(m)-3(en)19(t)-380(r)-3(eq)-9(u)-8(e)-1(st)-5(,)-373(a)2(n)-8(d)-369(serv)17(es)-374(as)-374(p)-8(r)-3(o)-24(o)2(f)-372(o)2(f)]TJ
   3400 0 -1.1376 TD
   3401 0.004 Tc
   3402 [(re)6(l)8(i)8(n)-1(qui)8(s)8(h)-1(me)6(n)26(t)2(.)-567(W)3(he)6(n)-375(a)-379(no)-17(de)-369(\014na)9(l)8(l)8(y)-390(do)-17(e)6(s)-380(g)9(o)-379(to)]TJ
   3403 /F9 1 Tf
   3404 22.1634 0 TD
   3405 0 Tc
   3406 (U)Tj
   3407 /F12 1 Tf
   3408 1.1911 0 TD
   3409 0.004 Tc
   3410 [(to)-365(ha)36(v)24(e)]TJ
   3411 -23.3546 -1.1242 TD
   3412 -0.004 Tc
   3413 [(t)-6(h)-9(e)-470(c)-2(oin)-477(r)-4(eassign)-9(e)-2(d)-9(,)]TJ
   3414 /F9 1 Tf
   3415 9.556 0 TD
   3416 0 Tc
   3417 (U)Tj
   3418 /F12 1 Tf
   3419 1.2714 0 TD
   3420 -0.003 Tc
   3421 [(can)-476(o)2(b)-8(t)-5(ain)-476(a)2(ll)-467(n)-8(ecessary)-491(p)-8(r)-3(o)-24(o)2(fs)-481(b)19(y)]TJ
   3422 -10.8274 -1.1376 TD
   3423 -0.004 Tc
   3424 [(\\p)-35(eelin)-9(g")-373(o\013)-341(t)-6(h)-9(e)-350(l)0(a)28(y)16(ers.)]TJ
   3425 1.0037 -1.1242 TD
   3426 -0.003 Tc
   3427 [(La)29(y)17(e)-1(red)-396(c)-1(oin)-8(s)-414(are)-402(a)-399(ligh)19(t)22(w)30(e)-1(igh)19(t)-406(imp)-8(l)1(emen)19(t)-5(a)2(t)-5(i)1(on)-422(of)-398(t)-5(r)-3(ad)-8(i-)]TJ
   3428 -1.0037 -1.1376 TD
   3429 -0.004 Tc
   3430 [(t)-6(i)0(on)-9(al)-374(t)-6(r)-4(an)-9(sferab)-9(le)-377(cash)-9(,)-374(w)2(it)-6(h)-356(n)-9(o)-360(a)1(n)-9(o)1(n)18(y)-10(mit)21(y)-358(or)-365(u)-9(n)18(t)-6(r)-4(aceab)-9(il-)]TJ
   3431 0 -1.1242 TD
   3432 -0.003 Tc
   3433 [(it)22(y)-357(p)-8(rop)-34(e)-1(rt)-5(ies.)-467(Lik)17(e)-335(t)-5(r)-3(an)-8(sferab)-8(le)-362(cash)-8(,)-360(l)1(a)29(y)17(ered)-355(coin)-8(s)-347(g)2(ro)29(w)-358(i)1(n)]TJ
   3434 0 -1.1376 TD
   3435 0.003 Tc
   3436 [(s)7(i)7(z)5(e)-370(a)8(s)-368(t)1(he)5(y)-365(a)8(re)-356(tra)8(n)-2(s)7(f)9(e)5(rre)5(d.)-528(Unl)7(i)7(k)23(e)-356(t)1(ra)8(ns)7(f)9(e)5(ra)8(bl)7(e)-383(c)5(a)8(s)7(h,)-367(ho)35(w)9(-)]TJ
   3437 T*
   3438 -0.002 Tc
   3439 [(ev)18(er,)-412(l)2(a)30(y)18(ered)-408(coin)-7(s)-400(i)2(n)-408(o)3(u)-7(r)-390(sc)27(h)-7(e)0(me)-401(will)-412(ev)18(en)20(tu)-7(ally)-396(b)-33(e)-401(p)-33(eeled)]TJ
   3440 29.3363 72.899 TD
   3441 0.003 Tc
   3442 [(a)8(t)-427(a)-407(p)-28(e)5(e)5(r)3(,)-448(r)3(a)8(t)1(he)5(r)-411(t)1(ha)8(n)-416(t)1(he)-410(bro)8(k)23(e)5(r)3(;)-461(t)1(he)5(re)5(f)9(o)8(re)-423(bro)8(k)23(e)5(r)-411(l)7(o)8(a)8(d)-430(i)7(s)]TJ
   3443 0 -1.1376 TD
   3444 0.004 Tc
   3445 [(s)8(i)8(g)9(ni)8(\014c)6(a)9(n)26(tl)8(y)-350(l)8(o)36(w)37(e)6(r)4(.)]TJ
   3446 /F11 1 Tf
   3447 0 -1.7666 TD
   3448 [(S)7(e)-1(c)9(u)7(r)11(i)-1(t)37(y)-455(Co)8(n)7(s)3(id)7(er)11(a)5(t)10(io)8(n)7(s)3(.)]TJ
   3449 /F12 1 Tf
   3450 13.9592 0 TD
   3451 -0.004 Tc
   3452 [(I)-8(n)-397(ou)-9(r)-405(e)-2(x)-10(t)-6(en)-9(d)-9(e)-2(d)-397(r)-4(ep)-35(ort)-407([)0(17],)]TJ
   3453 -13.9592 -1.1376 TD
   3454 -0.003 Tc
   3455 [(w)30(e)-402(sh)-8(o)29(w)-385(h)-8(o)29(w)-398(T)3(h)-8(e)-1(orem)-405(1)-386(c)-1(on)19(t)-5(i)1(n)19(u)-8(es)-387(t)-5(o)-386(h)-8(o)2(ld)-409(in)-396(t)-5(h)-8(e)-376(p)-8(resen)-8(c)-1(e)]TJ
   3456 T*
   3457 [(of)-438(la)29(y)17(e)-1(rs.)-708(H)-9(o)29(w)30(ev)17(er,)-440(l)1(a)29(y)17(ers)-427(m)-3(a)29(y)-438(st)-5(ill)-427(d)-8(e)-1(la)29(y)-438(t)-5(h)-8(e)-416(d)-8(isco)29(v)17(ery)-438(o)2(f)]TJ
   3458 0 -1.1242 TD
   3459 0.005 Tc
   3460 [(f)11(r)5(a)10(ud.)-472(F)87(o)10(r)-342(e)7(xa)10(mpl)9(e)7(,)-352(s)9(a)37(y)-349(us)9(e)7(r)]TJ
   3461 /F9 1 Tf
   3462 13.2633 0 TD
   3463 0 Tc
   3464 (V)Tj
   3465 /F12 1 Tf
   3466 1.1778 0 TD
   3467 -0.003 Tc
   3468 [(rep)-8(licat)-5(es)-374(coin)]TJ
   3469 /F9 1 Tf
   3470 6.7588 0 TD
   3471 0 Tc
   3472 (C)Tj
   3473 /F12 1 Tf
   3474 1.151 0 TD
   3475 -0.004 Tc
   3476 [(b)-35(e)-2(lon)-9(g)1(in)-9(g)]TJ
   3477 -22.3508 -1.1376 TD
   3478 0.002 Tc
   3479 [(to)-394(o)34(w)8(ner)]TJ
   3480 /F9 1 Tf
   3481 4.3497 0 TD
   3482 0 Tc
   3483 (U)Tj
   3484 /F12 1 Tf
   3485 0.803 0 TD
   3486 0.003 Tc
   3487 [(.)-608(I)-1(f)-379(l)7(a)35(y)23(e)5(r)3(s)-395(a)8(re)-396(no)8(t)-387(a)8(l)7(l)7(o)35(w)36(e)5(d,)]TJ
   3488 /F9 1 Tf
   3489 12.5539 0 TD
   3490 0 Tc
   3491 (V)Tj
   3492 /F12 1 Tf
   3493 1.2179 0 TD
   3494 -0.004 Tc
   3495 [(will)-414(b)-35(e)-390(cau)-9(g)1(h)18(t)-394(as)]TJ
   3496 -18.9245 -1.1242 TD
   3497 [(so)-25(on)-450(as)-428(it)-434(t)-6(r)-4(ies)-428(t)-6(o)-427(s)0(p)-35(e)-2(n)-9(d)]TJ
   3498 /F9 1 Tf
   3499 11.6438 0 TD
   3500 0 Tc
   3501 (C)Tj
   3502 /F12 1 Tf
   3503 1.2313 0 TD
   3504 -0.001 Tc
   3505 [(th)-6(e)-414(s)3(econ)-6(d)-434(time.)-693(W)-2(ith)-434(l)3(a)31(y)19(ers,)]TJ
   3506 -12.8751 -1.1376 TD
   3507 0.003 Tc
   3508 [(ho)35(w)36(e)5(v)23(e)5(r,)]TJ
   3509 /F9 1 Tf
   3510 4.3631 0 TD
   3511 0 Tc
   3512 (V)Tj
   3513 /F12 1 Tf
   3514 1.2714 0 TD
   3515 -0.004 Tc
   3516 [(can)-464(r)-4(eassign)-464(c)-2(oin)]TJ
   3517 /F9 1 Tf
   3518 8.2577 0 TD
   3519 0 Tc
   3520 (C)Tj
   3521 /F12 1 Tf
   3522 1.2581 0 TD
   3523 0.002 Tc
   3524 [(to)-434(t)27(w)35(o)-448(u)-3(s)6(e)4(rs)-449(w)8(i)6(tho)7(u)-3(t)]TJ
   3525 /F9 1 Tf
   3526 10.0244 0 TD
   3527 0 Tc
   3528 (U)Tj
   3529 /F12 1 Tf
   3530 0.803 0 TD
   3531 -0.004 Tc
   3532 ('s)Tj
   3533 -25.9778 -1.1242 TD
   3534 [(k)-10(n)-9(o)28(w)2(led)-9(g)1(e.)-441(O)-8(n)-9(ly)-265(aft)-6(e)-2(r)-285(b)-35(ot)-6(h)-263(c)-2(oin)-9(s)-281(are)-270(p)-35(eeled)-9(,)-281(c)-2(an)]TJ
   3535 /F9 1 Tf
   3536 21.8289 0 TD
   3537 0 Tc
   3538 (U)Tj
   3539 /F12 1 Tf
   3540 1.0707 0 TD
   3541 0.005 Tc
   3542 [(pi)9(np)-26(o)10(i)9(n)27(t)]TJ
   3543 /F9 1 Tf
   3544 -22.8995 -1.1376 TD
   3545 0 Tc
   3546 (V)Tj
   3547 /F12 1 Tf
   3548 1.2045 0 TD
   3549 -0.004 Tc
   3550 [(as)-388(t)-6(h)-9(e)-363(m)-4(isb)-35(eh)-9(a)28(v)-10(in)-9(g)-387(p)-9(art)21(y)70(.)-535(I)-8(n)-383(S)-9(ect)-6(ion)-383(7)1(.2.1)-400(w)29(e)-377(st)-6(u)-9(d)-9(y)-372(t)-6(h)-9(e)]TJ
   3551 -1.2045 -1.1242 TD
   3552 -0.003 Tc
   3553 [(trad)-8(eo\013)-354(o)2(f)-345(l)1(a)29(y)17(ered)-355(coin)-8(s)-360(b)-34(et)22(w)30(een)-342(secu)-8(rit)22(y)-357(an)-8(d)-342(e)-1(\016cien)-8(c)-1(y)71(.)]TJ
   3554 /F20 1 Tf
   3555 11.955 0 0 11.955 316.8 590.82 Tm
   3556 0.001 Tc
   3557 [(5.3)-995(C)0(oin)-246(r)23(en)5(ewal)]TJ
   3558 /F12 1 Tf
   3559 8.966 0 0 8.966 325.8 578.46 Tm
   3560 -0.003 Tc
   3561 [(T)83(o)-426(limit)-433(t)-5(h)-8(e)-429(a)2(mou)-8(n)19(t)-420(o)2(f)-438(s)1(t)-5(a)2(t)-5(e)-429(eac)25(h)-436(p)-34(eer)-431(m)24(u)-8(st)-420(k)17(eep)-422(\()-5(e)-1(.g.,)]TJ
   3562 -1.0037 -1.1242 TD
   3563 [(au)-8(d)-8(i)1(t)-286(t)-5(rails,)-320(p)-8(a)29(y)-9(m)-3(en)19(t)-272(h)-8(ist)-5(ory)-9(\))-5(,)-293(w)30(e)-282(c)-1(an)-289(req)-9(u)-8(ire)-282(c)-1(oin)-8(s)-294(t)-5(o)-292(b)-34(e)]TJ
   3564 /F10 1 Tf
   3565 25.4425 0 TD
   3566 -0.058 Tc
   3567 [(re)-54(-)]TJ
   3568 -25.4425 -1.1376 TD
   3569 -0.002 Tc
   3570 [(newe)55(d)]TJ
   3571 /F12 1 Tf
   3572 3.105 0 TD
   3573 0.004 Tc
   3574 [(duri)8(n)-1(g)-299(a)-312(c)6(e)6(r)4(ta)9(i)8(n)-335(ti)8(me)-315(w)10(i)8(ndo)36(w)-311(\()2(e)6(.)8(g)9(.)8(,)-340(a)-312(3)9(0)9(-da)36(y)-324(w)10(i)8(ndo)36(w)]TJ
   3575 -3.105 -1.1376 TD
   3576 -0.003 Tc
   3577 [(st)-5(art)-5(i)1(n)-8(g)-466(at)-446(t)-5(i)1(me)]TJ
   3578 /F9 1 Tf
   3579 7.7492 0 TD
   3580 0 Tc
   3581 (t)Tj
   3582 /F12 1 Tf
   3583 0.3747 0 TD
   3584 0.004 Tc
   3585 [(\).)-768(Af)10(te)6(r)-451(t)2(he)-436(re)6(ne)6(w)37(a)9(l)-460(w)10(i)8(ndo)36(w)-445(c)6(l)8(o)9(s)8(e)6(s)8(,)-500(the)]TJ
   3586 -8.1239 -1.1242 TD
   3587 0.003 Tc
   3588 [(o)35(w)9(ne)5(r)-344(o)8(f)-352(t)1(he)-329(c)5(o)8(i)7(n)-363(ma)35(y)-338(purg)8(e)-343(the)-329(a)8(udi)7(t)-347(t)1(ra)8(i)7(l)-354(o)8(f)-339(the)-343(c)5(o)8(i)7(n)-349(a)8(nd)]TJ
   3589 0 -1.1376 TD
   3590 0.004 Tc
   3591 [(s)8(t)2(a)9(r)4(t)-306(t)2(he)-302(a)9(udi)8(t)-292(t)2(ra)9(i)8(l)-313(a)9(n)-1(e)6(w)10(.)-447(F)86(urthe)6(r)4(,)-299(a)9(n)26(y)-297(pa)36(yme)6(n)26(t)-279(h)-1(i)8(s)8(t)2(o)9(r)4(y)-310(i)8(n-)]TJ
   3592 0 -1.1242 TD
   3593 -0.003 Tc
   3594 [(v)17(o)2(lv)-9(in)-8(g)-346(a)2(n)-369(e)-1(x)-9(p)-8(ired)-342(coin)-369(ma)29(y)-357(a)2(lso)-372(b)-34(e)-349(p)-8(u)-8(r)-3(ged)-8(.)-480(A)-9(n)19(y)-344(c)-1(oin)-369(t)-5(h)-8(a)2(t)]TJ
   3595 0 -1.1376 TD
   3596 [(h)-8(a)2(s)-294(a)-279(ren)-8(e)-1(w)30(a)2(l)-306(d)-8(at)-5(e)-282(i)1(n)-289(t)-5(h)-8(e)-282(p)-8(a)2(st)-286(is)-294(con)-8(sid)-8(ered)-302(in)19(v)44(a)2(lid)-8(.)-440(I)-7(f)-278(n)-8(o)-24(d)-8(es)]TJ
   3597 0 -1.1242 TD
   3598 0.004 Tc
   3599 [(do)-258(no)9(t)-279(r)4(e)6(n)-1(e)6(w)-257(the)6(i)8(r)-277(c)6(o)9(i)8(ns)8(,)-286(t)2(he)6(n)-268(t)2(he)6(y)-270(f)10(o)9(r)4(f)10(e)6(i)8(t)-292(the)-262(c)6(o)9(i)8(ns)-273(a)9(f)10(te)6(r)-277(t)2(he)]TJ
   3600 0 -1.1376 TD
   3601 [(re)6(ne)6(w)37(a)9(l)-313(w)10(i)8(ndo)36(w)-298(c)6(l)8(o)9(s)8(e)6(s)8(.)-460(He)6(nc)6(e)6(,)-313(the)-288(r)4(e)6(n)-1(e)6(w)37(a)9(l)-313(w)10(i)8(ndo)36(w)-298(m)31(us)8(t)-306(b)-27(e)]TJ
   3602 0 -1.1242 TD
   3603 [(l)8(a)9(rg)9(e)-436(e)6(no)9(ug)9(h)-442(s)8(uc)33(h)-415(t)2(ha)9(t)-426(n)-1(o)-17(d)-1(e)6(s)-420(ha)36(v)24(e)-422(a)-419(f)10(a)9(i)8(r)-451(c)33(ha)9(nc)6(e)-422(t)2(o)-419(r)4(e)6(n)-1(e)6(w)]TJ
   3604 0 -1.1376 TD
   3605 -0.004 Tc
   3606 [(t)-6(h)-9(e)-336(c)-2(oin)-9(s)-361(in)-343(t)-6(h)-9(eir)-351(p)-35(ossession)-9(.)]TJ
   3607 1.0037 -1.1376 TD
   3608 [(Ju)-9(st)-421(as)-428(wit)-6(h)-423(reassign)-9(m)-4(en)18(t)-6(,)-455(if)]TJ
   3609 /F9 1 Tf
   3610 13.5979 0 TD
   3611 0 Tc
   3612 (V)Tj
   3613 /F12 1 Tf
   3614 1.2447 0 TD
   3615 -0.002 Tc
   3616 [(tries)-426(t)-4(o)-412(r)-2(en)-7(ew)-424(a)-412(c)0(oin)-421(a)3(t)]TJ
   3617 /F9 1 Tf
   3618 -15.8463 -1.1242 TD
   3619 0 Tc
   3620 (U)Tj
   3621 /F12 1 Tf
   3622 1.151 0 TD
   3623 0.005 Tc
   3624 (but)Tj
   3625 /F9 1 Tf
   3626 1.8871 0 TD
   3627 0 Tc
   3628 (U)Tj
   3629 /F12 1 Tf
   3630 1.151 0 TD
   3631 -0.003 Tc
   3632 [(is)-347(n)-8(o)2(t)-353(a)2(liv)17(e,)-347(t)-5(h)-8(en)]TJ
   3633 /F9 1 Tf
   3634 7.883 0 TD
   3635 0 Tc
   3636 (V)Tj
   3637 /F12 1 Tf
   3638 1.1778 0 TD
   3639 [(ma)32(y)-341(h)-5(a)32(v)20(e)-332(t)-2(he)-332(coin)-366(renew)33(e)2(d)-339(a)5(t)]TJ
   3640 -13.2498 -1.1376 TD
   3641 0.003 Tc
   3642 [(bro)8(k)23(e)5(r)]TJ
   3643 /F9 1 Tf
   3644 3.2121 0 TD
   3645 0 Tc
   3646 (B)Tj
   3647 /F12 1 Tf
   3648 0.8298 0 TD
   3649 0.358 Tc
   3650 [(,a)363(t)8(a)2(f)364(e)360(ef)364(o)363(r)-3(b)327(o)363(t)356(h)]TJ
   3651 /F9 1 Tf
   3652 8.3648 0 TD
   3653 0 Tc
   3654 (V)Tj
   3655 /F12 1 Tf
   3656 1.1778 0 TD
   3657 -0.005 Tc
   3658 [(an)-10(d)]TJ
   3659 /F9 1 Tf
   3660 2.0076 0 TD
   3661 0 Tc
   3662 (U)Tj
   3663 /F12 1 Tf
   3664 0.803 0 TD
   3665 -0.003 Tc
   3666 [(.)-494(A)-9(lt)-5(ern)-8(a)2(t)-5(i)1(v)17(e)-1(ly)71(,)]TJ
   3667 /F9 1 Tf
   3668 7.2138 0 TD
   3669 0 Tc
   3670 (V)Tj
   3671 /F12 1 Tf
   3672 1.1778 0 TD
   3673 [(ma)32(y)]TJ
   3674 -24.7866 -1.1242 TD
   3675 -0.003 Tc
   3676 [(simp)-8(l)1(y)-357(c)-1(ash)-369(t)-5(h)-8(e)-335(coin)-369(if)-358(it)-353(is)-360(ab)-34(ou)-8(t)-353(t)-5(o)-346(e)-1(x)-9(p)-8(ire,)-347(t)-5(h)-8(ereb)19(y)-344(t)-5(ak)-9(in)-8(g)]TJ
   3677 0 -1.1376 TD
   3678 -0.004 Tc
   3679 [(it)-381(ou)-9(t)-367(o)1(f)-373(c)-2(ircu)-9(lat)-6(i)0(on)-9(.)-562(T)2(h)-9(e)-377(d)-9(ecision)]TJ
   3680 /F9 1 Tf
   3681 15.7125 0 TD
   3682 0 Tc
   3683 (V)Tj
   3684 /F12 1 Tf
   3685 1.1911 0 TD
   3686 0.003 Tc
   3687 [(ma)8(k)23(e)5(s)-368(w)9(i)7(l)7(l)-381(de)5(p)-28(e)5(nd)-363(o)8(n)]TJ
   3688 -16.9036 -1.1242 TD
   3689 -0.003 Tc
   3690 [(th)-8(e)-335(r)-3(esp)-34(ectiv)17(e)-349(f)3(ees)-360(c)26(h)-8(arged)-355(f)3(or)-350(ren)-8(e)-1(w)30(a)2(l)-360(a)2(n)-8(d)-342(cash)-8(in)-8(g.)]TJ
   3691 1.0037 -1.1376 TD
   3692 -0.004 Tc
   3693 [(A)-10(ssign)-9(e)-2(d)-356(c)-2(oin)-9(s)-348(n)-9(o)28(w)-346(h)-9(a)28(v)16(e)-336(t)-6(h)-9(e)-350(follo)28(win)-9(g)-373(form:)]TJ
   3694 /F9 1 Tf
   3695 6.143 -1.606 TD
   3696 0 Tc
   3697 (A)Tj
   3698 /F7 1 Tf
   3699 5.978 0 0 5.978 387.84 380.46 Tm
   3700 0.106 Tc
   3701 (UV)Tj
   3702 /F12 1 Tf
   3703 8.966 0 0 8.966 402.48 381.42 Tm
   3704 0 Tc
   3705 (=)Tj
   3706 /F14 1 Tf
   3707 1.0841 0 TD
   3708 (f)Tj
   3709 /F9 1 Tf
   3710 0.5086 0 TD
   3711 0.056 Tc
   3712 [(V;)-114(t)52(s)53(;)-114(r)]TJ
   3713 /F7 1 Tf
   3714 5.978 0 0 5.978 442.68 380.34 Tm
   3715 0 Tc
   3716 (b)Tj
   3717 /F9 1 Tf
   3718 8.966 0 0 8.966 446.4 381.42 Tm
   3719 0.17 Tc
   3720 (;r)Tj
   3721 /F7 1 Tf
   3722 5.978 0 0 5.978 454.68 380.46 Tm
   3723 0 Tc
   3724 (e)Tj
   3725 /F9 1 Tf
   3726 8.966 0 0 8.966 458.64 381.42 Tm
   3727 0.17 Tc
   3728 (;C)Tj
   3729 /F14 1 Tf
   3730 1.2581 0 TD
   3731 0 Tc
   3732 (g)Tj
   3733 /F7 1 Tf
   3734 5.978 0 0 5.978 474.48 380.46 Tm
   3735 0.066 Tc
   3736 (SK)Tj
   3737 /F6 1 Tf
   3738 4.981 0 0 4.981 485.52 379.14 Tm
   3739 0 Tc
   3740 (U)Tj
   3741 /F12 1 Tf
   3742 8.966 0 0 8.966 544.2 381.42 Tm
   3743 0.002 Tc
   3744 [(\(9)7(\))]TJ
   3745 -25.3614 -2.0075 TD
   3746 -0.004 Tc
   3747 [(wh)-9(er)-4(e)]TJ
   3748 /F9 1 Tf
   3749 3.0381 0 TD
   3750 0 Tc
   3751 (r)Tj
   3752 /F7 1 Tf
   3753 5.978 0 0 5.978 348.24 362.34 Tm
   3754 (b)Tj
   3755 /F12 1 Tf
   3756 8.966 0 0 8.966 355.56 363.42 Tm
   3757 -0.005 Tc
   3758 [(an)-10(d)]TJ
   3759 /F9 1 Tf
   3760 2.0745 0 TD
   3761 0 Tc
   3762 (r)Tj
   3763 /F7 1 Tf
   3764 5.978 0 0 5.978 378.36 362.46 Tm
   3765 (e)Tj
   3766 /F12 1 Tf
   3767 8.966 0 0 8.966 385.92 363.42 Tm
   3768 0.002 Tc
   3769 [(des)6(i)6(g)7(na)7(te)-411(the)-411(b)-29(eg)7(i)6(n)-404(ti)6(me)-411(a)7(n)-3(d)-404(e)4(nd)-404(ti)6(me)-411(o)7(f)]TJ
   3770 -7.7088 -1.1376 TD
   3771 -0.002 Tc
   3772 [(th)-7(e)-281(r)-2(en)-7(ew)31(al)-305(p)-33(e)0(rio)-23(d)-7(,)-319(r)-2(esp)-33(ectiv)18(ely)72(,)-292(an)-7(d)]TJ
   3773 /F9 1 Tf
   3774 16.5557 0 TD
   3775 0.004 Tc
   3776 (ts)Tj
   3777 /F12 1 Tf
   3778 1.151 0 TD
   3779 -0.001 Tc
   3780 [(is)-292(the)-280(c)1(urren)21(t)-284(times-)]TJ
   3781 -17.7067 -1.1242 TD
   3782 0.001 Tc
   3783 [(tamp.)-436(W)0(hen)]TJ
   3784 /F9 1 Tf
   3785 6.0093 0 TD
   3786 0 Tc
   3787 (V)Tj
   3788 /F12 1 Tf
   3789 1.1108 0 TD
   3790 -0.004 Tc
   3791 [(w)29(a)1(n)18(t)-6(s)-281(t)-6(o)-293(r)-4(en)-9(ew)-292(a)-280(c)-2(oin)-9(,)-307(it)-300(sen)-9(d)-9(s)-281(t)-6(h)-9(e)-283(f)2(ollo)28(win)-9(g)]TJ
   3792 -7.1201 -1.1376 TD
   3793 0.003 Tc
   3794 [(re)5(ne)5(w)36(a)8(l)-354(r)3(e)5(q)-3(ue)5(s)7(t)-333(to)]TJ
   3795 /F9 1 Tf
   3796 8.579 0 TD
   3797 0 Tc
   3798 (U)Tj
   3799 /F12 1 Tf
   3800 0.803 0 TD
   3801 (:)Tj
   3802 /F9 1 Tf
   3803 0.254 -1.4454 TD
   3804 (N)Tj
   3805 /F12 1 Tf
   3806 1.2179 0 TD
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   3808 /F14 1 Tf
   3809 1.0841 0 TD
   3810 (f)Tj
   3811 /F9 1 Tf
   3812 0.5086 0 TD
   3813 (A)Tj
   3814 /F7 1 Tf
   3815 5.978 0 0 5.978 435.36 319.02 Tm
   3816 0.106 Tc
   3817 (UV)Tj
   3818 /F14 1 Tf
   3819 8.966 0 0 8.966 447.48 319.98 Tm
   3820 0 Tc
   3821 (g)Tj
   3822 /F7 1 Tf
   3823 5.978 0 0 5.978 452.04 319.02 Tm
   3824 0.066 Tc
   3825 (SK)Tj
   3826 /F6 1 Tf
   3827 4.981 0 0 4.981 463.08 317.7 Tm
   3828 0 Tc
   3829 (V)Tj
   3830 /F12 1 Tf
   3831 8.966 0 0 8.966 539.52 319.98 Tm
   3832 -0.005 Tc
   3833 [(\()-7(10\))]TJ
   3834 /F9 1 Tf
   3835 -24.8395 -2.0075 TD
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   3838 /F12 1 Tf
   3839 1.0573 0 TD
   3840 -0.003 Tc
   3841 [(will)-280(t)-5(h)-8(en)-248(ret)-5(u)-8(rn)-262(t)-5(h)-8(e)-242(a)2(ssign)-8(e)-1(d)-289(c)-1(oin)-262(t)-5(o)]TJ
   3842 /F9 1 Tf
   3843 16.0872 0 TD
   3844 0 Tc
   3845 (V)Tj
   3846 /F12 1 Tf
   3847 1.0707 0 TD
   3848 [(w)6(i)4(th)-272(a)-249(n)-5(ew)-261(renew)33(a)5(l)]TJ
   3849 -18.2152 -1.1242 TD
   3850 0.003 Tc
   3851 [(p)-28(e)5(ri)7(o)-18(d)-349(s)7(p)-28(e)5(c)5(i)7(\014e)5(d:)]TJ
   3852 /F9 1 Tf
   3853 7.1467 -1.606 TD
   3854 0 Tc
   3855 (A)Tj
   3856 /F7 1 Tf
   3857 5.978 0 0 5.978 387.84 276.54 Tm
   3858 0.106 Tc
   3859 (UV)Tj
   3860 /F12 1 Tf
   3861 8.966 0 0 8.966 402.48 277.5 Tm
   3862 0 Tc
   3863 (=)Tj
   3864 /F14 1 Tf
   3865 1.0841 0 TD
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   3867 /F9 1 Tf
   3868 0.5086 0 TD
   3869 0.056 Tc
   3870 [(V;)-114(t)52(s)53(;)-114(r)]TJ
   3871 /F5 1 Tf
   3872 5.978 0 0 5.978 442.92 281.7 Tm
   3873 0 Tc
   3874 (0)Tj
   3875 /F7 1 Tf
   3876 -0.0401 -0.9837 TD
   3877 (b)Tj
   3878 /F9 1 Tf
   3879 8.966 0 0 8.966 446.4 277.5 Tm
   3880 0.17 Tc
   3881 (;r)Tj
   3882 /F5 1 Tf
   3883 5.978 0 0 5.978 454.92 281.7 Tm
   3884 0 Tc
   3885 (0)Tj
   3886 /F7 1 Tf
   3887 -0.0402 -0.9837 TD
   3888 (e)Tj
   3889 /F9 1 Tf
   3890 8.966 0 0 8.966 458.64 277.5 Tm
   3891 0.17 Tc
   3892 (;C)Tj
   3893 /F14 1 Tf
   3894 1.2581 0 TD
   3895 0 Tc
   3896 (g)Tj
   3897 /F7 1 Tf
   3898 5.978 0 0 5.978 474.48 276.54 Tm
   3899 0.066 Tc
   3900 (SK)Tj
   3901 /F6 1 Tf
   3902 4.981 0 0 4.981 485.52 275.22 Tm
   3903 0 Tc
   3904 (U)Tj
   3905 /F12 1 Tf
   3906 8.966 0 0 8.966 539.52 277.5 Tm
   3907 -0.005 Tc
   3908 [(\()-7(11\))]TJ
   3909 /F11 1 Tf
   3910 -24.8395 -2.2618 TD
   3911 0.005 Tc
   3912 [(S)7(e)-1(c)9(u)7(r)11(i)-1(t)37(y)-455(Co)8(n)7(s)3(id)7(er)11(a)5(t)10(io)8(n)7(s)3(.)]TJ
   3913 /F12 1 Tf
   3914 13.9592 0 TD
   3915 -0.004 Tc
   3916 [(I)-8(n)-397(ou)-9(r)-405(e)-2(x)-10(t)-6(en)-9(d)-9(e)-2(d)-397(r)-4(ep)-35(ort)-407([)0(17],)]TJ
   3917 -13.9592 -1.1242 TD
   3918 0.005 Tc
   3919 [(w)38(e)-421(di)9(s)9(c)7(us)9(s)-406(w)11(ha)10(t)-425(h)0(a)10(p)0(p)-26(e)7(ns)-393(i)9(f)-417(o)37(w)11(ne)7(r)]TJ
   3920 /F9 1 Tf
   3921 15.94 0 TD
   3922 0 Tc
   3923 (U)Tj
   3924 /F12 1 Tf
   3925 1.2179 0 TD
   3926 [(tamp)-31(ers)-424(w)6(ith)-419(t)-2(he)-413(re-)]TJ
   3927 -17.1579 -1.1376 TD
   3928 0.004 Tc
   3929 [(ne)6(w)37(a)9(l)-366(w)10(i)8(ndo)36(w)-365(\()2(e)6(.)8(g)9(.)8(,)-380(s)8(e)6(t)2(s)-367(t)2(he)-355(w)10(i)8(ndo)36(w)-365(t)2(o)-352(a)-365(ti)8(me)-355(i)8(n)-375(the)-355(p)-1(a)9(s)8(t\))]TJ
   3930 0 -1.1242 TD
   3931 -0.005 Tc
   3932 [(an)-10(d)-438(h)-10(o)27(w)-427(a)-441(h)-10(old)-10(e)-3(r)]TJ
   3933 /F9 1 Tf
   3934 8.4853 0 TD
   3935 0 Tc
   3936 (V)Tj
   3937 /F12 1 Tf
   3938 1.2581 0 TD
   3939 -0.004 Tc
   3940 [(can)-450(e)-2(asily)-452(gu)-9(ard)-437(again)-9(s)0(t)-447(t)-6(h)-9(a)1(t)-434(a)1(t)-6(t)-6(a)1(c)24(k)-10(.)]TJ
   3941 -9.7433 -1.1376 TD
   3942 -0.003 Tc
   3943 [(W)76(e)-295(also)-306(p)-8(r)-3(o)29(v)17(e)-282(t)-5(h)-8(a)2(t)-286(T)3(h)-8(e)-1(orem)-311(1)-292(c)-1(on)19(t)-5(i)1(n)19(u)-8(es)-294(t)-5(o)-292(h)-8(o)2(ld)-302(in)-289(t)-5(h)-8(e)-295(p)-8(res-)]TJ
   3944 0 -1.1242 TD
   3945 [(en)-8(ce)-282(of)-291(ren)-8(e)-1(w)30(a)2(ls.)-454(H)-9(e)-1(re,)-293(w)30(e)-295(b)-8(rie\015)-8(y)-277(d)-8(iscu)-8(s)1(s)-280(h)-8(o)29(w)-291(t)-5(h)-8(e)-269(size)-295(o)2(f)-291(t)-5(h)-8(e)]TJ
   3946 0 -1.1376 TD
   3947 -0.001 Tc
   3948 [(ren)-6(e)1(w)32(a)4(l)-358(p)-32(erio)-22(d)-353(a)4(\013ects)-345(t)-3(h)-6(e)-333(w)32(o)4(rst-)-6(case)-374(time)-333(to)-344(d)-6(e)1(tect)-351(frau)-6(d)-6(.)]TJ
   3949 1.0037 -1.1242 TD
   3950 -0.003 Tc
   3951 [(A)-9(s)-521(w)30(e)-523(men)19(t)-5(ion)-8(e)-1(d)-529(i)1(n)-543(S)-8(ect)-5(ion)-529(4)2(.2,)-587(w)30(e)-536(e)-1(x)-9(p)-34(ect)-513(large-)-8(scale)]TJ
   3952 -1.0037 -1.1376 TD
   3953 [(frau)-7(d)-448(t)-4(o)-438(b)-33(e)-442(r)-2(are,)-466(an)-7(d)-435(lik)18(ely)-450(t)-4(o)-438(b)-33(e)-442(d)-7(etected)-435(with)-7(in)-448(a)-438(s)2(h)-7(o)3(rt)]TJ
   3954 T*
   3955 [(amou)-8(n)19(t)-366(of)-372(t)-5(i)1(me.)-521(H)-9(o)29(w)30(ev)17(er,)-373(i)1(n)-369(t)-5(h)-8(e)-349(w)30(o)2(rst)-380(c)-1(ase,)-387(frau)-8(d)-369(w)3(ill)-387(n)-8(o)2(t)]TJ
   3956 0 -1.1242 TD
   3957 0.004 Tc
   3958 [(b)-27(e)-315(de)6(te)6(c)6(t)2(e)6(d)-322(un)26(ti)8(l)-299(c)6(o)9(n\015i)8(c)6(t)2(i)8(n)-1(g)-325(c)6(o)9(i)8(ns)-327(\(i)8(.)8(e)6(.)8(,)-326(w)10(i)8(th)-335(the)-302(s)8(a)9(m)4(e)-328(s)8(e)6(r)4(i)8(a)9(l)]TJ
   3959 0 -1.1376 TD
   3960 -0.003 Tc
   3961 [(n)19(u)-8(m)24(b)-34(er\))-446(a)2(re)-456(cash)-8(ed)-8(,)-480(r)-3(eassign)-8(e)-1(d)-476(o)2(r)-458(r)-3(en)-8(ew)30(ed)-463(at)-446(t)-5(h)-8(e)-456(b)-8(rok)17(e)-1(r.)]TJ
   3962 0 -1.1242 TD
   3963 [(Th)-8(ere)-496(a)2(re)-483(n)-8(o)-479(gu)-8(aran)19(tees)-494(as)-494(to)-479(wh)-8(en)-489(a)-479(g)2(iv)17(en)-489(coin)-489(will)-507(b)-34(e)]TJ
   3964 0 -1.1376 TD
   3965 [(cash)-8(ed)-489(or)-471(reassign)-8(e)-1(d)-8(;)-561(h)-8(o)29(w)30(e)-1(v)17(e)-1(r,)-507(t)-5(h)-8(e)-469(c)-1(oin)-489(m)24(u)-8(s)1(t)-473(b)-34(e)-469(r)-3(en)-8(ew)30(ed)]TJ
   3966 0 -1.1242 TD
   3967 [(with)-7(in)-462(th)-7(e)-428(r)-2(en)-7(ew)31(al)-466(p)-33(e)0(rio)-23(d)-7(.)-760(H)-8(en)-7(ce,)-466(th)-7(e)-442(w)31(orst-)-7(c)0(ase)-468(t)-4(ime)-442(t)-4(o)]TJ
   3968 0 -1.1376 TD
   3969 0.004 Tc
   3970 [(de)6(te)6(c)6(t)-373(a)9(n)26(y)-364(k)-2(i)8(n)-1(d)-362(o)9(f)-378(f)10(ra)9(ud)-375(i)8(s)-367(e)6(q)-2(ua)9(l)-366(t)2(o)-365(t)2(he)-369(re)6(ne)6(w)37(a)9(l)-380(p)-27(e)6(r)4(i)8(o)-17(d.)-540(In)]TJ
   3971 0 -1.1242 TD
   3972 -0.003 Tc
   3973 [(p)-8(r)-3(actice,)-306(w)30(e)-295(m)24(u)-8(st)-286(b)-8(a)2(lan)-8(c)-1(e)-295(t)-5(h)-8(e)-282(trad)-8(eo\013)-300(b)-34(et)22(w)30(een)-289(ren)-8(e)-1(w)30(a)2(l)-306(l)1(oad)]TJ
   3974 0 -1.1376 TD
   3975 -0.004 Tc
   3976 [(an)-9(d)-330(w)29(orst)-6(-)-9(c)-2(ase)-363(f)2(rau)-9(d)-343(d)-9(e)-2(t)-6(ect)-6(ion)-9(.)-455(I)-8(n)-330(S)-9(ect)-6(ion)-343(7)1(.2.2,)-361(w)29(e)-336(d)-9(iscu)-9(s)0(s)]TJ
   3977 T*
   3978 -0.003 Tc
   3979 [(fu)-8(rth)-8(e)-1(r)-350(t)-5(h)-8(i)1(s)-334(t)-5(rad)-8(e)-1(o\013)-354(b)-34(e)-1(t)22(w)30(een)-355(secu)-8(rit)22(y)-344(an)-8(d)-355(p)-34(erforman)-8(ce.)]TJ
   3980 ET
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   4009 11.955 0 0 11.955 53.76 728.22 Tm
   4010 0 g
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   4012 -0.003 Tc
   4013 [(5)-5(.)-4(4)-999(S)1(o)-5(f)-1(t)-262(C)-4(r)19(e)-1(di)-6(t)-262(W)13(i)-6(ndows)]TJ
   4014 /F12 1 Tf
   4015 8.966 0 0 8.966 62.76 715.86 Tm
   4016 [(I)-7(n)-436(some)-443(sy)-9(st)-5(ems,)-454(p)-8(a)29(y)-9(m)-3(en)19(t)-5(s)-427(are)-443(n)-8(ot)-433(on)-8(ly)-438(mad)-8(e)-429(for)-458(l)1(arge)]TJ
   4017 -1.0037 -1.1376 TD
   4018 -0.004 Tc
   4019 [(it)-6(ems,)-562(su)-9(c)25(h)-504(as)-509(d)-9(o)28(wn)-9(load)-9(s,)-562(b)-9(u)-9(t)-501(also)-521(for)-512(s)0(mall)-522(it)-6(ems,)-548(su)-9(c)24(h)]TJ
   4020 0 -1.1242 TD
   4021 0.003 Tc
   4022 [(a)8(s)-354(f)9(o)8(rw)36(a)8(r)3(di)7(ng)-366(me)5(s)7(s)7(a)8(g)8(e)5(s)-368(o)8(r)-344(a)8(ns)7(w)36(e)5(ri)7(ng)-366(que)5(r)3(i)7(e)5(s)7(.)-461(Suc)32(h)-336(s)7(ys)7(te)5(ms)]TJ
   4023 0 -1.1376 TD
   4024 [(us)7(e)-437(e)5(c)5(o)8(no)8(mi)7(c)-450(i)7(nc)5(e)5(n)25(ti)7(v)23(e)5(s)-435(t)1(o)-433(e)5(ns)7(ure)-437(t)1(he)-423(pro)8(p)-28(e)5(r)-438(o)8(p)-28(e)5(r)3(a)8(t)1(i)7(o)8(n)-457(o)8(f)]TJ
   4025 0 -1.1242 TD
   4026 -0.003 Tc
   4027 [(t)-5(h)-8(e)-309(P)0(2P)-334(in)-8(frast)-5(r)-3(u)-8(c)-1(t)-5(u)-8(re.)-454(B)2(ecau)-8(s)1(e)-335(t)-5(h)-8(e)-1(se)-309(\\p)-8(icop)-8(a)29(y)-9(men)19(t)-5(s")-319(ma)29(y)]TJ
   4028 0 -1.1376 TD
   4029 [(n)-7(eed)-234(to)-238(b)-33(e)-227(v)18(e)0(ry)-236(fast)-245(an)-7(d)-234(w)4(ill)-252(o)-23(ccu)-7(r)-242(v)18(ery)-236(f)4(req)-8(u)-7(en)20(tly)72(,)-238(w)31(e)-241(can)-7(n)-7(o)3(t)]TJ
   4030 0 -1.1242 TD
   4031 -0.001 Tc
   4032 [(req)-7(u)-6(ire)-293(a)-277(signature)-307(generation)-300(and)-287(v)19(eri\014cation)-300(p)-32(e)1(r)-295(p)-6(a)31(y)-7(men)21(t)-3(.)]TJ
   4033 0 -1.1376 TD
   4034 0 Tc
   4035 [(F)82(u)-5(rthermore,)-504(b)-31(ecause)-480(t)-2(he)-480(v)47(a)5(lue)-466(o)5(f)-476(p)-5(icopa)32(y)-6(men)22(t)-2(s)-478(a)5(re)-480(v)20(e)2(ry)]TJ
   4036 T*
   4037 0.003 Tc
   4038 [(l)7(o)35(w)-258(\()1(f)9(r)3(a)8(c)5(ti)7(o)8(n)-256(o)8(f)-258(a)-246(m)3(i)7(c)5(ro)8(pa)35(yme)5(n)25(t\),)-260(s)7(e)5(c)5(u)-2(ri)7(t)28(y)-244(s)7(u)-2(rro)8(undi)7(ng)-233(the)5(m)]TJ
   4039 0 -1.1242 TD
   4040 -0.004 Tc
   4041 [(can)-356(a)1(lso)-360(b)-35(e)-350(lo)28(w.)]TJ
   4042 1.0037 -1.1376 TD
   4043 0.002 Tc
   4044 [(T)88(o)-341(ma)7(k)22(e)-330(pa)34(ymen)24(ts)-329(f)8(a)7(s)6(t)0(,)-355(w)35(e)-344(o)7(bs)6(erv)22(e)-344(tha)7(t)-334(i)6(n)-350(P2)7(P)-343(s)6(ys)6(tems)6(,)]TJ
   4045 -1.0037 -1.1242 TD
   4046 -0.002 Tc
   4047 [(th)-7(e)-254(econ)-7(o)3(mic)-281(r)-2(elation)-7(s)2(h)-7(i)2(p)-274(b)-33(et)23(w)31(een)-261(n)-7(o)-23(d)-7(e)0(s)-266(i)2(s)-252(o)3(ften)-274(sy)-8(mmetric.)]TJ
   4048 0 -1.1376 TD
   4049 0 Tc
   4050 [(F)82(o)5(r)-281(e)2(x)-6(a)5(mple,)]TJ
   4051 /F9 1 Tf
   4052 6.0495 0 TD
   4053 0 Tw
   4054 (U)Tj
   4055 /F12 1 Tf
   4056 1.0841 0 TD
   4057 [(ma)32(y)-287(p)-5(ro)32(v)-6(i)4(de)-279(sev)20(e)2(ral)-277(s)4(erv)-6(i)4(ces)-291(to)]TJ
   4058 /F9 1 Tf
   4059 13.9592 0 TD
   4060 (V)Tj
   4061 /F12 1 Tf
   4062 0.8298 0 TD
   4063 0.003 Tc
   4064 [(,)-300(but)-266(l)7(a)8(te)5(r,)]TJ
   4065 /F9 1 Tf
   4066 -21.9225 -1.1242 TD
   4067 0 Tc
   4068 (V)Tj
   4069 /F12 1 Tf
   4070 1.2179 0 TD
   4071 -0.002 Tc
   4072 [(will)-386(th)-7(en)-381(p)-7(r)-2(o)30(v)-8(id)-7(e)-375(s)2(erv)-8(i)2(ces)-400(to)]TJ
   4073 /F9 1 Tf
   4074 13.1294 0 TD
   4075 0 Tc
   4076 (U)Tj
   4077 /F12 1 Tf
   4078 0.803 0 TD
   4079 (.)Tj
   4080 /F8 1 Tf
   4081 5.978 0 0 5.978 192.12 587.7 Tm
   4082 (2)Tj
   4083 /F12 1 Tf
   4084 8.966 0 0 8.966 201.48 583.98 Tm
   4085 0.002 Tc
   4086 [(Due)-371(to)-381(thi)6(s)-382(s)6(y)-4(mmetry)76(,)]TJ
   4087 -16.4749 -1.1376 TD
   4088 -0.003 Tc
   4089 [(p)-8(a)29(y)-9(m)-3(en)19(ts)-294(b)-34(e)-1(t)22(w)30(een)-302(n)-8(o)-24(d)-8(e)-1(s)-307(c)-1(an)-302(\\can)-8(cel")-319(e)-1(ac)26(h)-302(o)2(th)-8(er)-310(ou)-8(t)-299(b)-34(efore)]TJ
   4090 0 -1.1242 TD
   4091 [(t)-5(h)-8(e)-349(e)-1(x)-9(c)26(h)-8(a)2(n)-8(g)2(e)-335(o)2(f)-358(a)-346(sign)-8(e)-1(d)-355(l)1(ot)-5(t)-5(e)-1(ry)-357(t)-5(i)1(c)26(k)17(et)-339(or)-350(coin)-355(is)-347(req)-9(u)-8(ired)-8(.)]TJ
   4092 1.0037 -1.1376 TD
   4093 -0.004 Tc
   4094 [(W)75(e)-390(t)-6(a)1(k)16(e)-403(ad)-9(v)43(a)1(n)18(t)-6(age)-390(of)-413(t)-6(h)-9(e)-390(a)1(b)-35(o)28(v)16(e)-390(ob)-9(serv)43(at)-6(ion)-410(b)18(y)-398(u)-9(t)-6(ilizin)-9(g)]TJ
   4095 /F10 1 Tf
   4096 -1.0037 -1.1376 TD
   4097 0.006 Tc
   4098 [(s)11(o)9(ft)-295(c)10(r)64(e)63(d)9(it)-295(w)6(i)0(n)8(d)9(o)9(w)6(s)]TJ
   4099 /F12 1 Tf
   4100 8.3648 0 TD
   4101 0 Tc
   4102 (.)Tj
   4103 /F8 1 Tf
   4104 5.978 0 0 5.978 131.28 547.14 Tm
   4105 (3)Tj
   4106 /F12 1 Tf
   4107 8.966 0 0 8.966 139.44 543.3 Tm
   4108 -0.082 Tc
   4109 [(Fo)-77(r)-336(e)-80(a)-77(c)-53(h)-354(n)-87(o)-103(d)-87(e)]TJ
   4110 /F9 1 Tf
   4111 6.3974 0 TD
   4112 0 Tc
   4113 (V)Tj
   4114 /F12 1 Tf
   4115 1.0841 0 TD
   4116 0.004 Tc
   4117 [(tha)9(t)]TJ
   4118 /F9 1 Tf
   4119 2.1548 0 TD
   4120 0 Tc
   4121 (U)Tj
   4122 /F12 1 Tf
   4123 1.0707 0 TD
   4124 -0.003 Tc
   4125 [(in)19(t)-5(e)-1(ract)-5(s)-267(w)3(it)-5(h)-8(,)]TJ
   4126 /F9 1 Tf
   4127 -20.2627 -1.1242 TD
   4128 0 Tc
   4129 (U)Tj
   4130 /F12 1 Tf
   4131 1.0841 0 TD
   4132 0.004 Tc
   4133 [(m)31(u)-1(s)8(t)-279(k)24(e)6(e)6(p)-268(tra)9(c)33(k)-283(o)9(f)-271(t)2(he)-275(ba)9(l)8(a)9(nc)6(e)]TJ
   4134 /F9 1 Tf
   4135 13.7852 0 TD
   4136 0 Tc
   4137 (M)Tj
   4138 /F7 1 Tf
   4139 5.978 0 0 5.978 195.96 532.26 Tm
   4140 0.106 Tc
   4141 (UV)Tj
   4142 /F12 1 Tf
   4143 8.966 0 0 8.966 210.6 533.22 Tm
   4144 -0.004 Tc
   4145 [(of)-279(\\p)-9(icop)-9(a)28(y)-10(men)18(t)-6(s")-293(it)]TJ
   4146 -17.492 -1.1376 TD
   4147 0.005 Tc
   4148 [(o)37(w)38(e)7(s)-326(tha)10(t)-318(no)-16(de)7(.)-446(T)11(he)-314(ba)10(l)9(a)10(nc)7(e)-314(b)-26(e)7(g)10(i)9(n)0(s)-326(a)10(t)-318(0)10(.)-446(E)8(a)10(c)34(h)-321(t)3(i)9(m)5(e)]TJ
   4149 /F9 1 Tf
   4150 23.7293 0 TD
   4151 0 Tc
   4152 (V)Tj
   4153 /F12 1 Tf
   4154 1.1376 0 TD
   4155 0.031 Tc
   4156 [(pe)33(r)31(-)]TJ
   4157 -24.8669 -1.1242 TD
   4158 -0.003 Tc
   4159 [(forms)-360(a)-332(s)1(erv)-9(i)1(ce)-349(for)]TJ
   4160 /F9 1 Tf
   4161 8.5923 0 TD
   4162 0 Tc
   4163 (U)Tj
   4164 /F12 1 Tf
   4165 0.803 0 TD
   4166 (,)Tj
   4167 /F9 1 Tf
   4168 0.629 0 TD
   4169 (M)Tj
   4170 /F7 1 Tf
   4171 5.978 0 0 5.978 152.52 511.98 Tm
   4172 0.106 Tc
   4173 (UV)Tj
   4174 /F12 1 Tf
   4175 8.966 0 0 8.966 167.64 512.94 Tm
   4176 -0.002 Tc
   4177 [(is)-346(in)-7(creased)-7(.)-466(Wh)-7(en)]TJ
   4178 /F9 1 Tf
   4179 8.8734 0 TD
   4180 0 Tc
   4181 (U)Tj
   4182 /F12 1 Tf
   4183 1.151 0 TD
   4184 -0.001 Tc
   4185 [(p)-32(e)1(rf)5(orms)]TJ
   4186 -22.7252 -1.1376 TD
   4187 -0.003 Tc
   4188 [(a)-372(s)1(erv)-9(i)1(ce)-376(for)]TJ
   4189 /F9 1 Tf
   4190 5.8621 0 TD
   4191 0 Tc
   4192 (V)Tj
   4193 /F12 1 Tf
   4194 0.8298 0 TD
   4195 (,)Tj
   4196 /F9 1 Tf
   4197 0.6558 0 TD
   4198 (M)Tj
   4199 /F7 1 Tf
   4200 5.978 0 0 5.978 128.52 501.78 Tm
   4201 0.106 Tc
   4202 (UV)Tj
   4203 /F12 1 Tf
   4204 8.966 0 0 8.966 143.88 502.74 Tm
   4205 -0.002 Tc
   4206 [(is)-373(d)-7(ecreased)-7(.)-546(A)19(t)-365(th)-7(e)-361(s)2(ame)-375(t)-4(ime,)]TJ
   4207 /F9 1 Tf
   4208 14.7355 0 TD
   4209 0 Tc
   4210 (V)Tj
   4211 /F12 1 Tf
   4212 1.1911 0 TD
   4213 -0.004 Tc
   4214 (is)Tj
   4215 -25.9775 -1.1242 TD
   4216 [(main)18(t)-6(a)1(in)-9(in)-9(g)]TJ
   4217 /F9 1 Tf
   4218 5.6881 0 TD
   4219 0 Tc
   4220 (M)Tj
   4221 /F7 1 Tf
   4222 5.978 0 0 5.978 113.64 491.7 Tm
   4223 0.254 Tc
   4224 (VU)Tj
   4225 /F12 1 Tf
   4226 8.966 0 0 8.966 125.76 492.66 Tm
   4227 0.004 Tc
   4228 [(.)-460(U)-2(nde)6(r)-330(c)6(o)9(rre)6(c)6(t)-346(b)-27(e)6(ha)36(vi)8(o)9(r)4(,)]TJ
   4229 /F9 1 Tf
   4230 11.7911 0 TD
   4231 0 Tc
   4232 (M)Tj
   4233 /F7 1 Tf
   4234 5.978 0 0 5.978 240.36 491.7 Tm
   4235 0.106 Tc
   4236 (UV)Tj
   4237 /F12 1 Tf
   4238 8.966 0 0 8.966 255 492.66 Tm
   4239 0 Tc
   4240 (=)Tj
   4241 /F14 1 Tf
   4242 1.0841 0 TD
   4243 (\000)Tj
   4244 /F9 1 Tf
   4245 0.803 0 TD
   4246 (M)Tj
   4247 /F7 1 Tf
   4248 5.978 0 0 5.978 280.8 491.7 Tm
   4249 0.274 Tc
   4250 (VU)Tj
   4251 /F12 1 Tf
   4252 8.966 0 0 8.966 53.76 482.46 Tm
   4253 -0.003 Tc
   4254 [(at)-366(all)-373(t)-5(imes.)-507(N)-9(at)-5(u)-8(r)-3(ally)71(,)-360(p)-34(eers)-360(c)-1(an)-369(easily)-384(b)-34(e)-1(h)-8(a)29(v)17(e)-349(in)-8(correct)-5(ly)-9(;)]TJ
   4255 0 -1.1242 TD
   4256 [(w)30(e)-416(will)-427(d)-8(iscu)-8(s)1(s)-414(t)-5(h)-8(i)1(s)-401(p)-8(rob)-8(l)1(em)-405(sh)-8(ort)-5(l)1(y)71(.)-641(Wh)-8(en)]TJ
   4257 /F9 1 Tf
   4258 20.2362 0 TD
   4259 0 Tc
   4260 (M)Tj
   4261 /F7 1 Tf
   4262 5.978 0 0 5.978 244.08 471.42 Tm
   4263 0.106 Tc
   4264 (UV)Tj
   4265 /F12 1 Tf
   4266 8.966 0 0 8.966 259.8 472.38 Tm
   4267 -0.005 Tc
   4268 [(falls)-429(ou)-10(t)]TJ
   4269 -22.9792 -1.1376 TD
   4270 [(of)-307(t)-7(h)-10(e)-297(r)-5(an)-10(ge)-311(\()]TJ
   4271 /F14 1 Tf
   4272 6.0093 0 TD
   4273 0 Tc
   4274 (\000)Tj
   4275 /F9 1 Tf
   4276 0.803 0 TD
   4277 0.006 Tc
   4278 [(x;)-150(x)]TJ
   4279 /F12 1 Tf
   4280 1.6194 0 TD
   4281 0.001 Tc
   4282 [(\),)-302(then)]TJ
   4283 /F9 1 Tf
   4284 3.279 0 TD
   4285 0 Tc
   4286 (U)Tj
   4287 /F12 1 Tf
   4288 1.1108 0 TD
   4289 -0.027 Tc
   4290 [(mu)-32(s)-23(t)-310(p)-32(a)5(y)]TJ
   4291 /F9 1 Tf
   4292 4.3899 0 TD
   4293 0 Tc
   4294 (V)Tj
   4295 /F12 1 Tf
   4296 0.8298 0 TD
   4297 -0.003 Tc
   4298 [(,)-306(o)2(r)-310(v)-9(ice)-295(v)17(ersa.)-454(T)3(h)-8(e)]TJ
   4299 -18.0412 -1.1376 TD
   4300 [(b)-7(a)3(lan)-7(ces)-359(are)-348(t)-4(h)-7(e)0(n)-341(r)-2(eset)-352(to)-345(0.)]TJ
   4301 1.0037 -1.1242 TD
   4302 -0.001 Tc
   4303 [(W)78(e)-467(mak)19(e)-481(sev)19(e)1(ral)-492(o)4(bserv)46(a)4(tion)-487(ab)-32(out)-485(t)-3(he)-467(p)-32(e)1(rf)5(ormance)-494(o)4(f)]TJ
   4304 -1.0037 -1.1376 TD
   4305 -0.004 Tc
   4306 [(soft)-314(cred)-9(it)-300(win)-9(d)-9(o)28(ws.)-468(F)-2(irst)-6(,)-307(i)0(f)]TJ
   4307 /F9 1 Tf
   4308 12.9688 0 TD
   4309 0 Tc
   4310 (x)Tj
   4311 /F12 1 Tf
   4312 0.8699 0 TD
   4313 0.004 Tc
   4314 [(i)8(s)-287(l)8(a)9(rg)9(e)-315(e)6(no)9(ug)9(h)-282(t)2(o)-285(h)-1(a)9(ndl)8(e)-288(t)2(he)]TJ
   4315 -13.8388 -1.1242 TD
   4316 -0.003 Tc
   4317 [(v)44(a)2(rian)-8(ce)-282(in)-289(b)-8(a)2(lan)-8(ce,)-293(th)-8(eoretically)71(,)-306(t)22(w)30(o)-265(n)-8(o)-24(d)-8(e)-1(s)-280(m)-3(a)29(y)-277(n)-8(e)-1(v)17(e)-1(r)-270(n)-8(eed)]TJ
   4318 0 -1.1376 TD
   4319 [(to)-265(ex)-9(c)26(h)-8(an)-8(ge)-269(coin)-8(s,)-293(ev)17(en)-262(if)-264(th)-8(ey)-264(p)-8(r)-3(o)29(v)-9(id)-8(e)-255(e)-1(n)-8(o)2(rmou)-8(s)-267(amou)-8(n)19(t)-5(s)-267(o)2(f)]TJ
   4320 0 -1.1242 TD
   4321 [(serv)-9(ice)-349(f)3(or)-350(eac)26(h)-355(ot)-5(h)-8(e)-1(r.)-909(S)-8(econ)-8(d)-8(,)-347(soft)-353(cred)-8(it)-353(win)-8(d)-8(o)29(ws)-347(req)-9(u)-8(ire)]TJ
   4322 0 -1.1376 TD
   4323 [(y)18(o)3(u)-301(k)18(eep)-301(state)-321(p)-33(er)-296(n)-7(o)-23(d)-7(e)-308(y)18(o)3(u)-301(i)2(n)20(t)-4(eract)-312(w)4(ith)-7(,)-319(b)-7(u)-7(t)-285(th)-7(is)-306(p)-33(e)0(r-)-7(p)-33(eer)]TJ
   4324 0 -1.1242 TD
   4325 [(st)-5(at)-5(e)-322(i)1(s)-320(v)17(ery)-304(s)1(mall.)-467(Ev)17(en)-302(if)-318(eac)26(h)-315(n)-8(o)-24(d)-8(e)-322(in)19(t)-5(e)-1(ract)-5(ed)-315(wit)-5(h)-315(a)-319(m)-3(il-)]TJ
   4326 0 -1.1376 TD
   4327 -0.004 Tc
   4328 [(lion)-397(o)1(t)-6(h)-9(er)-392(p)-35(eers)-388(i)0(n)-383(t)-6(h)-9(e)-377(sy)-10(st)-6(em,)-401(t)-6(ot)-6(al)-388(st)-6(at)-6(e)-390(w)29(ou)-9(ld)-397(b)-35(e)-390(on)-383(t)-6(h)-9(e)]TJ
   4329 T*
   4330 -0.003 Tc
   4331 [(ord)-8(e)-1(r)-484(o)2(f)-479(6MB)-493(of)-479(memory)-478(\()-5(i.e.,)-534(on)-8(e)-469(i)1(n)19(t)-5(eger)-484(an)-8(d)-476(o)2(n)-8(e)-483(sh)-8(ort)]TJ
   4332 0 -1.1242 TD
   4333 0.004 Tc
   4334 [(p)-27(e)6(r)-303(n)-1(o)-17(d)-1(e)6(\))2(,)-299(w)10(hi)8(c)33(h)-308(i)8(s)-300(no)9(t)-306(a)9(t)-306(a)9(l)8(l)-313(s)8(i)8(g)9(ni)8(\014c)6(a)9(n)26(t)-306(o)9(n)-295(t)2(o)-17(d)-1(a)36(y)-2(')8(s)-313(c)6(o)9(mput-)]TJ
   4335 0 -1.1376 TD
   4336 -0.003 Tc
   4337 [(ers.)-507(Fin)-8(a)2(lly)71(,)-360(s)1(oft)-380(c)-1(red)-8(i)1(t)-353(w)3(in)-8(d)-8(o)29(ws)-374(are)-362(v)17(ery)-344(e)-1(\016cien)19(t)-5(,)-373(n)-8(ot)-353(on)-8(ly)]TJ
   4338 0 -1.1242 TD
   4339 [(b)-34(ecau)-8(s)1(e)-443(o)2(f)-438(t)-5(h)-8(e)-429(sy)-9(mmet)-5(r)-3(ic)-430(relat)-5(i)1(on)-8(sh)-8(ip)-449(b)-34(e)-1(t)22(w)30(een)-436(n)-8(o)-24(d)-8(e)-1(s,)-467(b)-8(u)-8(t)]TJ
   4340 0 -1.1376 TD
   4341 [(also)-359(b)-34(ecau)-8(s)1(e)-349(n)-8(o)-346(sign)-8(a)2(tu)-8(re)-349(gen)-8(e)-1(ration)-8(/v)17(eri\014)-8(cation)-382(is)-347(n)-8(eed)-8(ed)-8(.)]TJ
   4342 0 -1.1242 TD
   4343 -0.004 Tc
   4344 [(Ev)16(en)-410(if)-413(t)-6(h)-9(e)-403(r)-4(elat)-6(ion)-9(s)0(h)-9(i)0(p)-437(i)0(s)-415(t)-6(ot)-6(ally)-425(asy)-10(mmet)-6(r)-4(ic,)-428(w)29(e)-417(c)-2(an)-423(st)-6(ill)]TJ
   4345 0 -1.1376 TD
   4346 [(u)-9(t)-6(ilize)-350(s)0(oft)-354(c)-2(red)-9(i)0(t)-340(w)2(in)-9(d)-9(o)28(ws)-348(t)-6(o)-333(d)-9(ecrease)-350(t)-6(h)-9(e)-336(n)18(u)-9(m)23(b)-35(e)-2(r)-311(o)1(f)-346(sign)-9(a)1(-)]TJ
   4347 0 -1.1242 TD
   4348 -0.001 Tc
   4349 [(ture)-347(op)-32(erations)-358(req)-7(u)-6(ired.)]TJ
   4350 /F11 1 Tf
   4351 0 -1.78 TD
   4352 0.005 Tc
   4353 [(S)7(e)-1(c)9(u)7(r)11(i)-1(t)37(y)-455(Co)8(n)7(s)3(id)7(er)11(a)5(t)10(io)8(n)7(s)3(.)]TJ
   4354 /F12 1 Tf
   4355 13.9057 0 TD
   4356 [(B)9(e)6(c)6(a)9(us)8(e)-395(s)8(o)9(f)10(t)-399(c)6(re)6(di)8(t)-399(w)10(i)8(ndo)36(w)10(s)]TJ
   4357 -13.9057 -1.1376 TD
   4358 [(do)-339(no)9(t)-332(p)-1(ro)36(vi)8(de)-328(pro)-17(o)9(f)-351(t)2(ha)9(t)-332(o)9(ne)-342(pa)9(rt)29(y)-337(i)8(s)-340(i)8(nde)6(bte)6(d)-335(to)-325(a)9(n)-1(o)9(t)2(he)6(r,)]TJ
   4359 0 -1.1242 TD
   4360 -0.004 Tc
   4361 [(c)25(h)-9(o)-25(o)1(sin)-9(g)-266(w)2(in)-9(d)-9(o)28(w)-239(size)]TJ
   4362 /F9 1 Tf
   4363 9.556 0 TD
   4364 0 Tc
   4365 (x)Tj
   4366 /F12 1 Tf
   4367 0.8298 0 TD
   4368 -0.002 Tc
   4369 [(p)-7(r)-2(esen)20(ts)-239(a)-238(t)-4(rad)-7(e)0(o\013)-259(b)-33(e)0(t)23(w)31(een)-247(e\016cien)-7(cy)]TJ
   4370 -10.3858 -1.1376 TD
   4371 [(an)-8(d)-262(r)-3(isk)-9(.)-427(A)-9(s)-253(w)30(e)-255(o)2(b)-8(s)1(erv)17(e)-1(d)-262(e)-1(arlier,)-293(large)]TJ
   4372 /F9 1 Tf
   4373 17.0375 0 TD
   4374 0 Tc
   4375 (x)Tj
   4376 /F12 1 Tf
   4377 0.8432 0 TD
   4378 0.003 Tc
   4379 [(ma)35(y)-244(r)3(e)5(s)7(ul)7(t)-253(i)7(n)-256(s)7(up)-28(e)5(r)3(-)]TJ
   4380 -17.8807 -1.1242 TD
   4381 -0.004 Tc
   4382 [(lin)-9(ear)-351(r)-4(ed)-9(u)-9(c)-2(t)-6(i)0(on)-330(in)-343(t)-6(h)-9(e)-323(n)18(u)-9(m)23(b)-35(e)-2(r)-311(o)1(f)-332(c)-2(oin)-343(r)-4(eassign)-9(m)-4(en)18(t)-6(s)0(.)-481(H)-10(o)28(w)2(-)]TJ
   4383 0 -1.1376 TD
   4384 -0.002 Tc
   4385 [(ev)18(er,)-399(t)-4(h)-7(e)-388(larger)]TJ
   4386 /F9 1 Tf
   4387 7.3075 0 TD
   4388 0 Tc
   4389 (x)Tj
   4390 /F12 1 Tf
   4391 0.9636 0 TD
   4392 -0.004 Tc
   4393 [(is,)-414(t)-6(h)-9(e)-390(m)-4(ore)-403(a)-400(p)-35(eer)-392(st)-6(an)-9(d)-9(s)-388(t)-6(o)-400(lose)-403(if)-399(it)-394(is)]TJ
   4394 -8.2711 -1.1242 TD
   4395 0.004 Tc
   4396 [(c)33(h)-1(e)6(a)9(te)6(d,)-500(f)10(o)9(r)-464(e)6(xa)9(mpl)8(e)6(,)-500(i)8(f)-472(t)2(he)-449(o)9(t)2(he)6(r)-464(p)-27(e)6(e)6(r)-464(re)6(f)10(u)-1(s)8(e)6(s)-474(t)2(o)-459(m)4(a)9(k)24(e)-449(a)]TJ
   4397 0 -1.1376 TD
   4398 [(pa)37(yme)7(n)27(t)-331(w)11(he)7(n)-347(t)3(he)-341(ba)10(l)9(a)10(nc)7(e)-354(r)5(e)7(a)10(c)34(h)0(e)7(s)]TJ
   4399 /F9 1 Tf
   4400 15.9802 0 TD
   4401 0 Tc
   4402 (x)Tj
   4403 /F12 1 Tf
   4404 0.5889 0 TD
   4405 -0.004 Tc
   4406 [(.)-468(N)-10(ot)-6(e)-350(t)-6(h)-9(a)1(t)-354(i)0(t)-354(i)0(s)-361(p)-35(ossi-)]TJ
   4407 -16.5691 -1.1242 TD
   4408 0.004 Tc
   4409 [(bl)8(e)-395(f)10(o)9(r)-410(to)]TJ
   4410 /F9 1 Tf
   4411 4.6575 0 TD
   4412 0 Tc
   4413 (U)Tj
   4414 /F12 1 Tf
   4415 1.2045 0 TD
   4416 -0.002 Tc
   4417 [(b)-33(e)0(liev)18(e)-401(th)-7(e)-388(b)-7(alan)-7(ce)-415(h)-7(a)3(s)-400(e)0(x)-8(ceed)-7(ed)-395(th)-7(e)-401(w)4(in)-7(d)-7(o)30(w,)]TJ
   4418 -5.862 -1.1376 TD
   4419 0.005 Tc
   4420 (but)Tj
   4421 /F9 1 Tf
   4422 1.9005 0 TD
   4423 0 Tc
   4424 (V)Tj
   4425 /F12 1 Tf
   4426 1.1911 0 TD
   4427 0.004 Tc
   4428 [(di)8(s)8(a)9(g)9(r)4(e)6(e)6(s)8(.)-514(I)0(f)-351(t)2(hi)8(s)-353(s)8(i)8(t)2(ua)9(ti)8(o)9(n)-362(o)-17(c)6(c)6(u)-1(rs)-353(f)10(r)4(e)6(q)-2(ue)6(n)26(t)2(l)8(y)78(,)-353(t)2(he)6(n)]TJ
   4429 /F9 1 Tf
   4430 22.7791 0 TD
   4431 0 Tc
   4432 (U)Tj
   4433 /F12 1 Tf
   4434 -25.8707 -1.1376 TD
   4435 -0.004 Tc
   4436 [(sh)-9(ou)-9(ld)-450(learn)-450(t)-6(o)-440(a)28(v)16(o)1(id)]TJ
   4437 /F9 1 Tf
   4438 10.1716 0 TD
   4439 0 Tc
   4440 (V)Tj
   4441 /F12 1 Tf
   4442 0.8298 0 TD
   4443 -0.002 Tc
   4444 [(.)-734(H)-8(o)30(w)31(ev)18(er,)-453(i)2(f)-451(t)-4(h)-7(e)-428(situ)-7(a)3(tion)-448(o)-23(ccu)-7(rs)]TJ
   4445 ET
   4446 q
   4447 95.64 0 0 -0.48 53.748 165.168 cm
   4448 BI
   4449 /W 1
   4450 /H 1
   4451 /BPC 1
   4452 /IM true
   4453 /F /CCF
   4454 /DP <</K -1 /Columns 1>>
   4455 ID P
   4456 EI
   4457 Q
   4458 BT
   4459 /F8 1 Tf
   4460 5.978 0 0 5.978 54.24 158.34 Tm
   4461 0 Tc
   4462 (2)Tj
   4463 /F12 1 Tf
   4464 8.966 0 0 8.966 58.44 154.5 Tm
   4465 -0.003 Tc
   4466 [(S)-8(y)-9(mmet)-5(r)-3(ic)-229(b)-34(e)-1(h)-8(a)29(v)-9(i)1(or)-230(ma)29(y)-250(n)-8(ot)-232(b)-34(e)-228(seen)-248(for)-243(l)1(arge)-255(it)-5(ems,)-266(e.g.,)-280(i)1(n)]TJ
   4467 -0.5219 -0.977 TD
   4468 [(d)-8(o)29(wn)-8(load)-262(p)-8(a)2(t)-5(t)-5(e)-1(rn)-8(s.)-427(H)-9(o)29(w)30(e)-1(v)17(e)-1(r,)-253(if)-251(p)-8(a)29(y)-9(m)-3(en)19(t)-5(s)-227(are)-255(m)-3(ad)-8(e)-242(f)3(or)-243(small)]TJ
   4469 0 -0.9636 TD
   4470 [(it)-5(ems)-534(s)1(u)-8(c)26(h)-516(a)2(s)-521(f)3(orw)30(a)2(rd)-8(in)-8(g)-546(m)-3(essages)-534(o)2(r)-524(p)-8(ro)-24(cessin)-8(g)-533(q)-9(u)-8(e)-1(ries,)]TJ
   4471 0 -0.977 TD
   4472 -0.001 Tc
   4473 [(then)-340(relationships)-358(b)-32(ecome)-360(m)26(u)-6(c)28(h)-327(more)-360(sy)-7(mmetric.)]TJ
   4474 /F8 1 Tf
   4475 5.978 0 0 5.978 54.24 121.98 Tm
   4476 0 Tc
   4477 (3)Tj
   4478 /F12 1 Tf
   4479 8.966 0 0 8.966 58.44 118.14 Tm
   4480 0.003 Tc
   4481 [(T)9(h)-2(e)-249(a)8(utho)8(rs)-247(ha)35(v)23(e)-249(b)-28(e)5(e)5(n)-256(i)7(n)-2(f)9(o)8(rme)5(d)-269(t)1(ha)8(t)-240(M)8(o)-45(j)9(o)8(N)-3(a)8(t)1(i)7(o)8(n)-296([)7(1)8(2)8(])-260(us)7(e)5(d)]TJ
   4482 -0.5219 -0.977 TD
   4483 -0.004 Tc
   4484 [(a)-360(similar)-378(i)0(d)-9(e)-2(a,)-361(wh)-9(ic)25(h)-356(t)-6(h)-9(e)-2(y)-358(c)-2(alled)]TJ
   4485 /F10 1 Tf
   4486 14.9095 0 TD
   4487 -0.057 Tc
   4488 [(b)-53(i)-63(l)-62(a)-54(t)-51(e)-53(ra)-54(l)-450(a)-54(cco)-54(u)-55(n)-55(t)-51(i)-63(n)-55(g)]TJ
   4489 /F12 1 Tf
   4490 8.6325 0 TD
   4491 0.504 Tc
   4492 [(.H)498(o)536(w)510(-)]TJ
   4493 -23.542 -0.9636 TD
   4494 -0.003 Tc
   4495 [(ev)17(er,)-387(n)-8(o)-386(d)-8(o)-24(c)-1(u)-8(m)-3(en)19(tation)-382(is)-387(a)29(v)44(ailab)-8(l)1(e)-389(t)-5(o)-386(c)-1(on)-8(\014)-8(r)-3(m)-378(o)2(r)-391(c)-1(ite.)-574(Be-)]TJ
   4496 0 -0.977 TD
   4497 -0.004 Tc
   4498 [(y)16(o)1(n)-9(d)-303(t)-6(h)-9(e)-296(i)0(n)18(t)-6(ro)-25(d)-9(u)-9(c)-2(t)-6(i)0(on)-316(of)-306(t)-6(h)-9(is)-308(id)-9(ea,)-321(w)29(e)-296(a)1(lso)-320(d)-9(iscu)-9(s)0(s)-321(r)-4(isk)-305(man)-9(-)]TJ
   4499 0 -0.9636 TD
   4500 0.004 Tc
   4501 [(a)9(g)9(e)6(me)6(n)26(t)-265(f)10(o)9(r)-263(t)2(hi)8(s)-246(t)2(e)6(c)33(hni)8(que)6(,)-259(a)9(s)-246(w)37(e)6(l)8(l)-259(a)9(s)-260(a)-245(p)-27(e)6(r)4(f)10(o)9(rma)9(nc)6(e)-275(a)9(na)9(l)8(y)-2(s)8(i)8(s)]TJ
   4502 0 -0.977 TD
   4503 -0.004 Tc
   4504 [(in)-356(S)-9(ect)-6(ion)-356(7)1(.2.3)]TJ
   4505 29.3363 72.899 TD
   4506 [(in)-9(freq)-10(u)-9(e)-2(n)18(t)-6(ly)-452(\()-6(e)-2(.g.,)-495(d)-9(u)-9(e)-444(t)-6(o)-454(h)-9(o)1(n)-9(e)-2(st)-461(mist)-6(ak)16(es,)-495(l)0(ost)-461(m)-4(essages\))-6(,)]TJ
   4507 0 -1.1376 TD
   4508 -0.003 Tc
   4509 [(t)-5(h)-8(en)-342(t)-5(h)-8(e)-335(l)1(oss)-347(o)2(f)-345(a)-346(few)-345(p)-8(icop)-8(a)29(y)-9(men)19(t)-5(s)-334(i)1(s)-347(a)-332(v)17(e)-1(ry)-344(small)-347(d)-8(eal.)-467(I)-7(n)]TJ
   4510 0 -1.1242 TD
   4511 [(S)-8(ection)-315(7)2(.2.3)-332(w)30(e)-322(will)-320(ex)-9(p)-8(l)1(ore)-322(t)-5(h)-8(i)1(s)-307(t)-5(rad)-8(e)-1(o\013)-314(b)-34(e)-1(t)22(w)30(een)-329(e\016cien)-8(cy)]TJ
   4512 0 -1.1376 TD
   4513 -0.005 Tc
   4514 [(an)-10(d)-277(r)-5(isk)-266(as)]TJ
   4515 /F9 1 Tf
   4516 5.0055 0 TD
   4517 0 Tc
   4518 (x)Tj
   4519 /F12 1 Tf
   4520 0.8432 0 TD
   4521 -0.002 Tc
   4522 [(v)45(a)3(ries,)-292(a)3(n)-7(d)-261(as)-266(th)-7(e)-268(n)20(u)-7(m)25(b)-33(e)0(r)-256(o)3(f)-263(m)-2(isb)-33(eh)-7(a)30(v)-8(in)-7(g)-264(p)-33(eers)]TJ
   4523 -5.8487 -1.1376 TD
   4524 [(in)-355(t)-5(h)-8(e)-335(s)1(y)-9(s)1(t)-5(e)-1(m)-351(v)44(aries.)]TJ
   4525 1.0037 -1.1242 TD
   4526 [(Becau)-8(s)1(e)-456(p)-34(oten)19(tial)-440(loss)-454(su)-8(stain)-8(e)-1(d)-463(b)19(y)-424(a)-453(p)-34(eer)-444(can)-436(b)-34(e)-443(h)-8(igh)-8(,)]TJ
   4527 -1.0037 -1.1376 TD
   4528 0.004 Tc
   4529 [(w)37(e)-369(ne)6(e)6(d)-362(to)-352(i)8(n)26(v)24(e)6(s)8(t)2(i)8(g)9(a)9(t)2(e)-369(w)37(a)36(y)-2(s)-367(o)9(f)-365(b)-27(o)9(undi)8(ng)-339(thi)8(s)-367(l)8(o)9(s)8(s)8(.)-527(W)83(e)-355(no)36(w)]TJ
   4530 0 -1.1242 TD
   4531 -0.003 Tc
   4532 [(p)-8(r)-3(esen)19(t)-527(t)-5(h)-8(e)]TJ
   4533 /F10 1 Tf
   4534 5.7015 0 TD
   4535 -0.004 Tc
   4536 [(NetL)51(ossC)-6(ap)]TJ
   4537 /F12 1 Tf
   4538 5.9022 0 TD
   4539 [(met)-6(h)-9(o)-25(d)-530(of)-533(man)-9(agin)-9(g)-534(t)-6(h)-9(e)-524(r)-4(isk)-532(of)]TJ
   4540 -11.6037 -1.1376 TD
   4541 -0.003 Tc
   4542 [(cred)-8(it)-353(loss.)]TJ
   4543 1.0037 -1.1242 TD
   4544 -0.001 Tc
   4545 (Let)Tj
   4546 /F9 1 Tf
   4547 1.7399 0 TD
   4548 0 Tc
   4549 (c)Tj
   4550 /F7 1 Tf
   4551 5.978 0 0 5.978 345.36 635.94 Tm
   4552 -0.004 Tc
   4553 (ij)Tj
   4554 /F12 1 Tf
   4555 8.966 0 0 8.966 351.96 636.9 Tm
   4556 0 Tc
   4557 (\()Tj
   4558 /F9 1 Tf
   4559 0.4015 0 TD
   4560 (t)Tj
   4561 /F12 1 Tf
   4562 0.3747 0 TD
   4563 -0.002 Tc
   4564 [(\))-231(d)-7(en)-7(ote)-241(t)-4(h)-7(e)-241(cred)-7(it)-245(\(in)-247(p)-7(icop)-7(a)30(y)-8(men)20(t)-4(s\))-245(p)-33(eer)]TJ
   4565 /F9 1 Tf
   4566 18.7105 0 TD
   4567 0 Tc
   4568 (p)Tj
   4569 /F7 1 Tf
   4570 5.978 0 0 5.978 531.36 635.94 Tm
   4571 (j)Tj
   4572 /F12 1 Tf
   4573 8.966 0 0 8.966 537.48 636.9 Tm
   4574 -0.033 Tc
   4575 [(owe)-31(s)]TJ
   4576 -24.6119 -1.1376 TD
   4577 -0.002 Tc
   4578 [(p)-33(eer)]TJ
   4579 /F9 1 Tf
   4580 2.1815 0 TD
   4581 0 Tc
   4582 (p)Tj
   4583 /F7 1 Tf
   4584 5.978 0 0 5.978 341.04 625.74 Tm
   4585 (i)Tj
   4586 /F12 1 Tf
   4587 8.966 0 0 8.966 346.56 626.7 Tm
   4588 -0.003 Tc
   4589 [(at)-272(t)-5(i)1(me)]TJ
   4590 /F9 1 Tf
   4591 3.4396 0 TD
   4592 0 Tc
   4593 (t)Tj
   4594 /F12 1 Tf
   4595 0.6424 0 TD
   4596 (\()Tj
   4597 /F9 1 Tf
   4598 0.4015 0 TD
   4599 (c)Tj
   4600 /F7 1 Tf
   4601 5.978 0 0 5.978 390.72 625.74 Tm
   4602 -0.004 Tc
   4603 (ij)Tj
   4604 /F12 1 Tf
   4605 8.966 0 0 8.966 397.32 626.7 Tm
   4606 0 Tc
   4607 (\()Tj
   4608 /F9 1 Tf
   4609 0.4015 0 TD
   4610 (t)Tj
   4611 /F12 1 Tf
   4612 0.3747 0 TD
   4613 0.269 Tc
   4614 (\)=)Tj
   4615 /F14 1 Tf
   4616 1.7666 0 TD
   4617 0 Tc
   4618 (\000)Tj
   4619 /F9 1 Tf
   4620 0.803 0 TD
   4621 (c)Tj
   4622 /F7 1 Tf
   4623 5.978 0 0 5.978 431.28 625.74 Tm
   4624 0.051 Tc
   4625 (ji)Tj
   4626 /F12 1 Tf
   4627 8.966 0 0 8.966 437.76 626.7 Tm
   4628 0 Tc
   4629 (\()Tj
   4630 /F9 1 Tf
   4631 0.4015 0 TD
   4632 (t)Tj
   4633 /F12 1 Tf
   4634 0.3747 0 TD
   4635 0.001 Tc
   4636 [(\)\).)-423(P)31(o)6(ten)23(t)-1(i)5(a)6(l)]TJ
   4637 /F10 1 Tf
   4638 5.8487 0 TD
   4639 -0.005 Tc
   4640 [(cr)53(e)52(d)-2(i)-11(t)-306(l)-10(o)-2(ss)]TJ
   4641 /F9 1 Tf
   4642 4.7245 0 TD
   4643 0 Tc
   4644 (l)Tj
   4645 /F7 1 Tf
   4646 5.978 0 0 5.978 542.28 625.74 Tm
   4647 (i)Tj
   4648 /F12 1 Tf
   4649 8.966 0 0 8.966 545.4 626.7 Tm
   4650 (\()Tj
   4651 /F9 1 Tf
   4652 0.4015 0 TD
   4653 (t)Tj
   4654 /F12 1 Tf
   4655 0.3747 0 TD
   4656 (\))Tj
   4657 -26.2715 -1.1242 TD
   4658 -0.003 Tc
   4659 [(of)-318(p)-34(eer)]TJ
   4660 /F9 1 Tf
   4661 3.3459 0 TD
   4662 0 Tc
   4663 (p)Tj
   4664 /F7 1 Tf
   4665 5.978 0 0 5.978 351.48 615.66 Tm
   4666 (i)Tj
   4667 /F12 1 Tf
   4668 8.966 0 0 8.966 357.36 616.62 Tm
   4669 0.005 Tc
   4670 [(i)9(s)-299(de)7(\014ne)7(d)-294(a)10(s)]TJ
   4671 /F9 1 Tf
   4672 5.7148 0 TD
   4673 0 Tc
   4674 (l)Tj
   4675 /F7 1 Tf
   4676 5.978 0 0 5.978 411.36 615.66 Tm
   4677 (i)Tj
   4678 /F12 1 Tf
   4679 8.966 0 0 8.966 414.6 616.62 Tm
   4680 (\()Tj
   4681 /F9 1 Tf
   4682 0.4015 0 TD
   4683 (t)Tj
   4684 /F12 1 Tf
   4685 0.3747 0 TD
   4686 0.269 Tc
   4687 (\)=)Tj
   4688 /T1 1 Tf
   4689 0.12 0 0 -0.12 437.28 623.34 Tm
   4690 0 Tc
   4691 (P)Tj
   4692 /F7 1 Tf
   4693 5.978 0 0 5.978 447.12 613.86 Tm
   4694 (p)Tj
   4695 /F6 1 Tf
   4696 4.981 0 0 4.981 450.96 612.54 Tm
   4697 (j)Tj
   4698 /F5 1 Tf
   4699 5.978 0 0 5.978 454.68 613.86 Tm
   4700 (2)Tj
   4701 /F7 1 Tf
   4702 0.8433 0 TD
   4703 -0.007 Tc
   4704 [(net)-12(w)-17(o)-17(r)-50(k)]TJ
   4705 /F9 1 Tf
   4706 8.966 0 0 8.966 489.48 616.62 Tm
   4707 0 Tc
   4708 (c)Tj
   4709 /F7 1 Tf
   4710 5.978 0 0 5.978 493.44 615.66 Tm
   4711 -0.004 Tc
   4712 (ij)Tj
   4713 /F12 1 Tf
   4714 8.966 0 0 8.966 500.04 616.62 Tm
   4715 0 Tc
   4716 (\()Tj
   4717 /F9 1 Tf
   4718 0.4015 0 TD
   4719 (t)Tj
   4720 /F12 1 Tf
   4721 0.3747 0 TD
   4722 0.002 Tc
   4723 [(\).)-435(T)8(h)-3(e)-304(m)2(a)7(x)-4(-)]TJ
   4724 -21.2126 -1.4186 TD
   4725 -0.004 Tc
   4726 [(im)23(u)-9(m)-459(v)43(a)1(lu)-9(e)-457(o)1(f)]TJ
   4727 /F9 1 Tf
   4728 7.0666 0 TD
   4729 0 Tc
   4730 (c)Tj
   4731 /F7 1 Tf
   4732 5.978 0 0 5.978 384.12 602.94 Tm
   4733 -0.004 Tc
   4734 (ij)Tj
   4735 /F12 1 Tf
   4736 8.966 0 0 8.966 390.72 603.9 Tm
   4737 0 Tc
   4738 (\()Tj
   4739 /F9 1 Tf
   4740 0.4015 0 TD
   4741 (t)Tj
   4742 /F12 1 Tf
   4743 0.3747 0 TD
   4744 0.443 Tc
   4745 [(\)i)447(s)]TJ
   4746 /F9 1 Tf
   4747 1.9942 0 TD
   4748 0 Tc
   4749 (x)Tj
   4750 /F12 1 Tf
   4751 1.0439 0 TD
   4752 0.004 Tc
   4753 [(\(the)-449(s)8(i)8(z)6(e)-462(o)9(f)-458(t)2(he)-449(w)10(i)8(ndo)36(w)10(\))2(,)-500(h)-1(e)6(n)-1(c)6(e)]TJ
   4754 -12.0585 -1.1376 TD
   4755 -0.004 Tc
   4756 [(max)-10(i)0(m)23(u)-9(m)-299(p)-35(ossib)-9(le)-323(loss)]TJ
   4757 /F9 1 Tf
   4758 10.4929 0 TD
   4759 0 Tc
   4760 (l)Tj
   4761 /F7 1 Tf
   4762 5.978 0 0 5.978 413.64 592.74 Tm
   4763 (i)Tj
   4764 /F12 1 Tf
   4765 8.966 0 0 8.966 416.76 593.7 Tm
   4766 (\()Tj
   4767 /F9 1 Tf
   4768 0.4015 0 TD
   4769 (t)Tj
   4770 /F12 1 Tf
   4771 0.3747 0 TD
   4772 0.296 Tc
   4773 [(\)i)300(s)]TJ
   4774 /F9 1 Tf
   4775 1.6997 0 TD
   4776 0 Tc
   4777 (x)Tj
   4778 /F14 1 Tf
   4779 0.7361 0 TD
   4780 0.143 Tc
   4781 (\001k)Tj
   4782 /F9 1 Tf
   4783 0.9369 0 TD
   4784 0.004 Tc
   4785 [(n)8(etw)-22(o)6(r)-27(k)]TJ
   4786 /F14 1 Tf
   4787 3.7876 0 TD
   4788 0 Tc
   4789 (k)Tj
   4790 /F12 1 Tf
   4791 0.5086 0 TD
   4792 0.304 Tc
   4793 [(.)-147(L)304(o)309(s)308(si)308(si)308(m)304(p)299(l)308(i)308(c)306(-)]TJ
   4794 -19.5934 -1.1242 TD
   4795 -0.003 Tc
   4796 [(it)-5(ly)-357(p)-34(o)2(t)-5(e)-1(n)19(t)-5(ial)-347(u)-8(n)19(t)-5(il)-333(a)-346(p)-34(eer)-350(p)-34(e)-1(rman)-8(e)-1(n)19(t)-5(ly)-344(lea)29(v)17(es)-347(t)-5(h)-8(e)-349(s)1(y)-9(s)1(t)-5(e)-1(m.)]TJ
   4797 1.0037 -1.1376 TD
   4798 0.004 Tc
   4799 [(In)-375(the)]TJ
   4800 /F10 1 Tf
   4801 3.1452 0 TD
   4802 -0.004 Tc
   4803 [(NetL)51(ossC)-6(ap)]TJ
   4804 /F12 1 Tf
   4805 5.755 0 TD
   4806 -0.001 Tc
   4807 [(meth)-6(o)-22(d)-6(,)-398(p)-32(eers)-385(s)3(et)-404(a)]TJ
   4808 /F10 1 Tf
   4809 9.3418 0 TD
   4810 -0.057 Tc
   4811 [(ca)-54(p)-469(v)-53(a)-54(l)-62(u)-55(e)]TJ
   4812 /F9 1 Tf
   4813 4.6174 0 TD
   4814 0 Tc
   4815 (v)Tj
   4816 /F12 1 Tf
   4817 0.9235 0 TD
   4818 0.004 Tc
   4819 [(tha)9(t)]TJ
   4820 -24.7866 -1.1242 TD
   4821 -0.003 Tc
   4822 [(limit)-5(s)-441(c)-1(red)-8(i)1(t)-433(l)1(oss)]TJ
   4823 /F9 1 Tf
   4824 7.9767 0 TD
   4825 0 Tc
   4826 (l)Tj
   4827 /F7 1 Tf
   4828 5.978 0 0 5.978 391.08 562.38 Tm
   4829 (i)Tj
   4830 /F12 1 Tf
   4831 8.966 0 0 8.966 398.04 563.34 Tm
   4832 -0.004 Tc
   4833 [(at)-434(an)18(y)-425(p)-35(oin)18(t)-434(in)-437(t)-6(i)0(me.)-709(I)-8(f)]TJ
   4834 /F9 1 Tf
   4835 11.51 0 TD
   4836 0 Tc
   4837 (l)Tj
   4838 /F7 1 Tf
   4839 5.978 0 0 5.978 504 562.38 Tm
   4840 (i)Tj
   4841 /F12 1 Tf
   4842 8.966 0 0 8.966 507.24 563.34 Tm
   4843 (\()Tj
   4844 /F9 1 Tf
   4845 0.4015 0 TD
   4846 (t)Tj
   4847 /F12 1 Tf
   4848 0.3747 0 TD
   4849 0.417 Tc
   4850 (\)=)Tj
   4851 /F9 1 Tf
   4852 2.0343 0 TD
   4853 0 Tc
   4854 (v)Tj
   4855 /F12 1 Tf
   4856 0.9636 0 TD
   4857 -0.005 Tc
   4858 [(an)-10(d)]TJ
   4859 -25.0135 -1.1376 TD
   4860 -0.002 Tc
   4861 [(a)-452(p)-33(eer)]TJ
   4862 /F9 1 Tf
   4863 3.3325 0 TD
   4864 0 Tc
   4865 (p)Tj
   4866 /F7 1 Tf
   4867 5.978 0 0 5.978 351.36 552.18 Tm
   4868 (j)Tj
   4869 /F12 1 Tf
   4870 8.966 0 0 8.966 359.16 553.14 Tm
   4871 -0.003 Tc
   4872 [(wish)-8(es)-468(t)-5(o)-453(ex)-9(t)-5(e)-1(n)-8(d)-449(it)-5(s)-454(c)-1(red)-8(i)1(t)-446(a)2(t)]TJ
   4873 /F9 1 Tf
   4874 14.0529 0 TD
   4875 0 Tc
   4876 (p)Tj
   4877 /F7 1 Tf
   4878 5.978 0 0 5.978 489.84 552.18 Tm
   4879 (i)Tj
   4880 /F12 1 Tf
   4881 8.966 0 0 8.966 492.96 553.14 Tm
   4882 (,)Tj
   4883 /F9 1 Tf
   4884 0.7629 0 TD
   4885 (p)Tj
   4886 /F7 1 Tf
   4887 5.978 0 0 5.978 504.48 552.18 Tm
   4888 (i)Tj
   4889 /F12 1 Tf
   4890 8.966 0 0 8.966 511.56 553.14 Tm
   4891 -0.004 Tc
   4892 [(will)-481(refu)-9(se.)]TJ
   4893 -21.7211 -1.1376 TD
   4894 -0.002 Tc
   4895 [(I)-6(n)-7(stead)-7(,)-439(in)-435(ord)-7(e)0(r)-416(t)-4(o)-425(r)-2(eceiv)18(e)-428(serv)-8(ice,)]TJ
   4896 /F9 1 Tf
   4897 16.5824 0 TD
   4898 0 Tc
   4899 (p)Tj
   4900 /F7 1 Tf
   4901 5.978 0 0 5.978 470.16 541.98 Tm
   4902 (j)Tj
   4903 /F12 1 Tf
   4904 8.966 0 0 8.966 477.72 542.94 Tm
   4905 -0.003 Tc
   4906 [(will)-440(n)-8(eed)-422(t)-5(o)-426(p)-8(a)29(y)]TJ
   4907 /F9 1 Tf
   4908 7.8562 0 TD
   4909 0 Tc
   4910 (p)Tj
   4911 /F7 1 Tf
   4912 5.978 0 0 5.978 552.84 541.98 Tm
   4913 (i)Tj
   4914 /F12 1 Tf
   4915 8.966 0 0 8.966 316.8 532.86 Tm
   4916 0.005 Tc
   4917 [(a)-445(c)7(o)10(i)9(n.)-794(In)-441(pa)37(yi)9(ng)-445(thi)9(s)-446(c)7(o)10(i)9(n)0(,)]TJ
   4918 /F9 1 Tf
   4919 13.3971 0 TD
   4920 0 Tc
   4921 (p)Tj
   4922 /F7 1 Tf
   4923 5.978 0 0 5.978 441.6 531.9 Tm
   4924 (j)Tj
   4925 /F12 1 Tf
   4926 8.966 0 0 8.966 449.52 532.86 Tm
   4927 -0.003 Tc
   4928 [(is)-454(essen)19(t)-5(ially)-478(ex)-9(t)-5(e)-1(n)-8(d)-8(i)1(n)-8(g)]TJ
   4929 /F9 1 Tf
   4930 11.0014 0 TD
   4931 0 Tc
   4932 (p)Tj
   4933 /F7 1 Tf
   4934 5.978 0 0 5.978 552.84 531.9 Tm
   4935 (i)Tj
   4936 /F9 1 Tf
   4937 8.966 0 0 8.966 316.8 522.66 Tm
   4938 (x)Tj
   4939 /F12 1 Tf
   4940 0.977 0 TD
   4941 0.003 Tc
   4942 [(pi)7(c)5(o)8(pa)35(yme)5(n)25(t)-400(c)5(re)5(di)7(ts)-395(\(s)7(i)7(n)-2(c)5(e)-396(a)-393(c)5(o)8(i)7(n)-416(i)7(s)-395(w)36(o)8(r)3(th)-403(o)8(n)-2(e)-396(w)9(i)7(ndo)35(w)9(')7(s)]TJ
   4943 -0.977 -1.1242 TD
   4944 -0.001 Tc
   4945 [(w)32(o)4(rth)-407(o)4(f)-410(p)-6(icopa)31(y)-7(men)21(t)-3(s\).)-626(L)-1(oss)]TJ
   4946 /F9 1 Tf
   4947 13.986 0 TD
   4948 0 Tc
   4949 (l)Tj
   4950 /F7 1 Tf
   4951 5.978 0 0 5.978 444.96 511.62 Tm
   4952 (i)Tj
   4953 /F12 1 Tf
   4954 8.966 0 0 8.966 448.2 512.58 Tm
   4955 (\()Tj
   4956 /F9 1 Tf
   4957 0.4015 0 TD
   4958 (t)Tj
   4959 /F12 1 Tf
   4960 0.3747 0 TD
   4961 -0.002 Tc
   4962 [(\))-392(i)2(s)-400(t)-4(h)20(u)-7(s)-386(d)-7(ecreased)-421(b)20(y)]TJ
   4963 /F9 1 Tf
   4964 10.3724 0 TD
   4965 0 Tc
   4966 (x)Tj
   4967 /F12 1 Tf
   4968 0.5889 0 TD
   4969 (,)Tj
   4970 -26.3923 -1.1376 TD
   4971 -0.005 Tc
   4972 [(an)-10(d)]TJ
   4973 /F9 1 Tf
   4974 1.9942 0 TD
   4975 0 Tc
   4976 (p)Tj
   4977 /F7 1 Tf
   4978 5.978 0 0 5.978 339.36 501.42 Tm
   4979 (j)Tj
   4980 /F12 1 Tf
   4981 8.966 0 0 8.966 346.32 502.38 Tm
   4982 -0.002 Tc
   4983 [(can)-354(n)-7(o)30(w)-344(receiv)18(e)-348(serv)-8(ice)-348(a)3(t)]TJ
   4984 /F9 1 Tf
   4985 12.0052 0 TD
   4986 0 Tc
   4987 (p)Tj
   4988 /F7 1 Tf
   4989 5.978 0 0 5.978 458.64 501.42 Tm
   4990 (i)Tj
   4991 /F12 1 Tf
   4992 8.966 0 0 8.966 461.76 502.38 Tm
   4993 (.)Tj
   4994 -15.1633 -1.1242 TD
   4995 0.002 Tc
   4996 [(No)7(te)-411(tha)7(t)-428(w)8(h)-3(en)]TJ
   4997 /F9 1 Tf
   4998 7.6287 0 TD
   4999 0 Tc
   5000 (p)Tj
   5001 /F7 1 Tf
   5002 5.978 0 0 5.978 398.88 491.34 Tm
   5003 (j)Tj
   5004 /F12 1 Tf
   5005 8.966 0 0 8.966 406.56 492.3 Tm
   5006 0.006 Tc
   5007 [(pa)38(ys)]TJ
   5008 /F9 1 Tf
   5009 2.4225 0 TD
   5010 0 Tc
   5011 (p)Tj
   5012 /F7 1 Tf
   5013 5.978 0 0 5.978 432.96 491.34 Tm
   5014 (i)Tj
   5015 /F12 1 Tf
   5016 8.966 0 0 8.966 439.8 492.3 Tm
   5017 0.003 Tc
   5018 [(the)-410(c)5(o)8(i)7(n,)-448(o)8(t)1(he)5(r)-425(r)3(e)5(q)-3(ui)7(re)5(me)5(n)25(t)1(s)]TJ
   5019 -13.7179 -1.1376 TD
   5020 0.004 Tc
   5021 [(s)8(h)-1(o)9(u)-1(l)8(d)-415(no)9(t)-399(b)-27(e)-409(b)-1(ro)9(k)24(e)6(n.)-634(In)-402(pa)9(rti)8(c)6(ul)8(a)9(r)4(,)-433(i)8(f)]TJ
   5022 /F9 1 Tf
   5023 18.1215 0 TD
   5024 0 Tc
   5025 (l)Tj
   5026 /F7 1 Tf
   5027 5.978 0 0 5.978 482.04 481.14 Tm
   5028 (j)Tj
   5029 /F12 1 Tf
   5030 8.966 0 0 8.966 486 482.1 Tm
   5031 (\()Tj
   5032 /F9 1 Tf
   5033 0.4015 0 TD
   5034 (t)Tj
   5035 /F12 1 Tf
   5036 0.3747 0 TD
   5037 (\))Tj
   5038 /F9 1 Tf
   5039 0.7896 0 TD
   5040 0.392 Tc
   5041 (>v)Tj
   5042 /F14 1 Tf
   5043 1.9942 0 TD
   5044 0 Tc
   5045 (\000)Tj
   5046 /F9 1 Tf
   5047 1.0707 0 TD
   5048 (x)Tj
   5049 /F12 1 Tf
   5050 0.9904 0 TD
   5051 0.003 Tc
   5052 [(pri)7(o)8(r)]TJ
   5053 -24.4916 -1.1242 TD
   5054 [(to)-515(the)-504(c)4(o)7(i)6(n)-511(p)-3(a)34(y)-4(men)24(t)0(,)-542(t)0(hen)]TJ
   5055 /F9 1 Tf
   5056 12.9153 0 TD
   5057 0 Tc
   5058 (p)Tj
   5059 /F7 1 Tf
   5060 5.978 0 0 5.978 437.28 471.06 Tm
   5061 (j)Tj
   5062 /F12 1 Tf
   5063 8.966 0 0 8.966 445.68 472.02 Tm
   5064 0.005 Tc
   5065 [(c)7(a)10(nno)10(t)-519(p)0(a)37(y)]TJ
   5066 /F9 1 Tf
   5067 5.6479 0 TD
   5068 0 Tc
   5069 (p)Tj
   5070 /F7 1 Tf
   5071 5.978 0 0 5.978 501 471.06 Tm
   5072 (i)Tj
   5073 /F12 1 Tf
   5074 8.966 0 0 8.966 508.8 472.02 Tm
   5075 -0.003 Tc
   5076 [({)-506(o)2(t)-5(h)-8(erwise)]TJ
   5077 /F9 1 Tf
   5078 -21.4133 -1.1376 TD
   5079 0 Tc
   5080 (l)Tj
   5081 /F7 1 Tf
   5082 5.978 0 0 5.978 319.56 460.86 Tm
   5083 (j)Tj
   5084 /F12 1 Tf
   5085 8.966 0 0 8.966 323.52 461.82 Tm
   5086 (\()Tj
   5087 /F9 1 Tf
   5088 0.4015 0 TD
   5089 (t)Tj
   5090 /F12 1 Tf
   5091 0.3747 0 TD
   5092 -0.004 Tc
   5093 [(\))-514(w)2(ill)-548(go)-534(o)28(v)16(er)-525(t)-6(h)-9(e)-524(c)-2(ap)-544(v)43(a)1(lu)-9(e.)-1003(I)-8(n)-530(ad)-9(d)-9(i)0(t)-6(i)0(on)-9(,)]TJ
   5094 /F9 1 Tf
   5095 20.6376 0 TD
   5096 0 Tc
   5097 (p)Tj
   5098 /F7 1 Tf
   5099 5.978 0 0 5.978 520.2 460.86 Tm
   5100 (j)Tj
   5101 /F12 1 Tf
   5102 8.966 0 0 8.966 528.84 461.82 Tm
   5103 0.005 Tc
   5104 [(c)7(a)10(nno)10(t)]TJ
   5105 -23.6484 -1.1376 TD
   5106 [(pa)37(y)]TJ
   5107 /F9 1 Tf
   5108 2.0611 0 TD
   5109 0 Tc
   5110 (p)Tj
   5111 /F7 1 Tf
   5112 5.978 0 0 5.978 339.96 450.66 Tm
   5113 (i)Tj
   5114 /F12 1 Tf
   5115 8.966 0 0 8.966 347.28 451.62 Tm
   5116 -0.004 Tc
   5117 (if)Tj
   5118 /F9 1 Tf
   5119 1.0707 0 TD
   5120 0 Tc
   5121 (c)Tj
   5122 /F7 1 Tf
   5123 5.978 0 0 5.978 360.84 450.66 Tm
   5124 -0.004 Tc
   5125 (ij)Tj
   5126 /F12 1 Tf
   5127 8.966 0 0 8.966 367.44 451.62 Tm
   5128 0 Tc
   5129 (\()Tj
   5130 /F9 1 Tf
   5131 0.4015 0 TD
   5132 (t)Tj
   5133 /F12 1 Tf
   5134 0.3747 0 TD
   5135 (\))Tj
   5136 /F9 1 Tf
   5137 0.8833 0 TD
   5138 (>)Tj
   5139 /F12 1 Tf
   5140 1.2982 0 TD
   5141 0.001 Tc
   5142 [(0)-462(p)-4(ri)5(o)6(r)-467(to)-476(the)-452(c)3(o)6(i)5(n)-485(p)-4(a)33(y)-5(men)23(t)-1(,)-476(o)6(therw)7(i)5(s)5(e)]TJ
   5143 /F9 1 Tf
   5144 -8.6055 -1.1242 TD
   5145 0 Tc
   5146 (c)Tj
   5147 /F7 1 Tf
   5148 5.978 0 0 5.978 320.76 440.58 Tm
   5149 -0.004 Tc
   5150 (ij)Tj
   5151 /F12 1 Tf
   5152 8.966 0 0 8.966 327.36 441.54 Tm
   5153 0 Tc
   5154 (\()Tj
   5155 /F9 1 Tf
   5156 0.4015 0 TD
   5157 (t)Tj
   5158 /F12 1 Tf
   5159 0.3747 0 TD
   5160 0.189 Tc
   5161 (\)+)Tj
   5162 /F9 1 Tf
   5163 1.5793 0 TD
   5164 0 Tc
   5165 (x)Tj
   5166 /F12 1 Tf
   5167 0.9101 0 TD
   5168 -0.004 Tc
   5169 [(will)-348(fall)-348(ou)-9(t)-327(o)1(f)-346(t)-6(h)-9(e)-323(cred)-9(it)-327(win)-9(d)-9(o)28(w.)-468(N)-10(o)-320(ex)-10(c)24(h)-9(an)-9(ge)-336(of)]TJ
   5170 -4.4434 -1.1376 TD
   5171 -0.003 Tc
   5172 [(cred)-8(it)-272(an)-8(d)-275(s)1(erv)-9(i)1(ce)-269(will)-293(o)-24(ccu)-8(r)-270(u)-8(n)-8(l)1(ess)]TJ
   5173 /F9 1 Tf
   5174 15.5653 0 TD
   5175 0 Tc
   5176 (p)Tj
   5177 /F7 1 Tf
   5178 5.978 0 0 5.978 461.04 430.38 Tm
   5179 (j)Tj
   5180 /F12 1 Tf
   5181 8.966 0 0 8.966 467.28 431.34 Tm
   5182 [(can)-272(a)5(\013ord)-272(to)-262(mak)20(e)-266(the)]TJ
   5183 -16.7827 -1.1242 TD
   5184 -0.003 Tc
   5185 [(p)-8(a)29(y)-9(m)-3(en)19(t)-406(w)3(it)-5(h)-8(o)2(u)-8(t)-433(u)-8(n)-8(n)-8(ecessarily)-424(a\013)-6(ect)-5(in)-8(g)-426(i)1(t)-5(s)-427(o)29(w)3(n)-422(r)-3(isk)-9(.)-1364(I)-7(n)]TJ
   5186 0 -1.1376 TD
   5187 -0.004 Tc
   5188 [(S)-9(ect)-6(ion)-423(7)1(.2.3,)-441(w)29(e)-417(i)0(n)18(v)16(est)-6(i)0(gat)-6(e)-417(t)-6(h)-9(e)-403(imp)-9(a)1(ct)-421(of)]TJ
   5189 /F10 1 Tf
   5190 19.7945 0 TD
   5191 [(NetL)51(ossC)-6(ap)]TJ
   5192 /F12 1 Tf
   5193 5.7952 0 TD
   5194 (on)Tj
   5195 -25.5897 -1.1242 TD
   5196 -0.003 Tc
   5197 [(sy)-9(st)-5(em)-351(p)-34(e)-1(rforman)-8(c)-1(e)-362(a)2(n)-8(d)-342(risk)-9(.)]TJ
   5198 /F11 1 Tf
   5199 0 -1.78 TD
   5200 0.001 Tc
   5201 [(Hash)-506(Chains.)]TJ
   5202 /F12 1 Tf
   5203 8.5254 0 TD
   5204 -0.004 Tc
   5205 [(A)-10(n)-437(ex)-10(ist)-6(in)-9(g,)-481(p)-35(o)1(p)-9(u)-9(l)0(ar)-459(w)29(a)28(y)-452(t)-6(o)-440(m)-4(ak)16(e)-444(f)2(ast)-6(,)]TJ
   5206 -8.5254 -1.1376 TD
   5207 -0.003 Tc
   5208 [(small)-413(p)-8(a)29(y)-9(men)19(t)-5(s)-374(a)2(re)-402(P)27(a)29(y)-9(w)30(ord)-409(h)-8(ash)-396(c)25(h)-8(a)2(in)-8(s)-401([)1(14].)-628(F)79(or)-404(read)-8(ers)]TJ
   5209 0 -1.1242 TD
   5210 -0.004 Tc
   5211 [(n)-9(o)1(t)-514(f)2(amiliar)-539(w)2(it)-6(h)-530(h)-9(ash)-517(c)24(h)-9(a)1(in)-9(s,)-562(a)-507(l)0(on)-9(ger)-525(d)-9(iscu)-9(ssion)-530(o)1(f)-520(t)-6(h)-9(e)]TJ
   5212 0 -1.1376 TD
   5213 [(st)-6(at)-6(emen)18(t)-6(s)-348(mad)-9(e)-350(in)-356(t)-6(h)-9(is)-335(sect)-6(ion)-370(c)-2(an)-356(b)-35(e)-336(fou)-9(n)-9(d)-356(in)-343([17].)]TJ
   5214 1.0037 -1.1242 TD
   5215 -0.003 Tc
   5216 [(U)-9(n)-8(lik)17(e)-335(s)1(oft)-366(c)-1(red)-8(i)1(t)-353(w)3(in)-8(d)-8(o)29(ws,)-360(h)-8(ash)-355(c)26(h)-8(a)2(in)-8(s)-347(p)-8(resen)19(t)-353(n)-8(o)-332(cred)-8(it)]TJ
   5217 -1.0037 -1.1376 TD
   5218 -0.004 Tc
   5219 [(loss)-335(risk)-331(t)-6(o)-307(p)-35(eers,)-334(assu)-9(min)-9(g)-320(b)-9(r)-4(ok)16(er)-325(fu)-9(n)-9(c)-2(t)-6(i)0(on)-9(alit)21(y)-331(i)0(s)-321(e)-2(x)-10(t)-6(en)-9(d)-9(e)-2(d)]TJ
   5220 0 -1.1242 TD
   5221 0.004 Tc
   5222 [(to)-459(ho)9(no)9(r)-451(p)-1(a)9(r)4(ti)8(a)9(l)-473(ha)9(s)8(h)-456(c)33(h)-1(a)9(i)8(ns)8(.)-808(H)-2(o)36(w)37(e)6(v)24(e)6(r)4(,)-487(m)4(a)9(i)8(n)26(t)2(a)9(i)8(ni)8(ng)-473(ha)9(s)8(h)]TJ
   5223 0 -1.1376 TD
   5224 -0.004 Tc
   5225 [(c)24(h)-9(ain)-9(s)-375(h)-9(a)1(s)-388(h)-9(igh)-383(s)0(t)-6(a)1(t)-6(e)-377(o)28(v)16(erh)-9(e)-2(ad)-9(.)-548(I)-8(n)-370(a)-387(sy)-10(st)-6(em)-379(wit)-6(h)-383(a)-373(m)-4(illion)]TJ
   5226 0 -1.1242 TD
   5227 [(p)-35(eers)-375(a)1(n)-9(d)-370(h)-9(a)1(sh)-370(c)24(h)-9(ain)-9(s)-375(of)-373(len)-9(g)1(t)-6(h)-383(100,)-388(o)28(v)16(er)-365(4GB)-387(o)1(f)-373(s)0(t)-6(a)1(t)-6(e)-377(p)-35(e)-2(r)]TJ
   5228 0 -1.1376 TD
   5229 -0.002 Tc
   5230 [(p)-33(eer)-269(m)25(u)-7(st)-258(b)-33(e)-254(main)20(tain)-7(ed)-7(.)-439(F)80(u)-7(r)-2(th)-7(ermore,)-279(b)-33(ecau)-7(s)2(e)-268(h)-7(ash)-261(c)26(h)-7(a)3(in)-7(s)]TJ
   5231 T*
   5232 [(can)-302(o)2(n)-8(l)1(y)-290(e)-1(x)-9(p)-8(ress)-294(an)]TJ
   5233 /F10 1 Tf
   5234 8.9269 0 TD
   5235 0.006 Tc
   5236 [(in)8(c)10(r)64(e)63(a)9(s)11(i)0(n)8(g)]TJ
   5237 /F12 1 Tf
   5238 4.8449 0 TD
   5239 -0.003 Tc
   5240 [(amou)-8(n)19(t)-286(of)-305(cred)-8(it)-286(\()-5(a)2(s)-294(o)2(p)-8(p)-34(osed)]TJ
   5241 -13.7719 -1.1242 TD
   5242 [(t)-5(o)-306(b)-34(o)2(t)-5(h)-302(in)-8(creasin)-8(g)-306(a)2(n)-8(d)-302(d)-8(ecreasin)-8(g,)-333(lik)17(e)-295(s)1(oft)-326(c)-1(red)-8(i)1(t)-299(w)3(in)-8(d)-8(o)29(ws\))-5(,)]TJ
   5243 0 -1.1376 TD
   5244 -0.004 Tc
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   5824 /BPC 1
   5825 /IM true
   5826 /F /CCF
   5827 /DP <</K -1 /Columns 1>>
   5828 ID P
   5829 EI
   5830 Q
   5831 BT
   5832 8.966 0 0 8.966 41.4 667.86 Tm
   5833 0.002 Tc
   5834 [(Do)34(w)8(n)24(ti)6(me)]TJ
   5835 ET
   5836 q
   5837 0.48 0 0 -8.88 108.468 674.088 cm
   5838 BI
   5839 /W 1
   5840 /H 1
   5841 /BPC 1
   5842 /IM true
   5843 /F /CCF
   5844 /DP <</K -1 /Columns 1>>
   5845 ID P
   5846 EI
   5847 Q
   5848 BT
   5849 8.966 0 0 8.966 114.121 667.86 Tm
   5850 0 Tc
   5851 (1)Tj
   5852 ET
   5853 q
   5854 0.48 0 0 -8.88 154.188 674.088 cm
   5855 BI
   5856 /W 1
   5857 /H 1
   5858 /BPC 1
   5859 /IM true
   5860 /F /CCF
   5861 /DP <</K -1 /Columns 1>>
   5862 ID P
   5863 EI
   5864 Q
   5865 BT
   5866 8.966 0 0 8.966 159.842 667.86 Tm
   5867 -0.004 Tc
   5868 [(Mu)-9(lt)-6(ip)-9(lier)-351(u)-9(sed)-356(t)-6(o)-347(e)-2(x)-10(t)-6(en)-9(d)-330(t)-6(h)-9(e)]TJ
   5869 ET
   5870 q
   5871 0.48 0 0 -8.88 310.548 674.088 cm
   5872 BI
   5873 /W 1
   5874 /H 1
   5875 /BPC 1
   5876 /IM true
   5877 /F /CCF
   5878 /DP <</K -1 /Columns 1>>
   5879 ID P
   5880 EI
   5881 Q
   5882 q
   5883 0.48 0 0 -8.88 35.748 665.208 cm
   5884 BI
   5885 /W 1
   5886 /H 1
   5887 /BPC 1
   5888 /IM true
   5889 /F /CCF
   5890 /DP <</K -1 /Columns 1>>
   5891 ID P
   5892 EI
   5893 Q
   5894 BT
   5895 8.966 0 0 8.966 56.76 658.98 Tm
   5896 [(Mu)-9(lt)-6(ip)-9(lier)]TJ
   5897 ET
   5898 q
   5899 0.48 0 0 -8.88 108.468 665.208 cm
   5900 BI
   5901 /W 1
   5902 /H 1
   5903 /BPC 1
   5904 /IM true
   5905 /F /CCF
   5906 /DP <</K -1 /Columns 1>>
   5907 ID P
   5908 EI
   5909 Q
   5910 q
   5911 0.48 0 0 -8.88 154.188 665.208 cm
   5912 BI
   5913 /W 1
   5914 /H 1
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   5916 /IM true
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   5918 /DP <</K -1 /Columns 1>>
   5919 ID P
   5920 EI
   5921 Q
   5922 BT
   5923 8.966 0 0 8.966 159.841 658.98 Tm
   5924 -0.001 Tc
   5925 [(p)-32(e)1(rio)-22(d)-353(of)-343(time)-347(p)-32(eers)-345(r)-1(emain)-353(o)4(\017ine)]TJ
   5926 ET
   5927 q
   5928 0.48 0 0 -8.88 310.548 665.208 cm
   5929 BI
   5930 /W 1
   5931 /H 1
   5932 /BPC 1
   5933 /IM true
   5934 /F /CCF
   5935 /DP <</K -1 /Columns 1>>
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   5937 EI
   5938 Q
   5939 q
   5940 274.8 0 0 -0.48 35.988 656.448 cm
   5941 BI
   5942 /W 1
   5943 /H 1
   5944 /BPC 1
   5945 /IM true
   5946 /F /CCF
   5947 /DP <</K -1 /Columns 1>>
   5948 ID P
   5949 EI
   5950 Q
   5951 q
   5952 274.8 0 0 -0.48 35.988 654.648 cm
   5953 BI
   5954 /W 1
   5955 /H 1
   5956 /BPC 1
   5957 /IM true
   5958 /F /CCF
   5959 /DP <</K -1 /Columns 1>>
   5960 ID P
   5961 EI
   5962 Q
   5963 q
   5964 0.48 0 0 -8.88 35.748 654.168 cm
   5965 BI
   5966 /W 1
   5967 /H 1
   5968 /BPC 1
   5969 /IM true
   5970 /F /CCF
   5971 /DP <</K -1 /Columns 1>>
   5972 ID P
   5973 EI
   5974 Q
   5975 BT
   5976 8.966 0 0 8.966 41.4 647.94 Tm
   5977 0.003 Tc
   5978 [(C)9(r)3(e)5(d)-2(i)7(t)-347(Wi)7(ndo)35(w)]TJ
   5979 ET
   5980 q
   5981 0.48 0 0 -8.88 108.468 654.168 cm
   5982 BI
   5983 /W 1
   5984 /H 1
   5985 /BPC 1
   5986 /IM true
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   5988 /DP <</K -1 /Columns 1>>
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   5990 EI
   5991 Q
   5992 BT
   5993 8.966 0 0 8.966 114.122 647.94 Tm
   5994 -0.005 Tc
   5995 (10)Tj
   5996 ET
   5997 q
   5998 0.48 0 0 -8.88 154.188 654.168 cm
   5999 BI
   6000 /W 1
   6001 /H 1
   6002 /BPC 1
   6003 /IM true
   6004 /F /CCF
   6005 /DP <</K -1 /Columns 1>>
   6006 ID P
   6007 EI
   6008 Q
   6009 BT
   6010 8.966 0 0 8.966 159.842 647.94 Tm
   6011 0.004 Tc
   6012 [(Si)8(z)6(e)-342(o)9(f)-338(a)-339(s)8(o)9(f)10(t)-359(c)6(re)6(di)8(t)-332(w)10(i)8(ndo)36(w)-351(o)9(r)]TJ
   6013 ET
   6014 q
   6015 0.48 0 0 -8.88 310.548 654.168 cm
   6016 BI
   6017 /W 1
   6018 /H 1
   6019 /BPC 1
   6020 /IM true
   6021 /F /CCF
   6022 /DP <</K -1 /Columns 1>>
   6023 ID P
   6024 EI
   6025 Q
   6026 q
   6027 0.48 0 0 -8.88 35.748 645.4081 cm
   6028 BI
   6029 /W 1
   6030 /H 1
   6031 /BPC 1
   6032 /IM true
   6033 /F /CCF
   6034 /DP <</K -1 /Columns 1>>
   6035 ID P
   6036 EI
   6037 Q
   6038 BT
   6039 8.966 0 0 8.966 56.76 639.18 Tm
   6040 [(Si)9(z)7(e)]TJ
   6041 ET
   6042 q
   6043 0.48 0 0 -8.88 108.468 645.4081 cm
   6044 BI
   6045 /W 1
   6046 /H 1
   6047 /BPC 1
   6048 /IM true
   6049 /F /CCF
   6050 /DP <</K -1 /Columns 1>>
   6051 ID P
   6052 EI
   6053 Q
   6054 q
   6055 0.48 0 0 -8.88 154.188 645.4081 cm
   6056 BI
   6057 /W 1
   6058 /H 1
   6059 /BPC 1
   6060 /IM true
   6061 /F /CCF
   6062 /DP <</K -1 /Columns 1>>
   6063 ID P
   6064 EI
   6065 Q
   6066 BT
   6067 8.966 0 0 8.966 159.841 639.18 Tm
   6068 [(ha)10(s)9(h)-334(c)34(h)0(a)10(i)9(n)]TJ
   6069 ET
   6070 q
   6071 0.48 0 0 -8.88 310.548 645.4081 cm
   6072 BI
   6073 /W 1
   6074 /H 1
   6075 /BPC 1
   6076 /IM true
   6077 /F /CCF
   6078 /DP <</K -1 /Columns 1>>
   6079 ID P
   6080 EI
   6081 Q
   6082 q
   6083 0.48 0 0 -8.88 35.748 636.5281 cm
   6084 BI
   6085 /W 1
   6086 /H 1
   6087 /BPC 1
   6088 /IM true
   6089 /F /CCF
   6090 /DP <</K -1 /Columns 1>>
   6091 ID P
   6092 EI
   6093 Q
   6094 BT
   6095 8.966 0 0 8.966 41.4 630.3 Tm
   6096 0.003 Tc
   6097 [(C)9(r)3(e)5(d)-2(i)7(t)-347(Wi)7(ndo)35(w)]TJ
   6098 ET
   6099 q
   6100 0.48 0 0 -8.88 108.468 636.5281 cm
   6101 BI
   6102 /W 1
   6103 /H 1
   6104 /BPC 1
   6105 /IM true
   6106 /F /CCF
   6107 /DP <</K -1 /Columns 1>>
   6108 ID P
   6109 EI
   6110 Q
   6111 BT
   6112 8.966 0 0 8.966 114.122 630.3 Tm
   6113 -0.031 Tc
   6114 [(Pay)-37(w)2(o)-26(r)-31(d)]TJ
   6115 ET
   6116 q
   6117 0.48 0 0 -8.88 154.188 636.5281 cm
   6118 BI
   6119 /W 1
   6120 /H 1
   6121 /BPC 1
   6122 /IM true
   6123 /F /CCF
   6124 /DP <</K -1 /Columns 1>>
   6125 ID P
   6126 EI
   6127 Q
   6128 BT
   6129 8.966 0 0 8.966 159.843 630.3 Tm
   6130 0.004 Tc
   6131 [(T)10(h)-1(e)-342(t)29(yp)-27(e)-315(o)9(f)-351(c)6(re)6(di)8(t)-346(w)10(i)8(ndo)36(w)-338(u)-1(s)8(e)6(d)]TJ
   6132 ET
   6133 q
   6134 0.48 0 0 -8.88 310.548 636.5281 cm
   6135 BI
   6136 /W 1
   6137 /H 1
   6138 /BPC 1
   6139 /IM true
   6140 /F /CCF
   6141 /DP <</K -1 /Columns 1>>
   6142 ID P
   6143 EI
   6144 Q
   6145 q
   6146 0.48 0 0 -9.36 35.748 627.648 cm
   6147 BI
   6148 /W 1
   6149 /H 1
   6150 /BPC 1
   6151 /IM true
   6152 /F /CCF
   6153 /DP <</K -1 /Columns 1>>
   6154 ID P
   6155 EI
   6156 Q
   6157 BT
   6158 8.966 0 0 8.966 56.76 620.94 Tm
   6159 -0.033 Tc
   6160 [(Ty)-39(p)-64(e)]TJ
   6161 ET
   6162 q
   6163 0.48 0 0 -9.36 108.468 627.648 cm
   6164 BI
   6165 /W 1
   6166 /H 1
   6167 /BPC 1
   6168 /IM true
   6169 /F /CCF
   6170 /DP <</K -1 /Columns 1>>
   6171 ID P
   6172 EI
   6173 Q
   6174 q
   6175 0.48 0 0 -9.36 154.188 627.648 cm
   6176 BI
   6177 /W 1
   6178 /H 1
   6179 /BPC 1
   6180 /IM true
   6181 /F /CCF
   6182 /DP <</K -1 /Columns 1>>
   6183 ID P
   6184 EI
   6185 Q
   6186 BT
   6187 8.966 0 0 8.966 159.841 620.94 Tm
   6188 0.003 Tc
   6189 [(\(P)33(a)35(y)-3(w)36(o)8(rd,)-341(s)7(o)8(f)9(t)-347(c)5(re)5(di)7(t)-347(w)9(i)7(ndo)35(w)9(s)7(\))]TJ
   6190 ET
   6191 q
   6192 0.48 0 0 -9.36 310.548 627.648 cm
   6193 BI
   6194 /W 1
   6195 /H 1
   6196 /BPC 1
   6197 /IM true
   6198 /F /CCF
   6199 /DP <</K -1 /Columns 1>>
   6200 ID P
   6201 EI
   6202 Q
   6203 q
   6204 0.48 0 0 -8.88 35.748 618.4081 cm
   6205 BI
   6206 /W 1
   6207 /H 1
   6208 /BPC 1
   6209 /IM true
   6210 /F /CCF
   6211 /DP <</K -1 /Columns 1>>
   6212 ID P
   6213 EI
   6214 Q
   6215 BT
   6216 8.966 0 0 8.966 41.4 612.18 Tm
   6217 -0.002 Tc
   6218 [(Max)-356(La)30(y)18(e)0(rs)]TJ
   6219 ET
   6220 q
   6221 0.48 0 0 -8.88 108.468 618.4081 cm
   6222 BI
   6223 /W 1
   6224 /H 1
   6225 /BPC 1
   6226 /IM true
   6227 /F /CCF
   6228 /DP <</K -1 /Columns 1>>
   6229 ID P
   6230 EI
   6231 Q
   6232 BT
   6233 8.966 0 0 8.966 114.121 612.18 Tm
   6234 0 Tc
   6235 (2)Tj
   6236 ET
   6237 q
   6238 0.48 0 0 -8.88 154.188 618.4081 cm
   6239 BI
   6240 /W 1
   6241 /H 1
   6242 /BPC 1
   6243 /IM true
   6244 /F /CCF
   6245 /DP <</K -1 /Columns 1>>
   6246 ID P
   6247 EI
   6248 Q
   6249 BT
   6250 8.966 0 0 8.966 159.842 612.18 Tm
   6251 -0.004 Tc
   6252 [(Max)-10(im)23(u)-9(m)-339(n)18(u)-9(m)23(b)-35(er)-338(of)-359(la)28(y)16(e)-2(rs)-348(allo)28(w)29(e)-2(d)]TJ
   6253 ET
   6254 q
   6255 0.48 0 0 -8.88 310.548 618.4081 cm
   6256 BI
   6257 /W 1
   6258 /H 1
   6259 /BPC 1
   6260 /IM true
   6261 /F /CCF
   6262 /DP <</K -1 /Columns 1>>
   6263 ID P
   6264 EI
   6265 Q
   6266 q
   6267 0.48 0 0 -8.88 35.748 609.5281 cm
   6268 BI
   6269 /W 1
   6270 /H 1
   6271 /BPC 1
   6272 /IM true
   6273 /F /CCF
   6274 /DP <</K -1 /Columns 1>>
   6275 ID P
   6276 EI
   6277 Q
   6278 q
   6279 0.48 0 0 -8.88 108.468 609.5281 cm
   6280 BI
   6281 /W 1
   6282 /H 1
   6283 /BPC 1
   6284 /IM true
   6285 /F /CCF
   6286 /DP <</K -1 /Columns 1>>
   6287 ID P
   6288 EI
   6289 Q
   6290 q
   6291 0.48 0 0 -8.88 154.188 609.5281 cm
   6292 BI
   6293 /W 1
   6294 /H 1
   6295 /BPC 1
   6296 /IM true
   6297 /F /CCF
   6298 /DP <</K -1 /Columns 1>>
   6299 ID P
   6300 EI
   6301 Q
   6302 BT
   6303 8.966 0 0 8.966 159.84 603.3 Tm
   6304 -0.003 Tc
   6305 [(on)-342(a)-346(c)-1(oin)-355(b)-34(efore)-362(i)1(t)-353(m)24(u)-8(s)1(t)-339(b)-34(e)-349(p)-34(eeled)]TJ
   6306 ET
   6307 q
   6308 0.48 0 0 -8.88 310.548 609.5281 cm
   6309 BI
   6310 /W 1
   6311 /H 1
   6312 /BPC 1
   6313 /IM true
   6314 /F /CCF
   6315 /DP <</K -1 /Columns 1>>
   6316 ID P
   6317 EI
   6318 Q
   6319 q
   6320 0.48 0 0 -8.88 35.748 600.7681 cm
   6321 BI
   6322 /W 1
   6323 /H 1
   6324 /BPC 1
   6325 /IM true
   6326 /F /CCF
   6327 /DP <</K -1 /Columns 1>>
   6328 ID P
   6329 EI
   6330 Q
   6331 BT
   6332 8.966 0 0 8.966 41.4 594.42 Tm
   6333 0.006 Tc
   6334 [(Re)8(ne)8(w)39(a)11(l)-338(W)85(a)11(i)10(t)]TJ
   6335 ET
   6336 q
   6337 0.48 0 0 -8.88 108.468 600.7681 cm
   6338 BI
   6339 /W 1
   6340 /H 1
   6341 /BPC 1
   6342 /IM true
   6343 /F /CCF
   6344 /DP <</K -1 /Columns 1>>
   6345 ID P
   6346 EI
   6347 Q
   6348 BT
   6349 8.966 0 0 8.966 114.122 594.42 Tm
   6350 -0.005 Tc
   6351 [(30)-348(d)-10(a)27(y)-11(s)]TJ
   6352 ET
   6353 q
   6354 0.48 0 0 -8.88 154.188 600.7681 cm
   6355 BI
   6356 /W 1
   6357 /H 1
   6358 /BPC 1
   6359 /IM true
   6360 /F /CCF
   6361 /DP <</K -1 /Columns 1>>
   6362 ID P
   6363 EI
   6364 Q
   6365 BT
   6366 8.966 0 0 8.966 159.843 594.42 Tm
   6367 -0.003 Tc
   6368 [(Elap)-8(sed)-355(t)-5(ime)-349(b)-34(et)22(w)30(een)-355(au)-8(d)-8(i)1(t)-339(t)-5(rail)]TJ
   6369 ET
   6370 q
   6371 0.48 0 0 -8.88 310.548 600.7681 cm
   6372 BI
   6373 /W 1
   6374 /H 1
   6375 /BPC 1
   6376 /IM true
   6377 /F /CCF
   6378 /DP <</K -1 /Columns 1>>
   6379 ID P
   6380 EI
   6381 Q
   6382 q
   6383 0.48 0 0 -8.88 35.748 591.8881 cm
   6384 BI
   6385 /W 1
   6386 /H 1
   6387 /BPC 1
   6388 /IM true
   6389 /F /CCF
   6390 /DP <</K -1 /Columns 1>>
   6391 ID P
   6392 EI
   6393 Q
   6394 q
   6395 0.48 0 0 -8.88 108.468 591.8881 cm
   6396 BI
   6397 /W 1
   6398 /H 1
   6399 /BPC 1
   6400 /IM true
   6401 /F /CCF
   6402 /DP <</K -1 /Columns 1>>
   6403 ID P
   6404 EI
   6405 Q
   6406 q
   6407 0.48 0 0 -8.88 154.188 591.8881 cm
   6408 BI
   6409 /W 1
   6410 /H 1
   6411 /BPC 1
   6412 /IM true
   6413 /F /CCF
   6414 /DP <</K -1 /Columns 1>>
   6415 ID P
   6416 EI
   6417 Q
   6418 BT
   6419 8.966 0 0 8.966 159.84 585.66 Tm
   6420 -0.004 Tc
   6421 [(p)-9(u)-9(r)-4(ges)-348(f)2(or)-351(a)-347(g)1(iv)16(en)-356(coin)]TJ
   6422 ET
   6423 q
   6424 0.48 0 0 -8.88 310.548 591.8881 cm
   6425 BI
   6426 /W 1
   6427 /H 1
   6428 /BPC 1
   6429 /IM true
   6430 /F /CCF
   6431 /DP <</K -1 /Columns 1>>
   6432 ID P
   6433 EI
   6434 Q
   6435 q
   6436 0.48 0 0 -8.88 35.748 583.0081 cm
   6437 BI
   6438 /W 1
   6439 /H 1
   6440 /BPC 1
   6441 /IM true
   6442 /F /CCF
   6443 /DP <</K -1 /Columns 1>>
   6444 ID P
   6445 EI
   6446 Q
   6447 BT
   6448 8.966 0 0 8.966 41.4 576.78 Tm
   6449 0.003 Tc
   6450 [(Sc)32(he)5(me)]TJ
   6451 ET
   6452 q
   6453 0.48 0 0 -8.88 108.468 583.0081 cm
   6454 BI
   6455 /W 1
   6456 /H 1
   6457 /BPC 1
   6458 /IM true
   6459 /F /CCF
   6460 /DP <</K -1 /Columns 1>>
   6461 ID P
   6462 EI
   6463 Q
   6464 BT
   6465 8.966 0 0 8.966 114.121 576.78 Tm
   6466 -0.003 Tc
   6467 [(PP)27(a)29(y)]TJ
   6468 ET
   6469 q
   6470 0.48 0 0 -8.88 154.188 583.0081 cm
   6471 BI
   6472 /W 1
   6473 /H 1
   6474 /BPC 1
   6475 /IM true
   6476 /F /CCF
   6477 /DP <</K -1 /Columns 1>>
   6478 ID P
   6479 EI
   6480 Q
   6481 BT
   6482 8.966 0 0 8.966 159.842 576.78 Tm
   6483 [(Th)-8(e)-349(m)-3(icrop)-8(a)29(y)-9(m)-3(en)19(t)-339(s)1(c)26(h)-8(eme)-349(u)-8(sed)]TJ
   6484 ET
   6485 q
   6486 0.48 0 0 -8.88 310.548 583.0081 cm
   6487 BI
   6488 /W 1
   6489 /H 1
   6490 /BPC 1
   6491 /IM true
   6492 /F /CCF
   6493 /DP <</K -1 /Columns 1>>
   6494 ID P
   6495 EI
   6496 Q
   6497 q
   6498 0.48 0 0 -9.36 35.748 574.248 cm
   6499 BI
   6500 /W 1
   6501 /H 1
   6502 /BPC 1
   6503 /IM true
   6504 /F /CCF
   6505 /DP <</K -1 /Columns 1>>
   6506 ID P
   6507 EI
   6508 Q
   6509 q
   6510 0.48 0 0 -9.36 108.468 574.248 cm
   6511 BI
   6512 /W 1
   6513 /H 1
   6514 /BPC 1
   6515 /IM true
   6516 /F /CCF
   6517 /DP <</K -1 /Columns 1>>
   6518 ID P
   6519 EI
   6520 Q
   6521 q
   6522 0.48 0 0 -9.36 154.188 574.248 cm
   6523 BI
   6524 /W 1
   6525 /H 1
   6526 /BPC 1
   6527 /IM true
   6528 /F /CCF
   6529 /DP <</K -1 /Columns 1>>
   6530 ID P
   6531 EI
   6532 Q
   6533 BT
   6534 8.966 0 0 8.966 159.84 567.42 Tm
   6535 -0.004 Tc
   6536 [(\()-6(P)-1(P)26(a)28(y)70(,)-334(PP)26(a)28(y)-10(*,)-361(or)-351(R)-10(M)1(\))]TJ
   6537 ET
   6538 q
   6539 0.48 0 0 -9.36 310.548 574.248 cm
   6540 BI
   6541 /W 1
   6542 /H 1
   6543 /BPC 1
   6544 /IM true
   6545 /F /CCF
   6546 /DP <</K -1 /Columns 1>>
   6547 ID P
   6548 EI
   6549 Q
   6550 q
   6551 0.48 0 0 -8.88 35.748 564.8881 cm
   6552 BI
   6553 /W 1
   6554 /H 1
   6555 /BPC 1
   6556 /IM true
   6557 /F /CCF
   6558 /DP <</K -1 /Columns 1>>
   6559 ID P
   6560 EI
   6561 Q
   6562 BT
   6563 8.966 0 0 8.966 41.4 558.66 Tm
   6564 [(N)-11(e)-3(t)-341(L)-5(oss)-349(C)1(ap)]TJ
   6565 ET
   6566 q
   6567 0.48 0 0 -8.88 108.468 564.8881 cm
   6568 BI
   6569 /W 1
   6570 /H 1
   6571 /BPC 1
   6572 /IM true
   6573 /F /CCF
   6574 /DP <</K -1 /Columns 1>>
   6575 ID P
   6576 EI
   6577 Q
   6578 BT
   6579 /F14 1 Tf
   6580 8.966 0 0 8.966 114.122 558.66 Tm
   6581 0 Tc
   6582 (1)Tj
   6583 ET
   6584 q
   6585 0.48 0 0 -8.88 154.188 564.8881 cm
   6586 BI
   6587 /W 1
   6588 /H 1
   6589 /BPC 1
   6590 /IM true
   6591 /F /CCF
   6592 /DP <</K -1 /Columns 1>>
   6593 ID P
   6594 EI
   6595 Q
   6596 BT
   6597 /F12 1 Tf
   6598 8.966 0 0 8.966 159.842 558.66 Tm
   6599 -0.004 Tc
   6600 [(Max)-10(im)23(u)-9(m)-339(allo)28(w)29(e)-2(d)-383(n)-9(et)-340(loss)-361(p)-35(e)-2(r)-338(p)-35(eer)]TJ
   6601 ET
   6602 q
   6603 0.48 0 0 -8.88 310.548 564.8881 cm
   6604 BI
   6605 /W 1
   6606 /H 1
   6607 /BPC 1
   6608 /IM true
   6609 /F /CCF
   6610 /DP <</K -1 /Columns 1>>
   6611 ID P
   6612 EI
   6613 Q
   6614 q
   6615 0.48 0 0 -8.88 35.748 556.0081 cm
   6616 BI
   6617 /W 1
   6618 /H 1
   6619 /BPC 1
   6620 /IM true
   6621 /F /CCF
   6622 /DP <</K -1 /Columns 1>>
   6623 ID P
   6624 EI
   6625 Q
   6626 q
   6627 0.48 0 0 -8.88 108.468 556.0081 cm
   6628 BI
   6629 /W 1
   6630 /H 1
   6631 /BPC 1
   6632 /IM true
   6633 /F /CCF
   6634 /DP <</K -1 /Columns 1>>
   6635 ID P
   6636 EI
   6637 Q
   6638 q
   6639 0.48 0 0 -8.88 154.188 556.0081 cm
   6640 BI
   6641 /W 1
   6642 /H 1
   6643 /BPC 1
   6644 /IM true
   6645 /F /CCF
   6646 /DP <</K -1 /Columns 1>>
   6647 ID P
   6648 EI
   6649 Q
   6650 BT
   6651 8.966 0 0 8.966 159.84 549.78 Tm
   6652 0.004 Tc
   6653 [(due)-328(to)-339(s)8(o)9(f)10(t)-346(c)6(r)4(e)6(d)-1(i)8(t)-346(w)10(i)8(ndo)36(w)10(s)]TJ
   6654 ET
   6655 q
   6656 0.48 0 0 -8.88 310.548 556.0081 cm
   6657 BI
   6658 /W 1
   6659 /H 1
   6660 /BPC 1
   6661 /IM true
   6662 /F /CCF
   6663 /DP <</K -1 /Columns 1>>
   6664 ID P
   6665 EI
   6666 Q
   6667 q
   6668 274.8 0 0 -0.48 35.988 547.248 cm
   6669 BI
   6670 /W 1
   6671 /H 1
   6672 /BPC 1
   6673 /IM true
   6674 /F /CCF
   6675 /DP <</K -1 /Columns 1>>
   6676 ID P
   6677 EI
   6678 Q
   6679 BT
   6680 /F11 1 Tf
   6681 8.966 0 0 8.966 69.6 529.62 Tm
   6682 -0.087 Tc
   6683 [(Ta)-87(b)-85(l)-93(e)-454(1)-84(:)]TJ
   6684 /F3 1 Tf
   6685 7.97 0 0 7.97 111.481 529.62 Tm
   6686 -0.003 Tc
   6687 [(Syst)-8(em)-413(a)-10(n)0(d)-407(M)-3(i)-9(c)-1(r)-9(o)-8(pa)20(ym)-6(en)30(t)-385(p)0(a)-10(r)-9(a)-10(m)-6(et)-8(er)-9(s)]TJ
   6688 /F12 1 Tf
   6689 8.966 0 0 8.966 53.76 500.7 Tm
   6690 -0.004 Tc
   6691 [(is)-495(a)-481(n)-9(ew)-493(p)-9(r)-4(ot)-6(o)-25(c)-2(ol)-495(from)-499(t)-6(h)-9(e)-484(G)-1(n)18(u)-9(t)-6(e)-2(lla)-494(D)-9(e)-2(v)16(e)-2(lop)-9(m)-4(en)18(t)-474(F)78(oru)-9(m)]TJ
   6692 0 -1.1376 TD
   6693 -0.003 Tc
   6694 [(\()-5(G)0(D)-8(F)-1(\))-299(a)2(imed)-315(at)-313(ad)-8(d)-8(r)-3(essin)-8(g)-306(p)-34(erforman)-8(c)-1(e)-322(a)2(n)-8(d)-302(secu)-8(rit)22(y)-304(issu)-8(es)]TJ
   6695 0 -1.1242 TD
   6696 -0.004 Tc
   6697 [(in)-383(Gn)18(u)-9(t)-6(ella)-373([6])-388({)-373(t)-6(h)-9(e)-377(l)0(argest)-394(op)-35(en)-383(P2P)-375(s)0(y)-10(s)0(t)-6(e)-2(m)-379(i)0(n)-383(o)1(p)-35(e)-2(rat)-6(i)0(on)]TJ
   6698 0 -1.1376 TD
   6699 0.003 Tc
   6700 [(to)-18(da)35(y)77(.)-876(In)-296(bri)7(e)5(f)9(,)-314(unde)5(r)-278(t)1(he)-289(G)6(U)-3(E)6(S)-2(S)-296(p)-2(ro)8(to)-18(c)5(o)8(l)-300(e)5(a)8(c)32(h)-309(p)-28(e)5(e)5(r)-291(k)23(e)5(e)5(p)-2(s)]TJ
   6701 0 -1.1242 TD
   6702 -0.003 Tc
   6703 [(a)-292(\\)2(p)-34(o)2(n)-8(g)-292(cac)26(h)-8(e",)-320(w)3(h)-8(i)1(c)26(h)-289(is)-294(a)-292(list)-299(of)-305(I)-7(P)-281(ad)-8(d)-8(r)-3(esses)-307(o)2(f)-291(o)2(t)-5(h)-8(er)-284(p)-34(eers)]TJ
   6704 0 -1.1376 TD
   6705 [(in)-448(th)-7(e)-428(s)2(y)-8(s)2(tem.)-747(Wh)-7(en)-435(a)-438(p)-33(eer)-443(h)-7(a)3(s)-440(a)-438(q)-8(u)-7(ery)72(,)-439(it)-445(\\p)-7(rob)-33(e)0(s")-452(th)-7(e)]TJ
   6706 T*
   6707 [(p)-33(eers)-319(i)2(n)-328(i)2(ts)-319(p)-33(o)3(n)-7(g)-318(cac)27(h)-7(e)-321(w)4(ith)-328(t)-4(h)-7(e)-308(q)-8(u)-7(ery)-316(m)-2(essage,)-346(o)3(n)-7(e)-321(b)20(y)-303(on)-7(e,)]TJ
   6708 0 -1.1242 TD
   6709 0.003 Tc
   6710 [(un)25(ti)7(l)-407(a)-407(m)3(a)8(t)1(c)32(h)-403(i)7(s)-421(f)9(o)8(und.)-648(T)9(h)-2(e)5(r)3(e)-410(a)8(re)-410(ma)8(n)25(y)-418(p)-28(o)8(l)7(i)7(c)5(i)7(e)5(s)-421(b)25(y)-405(w)9(hi)7(c)32(h)]TJ
   6711 0 -1.1376 TD
   6712 -0.003 Tc
   6713 [(p)-34(eers)-347(c)-1(an)-355(ord)-8(e)-1(r)-350(t)-5(h)-8(e)-1(ir)-337(p)-8(r)-3(ob)-34(es;)-347(f)3(or)-364(simp)-8(licit)22(y)71(,)-347(w)30(e)-349(assu)-8(me)-349(t)-5(h)-8(at)]TJ
   6714 0 -1.1242 TD
   6715 0 Tc
   6716 [(the)-346(o)5(rder)-334(is)-357(random.)]TJ
   6717 1.0037 -1.1376 TD
   6718 [(One)-346(p)-5(roblem)-348(w)6(i)4(th)-366(the)-346(c)2(urren)22(t)-336(GU)-6(ESS)-352(p)-5(roto)-21(col)-370(i)4(s)-357(t)-2(hat)-350(i)4(t)]TJ
   6719 -1.0037 -1.1242 TD
   6720 -0.001 Tc
   6721 [(d)-6(o)-22(es)-265(n)-6(o)4(t)-270(p)-6(ro)31(v)-7(i)3(d)-6(e)-253(th)-6(e)-253(p)-6(rop)-32(e)1(r)-255(i)3(n)-6(cen)21(tiv)19(e)1(s)-265(f)5(or)-268(p)-32(eers)-265(t)-3(o)-250(c)1(o)-22(o)4(p)-32(e)1(rate)]TJ
   6722 0 -1.1376 TD
   6723 -0.003 Tc
   6724 [({)-279(p)-34(eers)-267(c)-1(an)-289(easily)-290(c)26(h)-8(eat)-272(t)-5(h)-8(e)-255(sy)-9(st)-5(em)-284(b)19(y)-264(sen)-8(d)-8(i)1(n)-8(g)-265(ou)-8(t)-272(i)1(t)-5(s)-280(p)-8(r)-3(ob)-34(es)]TJ
   6725 T*
   6726 -0.004 Tc
   6727 [(all)-254(a)1(t)-247(o)1(n)-9(ce.)-428(Th)-9(is)-254(b)-35(e)-2(h)-9(a)28(v)-10(i)0(or)-244(in)-9(cu)-9(rs)-241(a)-240(m)23(u)-9(c)25(h)-236(h)-9(igh)-9(e)-2(r)-244(l)0(oad)-263(on)-249(ot)-6(h)-9(e)-2(r)]TJ
   6728 0 -1.1242 TD
   6729 -0.003 Tc
   6730 [(p)-34(eers,)-400(wh)-8(ile)-402(d)-8(r)-3(ast)-5(i)1(cally)-397(imp)-8(r)-3(o)29(v)-9(in)-8(g)-386(t)-5(h)-8(e)-376(resp)-34(on)-8(se)-389(t)-5(i)1(me)-389(of)-385(t)-5(h)-8(e)]TJ
   6731 0 -1.1376 TD
   6732 [(searc)26(h)-436(for)-444(t)-5(h)-8(e)-416(q)-9(u)-8(ery)-9(i)1(n)-8(g)-413(p)-34(eer.)-695(I)-7(f)-425(a)2(ll)-427(p)-34(eers)-427(a)2(ct)-433(accord)-8(in)-8(g)-439(t)-5(o)]TJ
   6733 0 -1.1242 TD
   6734 0.004 Tc
   6735 [(the)6(i)8(r)-263(b)-27(e)6(s)8(t)-252(i)8(n)26(t)2(e)6(r)4(e)6(s)8(ts)8(,)-286(t)2(he)-248(s)8(y)-2(s)8(t)2(e)6(m)-250(mi)8(g)9(h)26(t)-265(f)10(a)9(i)8(l)-273(a)9(s)-260(i)8(f)-257(unde)6(r)-250(a)-245(de)6(ni)8(a)9(l)]TJ
   6736 0 -1.1376 TD
   6737 0.003 Tc
   6738 [(o)8(f)-339(s)7(e)5(rvi)7(c)5(e)-343(\()1(Do)8(S\))-333(a)8(tta)8(c)32(k)-3(.)-448(I)-1(n)-336(o)8(rde)5(r)-331(f)9(o)8(r)-344(G)6(UE)6(SS)-336(to)-326(w)36(o)8(rk,)-341(t)1(he)5(re)]TJ
   6739 0 -1.1242 TD
   6740 0.001 Tc
   6741 [(m)28(u)-4(s)5(t)-402(b)-30(e)-412(a)-395(w)34(a)33(y)-420(to)-395(g)6(i)5(v)21(e)-412(p)-30(eers)-397(a)6(n)-418(i)5(ncen)23(ti)5(v)21(e)-398(to)-395(a)6(dhere)-412(to)-395(the)]TJ
   6742 0 -1.1376 TD
   6743 -0.003 Tc
   6744 [(p)-8(r)-3(ot)-5(o)-24(c)-1(ol.)-467(O)-7(n)-8(e)-309(st)-5(raigh)19(t)-5(forw)30(ard)-342(p)-8(rop)-34(o)2(sal)-333(i)1(s)-320(t)-5(o)-306(h)-8(a)29(v)17(e)-309(p)-34(eers)-307(p)-8(a)29(y)]TJ
   6745 0 -1.1242 TD
   6746 [(f)4(o)3(r)-296(e)0(ac)27(h)-288(p)-7(rob)-33(e)0(.)-439(P)28(eers)-293(w)4(ill)-292(then)-274(b)-33(e)-281(motiv)45(a)3(ted)-274(t)-4(o)-278(p)-7(rob)-33(e)-281(as)-293(f)4(e)0(w)]TJ
   6747 0 -1.1376 TD
   6748 [(p)-34(eers)-334(a)2(s)-347(p)-34(ossib)-8(le)-349(t)-5(o)-332(an)-8(sw)30(er)-337(t)-5(h)-8(eir)-337(q)-9(u)-8(e)-1(ries.)-454(I)-7(n)-329(o)2(u)-8(r)-337(ev)44(alu)-8(a)2(t)-5(i)1(on)-8(,)]TJ
   6749 T*
   6750 [(w)31(e)-455(u)-7(s)2(e)-442(t)-4(h)-7(e)-428(PP)28(a)30(y)-450(microp)-7(a)30(y)-8(men)20(t)-445(sy)-8(stem)-444(to)-438(imp)-7(l)2(emen)20(t)-445(t)-4(h)-7(i)2(s)]TJ
   6751 0 -1.1242 TD
   6752 [(in)-8(cen)19(t)-5(i)1(v)17(e)-509(mec)26(h)-8(an)-8(ism.)-962(I)-7(n)-503(p)-8(art)-5(i)1(cu)-8(lar,)-561(p)-34(eers)-508(w)3(ill)-534(mak)17(e)-509(on)-8(e)]TJ
   6753 0 -1.1376 TD
   6754 [(p)-8(i)1(cop)-8(a)29(y)-9(m)-3(en)19(t)-420(p)-34(er)-431(p)-8(r)-3(ob)-34(e.)-695(Coin)-436(p)-8(a)29(y)-9(m)-3(en)19(ts)-414(are)-429(t)-5(h)-8(e)-1(n)-422(m)-3(ad)-8(e)-416(a)2(s)]TJ
   6755 0 -1.1242 TD
   6756 [(cred)-8(it)-353(win)-8(d)-8(o)29(ws)-360(are)-349(\014)-8(lled)-8(.)]TJ
   6757 /F20 1 Tf
   6758 11.955 0 0 11.955 53.76 229.02 Tm
   6759 -0.001 Tc
   6760 [(6.1)-997(M)-1(etrics)]TJ
   6761 /F12 1 Tf
   6762 8.966 0 0 8.966 62.76 216.66 Tm
   6763 [(P)29(e)1(rf)5(ormance)-400(o)4(f)-383(a)-370(micropa)31(y)-7(men)21(t)-378(sc)28(heme)-387(is)-385(measured)-380(pri-)]TJ
   6764 -1.0037 -1.1242 TD
   6765 -0.003 Tc
   6766 [(marily)-545(b)19(y)]TJ
   6767 /F10 1 Tf
   6768 5.0323 0 TD
   6769 0.005 Tc
   6770 [(lo)61(a)8(d)]TJ
   6771 /F12 1 Tf
   6772 1.78 0 TD
   6773 -0.004 Tc
   6774 [(.)-1017(L)-4(oad)-544(is)-535(d)-9(e)-2(\014)-9(n)-9(e)-2(d)-517(a)1(s)-535(t)-6(h)-9(e)-524(amou)-9(n)18(t)-528(of)-547(w)29(o)1(rk)]TJ
   6775 -6.8123 -1.1376 TD
   6776 -0.003 Tc
   6777 [(an)-436(en)19(t)-5(i)1(t)22(y)-424(m)24(u)-8(st)-433(d)-8(o)-426(p)-34(e)-1(r)-431(u)-8(n)-8(i)1(t)-420(t)-5(ime.)-721(Load)-449(is)-427(measu)-8(r)-3(ed)-449(alon)-8(g)]TJ
   6778 0 -1.1242 TD
   6779 -0.001 Tc
   6780 [(three)-467(r)-1(esource)-467(t)24(y)-7(p)-32(es:)]TJ
   6781 /F10 1 Tf
   6782 10.2385 0 TD
   6783 -0.003 Tc
   6784 [(i)-9(n)-1(c)54(o)0(m)-7(i)-9(ng)-468(b)54(a)0(ndwi)-9(dth,)-531(outgoi)-9(ng)-494(b)54(a)0(nd-)]TJ
   6785 -10.2385 -1.1376 TD
   6786 [(wi)-8(dt)4(h)]TJ
   6787 /F12 1 Tf
   6788 2.3823 0 TD
   6789 0.424 Tc
   6790 [(,a)429(n)419(d)]TJ
   6791 /F10 1 Tf
   6792 2.7704 0 TD
   6793 -0.004 Tc
   6794 [(pr)54(o)52(c)53(essi)-10(ng)-455(c)53(o)-1(st)]TJ
   6795 /F12 1 Tf
   6796 6.5848 0 TD
   6797 0.003 Tc
   6798 [(.)-648(B)8(a)8(ndw)9(i)7(d)-2(th)-403(i)7(s)-395(me)5(a)8(s)7(ure)5(d)-416(i)7(n)-403(bi)7(ts)]TJ
   6799 -11.7375 -1.1376 TD
   6800 -0.003 Tc
   6801 [(p)-34(e)-1(r)-350(s)1(econ)-8(d)-355(\()-5(b)-8(p)-8(s)1(\))-5(.)-467(Pro)-24(cessin)-8(g)-372(c)-1(ost)-353(i)1(s)-347(c)-1(on)-8(cep)-8(t)-5(u)-8(ally)-357(measu)-8(r)-3(ed)]TJ
   6802 0 -1.1242 TD
   6803 [(in)-515(cy)-8(cles)-520(p)-33(e)0(r)-510(s)2(econ)-7(d)-515(\(H)-8(z\),)-546(a)3(lth)-7(o)3(u)-7(g)3(h)-528(w)31(e)-508(a)3(ctu)-7(a)3(lly)-530(measu)-7(r)-2(e)]TJ
   6804 0 -1.1376 TD
   6805 [(costs)-319(i)2(n)-314(c)0(oarse)-321(u)-7(n)-7(i)2(ts)-306(b)-33(e)0(fore)-321(con)20(v)18(ertin)-7(g)-305(th)-7(em)-297(to)-318(ap)-7(p)-7(r)-2(o)30(x)-8(imate)]TJ
   6806 0 -1.1242 TD
   6807 [(cy)-9(cles)-360(\(d)-8(escrib)-34(ed)-355(fu)-8(rth)-8(e)-1(r)-364(b)-34(elo)29(w)3(\).)-494(W)76(e)-349(lo)-24(ok)-371(at)-353(load)-369(from)-364(t)22(w)30(o)]TJ
   6808 0 -1.1376 TD
   6809 [(p)-33(e)0(rsp)-33(ectiv)18(es:)-747(t)-4(h)-7(e)-482(b)-7(r)-2(ok)18(er,)-520(a)3(n)-7(d)-488(th)-7(e)-468(p)-33(eers.)-894(R)-8(ecall)-493(th)-7(at)-486(ou)-7(r)]TJ
   6810 0 -1.1242 TD
   6811 [(goal)-454(is)-441(n)-8(o)2(t)-433(o)29(v)17(e)-1(rall)-440(e\016cien)-8(cy)71(,)-454(b)-8(u)-8(t)-420(b)-8(r)-3(ok)17(er)-431(e\016cien)-8(cy)71(.)-721(A)18(t)-420(t)-5(h)-8(e)]TJ
   6812 0 -1.1376 TD
   6813 [(same)-388(time,)-372(h)-7(o)30(w)31(ev)18(er,)-372(w)31(e)-375(w)31(an)20(t)-379(t)-4(o)-371(e)0(n)-7(s)2(u)-7(r)-2(e)-361(t)-4(h)-7(a)3(t)-365(p)-33(eer)-376(load)-7(s)-373(a)3(re)]TJ
   6814 0 -1.1242 TD
   6815 -0.004 Tc
   6816 [(reason)-9(ab)-9(le.)]TJ
   6817 1.0037 -1.1376 TD
   6818 [(I)-9(n)-344(ad)-10(d)-10(i)-1(t)-7(i)-1(on)-371(t)-7(o)-348(load)-10(,)-362(w)28(e)-351(a)0(lso)-361(lo)-26(ok)-373(at)]TJ
   6819 /F10 1 Tf
   6820 16.1943 0 TD
   6821 (state)Tj
   6822 /F12 1 Tf
   6823 2.0745 0 TD
   6824 0.37 Tc
   6825 [(,a)375(n)365(d)]TJ
   6826 /F10 1 Tf
   6827 2.6633 0 TD
   6828 -0.005 Tc
   6829 [(cr)53(e)52(d)-2(i)-11(t)-387(l)-10(o)-2(ss)]TJ
   6830 /F12 1 Tf
   6831 4.4434 0 TD
   6832 0 Tc
   6833 (.)Tj
   6834 -26.3793 -1.1376 TD
   6835 -0.003 Tc
   6836 [(S)-8(t)-5(at)-5(e)-389(i)1(s)-387(simp)-8(l)1(y)-384(t)-5(h)-8(e)-376(n)19(u)-8(m)24(b)-34(er)-364(of)-398(\\p)-8(ro)-24(ofs")-399(\()-5(i.e.,)-400(reassign)-8(m)-3(en)19(t)-5(s)]TJ
   6837 29.3363 72.899 TD
   6838 -0.004 Tc
   6839 [(or)-311(ren)-9(e)-2(w)29(a)1(ls\))-340(t)-6(h)-9(at)-300(an)-316(en)18(t)-6(i)0(t)21(y)-305(m)23(u)-9(st)-314(st)-6(ore.)-455(Becau)-9(s)0(e)-323(t)-6(h)-9(e)-310(amou)-9(n)18(t)]TJ
   6840 0 -1.1376 TD
   6841 -0.003 Tc
   6842 [(of)-385(st)-5(at)-5(e)-389(v)44(aries)-387(o)29(v)17(e)-1(r)-377(t)-5(ime,)-400(w)30(e)-389(will)-387(b)-34(e)-389(measu)-8(r)-3(in)-8(g)-386(t)-5(h)-8(e)-376(a)29(v)17(erage)]TJ
   6843 0 -1.1242 TD
   6844 [(st)-5(at)-5(e)-349(o)29(v)17(e)-1(r)-350(t)-5(ime.)]TJ
   6845 /F20 1 Tf
   6846 11.955 0 0 11.955 316.8 687.66 Tm
   6847 0 Tc
   6848 [(6.2)-996(P)9(arameters)]TJ
   6849 /F12 1 Tf
   6850 8.966 0 0 8.966 325.8 675.42 Tm
   6851 -0.001 Tc
   6852 [(W)78(e)-293(w)5(ill)-331(b)-32(e)-293(comparing)-317(t)-3(he)-307(p)-32(e)1(rf)5(ormance)-320(o)4(f)-316(d)-6(i\013eren)21(t)]TJ
   6853 /F10 1 Tf
   6854 22.7256 0 TD
   6855 -0.003 Tc
   6856 [(c)54(o)0(n\014g-)]TJ
   6857 -23.7293 -1.1376 TD
   6858 [(ur)55(ati)-9(o)0(ns)]TJ
   6859 /F12 1 Tf
   6860 4.0954 0 TD
   6861 0.004 Tc
   6862 [(o)9(f)-365(P)7(P)34(a)36(y)78(,)-380(w)10(he)6(re)-382(a)-365(c)6(o)9(n\014g)9(ura)9(t)2(i)8(o)9(n)-375(i)8(s)-380(d)-1(e)6(\014ne)6(d)-362(b)26(y)-364(a)-365(s)8(e)6(t)]TJ
   6863 -4.0954 -1.1376 TD
   6864 -0.003 Tc
   6865 [(of)-372(sy)-9(st)-5(em)-378(an)-8(d)-369(m)-3(icrop)-8(a)29(y)-9(m)-3(en)19(t)-366(p)-8(aramet)-5(ers,)-387(list)-5(ed)-396(in)-369(T)83(a)2(b)-8(l)1(e)-376(1)2(.)]TJ
   6866 0 -1.1242 TD
   6867 [(Most)-420(s)1(y)-9(s)1(t)-5(e)-1(m)-405(p)-8(aramet)-5(ers)-414(w)3(ill)-427(remain)-422(u)-8(n)-8(c)26(h)-8(a)2(n)-8(g)2(ed)-396(in)-409(ou)-8(r)-404(e)-1(x)-9(-)]TJ
   6868 0 -1.1376 TD
   6869 [(p)-33(e)0(rimen)20(t)-4(s,)-279(as)-252(th)-7(ey)-236(d)-7(o)-251(n)-7(o)3(t)-245(q)-8(u)-7(a)3(litativ)18(ely)-263(a)3(\013ect)-258(th)-7(e)-241(r)-2(esu)-7(l)2(ts.)-439(W)77(e)]TJ
   6870 0 -1.1242 TD
   6871 0.004 Tc
   6872 [(w)10(i)8(l)8(l)-313(de)6(s)8(c)6(ri)8(b)-27(e)-315(the)6(s)8(e)-302(a)9(nd)-308(o)9(t)2(he)6(r)-303(p)-1(a)9(r)4(a)9(m)4(e)6(t)2(e)6(r)4(s)-313(i)8(n)-295(f)10(urthe)6(r)-303(de)6(ta)9(i)8(l)-313(a)9(s)]TJ
   6873 0 -1.1376 TD
   6874 -0.002 Tc
   6875 [(th)-7(ey)-329(ap)-7(p)-33(e)0(ar)-336(later)-349(i)2(n)-341(t)-4(h)-7(e)-321(section)-7(.)-466(I)-6(n)-328(ou)-7(r)-336(e)0(x)-8(p)-33(erimen)20(ts,)-332(u)-7(n)-7(l)2(ess)]TJ
   6876 0 -1.1242 TD
   6877 0.003 Tc
   6878 [(o)8(t)1(he)5(rw)9(i)7(s)7(e)-356(s)7(p)-28(e)5(c)5(i)7(\014e)5(d,)-341(the)-329(d)-2(e)5(f)9(a)8(u)-2(l)7(t)-360(pa)8(ra)8(me)5(te)5(r)-344(v)50(a)8(l)7(ue)5(s)-341(a)8(re)-343(us)7(e)5(d)-2(.)]TJ
   6879 1.0037 -1.1376 TD
   6880 0.004 Tc
   6881 [(No)9(te)-422(tha)9(t)]TJ
   6882 /F2 1 Tf
   6883 4.8717 0 TD
   6884 -0.003 Tc
   6885 [(Network)-549(Size)]TJ
   6886 /F12 1 Tf
   6887 6.732 0 TD
   6888 -0.004 Tc
   6889 [(=)-423(1000)-440(is)-442(a)-427(m)-4(o)-25(d)-9(est)-434(n)18(u)-9(m)23(b)-35(e)-2(r)-418(o)1(f)]TJ
   6890 -12.6074 -1.1242 TD
   6891 -0.003 Tc
   6892 [(p)-34(eers,)-400(comp)-8(ared)-396(t)-5(o)-386(t)-5(h)-8(e)-376(s)1(cale)-402(of)-385(an)-382(act)-5(u)-8(al)-400(P2P)-388(a)2(p)-8(p)-8(licat)-5(ion)-8(.)]TJ
   6893 0 -1.1376 TD
   6894 [(W)76(e)-416(h)-8(a)2(d)-409(t)-5(o)-426(limit)-420(n)-8(e)-1(t)22(w)30(ork)-424(size)-429(b)-34(ecau)-8(s)1(e)-416(o)2(f)-425(t)-5(h)-8(e)-416(len)-8(g)2(t)-5(h)-422(of)-425(ou)-8(r)]TJ
   6895 T*
   6896 -0.004 Tc
   6897 [(sim)23(u)-9(l)0(at)-6(ion)-9(s)0(.)-441(H)-10(o)28(w)29(ev)16(er,)-254(m)-4(ost)-247(r)-4(esu)-9(l)0(t)-6(s)-241(sh)-9(o)28(w)2(n)-236(i)0(n)-236(S)-9(ect)-6(ion)-236(7)-240(sh)-9(ou)-9(ld)]TJ
   6898 0 -1.1242 TD
   6899 -0.003 Tc
   6900 [(b)-34(e)-282(a)-279(g)2(o)-24(o)-24(d)-289(q)-9(u)-8(alit)-5(at)-5(iv)17(e)-282(r)-3(ep)-8(resen)19(t)-5(at)-5(ion)-289(o)2(f)-291(a)2(n)19(y)-277(n)-8(e)-1(t)22(w)30(ork)-277(size,)-306(b)-34(e)-1(-)]TJ
   6901 0 -1.1376 TD
   6902 -0.004 Tc
   6903 [(cau)-9(s)0(e)-256(P)-1(P)26(a)28(y)-251(i)0(s)-254(s)0(calab)-9(l)0(e.)-455(F)78(o)1(r)-258(p)-35(eer)-244(load)-9(s,)-281(alt)-6(h)-9(ou)-9(gh)-263(ap)-9(p)-9(licat)-6(ion)-9(-)]TJ
   6904 0 -1.1242 TD
   6905 -0.003 Tc
   6906 [(lev)17(e)-1(l)-387(p)-8(u)-8(r)-3(c)25(h)-8(ases)-387(gro)29(w)3(s)-401(w)3(it)-5(h)-396(t)-5(h)-8(e)-376(n)19(u)-8(m)24(b)-34(er)-377(of)-398(p)-34(eers)-387(i)1(n)-396(t)-5(h)-8(e)-376(sy)-9(s-)]TJ
   6907 0 -1.1376 TD
   6908 [(tem,)-494(so)-479(d)-8(o)-24(es)-468(th)-8(e)-456(n)19(u)-8(m)24(b)-34(e)-1(r)-458(o)2(f)-479(p)-34(eers)-468(t)-5(h)-8(a)2(t)-460(m)-3(an)-8(age)-483(coin)-8(s.)-828(I)-7(n)]TJ
   6909 0 -1.1242 TD
   6910 [(fact,)-440(p)-34(eer)-404(load)]TJ
   6911 /F10 1 Tf
   6912 6.9997 0 TD
   6913 -0.004 Tc
   6914 [(de)53(cr)54(e)53(a)-1(ses)]TJ
   6915 /F12 1 Tf
   6916 4.5371 0 TD
   6917 -0.003 Tc
   6918 [(as)-414(n)-8(e)-1(t)22(w)30(ork)-411(size)-416(i)1(n)-8(c)-1(reases)-427(b)-34(ecau)-8(s)1(e)]TJ
   6919 -11.5368 -1.1376 TD
   6920 [(more)-322(p)-8(a)29(y)-9(m)-3(en)19(t)-5(s)-294(are)-322(a)2(b)-8(s)1(orb)-34(e)-1(d)-315(b)19(y)-304(t)-5(h)-8(e)-309(great)-5(e)-1(r)-324(t)-5(ot)-5(al)-320(amou)-8(n)19(t)-313(of)]TJ
   6921 0 -1.1242 TD
   6922 [(p)-8(i)1(cop)-8(a)29(y)-9(m)-3(en)19(t)-353(c)-1(red)-8(i)1(t)-366(\()-5(recall)-373(t)-5(h)-8(at)-353(max)-9(i)1(m)24(u)-8(m)-351(p)-34(ossib)-8(le)-376(cred)-8(it)-366(is)]TJ
   6923 0 -1.1376 TD
   6924 [(eq)-9(u)-8(a)2(l)-413(t)-5(o)-426(t)-5(h)-8(e)-402(n)-8(e)-1(t)22(w)30(ork)-424(size)-429(t)-5(imes)-427(t)-5(h)-8(e)-416(size)-429(o)2(f)-425(t)-5(h)-8(e)-402(cred)-8(it)-433(win)-8(-)]TJ
   6925 T*
   6926 [(d)-8(o)29(w\))-5(.)-641(B)2(rok)17(e)-1(r)-417(l)1(oad)-422(scales)-427(su)-8(b)-8(lin)-8(early)-411(w)3(it)-5(h)-422(n)-8(et)22(w)30(o)2(rk)-411(size)-416(f)3(or)]TJ
   6927 0 -1.1242 TD
   6928 0.004 Tc
   6929 [(the)-328(s)8(a)9(m)4(e)-328(r)4(e)6(a)9(s)8(o)9(n.)-460(T)10(h)-1(e)-328(o)9(nl)8(y)-337(p)-27(o)9(t)2(e)6(n)26(ti)8(a)9(l)8(l)8(y)-337(uns)8(c)6(a)9(l)8(a)9(bl)8(e)-342(r)4(e)6(s)8(ul)8(t)-332(t)2(he)]TJ
   6930 /F10 1 Tf
   6931 0 -1.1376 TD
   6932 -0.004 Tc
   6933 [(NetL)51(ossC)-6(ap)]TJ
   6934 /F12 1 Tf
   6935 5.6346 0 TD
   6936 0.004 Tc
   6937 [(me)6(tho)-17(d)-255(f)10(o)9(r)-263(b)-27(o)9(undi)8(ng)-245(c)6(r)4(e)6(d)-1(i)8(t)-252(l)8(o)9(s)8(s)8(,)-286(a)9(n)-1(d)-255(w)37(e)-262(d)-1(i)8(s)8(c)6(us)8(s)]TJ
   6938 -5.6346 -1.1242 TD
   6939 -0.004 Tc
   6940 [(t)-6(h)-9(is)-455(issu)-9(e)-470(i)0(n)-450(S)-9(ect)-6(ion)-464(7)1(.2.3.)-816(P)-1(lease)-484(r)-4(efer)-459(t)-6(o)-454([17])-481(for)-459(\014)-9(gu)-9(res)]TJ
   6941 0 -1.1376 TD
   6942 [(sh)-9(o)28(w)2(in)-9(g)-360(t)-6(h)-9(e)-336(ab)-35(o)28(v)16(e)-350(s)0(calab)-9(ilit)21(y)-372(r)-4(esu)-9(l)0(t)-6(s)0(.)]TJ
   6943 /F20 1 Tf
   6944 11.955 0 0 11.955 316.8 411.66 Tm
   6945 0 Tc
   6946 [(6.3)-996(S)4(imu)4(l)-3(ation)-247(F)-1(ramew)9(o)-2(rk)]TJ
   6947 /F12 1 Tf
   6948 8.966 0 0 8.966 325.8 399.3 Tm
   6949 -0.004 Tc
   6950 [(I)-8(n)-223(a)-240(g)1(iv)16(en)-236(sim)23(u)-9(l)0(at)-6(ion)-249(r)-4(u)-9(n)-9(,)-240(w)29(e)-243(sim)23(u)-9(l)0(at)-6(e)]TJ
   6951 /F2 1 Tf
   6952 16.8234 0 TD
   6953 -0.003 Tc
   6954 [(Network)-549(Size)]TJ
   6955 /F12 1 Tf
   6956 6.5313 0 TD
   6957 -0.001 Tc
   6958 [(p)-32(eers)]TJ
   6959 -24.3584 -1.1242 TD
   6960 -0.003 Tc
   6961 [(p)-8(a)2(rt)-5(icip)-8(at)-5(in)-8(g)-413(i)1(n)-409(t)-5(h)-8(e)-402(GU)-9(ES)-8(S)-409(p)-8(rot)-5(o)-24(col.)-654(A)18(t)-393(t)-5(h)-8(e)-402(b)-34(egin)-8(n)-8(i)1(n)-8(g)-413(of)]TJ
   6962 0 -1.1376 TD
   6963 [(t)-5(h)-8(e)-429(sim)24(u)-8(l)1(at)-5(ion)-8(,)-467(p)-34(eers)-441(b)-34(egin)-436(wit)-5(h)-449(a)-426(limit)-446(cert)-5(i)1(\014)-8(c)-1(at)-5(e)-443(b)-8(u)-8(t)-433(n)-8(o)]TJ
   6964 0 -1.1242 TD
   6965 0.004 Tc
   6966 [(pri)8(n)26(te)6(d)-348(c)6(o)9(i)8(ns)-367(\(e)6(.)8(g)9(.)8(,)-380(a)9(s)-367(i)8(f)-365(the)-342(p)-27(e)6(e)6(r)4(s)-367(j)10(us)8(t)-359(j)10(o)9(i)8(ne)6(d)-375(t)2(he)-355(ne)6(t)29(w)37(o)9(r)4(k\).)]TJ
   6967 0 -1.1376 TD
   6968 -0.002 Tc
   6969 [(O)-6(v)18(er)-457(time)-455(p)-33(eers)-467(p)-7(rin)20(t)-445(n)-7(e)0(w)-464(c)0(oin)-7(s)-467(as)-453(th)-7(ey)-463(are)-455(n)-7(eed)-7(ed)-7(.)-801(W)77(e)]TJ
   6970 T*
   6971 [(assu)-8(me)-416(t)-5(h)-8(e)-389(limit)-420(cert)-5(i)1(\014)-8(c)-1(at)-5(e)-416(i)1(s)-401(l)1(arge)-429(en)-8(ou)-8(gh)-396(t)-5(o)-413(h)-8(a)2(n)-8(d)-8(l)1(e)-389(e)-1(ac)25(h)]TJ
   6972 0 -1.1242 TD
   6973 -0.004 Tc
   6974 [(p)-35(eer's)-375(n)-9(eed)-9(s)-348(f)2(or)-378(t)-6(h)-9(e)-363(d)-9(u)-9(r)-4(at)-6(ion)-370(o)1(f)-359(t)-6(h)-9(e)-363(sim)23(u)-9(l)0(at)-6(ion)-9(,)-374(wh)-9(ic)25(h)-370(i)0(s)-375(4)1(0)]TJ
   6975 0 -1.1376 TD
   6976 0.005 Tc
   6977 [(s)9(i)9(m)32(ul)9(a)10(t)3(e)7(d)-414(da)37(ys)9(.)-633(T)11(hro)10(u)0(g)10(h)0(o)10(u)0(t)-398(t)3(he)-394(s)9(i)9(m)32(ul)9(a)10(t)3(i)9(o)10(n,)-432(p)-26(e)7(e)7(r)5(s)-406(m)5(a)37(y)-403(g)10(o)]TJ
   6978 0 -1.1242 TD
   6979 [(o)9(\017)4(i)8(n)-1(e)-502(a)9(nd)-482(c)6(o)9(me)-502(ba)9(c)32(k)-497(o)9(n)-1(l)8(i)8(n)-1(e)6(.)-915(T)10(h)-1(e)-489(dura)9(t)2(i)8(o)9(n)-496(o)9(f)-498(t)2(he)6(s)8(e)-489(o)9(n)-1(-)]TJ
   6980 0 -1.1376 TD
   6981 -0.004 Tc
   6982 [(lin)-9(e)-444(a)1(n)-9(d)-450(o\017in)-9(e)-444(p)-35(erio)-25(d)-9(s)-455(follo)28(w)-466(t)-6(h)-9(e)-430(d)-9(ist)-6(rib)-9(u)-9(t)-6(ion)-450(o)1(f)-453(lifesp)-9(a)1(n)-9(s)]TJ
   6983 0 -1.1242 TD
   6984 -0.003 Tc
   6985 [(an)-8(d)-556(d)-8(o)29(w)3(n)19(t)-5(imes)-561(measu)-8(r)-3(ed)-570(b)19(y)-545([15])-574(o)29(v)17(er)-551(t)-5(h)-8(e)-550(G)0(n)19(u)-8(t)-5(e)-1(lla)-560(n)-8(e)-1(t)-5(-)]TJ
   6986 0 -1.1376 TD
   6987 0.001 Tc
   6988 [(w)34(o)6(rk)-5(.)-450(W)80(e)-305(m)1(a)33(y)-313(tune)-291(online)-318(o)6(r)-320(o)6(\017ine)-318(times)-303(v)-5(ia)-315(the)]TJ
   6989 /F2 1 Tf
   6990 22.4713 0 TD
   6991 -0.003 Tc
   6992 (Lifespan)Tj
   6993 -22.4713 -1.1242 TD
   6994 (Multiplier)Tj
   6995 /F12 1 Tf
   6996 5.6078 0 TD
   6997 -0.005 Tc
   6998 [(an)-10(d)]TJ
   6999 /F2 1 Tf
   7000 1.9942 0 TD
   7001 -0.003 Tc
   7002 [(Downtime)-549(Multiplier)]TJ
   7003 /F12 1 Tf
   7004 10.3322 0 TD
   7005 [(parameters,)-359(r)-2(esp)-33(ec-)]TJ
   7006 -17.9342 -1.1376 TD
   7007 0.002 Tc
   7008 [(ti)6(v)22(e)4(l)6(y)76(.)-529(I)-2(f)]TJ
   7009 /F2 1 Tf
   7010 4.3497 0 TD
   7011 -0.003 Tc
   7012 [(Lifespan)-549(Multiplier)]TJ
   7013 /F12 1 Tf
   7014 10.3456 0 TD
   7015 0 Tc
   7016 (=)Tj
   7017 /F9 1 Tf
   7018 1.1644 0 TD
   7019 (x)Tj
   7020 /F12 1 Tf
   7021 0.5889 0 TD
   7022 -0.004 Tc
   7023 [(,)-374(t)-6(h)-9(e)-2(n)-370(a)1(ll)-388(v)43(a)1(lu)-9(es)-361(in)-383(t)-6(h)-9(e)]TJ
   7024 -16.4486 -1.1376 TD
   7025 -0.003 Tc
   7026 [(measu)-8(r)-3(ed)-436(d)-8(ist)-5(rib)-8(u)-8(t)-5(ion)-422(o)2(f)-425(lifet)-5(imes)-441(are)-416(m)24(u)-8(l)1(t)-5(i)1(p)-8(lied)-436(b)19(y)]TJ
   7027 /F9 1 Tf
   7028 23.9836 0 TD
   7029 0 Tc
   7030 (x)Tj
   7031 /F12 1 Tf
   7032 0.5889 0 TD
   7033 0.665 Tc
   7034 [(.A)686(t)]TJ
   7035 -24.5725 -1.1242 TD
   7036 -0.004 Tc
   7037 [(t)-6(h)-9(e)-457(e)-2(n)-9(d)-450(of)-466(t)-6(h)-9(e)-457(sim)23(u)-9(l)0(at)-6(ion)-9(,)-495(w)29(e)-457(assu)-9(me)-470(t)-6(h)-9(at)-461(all)-468(p)-35(eers)-455(l)0(ea)28(v)16(e)]TJ
   7038 0 -1.1376 TD
   7039 [(t)-6(h)-9(e)-323(s)0(y)-10(s)0(t)-6(e)-2(m)-325(a)1(n)-9(d)-330(cash)-343(in)-330(t)-6(h)-9(eir)-325(c)-2(oin)-9(s)0(.)-468(D)-9(oin)-9(g)-320(so)-333(is)-335(a)-320(w)29(orst)-6(-)-9(c)-2(ase)]TJ
   7040 0 -1.1242 TD
   7041 -0.003 Tc
   7042 [(scen)-8(ario)-372(for)-364(o)2(u)-8(r)-364(sc)26(h)-8(e)-1(me)-362(sin)-8(ce)-362(in)-355(p)-8(r)-3(act)-5(i)1(ce,)-373(t)-5(h)-8(e)-349(e)-1(x)-9(ist)-5(in)-8(g)-359(c)-1(oin)-8(s)]TJ
   7043 0 -1.1376 TD
   7044 [(can)-355(c)-1(on)19(tin)19(u)-8(e)-335(t)-5(o)-346(\\)2(\015)-8(oat")-359(b)-34(efore)-349(t)-5(h)-8(e)-1(y)-344(a)2(re)-349(cash)-8(ed)-8(.)]TJ
   7045 1.0037 -1.1242 TD
   7046 -0.004 Tc
   7047 [(Th)-9(e)-484(\\arriv)43(a)1(l")-494(of)-493(q)-10(u)-9(eries)-482(a)1(t)-488(e)-2(ac)25(h)-490(p)-35(eer)-485(follo)28(ws)-522(a)-480(P)26(oisson)]TJ
   7048 -1.0037 -1.1376 TD
   7049 -0.002 Tc
   7050 [(p)-7(r)-2(o)-23(cess)-359(w)4(ith)-368(r)-2(ate)]TJ
   7051 /F2 1 Tf
   7052 8.057 0 TD
   7053 [(Query)-549(Rate)]TJ
   7054 /F12 1 Tf
   7055 5.2464 0 TD
   7056 [(.)-493(W)-3(h)-7(e)0(n)-341(a)-358(p)-33(eer)-349(h)-7(a)3(s)-359(a)-345(q)-8(u)-7(ery)72(,)-332(it)]TJ
   7057 -13.3034 -1.1242 TD
   7058 -0.004 Tc
   7059 [(will)-361(seq)-10(u)-9(en)18(t)-6(i)0(ally)-345(p)-9(r)-4(ob)-35(e)-336(t)-6(h)-9(e)-323(p)-35(eers)-348(i)0(n)-343(i)0(t)-6(s)-335(p)-35(o)1(n)-9(g)-333(cac)25(h)-9(e,)-348(wh)-9(ic)24(h)-343(i)0(s)]TJ
   7060 0 -1.1376 TD
   7061 [(of)-332(size)]TJ
   7062 /F2 1 Tf
   7063 3.0916 0 TD
   7064 -0.003 Tc
   7065 [(Pong)-535(Cache)-535(Size)]TJ
   7066 /F12 1 Tf
   7067 7.8562 0 TD
   7068 [(.)-467(P)27(eers)-334(i)1(n)-342(t)-5(h)-8(e)-322(cac)25(h)-8(e)-322(m)-3(a)29(y)-331(b)-34(e)-335(o\017in)-8(e,)]TJ
   7069 -10.9479 -1.1376 TD
   7070 [(an)-8(d)-463(t)-5(h)-8(e)-456(q)-9(u)-8(ery)17(e)-1(r)-458(n)-8(eed)-463(on)-8(ly)-464(p)-8(a)29(y)-464(p)-34(eers)-468(t)-5(h)-8(a)2(t)-460(a)2(re)-469(on)-8(lin)-8(e.)-815(T)83(o)]TJ
   7071 0 -1.1242 TD
   7072 0 Tc
   7073 [(determine)-426(w)6(h)-5(ether)-428(a)-436(p)-31(eer)-428(returns)-424(a)-423(result)-430(f)6(o)5(r)-441(a)-436(q)-6(u)-5(ery)74(,)-424(w)33(e)]TJ
   7074 0 -1.1376 TD
   7075 0.005 Tc
   7076 [(us)9(e)-394(t)3(he)-381(que)7(r)5(y)-376(m)5(o)-16(d)0(e)7(l)-392(de)7(v)25(e)7(l)9(o)10(p)-26(e)7(d)-388(i)9(n)-388([)9(1)10(6)10(])9(.)-633(T)11(ho)10(ug)10(h)-388(t)3(hi)9(s)-393(q)-1(ue)7(ry)]TJ
   7077 0 -1.1242 TD
   7078 0.003 Tc
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   7080 0 -1.1376 TD
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   7083 0 -1.1242 TD
   7084 [(Th)-8(e)-242(p)-8(rob)-8(a)2(b)-8(ilit)22(y)-237(o)2(f)-238(a)-239(p)-34(eer)-230(ret)-5(u)-8(rn)-8(in)-8(g)-239(a)-225(resu)-8(lt)-246(d)-8(e)-1(p)-34(e)-1(n)-8(d)-8(s)-227(p)-8(a)2(rt)-5(ially)]TJ
   7085 0 -1.1376 TD
   7086 [(on)-395(th)-7(e)-375(n)20(u)-7(m)25(b)-33(e)0(r)-376(o)3(f)-397(\014)-7(les)-386(o)30(wn)-7(ed)-395(b)20(y)-383(th)-7(at)-392(p)-33(eer;)-412(n)20(u)-7(m)25(b)-33(e)0(r)-376(o)3(f)-384(\014)-7(les)]TJ
   7087 0 -1.1242 TD
   7088 [(o)29(w)3(n)-8(e)-1(d)-449(b)19(y)-424(p)-34(eers)-427(a)2(re)-443(assign)-8(e)-1(d)-463(a)2(ccord)-8(in)-8(g)-439(t)-5(o)-439(t)-5(h)-8(e)-429(d)-8(ist)-5(rib)-8(u)-8(t)-5(ion)]TJ
   7089 0 -1.1376 TD
   7090 [(of)-384(\014)-7(l)2(es)-386(measu)-7(r)-2(ed)-395(b)20(y)-370([15])-399(o)30(v)18(er)-376(Gn)20(u)-7(t)-4(ella.)-573(I)-6(f)-384(a)-385(p)-33(eer)-376(retu)-7(rn)-7(s)-373(a)]TJ
   7091 T*
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   7093 [(re)5(s)7(u)-2(l)7(t)-320(to)-300(the)-303(q)-3(ue)5(ry)23(e)5(r)3(,)-300(t)1(he)5(n)-296(t)1(he)-303(que)5(r)3(y)-298(i)7(s)-314(s)7(to)8(pp)-28(e)5(d)-2(.)-448(O)-1(the)5(r)3(w)9(i)7(s)7(e)5(,)]TJ
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   7129 0 -1.1376 TD
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   7131 [(s)8(t)2(o)9(ppi)8(ng)-339(the)-328(q)-2(ue)6(ry)78(.)]TJ
   7132 1.0037 -1.1242 TD
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   7135 -1.0037 -1.1376 TD
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   7137 [(w)10(i)8(th)-322(a)-299(c)6(o)9(i)8(n)-322(f)10(o)9(r)-317(w)10(h)-1(i)8(c)33(h)-308(t)2(he)-302(o)36(w)10(ne)6(r)-303(i)8(s)-313(o)9(nl)8(i)8(n)-1(e)6(.)-447(If)-298(the)-302(p)-27(e)6(e)6(r)-303(ha)9(s)-313(n)-1(o)]TJ
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   7141 0 -1.1242 TD
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   7144 0 -1.1376 TD
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   7149 0 -1.1376 TD
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   7152 0 -1.1242 TD
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   7158 0 -1.1242 TD
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   7160 0 -1.1376 TD
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   7162 /F9 1 Tf
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   7170 -21.6013 -1.1376 TD
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   7189 -17.7735 -1.1242 TD
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   7230 -7.9232 -1.1376 TD
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   7276 /F12 1 Tf
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   7278 [(W)76(e)-295(comp)-8(are)-309(P)0(P)27(a)29(y)-304(again)-8(s)1(t)-313(t)-5(h)-8(e)-295(microp)-8(a)29(y)-9(men)19(t)-299(sc)26(h)-8(e)-1(me)-295(p)-8(r)-3(o-)]TJ
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   7292 0 -1.1242 TD
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   7294 0 -1.1376 TD
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   7296 T*
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   7298 [(\(l)7(i)7(k)23(e)-450(c)5(o)8(i)7(ns)7(\))-467(t)1(o)-447(g)8(i)7(v)23(e)-450(t)1(o)-447(v)23(e)5(ndo)8(rs)-435(a)8(s)-448(pa)35(yme)5(n)25(t.)-769(V)78(e)5(ndo)8(rs)-435(the)5(n)]TJ
   7299 0 -1.1242 TD
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   7301 0 -1.1376 TD
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   7308 5.978 0 0 5.978 92.88 280.62 Tm
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   7315 -5.3132 -1.1376 TD
   7316 0.004 Tc
   7317 [(P)34(a)36(yw)37(o)9(r)4(d)-482(h)-1(a)9(s)8(h)-469(c)33(ha)9(i)8(n)-1(s)-461(a)9(re)-462(us)8(e)6(d)-469(to)-459(de)6(l)8(a)36(y)-471(t)2(he)-462(pa)36(yme)6(n)26(t)-453(o)9(f)-458(a)]TJ
   7318 0 -1.1242 TD
   7319 -0.004 Tc
   7320 [(coin)-9(,)-388(a)1(s)-361(d)-9(iscu)-9(ssed)-383(i)0(n)-370(S)-9(ect)-6(ion)-370(5)1(.4.)-1043(W)75(e)-363(a)1(lso)-373(allo)28(w)-386(t)-6(h)-9(e)-363(u)-9(s)0(e)-363(o)1(f)]TJ
   7321 0 -1.1376 TD
   7322 [(la)28(y)16(e)-2(red)-9(,)-334(t)-6(r)-4(an)-9(sferab)-9(le)-350(coin)-9(s.)-468(Th)-9(e)-323(m)-4(ax)-10(im)23(u)-9(m)-325(n)18(u)-9(m)23(b)-35(er)-311(of)-332(la)28(y)16(e)-2(rs)]TJ
   7323 0 -1.1242 TD
   7324 [(allo)28(w)29(e)-2(d)-370(b)-35(efore)-363(a)-347(coin)-356(m)23(u)-9(st)-340(b)-35(e)-350(cash)-9(ed)-356(is)-348(set)-354(b)18(y)]TJ
   7325 /F2 1 Tf
   7326 21.1195 0 TD
   7327 -0.003 Tc
   7328 [(Max)-535(Layers)]TJ
   7329 /F12 1 Tf
   7330 5.233 0 TD
   7331 0 Tc
   7332 (.)Tj
   7333 -25.3488 -1.1376 TD
   7334 -0.003 Tc
   7335 [(W)76(e)-322(comp)-8(are)-349(t)-5(h)-8(e)-322(R)-9(M)-319(sc)26(h)-8(e)-1(me)-335(t)-5(o)-332(t)22(w)30(o)-332(v)44(arian)19(t)-5(s)-334(o)2(f)-331(P)0(P)27(a)29(y)71(.)-454(By)]TJ
   7336 -1.0037 -1.1376 TD
   7337 [(d)-8(e)-1(fau)-8(l)1(t,)-333(w)30(e)-309(assu)-8(me)-322(p)-34(eers)-320(p)-8(refer)-324(p)-8(rin)19(t)-5(in)-8(g)-306(a)-306(n)-8(ew)-318(coin)-315(o)29(v)17(er)-310(u)-8(s)1(-)]TJ
   7338 0 -1.1242 TD
   7339 0 Tc
   7340 [(ing)-316(t)-2(he)-306(do)32(w)6(n)22(time)-306(proto)-21(c)2(ol.)-464(I)-4(f)-315(a)-303(p)-31(eer)-321(m)27(u)-5(st)-310(mak)20(e)-306(a)-316(p)-5(a)32(y)-6(men)22(t)-2(,)]TJ
   7341 0 -1.1376 TD
   7342 -0.004 Tc
   7343 [(an)-9(d)-343(i)0(t)-354(d)-9(o)-25(e)-2(s)-348(n)-9(ot)-354(p)-35(o)1(ssess)-348(an)18(y)-345(c)-2(oin)-9(s)-361(wh)-9(ose)-350(o)28(wn)-9(ers)-348(a)1(re)-350(aliv)16(e)-350(o)1(r)]TJ
   7344 0 -1.1242 TD
   7345 -0.002 Tc
   7346 [(th)-7(at)-392(can)-395(b)-33(e)-375(l)2(a)30(y)18(ered)-7(,)-399(t)-4(h)-7(e)-388(p)-33(eer)-376(will)-412(p)-7(r)-2(in)20(t)-379(a)-385(n)-7(e)0(w)-384(c)0(oin)-7(.)-586(I)-6(n)-381(th)-7(e)]TJ
   7347 0 -1.1376 TD
   7348 -0.004 Tc
   7349 [(secon)-9(d)-450(v)43(a)1(rian)18(t)-6(,)-441(wh)-9(ic)25(h)-437(w)29(e)-444(c)-2(all)-441(\\)1(PP)26(a)28(y)-10(*",)-468(p)-35(eers)-428(p)-9(refer)-432(u)-9(sin)-9(g)]TJ
   7350 0 -1.1242 TD
   7351 -0.003 Tc
   7352 [(t)-5(h)-8(e)-416(d)-8(o)29(w)3(n)19(t)-5(ime)-429(p)-8(rot)-5(o)-24(col)-427(o)29(v)17(e)-1(r)-417(p)-8(rin)19(t)-5(in)-8(g)-413(a)-426(n)-8(e)-1(w)-412(c)-1(oin)-8(.)-695(Lik)17(e)-1(wise)]TJ
   7353 0 -1.1376 TD
   7354 [(for)-377(r)-3(en)-8(ew)30(als,)-400(in)-369(th)-8(e)-362(\014)-8(rst)-366(v)44(arian)19(t)-366(p)-34(eers)-374(p)-8(refer)-364(t)-5(o)-372(c)-1(ash)-382(a)-359(coin)]TJ
   7355 ET
   7356 q
   7357 95.64 0 0 -0.48 53.748 147.768 cm
   7358 BI
   7359 /W 1
   7360 /H 1
   7361 /BPC 1
   7362 /IM true
   7363 /F /CCF
   7364 /DP <</K -1 /Columns 1>>
   7365 ID P
   7366 EI
   7367 Q
   7368 BT
   7369 /F8 1 Tf
   7370 5.978 0 0 5.978 54.24 140.94 Tm
   7371 0 Tc
   7372 (4)Tj
   7373 /F12 1 Tf
   7374 8.966 0 0 8.966 58.44 137.1 Tm
   7375 -0.003 Tc
   7376 [(D)-8(u)-8(e)-255(t)-5(o)-279(sp)-8(ace)-282(limit)-5(at)-5(ion)-8(s)1(,)-306(w)30(e)-282(r)-3(ep)-34(ort)-272(a)2(ll)-280(load)-289(resu)-8(lt)-5(s)-280(i)1(n)-275(t)-5(erms)]TJ
   7377 -0.5219 -0.977 TD
   7378 -0.004 Tc
   7379 [(of)-453(p)-9(r)-4(o)-25(cessin)-9(g)-454(c)-2(ost)-6(.)-762(Ban)-9(d)-9(w)2(id)-9(t)-6(h)-437(resu)-9(lt)-6(s)-455(c)-2(an)-450(b)-35(e)-430(omit)-6(t)-6(e)-2(d)-450(b)-35(e-)]TJ
   7380 0 -0.9636 TD
   7381 -0.003 Tc
   7382 [(cau)-8(s)1(e)-376(i)1(n)-369(a)2(ll)-373(ou)-8(r)-364(e)-1(x)-9(p)-34(erimen)19(ts,)-360(e)-1(ith)-8(e)-1(r)-364(b)-34(eh)-8(a)29(v)-9(ior)-364(i)1(s)-374(c)-1(omp)-8(a)2(rab)-8(l)1(e)]TJ
   7383 0 -0.977 TD
   7384 -0.004 Tc
   7385 [(t)-6(o)-454(p)-9(r)-4(o)-25(cessin)-9(g)-454(c)-2(ost)-461(r)-4(esu)-9(l)0(t)-6(s)0(,)-481(a)1(n)-9(d)-9(/or)-459(t)-6(h)-9(e)-444(a)1(b)-9(s)0(olu)-9(t)-6(e)-444(b)-9(an)-9(d)-9(w)2(id)-9(t)-6(h)]TJ
   7386 0 -0.9636 TD
   7387 -0.003 Tc
   7388 [(cost)-5(s)-280(a)2(re)-269(v)17(e)-1(ry)-264(lo)29(w,)-293(mak)-9(i)1(n)-8(g)-265(t)-5(h)-8(em)-257(in)-8(sign)-8(i)1(\014)-8(c)-1(an)19(t)-272(r)-3(elat)-5(iv)17(e)-269(t)-5(o)-265(p)-8(ro-)]TJ
   7389 0 -0.977 TD
   7390 -0.004 Tc
   7391 [(cessin)-9(g)-360(c)-2(ost)-6(s)0(.)]TJ
   7392 /F8 1 Tf
   7393 5.978 0 0 5.978 54.24 87.18 Tm
   7394 0 Tc
   7395 (5)Tj
   7396 /F12 1 Tf
   7397 8.966 0 0 8.966 58.44 83.34 Tm
   7398 -0.004 Tc
   7399 [(By)-358(immed)-9(i)0(at)-6(e,)-374(w)29(e)-363(mean)-356(t)-6(h)-9(at)-354(t)-6(h)-9(e)-363(c)-2(oin)-356(i)0(s)-361(n)-9(ot)-367(reassign)-9(e)-2(d)-383(t)-6(o)]TJ
   7400 -0.5219 -0.977 TD
   7401 -0.003 Tc
   7402 [(a)-346(d)-8(i\013eren)19(t)-339(u)-8(ser)-350(b)-34(efore)-362(i)1(t)-353(i)1(s)-347(c)-1(ash)-8(e)-1(d)-8(.)]TJ
   7403 29.3363 72.899 TD
   7404 -0.004 Tc
   7405 [(t)-6(h)-9(at)-287(is)-308(ab)-35(ou)-9(t)-287(t)-6(o)-293(e)-2(x)-10(p)-9(ire,)-307(rat)-6(h)-9(er)-285(t)-6(h)-9(an)-290(h)-9(a)28(v)16(e)-283(it)-300(ren)-9(e)-2(w)29(e)-2(d)-303(t)-6(h)-9(r)-4(ou)-9(gh)]TJ
   7406 0 -1.1376 TD
   7407 0 Tc
   7408 [(the)-332(b)-5(rok)20(e)2(r;)-330(in)-339(PP)30(a)32(y)-6(*,)-344(the)-332(p)-5(ref)6(e)2(rence)-346(i)4(s)-344(s)4(w)6(i)4(tc)29(hed.)-451(While)-346(the)]TJ
   7409 0 -1.1242 TD
   7410 -0.003 Tc
   7411 [(\014)-8(r)-3(st)-353(v)44(a)2(rian)19(t)-353(c)-1(on)-8(serv)17(es)-360(b)-8(r)-3(ok)17(er)-350(load)-369(in)-355(t)-5(e)-1(rms)-347(of)-358(ren)-8(e)-1(w)30(a)2(ls)-374(an)-8(d)]TJ
   7412 0 -1.1376 TD
   7413 [(reassign)-8(m)-3(en)19(t)-5(s)1(,)-306(i)1(t)-272(a)2(lso)-279(cau)-8(s)1(es)-267(more)-282(coin)-8(s)-267(t)-5(o)-265(b)-34(e)-269(p)-8(rin)19(t)-5(ed)-8(,)-280(w)3(h)-8(i)1(c)26(h)]TJ
   7414 T*
   7415 [(m)24(u)-8(st)-366(ev)17(en)19(tu)-8(ally)-357(b)-34(e)-362(cash)-8(ed)-8(.)-521(I)-7(n)-369(o)2(u)-8(r)-364(p)-34(e)-1(rforman)-8(c)-1(e)-376(s)1(tu)-8(d)-8(i)1(es,)-373(w)30(e)]TJ
   7416 0 -1.1242 TD
   7417 0.001 Tc
   7418 [(w)34(a)6(n)23(t)-349(to)-342(s)5(e)3(e)-345(w)7(hether)-346(thi)5(s)-330(tra)6(d)-4(eo)6(\013)-350(i)5(s)-343(w)34(o)6(r)1(th)23(w)7(h)-4(i)5(l)5(e)3(.)]TJ
   7419 1.0037 -1.1376 TD
   7420 -0.003 Tc
   7421 [(Figu)-8(re)-362(1)-359(s)1(h)-8(o)29(ws)-360(u)-8(s)-360(t)-5(h)-8(e)-349(b)-8(rok)17(e)-1(r's)-360(l)1(oad)-369(\()-5(w)30(ork)-371(p)-34(er)-350(u)-8(n)-8(i)1(t)-353(t)-5(ime\))]TJ
   7422 -1.0037 -1.1242 TD
   7423 [(in)-422(t)-5(h)-8(e)-416(t)-5(h)-8(r)-3(ee)-416(microp)-8(a)29(y)-9(men)19(t)-420(sc)26(h)-8(e)-1(mes)-427(i)1(n)-422(t)-5(erms)-414(of)-425(p)-8(r)-3(o)-24(cessin)-8(g)]TJ
   7424 0 -1.1376 TD
   7425 [(cost,)-479(a)3(s)]TJ
   7426 /F2 1 Tf
   7427 3.8946 0 TD
   7428 [(Downtime)-549(Multiplier)]TJ
   7429 /F12 1 Tf
   7430 10.4125 0 TD
   7431 [(is)-454(v)44(a)2(ried)-8(.)-748(Bars)-454(a)2(re)-456(lab)-34(e)-1(led)]TJ
   7432 -14.3072 -1.1242 TD
   7433 [(b)-34(e)-1(lo)29(w)-372(a)2(ccord)-8(in)-8(g)-372(t)-5(o)]TJ
   7434 /F2 1 Tf
   7435 8.8466 0 TD
   7436 [(Downtime)-549(Multiplier)]TJ
   7437 /F12 1 Tf
   7438 10.3322 0 TD
   7439 0.005 Tc
   7440 [(v)52(a)10(l)9(u)0(e)7(,)-352(a)10(n)0(d)-347(s)9(ha)10(de)]TJ
   7441 -19.1789 -1.1376 TD
   7442 0.003 Tc
   7443 [(i)7(ndi)7(c)5(a)8(te)5(s)-408(t)1(he)-396(mi)7(c)5(r)3(o)8(p)-2(a)35(y)-3(me)5(n)25(t)-400(s)7(c)32(he)5(me)5(.)-635(F)85(o)8(r)-398(no)35(w)9(,)-421(l)7(e)5(t)-414(u)-2(s)-395(f)9(o)-18(c)5(us)]TJ
   7444 0 -1.1242 TD
   7445 -0.005 Tc
   7446 (on)Tj
   7447 /F2 1 Tf
   7448 1.4321 0 TD
   7449 -0.003 Tc
   7450 [(Downtime)-549(Multiplier)-549(=)-535(1)]TJ
   7451 /F12 1 Tf
   7452 12.0721 0 TD
   7453 0.005 Tc
   7454 [(,)-339(t)3(he)-327(de)7(f)11(a)10(ul)9(t)-345(c)7(a)10(s)9(e)7(.)]TJ
   7455 -12.5004 -1.1376 TD
   7456 -0.004 Tc
   7457 [(W)75(e)-336(see)-363(f)2(rom)-365(F)-2(igu)-9(r)-4(e)-363(1)-347(t)-6(h)-9(at)-354(PP)26(a)28(y)-358(an)-9(d)-356(P)-1(P)26(a)28(y)-10(*)-347(p)-35(e)-2(rform)-365(sig-)]TJ
   7458 -1.0037 -1.1376 TD
   7459 0.003 Tc
   7460 [(ni)7(\014c)5(a)8(n)25(tl)7(y)-271(b)-28(e)5(tte)5(r)-264(t)1(ha)8(n)-256(R)-3(M)8(.)-274(Whi)7(l)7(e)-263(the)-263(b)-2(ro)8(k)23(e)5(r)-264(m)30(us)7(t)-253(c)5(a)8(s)7(h)]TJ
   7461 /F9 1 Tf
   7462 24.4387 0 TD
   7463 0 Tc
   7464 (O)Tj
   7465 /F12 1 Tf
   7466 0.803 0 TD
   7467 (\()Tj
   7468 /F9 1 Tf
   7469 0.4015 0 TD
   7470 (n)Tj
   7471 /F12 1 Tf
   7472 0.6157 0 TD
   7473 (\))Tj
   7474 -26.2589 -1.1242 TD
   7475 -0.004 Tc
   7476 [(coin)-9(s)-321(i)0(n)-316(R)-10(M,)-307(wh)-9(ere)]TJ
   7477 /F9 1 Tf
   7478 8.9269 0 TD
   7479 0 Tc
   7480 (n)Tj
   7481 /F12 1 Tf
   7482 0.9369 0 TD
   7483 -0.004 Tc
   7484 [(is)-308(t)-6(h)-9(e)-310(n)18(u)-9(m)23(b)-35(e)-2(r)-298(o)1(f)-319(t)-6(ran)-9(s)0(act)-6(i)0(on)-9(s,)-334(it)-314(m)23(u)-9(st)]TJ
   7485 -9.8638 -1.1376 TD
   7486 [(on)-9(ly)-398(cash)]TJ
   7487 /F9 1 Tf
   7488 4.6441 0 TD
   7489 0 Tc
   7490 (O)Tj
   7491 /F12 1 Tf
   7492 0.803 0 TD
   7493 (\()Tj
   7494 /F9 1 Tf
   7495 0.4015 0 TD
   7496 (m)Tj
   7497 /F12 1 Tf
   7498 0.9101 0 TD
   7499 -0.003 Tc
   7500 [(\))-393(c)-1(oin)-8(s)-401(in)-396(PP)27(a)29(y)-397(an)-8(d)-396(P)0(P)27(a)29(y)-9(*)2(,)-413(w)3(h)-8(e)-1(re)]TJ
   7501 /F9 1 Tf
   7502 16.1006 0 TD
   7503 0 Tc
   7504 (m)Tj
   7505 /F12 1 Tf
   7506 1.2982 0 TD
   7507 -0.004 Tc
   7508 [(is)-402(t)-6(h)-9(e)]TJ
   7509 -24.1576 -1.1242 TD
   7510 [(n)18(u)-9(m)23(b)-35(er)-405(of)-426(coin)-9(s.)-682(Th)-9(erefore,)-455(in)-423(t)-6(h)-9(is)-415(sim)23(u)-9(l)0(at)-6(ion)-437(R)-10(M)-414(b)-9(rok)16(e)-2(r)]TJ
   7511 0 -1.1376 TD
   7512 [(load)-384(\()-7(4)0(0)]TJ
   7513 /F9 1 Tf
   7514 3.6671 0 TD
   7515 0 Tc
   7516 (:)Tj
   7517 /F12 1 Tf
   7518 0.2811 0 TD
   7519 (6)Tj
   7520 /F14 1 Tf
   7521 0.7762 0 TD
   7522 (\001)Tj
   7523 /F12 1 Tf
   7524 0.522 0 TD
   7525 -0.005 Tc
   7526 (10)Tj
   7527 /F8 1 Tf
   7528 5.978 0 0 5.978 372.96 559.5 Tm
   7529 0 Tc
   7530 (5)Tj
   7531 /F12 1 Tf
   7532 8.966 0 0 8.966 380.52 555.66 Tm
   7533 -0.002 Tc
   7534 [(H)-8(z)0(\))-365(i)2(s)-373(o)30(v)18(e)0(r)-363(1)3(2)-371(t)-4(imes)-373(h)-7(e)0(a)30(v)-8(ier)-376(t)-4(h)-7(a)3(n)-368(i)2(n)-368(P)1(P)28(a)30(y)-8(*)]TJ
   7535 -7.1066 -1.1242 TD
   7536 0.002 Tc
   7537 (\(3)Tj
   7538 /F9 1 Tf
   7539 0.9101 0 TD
   7540 0 Tc
   7541 (:)Tj
   7542 /F12 1 Tf
   7543 0.2811 0 TD
   7544 -0.005 Tc
   7545 (46)Tj
   7546 /F14 1 Tf
   7547 1.3785 0 TD
   7548 0 Tc
   7549 (\001)Tj
   7550 /F12 1 Tf
   7551 0.6156 0 TD
   7552 -0.005 Tc
   7553 (10)Tj
   7554 /F8 1 Tf
   7555 5.978 0 0 5.978 354.48 549.3 Tm
   7556 0 Tc
   7557 (5)Tj
   7558 /F12 1 Tf
   7559 8.966 0 0 8.966 363.36 545.58 Tm
   7560 -0.003 Tc
   7561 [(H)-9(z)-1(\))-5(,)-547(an)-8(d)-516(o)29(v)17(e)-1(r)-498(2)2(0)-520(t)-5(imes)-521(h)-8(e)-1(a)29(v)-9(ier)-511(t)-5(h)-8(a)2(n)-503(i)1(n)-516(P)0(P)27(a)29(y)]TJ
   7562 -5.1927 -1.1376 TD
   7563 0.002 Tc
   7564 (\(1)Tj
   7565 /F9 1 Tf
   7566 0.9101 0 TD
   7567 0 Tc
   7568 (:)Tj
   7569 /F12 1 Tf
   7570 0.2811 0 TD
   7571 -0.005 Tc
   7572 (98)Tj
   7573 /F14 1 Tf
   7574 1.2715 0 TD
   7575 0 Tc
   7576 (\001)Tj
   7577 /F12 1 Tf
   7578 0.5086 0 TD
   7579 -0.005 Tc
   7580 (10)Tj
   7581 /F8 1 Tf
   7582 5.978 0 0 5.978 352.56 539.22 Tm
   7583 0 Tc
   7584 (5)Tj
   7585 /F12 1 Tf
   7586 8.966 0 0 8.966 359.88 535.38 Tm
   7587 0.004 Tc
   7588 [(Hz)6(\).)]TJ
   7589 -3.8009 -1.1376 TD
   7590 -0.002 Tc
   7591 [(A)19(t)-365(th)-7(e)-361(s)2(ame)-375(t)-4(ime,)-386(PP)28(a)30(y)-370(ou)-7(tp)-33(erforms)-386(PP)28(a)30(y)-8(*)-371(b)-33(ecau)-7(s)2(e)-375(t)-4(h)-7(e)]TJ
   7592 -1.0037 -1.1242 TD
   7593 [(b)-8(r)-3(ok)17(er)-391(n)-8(o)-386(lon)-8(g)2(er)-404(n)-8(eed)-8(s)-387(t)-5(o)-399(r)-3(eassign)-409(o)2(r)-404(r)-3(en)-8(ew)-385(an)19(y)-397(c)-1(oin)-8(s)1(.)-614(I)-7(n)-8(-)]TJ
   7594 0 -1.1376 TD
   7595 -0.004 Tc
   7596 [(st)-6(ead)-9(,)-361(for)-365(e)-2(ac)25(h)-370(r)-4(eassign)-9(m)-4(en)18(t)-6(/)1(ren)-9(e)-2(w)29(a)1(l)-388(t)-6(h)-9(e)-350(b)-9(r)-4(ok)16(er)-351(u)-9(s)0(ed)-356(t)-6(o)-360(d)-9(o)]TJ
   7597 0 -1.1242 TD
   7598 [(in)-397(PP)26(a)28(y)-10(*)-387(\()-6(wh)-9(ic)24(h)-383(c)-2(on)-9(st)-6(it)-6(u)-9(t)-6(ed)-397(ab)-35(ou)-9(t)-381(43%)-406(of)-386(b)-9(r)-4(ok)16(er)-378(load)-9(\))-6(,)-401(it)]TJ
   7599 0 -1.1376 TD
   7600 [(n)-9(o)28(w)-279(h)-9(as)-281(t)-6(o)-266(cash)-290(at)-287(most)-287(on)-9(e)-270(n)-9(ew)-279(coin)-9(.)-441(S)-9(in)-9(ce)-270(cash)-9(in)-9(g)-280(\()-6(1)-280(v)16(eri-)]TJ
   7601 0 -1.1242 TD
   7602 [(\014)-9(c)-2(at)-6(ion)-9(\))-287(is)-281(su)-9(b)-9(s)0(t)-6(a)1(n)18(t)-6(ially)-291(less)-295(ex)-10(p)-35(e)-2(n)-9(siv)16(e)-270(t)-6(h)-9(a)1(n)-276(r)-4(eassign)-9(m)-4(en)18(t)-287(o)1(r)]TJ
   7603 0 -1.1376 TD
   7604 -0.003 Tc
   7605 [(ren)-8(e)-1(w)30(a)2(l)-387(\()-5(1)-372(v)17(eri\014)-8(cat)-5(i)1(on)-396(+)-368(1)-386(gen)-8(e)-1(rat)-5(i)1(on)-8(\))-5(,)-400(b)-8(r)-3(ok)17(er)-364(load)-396(is)-387(lik)17(e-)]TJ
   7606 0 -1.1242 TD
   7607 -0.004 Tc
   7608 [(wise)-430(less)-428(ex)-10(p)-35(e)-2(n)-9(siv)16(e.)-655(Th)-9(e)-417(p)-9(rice)-417(of)-426(PP)26(a)28(y)-425(falls)-428(on)18(t)-6(o)-414(t)-6(h)-9(e)-403(p)-35(eer)]TJ
   7609 0 -1.1376 TD
   7610 -0.003 Tc
   7611 [(\()-5(d)-8(iscu)-8(ssed)-422(l)1(at)-5(er\))-5(,)-454(rat)-5(h)-8(er)-417(t)-5(h)-8(an)-409(t)-5(h)-8(e)-416(b)-8(rok)17(e)-1(r,)-427(wh)-8(ic)26(h)-422(i)1(s)-414(a)-426(d)-8(e)-1(sir-)]TJ
   7612 T*
   7613 [(ab)-8(le)-322(trad)-8(eo\013)-327(f)3(rom)-324(o)2(u)-8(r)-324(p)-34(e)-1(rsp)-34(ectiv)17(e.)-454(F)79(r)-3(om)-324(Figu)-8(re)-322(1,)-333(th)-8(en)-8(,)-306(w)30(e)]TJ
   7614 0 -1.1242 TD
   7615 -0.004 Tc
   7616 [(can)-316(c)-2(on)-9(clu)-9(d)-9(e)-296(t)-6(h)-9(at)-314(\015)-9(oat)-6(in)-9(g,)-321(self-)-9(m)-4(an)-9(aged)-330(c)-2(oin)-9(s)-308(are)-310(c)-2(ru)-9(cial)-307(t)-6(o)]TJ
   7617 0 -1.1376 TD
   7618 0.003 Tc
   7619 [(mi)7(ni)7(mi)7(z)5(i)7(ng)-353(bro)8(k)23(e)5(r)-331(p)-28(e)5(rf)9(o)8(rma)8(nc)5(e)-356(i)7(n)-349(a)-340(P)6(2)8(P)-342(a)8(ppl)7(i)7(c)5(a)8(t)1(i)7(o)8(n.)]TJ
   7620 1.0037 -1.1242 TD
   7621 -0.004 Tc
   7622 [(R)-10(ecall)-361(t)-6(h)-9(at)-354(t)-6(h)-9(e)-350(d)-9(ist)-6(rib)-9(u)-9(t)-6(ion)-9(s)-361(of)-359(on)-9(lin)-9(e)-363(a)1(n)-9(d)-356(o\017in)-9(e)-363(p)-35(erio)-25(d)-9(s)]TJ
   7623 -1.0037 -1.1376 TD
   7624 -0.003 Tc
   7625 [(are)-456(m)-3(easu)-8(red)-463(d)-8(irect)-5(ly)-451(from)-472(t)-5(h)-8(e)-443(G)0(n)19(u)-8(t)-5(e)-1(lla)-453(n)-8(e)-1(t)22(w)30(ork)-9(.)-775(Th)-8(ere-)]TJ
   7626 0 -1.1242 TD
   7627 [(fore,)-387(t)-5(h)-8(e)-1(se)-376(d)-8(ist)-5(rib)-8(u)-8(t)-5(ion)-8(s)-374(re\015)-8(ect)-380(t)-5(h)-8(e)-362(i)1(n)-8(s)1(t)-5(a)2(b)-8(ilit)22(y)-384(o)2(f)-372(p)-34(eers,)-387(an)-8(d)]TJ
   7628 0 -1.1376 TD
   7629 0.004 Tc
   7630 [(the)6(i)8(r)-477(t)2(e)6(nde)6(nc)6(y)-457(t)2(o)-472(c)6(o)9(m)4(e)-476(o)9(nl)8(i)8(n)-1(e)-476(f)10(o)9(r)-491(s)8(h)-1(o)9(r)4(t)-480(p)-27(e)6(r)4(i)8(o)-17(ds)-474(o)9(f)-472(ti)8(me)6(.)]TJ
   7631 /F8 1 Tf
   7632 5.978 0 0 5.978 551.64 376.86 Tm
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   7639 T*
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   7641 [(f)10(o)9(rm)-264(w)37(e)6(l)8(l)8(.)-433(One)-235(i)8(n)26(t)2(e)6(r)4(e)6(s)8(ti)8(ng)-258(que)6(s)8(ti)8(o)9(n)-241(i)8(s)-260(ho)36(w)-244(f)10(a)9(r)-250(c)6(a)9(n)-255(w)37(e)-262(\\)9(pus)8(h")]TJ
   7642 T*
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   7644 [(t)-5(h)-8(e)-389(i)1(n)-8(s)1(t)-5(a)2(b)-8(ilit)22(y)-411(o)2(f)-398(p)-34(eers)-401(b)-34(efore)-416(t)-5(h)-8(e)-389(b)-8(r)-3(ok)17(er)-391(in)-396(PP)27(a)29(y)-411(b)-34(ecomes)]TJ
   7645 0 -1.1242 TD
   7646 [(o)29(v)17(erload)-8(ed)-8(.)]TJ
   7647 1.0037 -1.1376 TD
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   7650 -1.0037 -1.1242 TD
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   7653 0 -1.1376 TD
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   7672 -10.3055 -1.1242 TD
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   7675 0 -1.1376 TD
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   7732 /F10 1 Tf
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   7740 -25.7503 -1.1242 TD
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   7743 0 -1.1376 TD
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   7745 0 -1.1242 TD
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   7753 [(=)-263(20,)-295(89%)-273(of)-266(b)-10(r)-5(ok)15(er)]TJ
   7754 -17.9342 -1.1376 TD
   7755 [(load)-276(in)-276(PP)26(a)28(y)-10(*)-253(\()-6(3)]TJ
   7756 /F9 1 Tf
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   7780 -10.8137 -1.1242 TD
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   7782 1.0037 -1.1376 TD
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   7787 0 -1.1242 TD
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   7789 [(no)9(t)-265(s)8(u\013e)6(r)4(.)-420(F)6(i)8(g)9(ure)-275(2)-258(i)8(s)-260(j)10(u)-1(s)8(t)-279(l)8(i)8(k)24(e)-262(F)6(i)8(g)9(ure)-262(1)9(,)-286(e)6(xc)6(e)6(p)-1(t)-252(t)2(ha)9(t)-265(i)8(t)-265(s)8(ho)36(w)10(s)]TJ
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   7825 0 -0.9636 TD
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   7828 0 -0.977 TD
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   7830 0 -0.9636 TD
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   7832 0 -0.977 TD
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   7993 S
   7994 BT
   7995 5.4 0 0 5.4 64.26 713.555 Tm
   7996 (7)Tj
   7997 ET
   7998 68.135 728.755 m
   7999 69.46 728.755 l
   8000 202.16 728.755 m
   8001 200.81 728.755 l
   8002 S
   8003 BT
   8004 5.4 0 0 5.4 64.26 726.755 Tm
   8005 (8)Tj
   8006 0.7176 0.6204 TD
   8007 (x 10)Tj
   8008 3.6 0 0 3.6 78.335 733.455 Tm
   8009 (5)Tj
   8010 ET
   8011 68.135 623.105 m
   8012 202.16 623.105 l
   8013 68.135 728.78 m
   8014 202.16 728.78 l
   8015 68.135 623.105 m
   8016 68.135 728.78 l
   8017 202.16 623.105 m
   8018 202.16 728.78 l
   8019 S
   8020 76.56 649.28 7.95 -26.175 re
   8021 f*
   8022 76.56 623.105 m
   8023 76.56 649.28 l
   8024 84.51 649.28 l
   8025 84.51 623.105 l
   8026 76.56 623.105 l
   8027 S
   8028 121.235 631.08 7.95 -7.975 re
   8029 f*
   8030 121.235 623.105 m
   8031 121.235 631.08 l
   8032 129.185 631.08 l
   8033 129.185 623.105 l
   8034 121.235 623.105 l
   8035 S
   8036 165.91 628.53 7.95 -5.425 re
   8037 f*
   8038 165.91 623.105 m
   8039 165.91 628.53 l
   8040 173.86 628.53 l
   8041 173.86 623.105 l
   8042 165.91 623.105 l
   8043 S
   8044 0.508 g
   8045 86.485 668.83 7.95 -45.725 re
   8046 f*
   8047 86.485 623.105 m
   8048 86.485 668.83 l
   8049 94.435 668.83 l
   8050 94.435 623.105 l
   8051 86.485 623.105 l
   8052 S
   8053 131.16 680.455 7.95 -57.35 re
   8054 f*
   8055 131.16 623.105 m
   8056 131.16 680.455 l
   8057 139.11 680.455 l
   8058 139.11 623.105 l
   8059 131.16 623.105 l
   8060 S
   8061 175.835 670.455 7.95 -47.35 re
   8062 f*
   8063 175.835 623.105 m
   8064 175.835 670.455 l
   8065 183.785 670.455 l
   8066 183.785 623.105 l
   8067 175.835 623.105 l
   8068 S
   8069 q
   8070 68.135 623.08 134.05 105.675 re
   8071 W n
   8072 1 g
   8073 96.41 1159.405 7.95 -536.3 re
   8074 f*
   8075 96.41 623.105 m
   8076 96.41 1159.405 l
   8077 104.36 1159.405 l
   8078 104.36 623.105 l
   8079 96.41 623.105 l
   8080 S
   8081 Q
   8082 1 g
   8083 141.085 704.555 7.95 -81.45 re
   8084 f*
   8085 141.085 623.105 m
   8086 141.085 704.555 l
   8087 149.035 704.555 l
   8088 149.035 623.105 l
   8089 141.085 623.105 l
   8090 S
   8091 185.76 661.93 7.95 -38.825 re
   8092 f*
   8093 185.76 623.105 m
   8094 185.76 661.93 l
   8095 193.71 661.93 l
   8096 193.71 623.105 l
   8097 185.76 623.105 l
   8098 S
   8099 BT
   8100 7.2 0 0 7.2 105.06 609.03 Tm
   8101 0 g
   8102 (Downtime Multiplier)Tj
   8103 0 7.2 -7.2 0 61.285 641.98 Tm
   8104 (Processing Cost \(Hz\))Tj
   8105 ET
   8106 1 g
   8107 167.51 727.255 33.15 -19.65 re
   8108 f*
   8109 1 G
   8110 167.51 707.605 m
   8111 167.51 727.255 l
   8112 200.66 727.255 l
   8113 200.66 707.605 l
   8114 167.51 707.605 l
   8115 S
   8116 0 G
   8117 167.51 707.605 m
   8118 200.66 707.605 l
   8119 167.51 727.255 m
   8120 200.66 727.255 l
   8121 167.51 707.605 m
   8122 167.51 727.255 l
   8123 200.66 707.605 m
   8124 200.66 727.255 l
   8125 167.51 707.605 m
   8126 200.66 707.605 l
   8127 167.51 707.605 m
   8128 167.51 727.255 l
   8129 167.51 707.605 m
   8130 200.66 707.605 l
   8131 167.51 727.255 m
   8132 200.66 727.255 l
   8133 167.51 707.605 m
   8134 167.51 727.255 l
   8135 200.66 707.605 m
   8136 200.66 727.255 l
   8137 S
   8138 BT
   8139 5.4 0 0 5.4 182.585 721.73 Tm
   8140 0 g
   8141 (PPay)Tj
   8142 0 -1.1528 TD
   8143 (PPay*)Tj
   8144 T*
   8145 (RM)Tj
   8146 ET
   8147 170.51 725.855 9.05 -4.55 re
   8148 f*
   8149 170.51 725.855 m
   8150 179.56 725.855 l
   8151 179.56 721.305 l
   8152 170.51 721.305 l
   8153 170.51 725.855 l
   8154 S
   8155 0.508 g
   8156 170.51 719.63 9.05 -4.575 re
   8157 f*
   8158 170.51 719.63 m
   8159 179.56 719.63 l
   8160 179.56 715.055 l
   8161 170.51 715.055 l
   8162 170.51 719.63 l
   8163 S
   8164 1 g
   8165 170.51 713.405 9.05 -4.575 re
   8166 f*
   8167 170.51 713.405 m
   8168 179.56 713.405 l
   8169 179.56 708.83 l
   8170 170.51 708.83 l
   8171 170.51 713.405 l
   8172 S
   8173 0.6 w 
   8174 112.36 720.105 m
   8175 107.56 725.605 l
   8176 S
   8177 0 g
   8178 107.56 725.605 m
   8179 106.81 724.955 l
   8180 105.585 727.855 l
   8181 108.31 726.255 l
   8182 107.56 725.605 l
   8183 f*
   8184 0.15 w 
   8185 107.56 725.605 m
   8186 106.81 724.955 l
   8187 105.585 727.855 l
   8188 108.31 726.255 l
   8189 107.56 725.605 l
   8190 S
   8191 BT
   8192 5.4 0 0 5.4 107.96 713.78 Tm
   8193 (4.1 x 10 )Tj
   8194 3.6 0 0 3.6 129.585 718.155 Tm
   8195 (6 )Tj
   8196 /F11 1 Tf
   8197 8.966 0 0 8.966 53.76 588.66 Tm
   8198 0.006 Tc
   8199 [(Fig)9(u)8(r)12(e)-495(1)9(:)]TJ
   8200 /F3 1 Tf
   8201 7.97 0 0 7.97 102.961 588.66 Tm
   8202 0.005 Tc
   8203 [(Comp)8(aris)6(on)-474(of)-494(b)8(r)-1(ok)34(e)9(r)]TJ
   8204 -6.1732 -1.2497 TD
   8205 -0.001 Tc
   8206 [(pr)-7(o)-36(c)1(essi)-7(ng)-442(l)-7(o)-6(a)-8(d)2(s)-436(i)-7(n)-435(P)6(P)36(a)22(y)-439(v)-2(s.)-654(RM)]TJ
   8207 T*
   8208 0.006 Tc
   8209 [(as)-399(D)10(o)31(wn)39(time)-381(M)6(u)9(ltip)9(lie)10(r)-376(v)80(arie)10(s)]TJ
   8210 ET
   8211 q
   8212 233 608.855 149.45 129.15 re
   8213 W n
   8214 1 g
   8215 224.7 608.83 172.95 129.65 re
   8216 f
   8217 Q
   8218 1 g
   8219 247.175 728.755 134.025 -105.65 re
   8220 f*
   8221 1 G
   8222 247.175 623.105 m
   8223 247.175 728.755 l
   8224 381.2 728.755 l
   8225 381.2 623.105 l
   8226 247.175 623.105 l
   8227 S
   8228 0 G
   8229 247.175 623.105 m
   8230 381.2 623.105 l
   8231 247.175 728.755 m
   8232 381.2 728.755 l
   8233 247.175 623.105 m
   8234 247.175 728.755 l
   8235 381.2 623.105 m
   8236 381.2 728.755 l
   8237 247.175 623.105 m
   8238 381.2 623.105 l
   8239 247.175 623.105 m
   8240 247.175 728.755 l
   8241 269.5 623.105 m
   8242 269.5 624.455 l
   8243 269.5 728.755 m
   8244 269.5 727.43 l
   8245 S
   8246 BT
   8247 /F25 1 Tf
   8248 5.4 0 0 5.4 268 617.23 Tm
   8249 0 g
   8250 0 Tc
   8251 (1)Tj
   8252 ET
   8253 314.175 623.105 m
   8254 314.175 624.455 l
   8255 314.175 728.755 m
   8256 314.175 727.43 l
   8257 S
   8258 BT
   8259 5.4 0 0 5.4 311.175 617.23 Tm
   8260 (10)Tj
   8261 ET
   8262 358.85 623.105 m
   8263 358.85 624.455 l
   8264 358.85 728.755 m
   8265 358.85 727.43 l
   8266 S
   8267 BT
   8268 5.4 0 0 5.4 355.85 617.23 Tm
   8269 (20)Tj
   8270 ET
   8271 247.175 623.105 m
   8272 248.5 623.105 l
   8273 381.2 623.105 m
   8274 379.85 623.105 l
   8275 S
   8276 BT
   8277 5.4 0 0 5.4 243.3 621.105 Tm
   8278 (0)Tj
   8279 ET
   8280 247.175 640.73 m
   8281 248.5 640.73 l
   8282 381.2 640.73 m
   8283 379.85 640.73 l
   8284 S
   8285 BT
   8286 5.4 0 0 5.4 243.3 638.73 Tm
   8287 (1)Tj
   8288 ET
   8289 247.175 658.33 m
   8290 248.5 658.33 l
   8291 381.2 658.33 m
   8292 379.85 658.33 l
   8293 S
   8294 BT
   8295 5.4 0 0 5.4 243.3 656.33 Tm
   8296 (2)Tj
   8297 ET
   8298 247.175 675.93 m
   8299 248.5 675.93 l
   8300 381.2 675.93 m
   8301 379.85 675.93 l
   8302 S
   8303 BT
   8304 5.4 0 0 5.4 243.3 673.93 Tm
   8305 (3)Tj
   8306 ET
   8307 247.175 693.555 m
   8308 248.5 693.555 l
   8309 381.2 693.555 m
   8310 379.85 693.555 l
   8311 S
   8312 BT
   8313 5.4 0 0 5.4 243.3 691.555 Tm
   8314 (4)Tj
   8315 ET
   8316 247.175 711.155 m
   8317 248.5 711.155 l
   8318 381.2 711.155 m
   8319 379.85 711.155 l
   8320 S
   8321 BT
   8322 5.4 0 0 5.4 243.3 709.155 Tm
   8323 (5)Tj
   8324 ET
   8325 247.175 728.755 m
   8326 248.5 728.755 l
   8327 381.2 728.755 m
   8328 379.85 728.755 l
   8329 S
   8330 BT
   8331 5.4 0 0 5.4 243.3 726.755 Tm
   8332 (6)Tj
   8333 0.7176 0.6204 TD
   8334 (x 10)Tj
   8335 3.6 0 0 3.6 257.375 733.455 Tm
   8336 (5)Tj
   8337 ET
   8338 247.175 623.105 m
   8339 381.2 623.105 l
   8340 247.175 728.755 m
   8341 381.2 728.755 l
   8342 247.175 623.105 m
   8343 247.175 728.755 l
   8344 381.2 623.105 m
   8345 381.2 728.755 l
   8346 S
   8347 255.6 726.405 7.95 -103.3 re
   8348 f*
   8349 255.6 623.105 m
   8350 255.6 726.405 l
   8351 263.55 726.405 l
   8352 263.55 623.105 l
   8353 255.6 623.105 l
   8354 S
   8355 300.275 639.855 7.95 -16.75 re
   8356 f*
   8357 300.275 623.105 m
   8358 300.275 639.855 l
   8359 308.225 639.855 l
   8360 308.225 623.105 l
   8361 300.275 623.105 l
   8362 S
   8363 344.95 631.555 7.95 -8.45 re
   8364 f*
   8365 344.95 623.105 m
   8366 344.95 631.555 l
   8367 352.9 631.555 l
   8368 352.9 623.105 l
   8369 344.95 623.105 l
   8370 S
   8371 0.508 g
   8372 265.525 725.83 7.95 -102.725 re
   8373 f*
   8374 265.525 623.105 m
   8375 265.525 725.83 l
   8376 273.475 725.83 l
   8377 273.475 623.105 l
   8378 265.525 623.105 l
   8379 S
   8380 310.2 639.405 7.95 -16.3 re
   8381 f*
   8382 310.2 623.105 m
   8383 310.2 639.405 l
   8384 318.15 639.405 l
   8385 318.15 623.105 l
   8386 310.2 623.105 l
   8387 S
   8388 354.875 631.005 7.95 -7.9 re
   8389 f*
   8390 354.875 623.105 m
   8391 354.875 631.005 l
   8392 362.825 631.005 l
   8393 362.825 623.105 l
   8394 354.875 623.105 l
   8395 S
   8396 1 g
   8397 275.45 690.98 7.95 -67.875 re
   8398 f*
   8399 275.45 623.105 m
   8400 275.45 690.98 l
   8401 283.4 690.98 l
   8402 283.4 623.105 l
   8403 275.45 623.105 l
   8404 S
   8405 320.125 633.855 7.95 -10.75 re
   8406 f*
   8407 320.125 623.105 m
   8408 320.125 633.855 l
   8409 328.075 633.855 l
   8410 328.075 623.105 l
   8411 320.125 623.105 l
   8412 S
   8413 364.8 628.38 7.95 -5.275 re
   8414 f*
   8415 364.8 623.105 m
   8416 364.8 628.38 l
   8417 372.75 628.38 l
   8418 372.75 623.105 l
   8419 364.8 623.105 l
   8420 S
   8421 BT
   8422 7.2 0 0 7.2 285.125 609.355 Tm
   8423 0 g
   8424 (Downtime Multiplier)Tj
   8425 0 7.2 -7.2 0 240.325 641.98 Tm
   8426 (Processing Cost \(Hz\))Tj
   8427 ET
   8428 1 g
   8429 346.55 727.255 33.15 -19.65 re
   8430 f*
   8431 1 G
   8432 346.55 707.605 m
   8433 346.55 727.255 l
   8434 379.7 727.255 l
   8435 379.7 707.605 l
   8436 346.55 707.605 l
   8437 S
   8438 0 G
   8439 346.55 707.605 m
   8440 379.7 707.605 l
   8441 346.55 727.255 m
   8442 379.7 727.255 l
   8443 346.55 707.605 m
   8444 346.55 727.255 l
   8445 379.7 707.605 m
   8446 379.7 727.255 l
   8447 346.55 707.605 m
   8448 379.7 707.605 l
   8449 346.55 707.605 m
   8450 346.55 727.255 l
   8451 346.55 707.605 m
   8452 379.7 707.605 l
   8453 346.55 727.255 m
   8454 379.7 727.255 l
   8455 346.55 707.605 m
   8456 346.55 727.255 l
   8457 379.7 707.605 m
   8458 379.7 727.255 l
   8459 S
   8460 BT
   8461 5.4 0 0 5.4 361.625 721.73 Tm
   8462 0 g
   8463 (PPay)Tj
   8464 0 -1.1528 TD
   8465 (PPay*)Tj
   8466 T*
   8467 (RM)Tj
   8468 ET
   8469 349.55 725.855 9.05 -4.55 re
   8470 f*
   8471 349.55 725.855 m
   8472 358.6 725.855 l
   8473 358.6 721.305 l
   8474 349.55 721.305 l
   8475 349.55 725.855 l
   8476 S
   8477 0.508 g
   8478 349.55 719.63 9.05 -4.575 re
   8479 f*
   8480 349.55 719.63 m
   8481 358.6 719.63 l
   8482 358.6 715.055 l
   8483 349.55 715.055 l
   8484 349.55 719.63 l
   8485 S
   8486 1 g
   8487 349.55 713.405 9.05 -4.575 re
   8488 f*
   8489 349.55 713.405 m
   8490 358.6 713.405 l
   8491 358.6 708.83 l
   8492 349.55 708.83 l
   8493 349.55 713.405 l
   8494 S
   8495 BT
   8496 /F11 1 Tf
   8497 8.966 0 0 8.966 232.8 588.66 Tm
   8498 0 g
   8499 0.006 Tc
   8500 [(Fig)9(u)8(r)12(e)-696(2)9(:)]TJ
   8501 /F3 1 Tf
   8502 7.97 0 0 7.97 287.641 588.66 Tm
   8503 0.005 Tc
   8504 [(Comp)8(aris)6(on)-685(of)-720(p)-22(e)9(e)9(r)]TJ
   8505 -6.8809 -1.2497 TD
   8506 -0.001 Tc
   8507 [(pr)-7(o)-36(c)1(essi)-7(ng)-458(l)-7(o)-6(a)-8(d)2(s)-421(i)-7(n)-435(P)6(P)36(a)22(y)-439(v)-2(s.)-654(RM)]TJ
   8508 T*
   8509 0.006 Tc
   8510 [(as)-399(D)10(o)31(wn)39(time)-381(M)6(u)9(ltip)9(lie)10(r)-376(v)80(arie)10(s)]TJ
   8511 ET
   8512 q
   8513 412.16 608.855 153.95 129.15 re
   8514 W n
   8515 1 g
   8516 408.36 608.83 172.95 129.65 re
   8517 f
   8518 Q
   8519 1 g
   8520 430.835 728.755 134.025 -105.65 re
   8521 f*
   8522 1 G
   8523 430.835 623.105 m
   8524 430.835 728.755 l
   8525 564.86 728.755 l
   8526 564.86 623.105 l
   8527 430.835 623.105 l
   8528 S
   8529 0 G
   8530 430.835 623.105 m
   8531 564.86 623.105 l
   8532 430.835 728.755 m
   8533 564.86 728.755 l
   8534 430.835 623.105 m
   8535 430.835 728.755 l
   8536 564.86 623.105 m
   8537 564.86 728.755 l
   8538 430.835 623.105 m
   8539 564.86 623.105 l
   8540 430.835 623.105 m
   8541 430.835 728.755 l
   8542 457.635 623.105 m
   8543 457.635 624.455 l
   8544 457.635 728.755 m
   8545 457.635 727.43 l
   8546 S
   8547 BT
   8548 /F25 1 Tf
   8549 5.4 0 0 5.4 456.135 617.23 Tm
   8550 0 g
   8551 0 Tc
   8552 (0)Tj
   8553 ET
   8554 484.435 623.105 m
   8555 484.435 624.455 l
   8556 484.435 728.755 m
   8557 484.435 727.43 l
   8558 S
   8559 BT
   8560 5.4 0 0 5.4 482.935 617.23 Tm
   8561 (2)Tj
   8562 ET
   8563 511.235 623.105 m
   8564 511.235 624.455 l
   8565 511.235 728.755 m
   8566 511.235 727.43 l
   8567 S
   8568 BT
   8569 5.4 0 0 5.4 509.735 617.23 Tm
   8570 (4)Tj
   8571 ET
   8572 538.035 623.105 m
   8573 538.035 624.455 l
   8574 538.035 728.755 m
   8575 538.035 727.43 l
   8576 S
   8577 BT
   8578 5.4 0 0 5.4 536.535 617.23 Tm
   8579 (8)Tj
   8580 ET
   8581 430.835 623.105 m
   8582 432.16 623.105 l
   8583 564.86 623.105 m
   8584 563.51 623.105 l
   8585 S
   8586 BT
   8587 5.4 0 0 5.4 426.96 621.105 Tm
   8588 (0)Tj
   8589 ET
   8590 430.835 638.205 m
   8591 432.16 638.205 l
   8592 564.86 638.205 m
   8593 563.51 638.205 l
   8594 S
   8595 BT
   8596 5.4 0 0 5.4 422.46 636.205 Tm
   8597 (0.5)Tj
   8598 ET
   8599 430.835 653.305 m
   8600 432.16 653.305 l
   8601 564.86 653.305 m
   8602 563.51 653.305 l
   8603 S
   8604 BT
   8605 5.4 0 0 5.4 426.96 651.305 Tm
   8606 (1)Tj
   8607 ET
   8608 430.835 668.405 m
   8609 432.16 668.405 l
   8610 564.86 668.405 m
   8611 563.51 668.405 l
   8612 S
   8613 BT
   8614 5.4 0 0 5.4 422.46 666.405 Tm
   8615 (1.5)Tj
   8616 ET
   8617 430.835 683.48 m
   8618 432.16 683.48 l
   8619 564.86 683.48 m
   8620 563.51 683.48 l
   8621 S
   8622 BT
   8623 5.4 0 0 5.4 426.96 681.48 Tm
   8624 (2)Tj
   8625 ET
   8626 430.835 698.58 m
   8627 432.16 698.58 l
   8628 564.86 698.58 m
   8629 563.51 698.58 l
   8630 S
   8631 BT
   8632 5.4 0 0 5.4 422.46 696.58 Tm
   8633 (2.5)Tj
   8634 ET
   8635 430.835 713.68 m
   8636 432.16 713.68 l
   8637 564.86 713.68 m
   8638 563.51 713.68 l
   8639 S
   8640 BT
   8641 5.4 0 0 5.4 426.96 711.68 Tm
   8642 (3)Tj
   8643 ET
   8644 430.835 728.755 m
   8645 432.16 728.755 l
   8646 564.86 728.755 m
   8647 563.51 728.755 l
   8648 S
   8649 BT
   8650 5.4 0 0 5.4 422.46 726.755 Tm
   8651 (3.5)Tj
   8652 1.5509 0.6204 TD
   8653 (x 10)Tj
   8654 3.6 0 0 3.6 441.035 733.455 Tm
   8655 (4)Tj
   8656 ET
   8657 430.835 623.105 m
   8658 564.86 623.105 l
   8659 430.835 728.755 m
   8660 564.86 728.755 l
   8661 430.835 623.105 m
   8662 430.835 728.755 l
   8663 564.86 623.105 m
   8664 564.86 728.755 l
   8665 S
   8666 446.91 656.08 21.45 -32.975 re
   8667 f*
   8668 446.91 623.105 m
   8669 446.91 656.08 l
   8670 468.36 656.08 l
   8671 468.36 623.105 l
   8672 446.91 623.105 l
   8673 S
   8674 473.71 656.08 21.45 -32.975 re
   8675 f*
   8676 473.71 623.105 m
   8677 473.71 656.08 l
   8678 495.16 656.08 l
   8679 495.16 623.105 l
   8680 473.71 623.105 l
   8681 S
   8682 500.51 656.08 21.45 -32.975 re
   8683 f*
   8684 500.51 623.105 m
   8685 500.51 656.08 l
   8686 521.96 656.08 l
   8687 521.96 623.105 l
   8688 500.51 623.105 l
   8689 S
   8690 527.31 656.08 21.45 -32.975 re
   8691 f*
   8692 527.31 623.105 m
   8693 527.31 656.08 l
   8694 548.76 656.08 l
   8695 548.76 623.105 l
   8696 527.31 623.105 l
   8697 S
   8698 1 g
   8699 446.91 717.88 21.45 -61.8 re
   8700 f*
   8701 446.91 656.08 m
   8702 446.91 717.88 l
   8703 468.36 717.88 l
   8704 468.36 656.08 l
   8705 446.91 656.08 l
   8706 S
   8707 473.71 710.855 21.45 -54.775 re
   8708 f*
   8709 473.71 656.08 m
   8710 473.71 710.855 l
   8711 495.16 710.855 l
   8712 495.16 656.08 l
   8713 473.71 656.08 l
   8714 S
   8715 500.51 710.405 21.45 -54.325 re
   8716 f*
   8717 500.51 656.08 m
   8718 500.51 710.405 l
   8719 521.96 710.405 l
   8720 521.96 656.08 l
   8721 500.51 656.08 l
   8722 S
   8723 527.31 710.83 21.45 -54.75 re
   8724 f*
   8725 527.31 656.08 m
   8726 527.31 710.83 l
   8727 548.76 710.83 l
   8728 548.76 656.08 l
   8729 527.31 656.08 l
   8730 S
   8731 BT
   8732 0 7.2 -7.2 0 419.485 641.98 Tm
   8733 0 g
   8734 (Processing Cost \(Hz\))Tj
   8735 7.2 0 0 7.2 478.785 609.355 Tm
   8736 (Max La)Tj
   8737 ET
   8738 q
   8739 412.16 608.855 153.95 129.15 re
   8740 W n
   8741 BT
   8742 7.2 0 0 7.2 502.393 609.355 Tm
   8743 (y)Tj
   8744 ET
   8745 Q
   8746 BT
   8747 7.2 0 0 7.2 505.993 609.355 Tm
   8748 (ers)Tj
   8749 ET
   8750 1 g
   8751 522.235 727.255 41.125 -13.425 re
   8752 f*
   8753 1 G
   8754 522.235 713.83 m
   8755 522.235 727.255 l
   8756 563.36 727.255 l
   8757 563.36 713.83 l
   8758 522.235 713.83 l
   8759 S
   8760 0 G
   8761 522.235 713.83 m
   8762 563.36 713.83 l
   8763 522.235 727.255 m
   8764 563.36 727.255 l
   8765 522.235 713.83 m
   8766 522.235 727.255 l
   8767 563.36 713.83 m
   8768 563.36 727.255 l
   8769 522.235 713.83 m
   8770 563.36 713.83 l
   8771 522.235 713.83 m
   8772 522.235 727.255 l
   8773 522.235 713.83 m
   8774 563.36 713.83 l
   8775 522.235 727.255 m
   8776 563.36 727.255 l
   8777 522.235 713.83 m
   8778 522.235 727.255 l
   8779 563.36 713.83 m
   8780 563.36 727.255 l
   8781 S
   8782 BT
   8783 5.4 0 0 5.4 537.31 721.755 Tm
   8784 0 g
   8785 (Limit Cert)Tj
   8786 0 -1.1528 TD
   8787 (Cashing)Tj
   8788 ET
   8789 525.235 725.855 9.05 -4.575 re
   8790 f*
   8791 525.235 725.855 m
   8792 534.285 725.855 l
   8793 534.285 721.28 l
   8794 525.235 721.28 l
   8795 525.235 725.855 l
   8796 S
   8797 1 g
   8798 525.235 719.63 9.05 -4.575 re
   8799 f*
   8800 525.235 719.63 m
   8801 534.285 719.63 l
   8802 534.285 715.055 l
   8803 525.235 715.055 l
   8804 525.235 719.63 l
   8805 S
   8806 BT
   8807 /F11 1 Tf
   8808 8.966 0 0 8.966 411.96 588.66 Tm
   8809 0 g
   8810 0.006 Tc
   8811 [(Fig)9(u)8(r)12(e)-535(3)9(:)]TJ
   8812 /F3 1 Tf
   8813 7.97 0 0 7.97 462.481 588.66 Tm
   8814 [(Brok)35(e)10(r)-527(load)-548(is)-535(b)9(a)-1(re)10(ly)]TJ
   8815 -6.3388 -1.2497 TD
   8816 [(a\013)13(e)10(c)8(te)10(d)-398(b)39(y)-401(M)6(ax)-401(La)29(y)35(e)10(rs)]TJ
   8817 /F12 1 Tf
   8818 8.966 0 0 8.966 53.76 539.34 Tm
   8819 -0.004 Tc
   8820 [(a)28(v)16(erage)-430(p)-35(eer)-418(load)-9(,)-455(r)-4(at)-6(h)-9(e)-2(r)-418(t)-6(h)-9(a)1(n)-410(b)-9(rok)16(e)-2(r)-418(l)0(oad)-9(.)-682(I)-8(n)-410(t)-6(h)-9(i)0(s)-428(\014)-9(gu)-9(re,)]TJ
   8821 0 -1.1376 TD
   8822 -0.003 Tc
   8823 [(w)30(e)-322(see)-309(t)-5(h)-8(a)2(t)-313(p)-34(eers)-307(i)1(n)-315(P)0(P)27(a)29(y)-330(d)-8(o)-306(h)-8(a)29(v)17(e)-295(h)-8(igh)-8(e)-1(r)-310(l)1(oad)-329(th)-8(an)-302(p)-34(eers)-320(i)1(n)]TJ
   8824 0 -1.1242 TD
   8825 [(PP)27(a)29(y)-9(*,)-373(b)-8(u)-8(t)-339(on)-8(ly)-357(sligh)19(t)-5(ly)71(.)-480(A)-9(s)-347(w)30(e)-362(m)-3(en)19(t)-5(i)1(on)-8(ed)-355(earlier,)-373(p)-34(eers)-360(i)1(n)]TJ
   8826 0 -1.1376 TD
   8827 -0.001 Tc
   8828 [(PP)29(a)31(y)-355(w)5(ill)-345(need)-340(to)-330(manage)-347(more)-347(coins)-345(t)-3(han)-340(i)3(n)-340(P)2(P)29(a)31(y)-7(*)4(.)-920(T)5(he)]TJ
   8829 0 -1.1242 TD
   8830 -0.004 Tc
   8831 [(cost)-340(of)-332(man)-9(agin)-9(g)-333(t)-6(h)-9(ese)-323(c)-2(oin)-9(s)-321(comes)-335(f)2(rom)-339(r)-4(eassign)-9(m)-4(en)18(t)-6(s)-335(an)-9(d)]TJ
   8832 0 -1.1376 TD
   8833 -0.003 Tc
   8834 [(ren)-8(e)-1(w)30(a)2(ls.)-507(H)-9(o)29(w)30(e)-1(v)17(e)-1(r,)-360(n)-8(o)2(t)-5(e)-349(t)-5(h)-8(at)-353(sin)-8(ce)-362(t)-5(h)-8(e)-335(n)19(u)-8(m)24(b)-34(e)-1(r)-350(o)2(f)-358(r)-3(eassign)-8(-)]TJ
   8835 T*
   8836 [(men)19(t)-5(s)-347(i)1(s)-360(n)-8(ot)-366(a\013)-6(ect)-5(ed)-355(b)19(y)-344(t)-5(h)-8(e)-349(n)19(u)-8(m)24(b)-34(e)-1(r)-350(o)2(f)-358(c)-1(oin)-8(s)-360(in)-355(circu)-8(l)1(at)-5(ion)-8(,)]TJ
   8837 0 -1.1242 TD
   8838 [(h)-8(a)29(v)-9(i)1(n)-8(g)-346(more)-362(coin)-8(s)-360(d)-8(o)-24(e)-1(s)-360(n)-8(ot)-366(n)-8(ecessarily)-371(mean)-369(t)-5(h)-8(at)-353(reassign)-8(-)]TJ
   8839 0 -1.1376 TD
   8840 [(men)19(t)-393(load)-396(will)-400(b)-34(e)-389(h)-8(i)1(gh)-8(er.)-587(F)79(u)-8(r)-3(t)-5(h)-8(ermore,)-387(r)-3(en)-8(ew)30(als)-401(o)2(n)-8(l)1(y)-397(c)-1(on)-8(-)]TJ
   8841 0 -1.1242 TD
   8842 -0.004 Tc
   8843 [(st)-6(it)-6(u)-9(t)-6(e)-323(a)1(b)-35(o)1(u)-9(t)-327(6%)-325(of)-332(t)-6(o)1(t)-6(a)1(l)-321(p)-35(eer)-325(load)-343(in)-316(PP)26(a)28(y)70(,)-321(w)2(h)-9(i)0(c)25(h)-330(is)-335(h)-9(i)0(gh)-9(er)]TJ
   8844 0 -1.1376 TD
   8845 [(t)-6(h)-9(an)-450(it)-461(is)-442(in)-464(PP)26(a)28(y)-10(*,)-481(b)-9(u)-9(t)-434(st)-6(ill)-468(n)-9(o)1(t)-447(a)-440(sign)-9(i)0(\014)-9(c)-2(an)18(t)-461(c)-2(ost)-6(.)-776(A)-10(s)-442(a)]TJ
   8846 0 -1.1242 TD
   8847 [(resu)-9(lt)-6(,)-361(P)-1(P)26(a)28(y)-345(h)-9(as)-348(p)-35(eer)-351(load)-356(t)-6(h)-9(at)-354(is)-348(comp)-9(arab)-9(le)-363(t)-6(o)-347(PP)26(a)28(y)-10(*.)]TJ
   8848 1.0038 -1.1376 TD
   8849 -0.003 Tc
   8850 [(A)-9(lso)-426(in)-422(Figu)-8(re)-429(2,)-440(w)30(e)-429(see)-429(t)-5(h)-8(a)2(t)-420(p)-34(eers)-427(i)1(n)-422(P)0(P)27(a)29(y)-424(a)2(n)-8(d)-422(PP)27(a)29(y)-9(*)]TJ
   8851 -1.0038 -1.1242 TD
   8852 -0.004 Tc
   8853 [(h)-9(a)28(v)16(e)-390(p)-9(r)-4(o)-25(cessin)-9(g)-414(l)0(oad)-410(t)-6(h)-9(at)-394(is)-388(rou)-9(g)1(h)-9(l)0(y)-412(50%)-406(h)-9(i)0(gh)-9(er)-392(t)-6(h)-9(an)-397(p)-35(eer)]TJ
   8854 0 -1.1376 TD
   8855 [(load)-9(s)-442(i)0(n)-450(R)-10(M.)-428(P)26(eer)-432(b)-9(a)1(n)-9(d)-9(w)2(id)-9(t)-6(h)-437(load)-450(\()-6(n)-9(ot)-434(sh)-9(o)28(w)2(n)-9(\))-434(is)-442(25-)-9(35%)]TJ
   8856 T*
   8857 0.004 Tc
   8858 [(he)6(a)36(v)-2(i)8(e)6(r)-303(t)2(ha)9(n)-295(i)8(n)-295(R)-2(M)9(.)-594(Whi)8(l)8(e)-302(the)-288(i)8(nc)6(re)6(a)9(s)8(e)-302(i)8(n)-308(p)-27(e)6(e)6(r)-290(l)8(o)9(a)9(d)-322(i)8(s)-300(no)9(n-)]TJ
   8859 0 -1.1242 TD
   8860 -0.004 Tc
   8861 [(t)-6(r)-4(iv)-10(ial,)-361(w)29(e)-350(b)-35(e)-2(liev)16(e)-350(it)-340(is)-348(a)-347(d)-9(esirab)-9(le)-350(t)-6(r)-4(ad)-9(eo\013)-355(w)2(it)-6(h)-356(b)-9(rok)16(e)-2(r)-338(l)0(oad)]TJ
   8862 0 -1.1376 TD
   8863 [(for)-392(t)21(w)29(o)-387(reason)-9(s.)-588(First)-6(,)-401(t)-6(h)-9(e)-363(a)1(b)-9(s)0(olu)-9(t)-6(e)-390(v)43(alu)-9(e)-377(of)-399(p)-35(eer)-378(load)-9(s)-388(a)1(re)]TJ
   8864 0 -1.1242 TD
   8865 0.004 Tc
   8866 [(s)8(m)4(a)9(l)8(l)8(;)-366(us)8(e)6(r)4(s)-353(p)-1(ro)9(ba)9(bl)8(y)-337(w)37(o)9(u)-1(l)8(d)-362(no)9(t)-346(n)-1(o)9(t)2(i)8(c)6(e)-342(t)2(he)-342(e)6(x)-2(tra)-339(l)8(o)9(a)9(d)-1(.)-473(S)-1(e)6(c)6(-)]TJ
   8867 0 -1.1376 TD
   8868 -0.004 Tc
   8869 [(on)-9(d)-9(,)-428(alt)-6(h)-9(ou)-9(gh)-423(t)-6(h)-9(e)-417(a)1(b)-9(s)0(olu)-9(t)-6(e)-417(v)43(alu)-9(e)-2(s)-415(o)1(f)-426(b)-9(rok)16(e)-2(r)-405(l)0(oad)-437(sh)-9(o)28(w)2(n)-423(i)0(n)]TJ
   8870 0 -1.1242 TD
   8871 -0.002 Tc
   8872 [(th)-7(ese)-361(e)0(x)-8(p)-33(erimen)20(ts)-346(are)-361(n)-7(ot)-352(m)25(u)-7(c)27(h)-341(h)-7(i)2(gh)-7(er)-363(th)-7(an)-354(p)-33(eer)-349(load)-7(s,)-372(re-)]TJ
   8873 0 -1.1376 TD
   8874 [(call)-320(from)-324(S)-8(ection)-315(6)2(.2)-319(th)-8(at)-299(p)-34(eer)-310(load)]TJ
   8875 /F10 1 Tf
   8876 16.0203 0 TD
   8877 -0.004 Tc
   8878 [(de)53(cr)54(e)53(a)-1(ses)]TJ
   8879 /F12 1 Tf
   8880 4.43 0 TD
   8881 [(sligh)18(t)-6(ly)-332(as)-308(t)-6(h)-9(e)]TJ
   8882 -20.4503 -1.1242 TD
   8883 -0.003 Tc
   8884 [(n)19(u)-8(m)24(b)-34(er)-324(of)-345(p)-34(eers)-347(g)2(ro)29(ws,)-360(w)3(h)-8(ile)-349(b)-8(r)-3(ok)17(er)-337(load)]TJ
   8885 /F10 1 Tf
   8886 18.8175 0 TD
   8887 0.006 Tc
   8888 [(in)8(c)10(r)64(e)63(a)9(s)11(e)10(s)]TJ
   8889 /F12 1 Tf
   8890 4.4166 0 TD
   8891 -0.004 Tc
   8892 [(\()-6(s)0(u)-9(b)-9(lin)-9(-)]TJ
   8893 -23.2342 -1.1376 TD
   8894 -0.003 Tc
   8895 [(early)-9(\))-5(.)-467(W)-4(h)-8(e)-1(n)-329(n)-8(et)22(w)30(o)2(rk)-344(size)-349(g)2(ro)29(ws,)-347(f)3(or)-350(ex)-9(amp)-8(l)1(e,)-347(t)-5(o)-332(1)-332(m)-3(illion)-8(,)]TJ
   8896 T*
   8897 -0.004 Tc
   8898 [(b)-9(r)-4(ok)16(er)-351(load)-383(will)-374(b)-35(e)-350(m)23(u)-9(c)25(h)-356(h)-9(i)0(gh)-9(er)-351(t)-6(h)-9(an)-370(p)-35(eer)-351(load)-9(.)-508(T)2(h)-9(e)-2(refore,)]TJ
   8899 0 -1.1242 TD
   8900 [(from)-325(a)-307(s)0(calab)-9(ilit)21(y)-332(v)-10(iewp)-35(oin)18(t)-6(,)-321(i)0(t)-314(i)0(s)-308(m)-4(ost)-327(i)0(mp)-35(ort)-6(a)1(n)18(t)-314(for)-311(b)-9(rok)16(e)-2(r)]TJ
   8901 0 -1.1376 TD
   8902 -0.001 Tc
   8903 [(load)-367(to)-344(b)-32(e)-333(minimized.)]TJ
   8904 1.0038 -1.1242 TD
   8905 -0.002 Tc
   8906 [(Becau)-7(s)2(e)-361(P)1(P)28(a)30(y)-356(o)3(u)-7(t)-4(p)-33(e)0(rforms)-359(PP)28(a)30(y)-8(*)-358(i)2(n)-354(a)3(ll)-359(th)-7(e)-348(s)2(cen)-7(arios)-359(w)31(e)]TJ
   8907 -1.0038 -1.1376 TD
   8908 [(stu)-8(d)-8(i)1(ed)-8(,)-306(i)1(n)-315(t)-5(erms)-307(of)-318(b)-8(r)-3(ok)17(er)-297(load)-8(,)-320(w)30(e)-309(w)3(ill)-320(on)-8(ly)-317(p)-8(r)-3(esen)19(t)-299(r)-3(esu)-8(l)1(ts)]TJ
   8909 0 -1.1242 TD
   8910 -0.004 Tc
   8911 [(for)-432(P)-1(P)26(a)28(y)-412(f)2(rom)-432(t)-6(h)-9(i)0(s)-402(p)-35(oin)18(t)-421(on)-9(.)-655(P)-1(P)26(a)28(y)-412(h)-9(as)-415(also)-427(ou)-9(t)-6(p)-35(erformed)]TJ
   8912 0 -1.1376 TD
   8913 0.002 Tc
   8914 [(RM)-274(i)6(n)-270(the)-264(e)4(xp)-29(eri)6(m)2(en)24(ts)-262(w)35(e)-277(ha)34(v)22(e)-264(l)6(o)-19(o)7(k)22(ed)-284(a)7(t)-281(th)24(us)-262(f)8(a)7(r,)-288(but)-267(there)]TJ
   8915 0 -1.1242 TD
   8916 -0.002 Tc
   8917 [(are)-455(s)2(p)-33(eci\014)-7(c)-469(scen)-7(arios)-467(i)2(n)-448(w)4(h)-7(i)2(c)27(h)-462(R)-8(M)-452(ou)-7(tp)-33(erforms)-453(PP)28(a)30(y)72(.)-774(I)-6(n)]TJ
   8918 0 -1.1376 TD
   8919 [(p)-7(a)3(rticu)-7(l)2(ar,)-399(t)-4(h)-7(e)-375(w)31(o)3(rst-)-7(case)-401(scen)-7(ario)-385(for)-390(P)1(P)28(a)30(y)-383(i)2(s)-386(t)-4(h)-7(e)-375(ex)-8(treme)]TJ
   8920 T*
   8921 -0.004 Tc
   8922 [(case)-470(in)-464(wh)-9(ic)25(h)-464(e)-2(ac)25(h)-464(c)-2(oin)-464(i)0(s)-455(u)-9(sed)-464(e)-2(x)-10(a)1(ct)-6(ly)-465(on)-9(ce)-457(b)-35(e)-2(fore)-457(b)-35(e)-2(in)-9(g)]TJ
   8923 0 -1.1242 TD
   8924 -0.003 Tc
   8925 [(cash)-8(ed)-8(.)-480(E)0(v)17(e)-1(n)-355(i)1(n)-355(t)-5(h)-8(i)1(s)-347(s)1(cen)-8(ario,)-373(h)-8(o)29(w)30(ev)17(er,)-360(b)-8(rok)17(e)-1(r)-337(l)1(oad)-369(is)-360(com-)]TJ
   8926 0 -1.1376 TD
   8927 0.003 Tc
   8928 [(pa)8(ra)8(bl)7(e)-383(i)7(n)-390(b)-28(o)8(t)1(h)-376(m)3(i)7(c)5(ro)8(pa)35(yme)5(n)25(t)-374(s)7(c)32(h)-2(e)5(m)3(e)5(s)7(:)-528(b)-2(a)8(ndw)9(i)7(d)-2(th)-376(l)7(o)8(a)8(d)-390(i)7(s)]TJ
   8929 0 -1.1242 TD
   8930 -0.004 Tc
   8931 [(35%)-406(h)-9(i)0(gh)-9(er)-378(in)-397(PP)26(a)28(y)70(,)-388(a)1(n)-9(d)-383(p)-9(r)-4(o)-25(cessin)-9(g)-400(l)0(oad)-397(ju)-9(st)-394(6.6%)-392(h)-9(i)0(gh)-9(er.)]TJ
   8932 0 -1.1376 TD
   8933 -0.003 Tc
   8934 [(F)79(u)-8(rt)-5(h)-8(e)-1(r)-337(d)-8(et)-5(ails)-360(are)-349(g)2(iv)17(en)-342(in)-355(ou)-8(r)-350(e)-1(x)-9(t)-5(en)-8(d)-8(e)-1(d)-329(r)-3(ep)-34(ort)-353([)1(17].)]TJ
   8935 /F20 1 Tf
   8936 11.955 0 0 11.955 53.76 141.18 Tm
   8937 -0.001 Tc
   8938 [(7.2)-997(S)3(etting)-264(Micr)21(opayment)-260(P)8(arameters)]TJ
   8939 /F16 1 Tf
   8940 10.959 0 0 10.959 56.52 117.42 Tm
   8941 0.004 Tc
   8942 [(7.2.1)-985(L)2(ayer)10(s)]TJ
   8943 /F12 1 Tf
   8944 8.966 0 0 8.966 62.76 105.06 Tm
   8945 -0.004 Tc
   8946 [(Figu)-9(re)-296(3)-280(s)0(h)-9(o)28(ws)-295(u)-9(s)-268(b)-9(r)-4(ok)16(er)-285(p)-9(r)-4(o)-25(cessin)-9(g)-293(l)0(oad)-303(as)-295(t)-6(h)-9(e)-270(m)-4(ax)-10(im)23(u)-9(m)]TJ
   8947 -1.0038 -1.1242 TD
   8948 -0.003 Tc
   8949 [(n)19(u)-8(m)24(b)-34(er)-377(of)-385(allo)29(w)30(e)-1(d)-409(l)1(a)29(y)17(ers)-374(o)2(n)-396(a)-386(coin)-382(\()]TJ
   8950 /F2 1 Tf
   8951 16.569 0 TD
   8952 [(Max)-535(Layers)]TJ
   8953 /F12 1 Tf
   8954 5.233 0 TD
   8955 0.403 Tc
   8956 [(\)i)407(s)19(v)450(a)408(r)403(i)407(e)405(d)398(.)]TJ
   8957 -21.8021 -1.1376 TD
   8958 0.004 Tc
   8959 [(In)-255(thi)8(s)-246(\014g)9(ure)6(,)]TJ
   8960 /F2 1 Tf
   8961 6.1833 0 TD
   8962 -0.003 Tc
   8963 [(Downtime)-549(Multiplier)]TJ
   8964 /F12 1 Tf
   8965 10.2252 0 TD
   8966 0.003 Tc
   8967 [(=)-255(2)8(0)8(,)-274(b)-28(e)5(c)5(a)8(us)7(e)-263(t)1(he)-236(mo)8(re)]TJ
   8968 -16.4085 -1.1376 TD
   8969 -0.002 Tc
   8970 [(p)-33(eers)-413(t)-4(h)-7(a)3(t)-419(a)3(re)-415(o\017in)-7(e,)-439(t)-4(h)-7(e)-401(m)-2(ore)-415(i)2(mp)-7(act)-419(l)2(a)30(y)18(ers)-426(w)4(ill)-426(h)-7(a)30(v)18(e)-401(on)]TJ
   8971 29.3363 51.8336 TD
   8972 [(p)-34(e)-1(rforman)-8(ce.)-454(A)-9(s)-294(w)30(e)-295(can)-302(s)1(ee,)-306(b)-8(r)-3(ok)17(er)-297(p)-34(e)-1(rforman)-8(c)-1(e)-295(v)44(aries)-307(v)17(ery)]TJ
   8973 0 -1.1376 TD
   8974 0.002 Tc
   8975 [(l)6(i)6(ttl)6(e)-357(a)7(s)]TJ
   8976 /F2 1 Tf
   8977 3.734 0 TD
   8978 -0.003 Tc
   8979 [(Max)-535(Layers)]TJ
   8980 /F12 1 Tf
   8981 5.6078 0 TD
   8982 -0.004 Tc
   8983 [(in)-9(creases)-375(W)75(e)-350(i)0(n)-9(i)0(t)-6(i)0(ally)-385(fou)-9(n)-9(d)-356(t)-6(h)-9(is)-348(resu)-9(lt)]TJ
   8984 -9.3418 -1.1242 TD
   8985 [(q)-10(u)-9(it)-6(e)-350(s)0(u)-9(r)-4(p)-9(r)-4(isin)-9(g.)-481(Becau)-9(s)0(e)-363(c)-2(oin)-356(o)28(wn)-9(ers)-361(a)1(re)-350(oft)-6(e)-2(n)-370(d)-9(o)28(w)2(n)-356(w)2(h)-9(e)-2(n)]TJ
   8986 0 -1.1376 TD
   8987 [(a)-360(p)-9(a)28(y)-10(men)18(t)-340(m)23(u)-9(st)-354(b)-35(e)-363(mad)-9(e)-350(\()-6(w)2(it)-6(h)-370(a)1(lmost)-381(97%)-365(p)-9(r)-4(ob)-9(ab)-9(ilit)21(y)70(,)-361(on)]TJ
   8988 0 -1.1242 TD
   8989 -0.002 Tc
   8990 [(a)30(v)18(erage\),)-319(w)31(e)-294(w)31(o)3(u)-7(l)2(d)-314(h)-7(a)30(v)18(e)-281(e)0(x)-8(p)-33(ected)-288(la)30(y)18(e)0(rs)-306(to)-291(b)-33(e)-294(v)18(e)0(ry)-289(u)-7(s)2(efu)-7(l)-305(in)]TJ
   8991 0 -1.1376 TD
   8992 [(a)30(v)18(oid)-7(i)2(n)-7(g)-385(th)-7(e)-388(n)-7(eed)-381(to)-385(p)-7(r)-2(in)20(t)-379(n)-7(ew)-384(coin)-7(s.)-600(H)-8(o)30(w)31(e)0(v)18(e)0(r,)-399(recall)-399(th)-7(at)]TJ
   8993 T*
   8994 [(n)-8(e)-1(w)-398(c)-1(oin)-8(s)-414(are)-416(p)-8(rin)19(t)-5(ed)-396(in)-422(t)22(w)30(o)-399(p)-8(a)29(y)-9(men)19(t)-393(scen)-8(arios:)-601(\()-5(1)2(\))-420(w)3(h)-8(e)-1(n)]TJ
   8995 0 -1.1242 TD
   8996 0.004 Tc
   8997 [(the)-288(p)-27(e)6(e)6(r)-277(ha)9(s)-300(n)-1(o)-272(c)6(o)9(i)8(ns)8(,)-313(a)9(nd)-295(\(2)9(\))-279(w)10(he)6(n)-295(a)-285(p)-27(e)6(e)6(r)-290(ha)9(s)-287(c)6(o)9(i)8(ns)-300(but)-279(the)]TJ
   8998 0 -1.1376 TD
   8999 0.003 Tc
   9000 [(o)35(w)9(ne)5(rs)-368(a)8(r)3(e)-370(o)8(\017i)7(ne)5(,)-367(a)8(nd)-363(l)7(a)35(y)23(e)5(rs)-368(c)5(a)8(nno)8(t)-360(b)-28(e)-356(u)-2(s)7(e)5(d)-363(\()1(e)5(.)7(g)8(.)7(,)-381(b)-28(e)5(c)5(a)8(us)7(e)]TJ
   9001 0 -1.1242 TD
   9002 [(the)-343(m)3(a)8(x)-3(i)7(m)30(um)-332(n)25(u)-2(m)30(b)-28(e)5(r)-331(o)8(f)-352(l)7(a)35(y)23(e)5(rs)-341(ha)8(s)-341(b)-28(e)5(e)5(n)-349(re)5(a)8(c)31(he)5(d\).)-461(I)-1(t)-333(t)1(urns)]TJ
   9003 0 -1.1376 TD
   9004 -0.003 Tc
   9005 [(ou)-8(t)-406(t)-5(h)-8(a)2(t)-393(p)-8(rin)19(t)-5(in)-8(g)-386(m)-3(ore)-416(c)-1(oin)-8(s)-401(in)-409(scen)-8(ario)-413(2)-399(r)-3(esu)-8(l)1(t)-5(s)-401(in)-409(p)-8(r)-3(in)19(t)-5(-)]TJ
   9006 0 -1.1242 TD
   9007 -0.004 Tc
   9008 [(in)-9(g)-347(f)2(ew)29(er)-378(coin)-9(s)-348(i)0(n)-356(s)0(cen)-9(ario)-373(1,)-361(su)-9(c)25(h)-343(t)-6(h)-9(at)-354(t)-6(h)-9(e)-350(t)-6(ot)-6(al)-361(n)18(u)-9(m)23(b)-35(er)-338(of)]TJ
   9009 0 -1.1376 TD
   9010 -0.003 Tc
   9011 [(coin)-8(s)-267(p)-8(rin)19(t)-5(ed)-262(is)-267(n)-8(o)2(t)-272(l)1(argely)-277(a\013ected)-275(b)19(y)-264(la)29(y)17(e)-1(rs.)-427(B)2(ecau)-8(s)1(e)-282(l)1(a)29(y)17(ers)]TJ
   9012 0 -1.1242 TD
   9013 -0.001 Tc
   9014 [(ha)31(v)19(e)-374(so)-384(little)-400(i)3(mpact)-378(o)4(n)-394(b)-6(rok)19(e)1(r)-375(p)-32(erf)5(o)4(rmance)-400(\()-3(nor)-375(p)-32(eer)-389(p)-32(e)1(r-)]TJ
   9015 0 -1.1376 TD
   9016 0.003 Tc
   9017 [(f)9(o)8(rma)8(nc)5(e)5(\))1(,)-354(a)8(nd)-336(s)7(i)7(n)-2(c)5(e)-343(l)7(a)35(y)23(e)5(rs)-341(do)-340(de)5(l)7(a)35(y)-338(t)1(he)-329(de)5(te)5(c)5(t)1(i)7(o)8(n)-349(o)8(f)-339(f)9(ra)8(ud,)]TJ
   9018 T*
   9019 -0.001 Tc
   9020 [(w)32(e)-347(recommend)-353(that)-351(v)19(e)1(ry)-342(lo)31(w)-356(v)46(alues)-332(f)5(or)]TJ
   9021 /F2 1 Tf
   9022 17.9877 0 TD
   9023 -0.003 Tc
   9024 [(Max)-535(Layers)]TJ
   9025 /F12 1 Tf
   9026 5.5944 0 TD
   9027 -0.004 Tc
   9028 [(\()-6(e)-2(.g.,)-361(0)]TJ
   9029 -23.5821 -1.1242 TD
   9030 [(or)-352(1\))-7(.)]TJ
   9031 /F16 1 Tf
   9032 10.959 0 0 10.959 319.56 350.82 Tm
   9033 0.004 Tc
   9034 [(7.2.2)-985(C)3(oi)8(n)-241(R)2(ene)10(w)3(al)]TJ
   9035 /F12 1 Tf
   9036 8.966 0 0 8.966 325.8 338.46 Tm
   9037 -0.006 Tc
   9038 [(Th)-11(e)]TJ
   9039 /F2 1 Tf
   9040 2.2618 0 TD
   9041 -0.003 Tc
   9042 [(Renewal)-549(Wait)]TJ
   9043 /F12 1 Tf
   9044 6.7989 0 TD
   9045 0.003 Tc
   9046 [(pa)8(ra)8(me)5(te)5(r)-505(s)7(p)-28(e)5(c)5(i)7(\014e)5(s)-502(t)1(he)-490(s)7(y)-3(s)7(t)1(e)5(m)3(-w)9(i)7(d)-2(e)]TJ
   9047 -10.0645 -1.1376 TD
   9048 -0.003 Tc
   9049 [(ren)-8(e)-1(w)30(a)2(l)-413(p)-34(erio)-24(d)-409(f)3(or)-404(a)-399(c)-1(oin)-8(.)-628(R)-9(e)-1(n)-8(e)-1(w)30(a)2(ls)-414(p)-8(r)-3(esen)19(t)-393(a)-399(trad)-8(eo\013)-407(b)-34(e-)]TJ
   9050 0 -1.1242 TD
   9051 [(t)22(w)30(een)-409(p)-34(e)-1(rforman)-8(c)-1(e)-402(a)2(n)-8(d)-396(secu)-8(rit)22(y)71(,)-413(a)2(n)-8(d)-396(st)-5(at)-5(e)-402(m)-3(an)-8(agemen)19(t)-406(as)]TJ
   9052 0 -1.1376 TD
   9053 [(w)30(e)-1(ll.)-507(A)-9(s)-347(d)-8(iscu)-8(ssed)-369(i)1(n)-355(S)-8(ect)-5(ion)-369(5)2(.3,)-373(t)-5(h)-8(e)-349(ren)-8(e)-1(w)30(a)2(l)-360(p)-34(erio)-24(d)-369(d)-8(et)-5(er-)]TJ
   9054 0 -1.1242 TD
   9055 [(min)-7(e)0(s)-279(t)-4(h)-7(e)-268(w)31(o)3(rst-)-7(case)-281(time)-281(to)-264(frau)-7(d)-288(d)-7(etection)-7(.)-439(Th)-7(erefore,)-305(th)-7(e)]TJ
   9056 0 -1.1376 TD
   9057 0.004 Tc
   9058 [(c)6(l)8(o)9(s)8(e)6(r)-437(to)9(g)9(e)6(the)6(r)-424(re)6(ne)6(w)37(a)9(l)8(s)-434(a)9(r)4(e)6(,)-447(the)-409(t)2(i)8(g)9(h)26(t)2(e)6(r)-410(the)-409(b)-27(o)9(und.)-687(Sta)9(t)2(e)]TJ
   9059 0 -1.1242 TD
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   9061 [(also)-319(d)-8(ecreases,)-333(b)-34(ecau)-8(s)1(e)-309(a)2(u)-8(d)-8(i)1(t)-299(t)-5(rails)-320(are)-309(p)-8(u)-8(r)-3(ged)-315(a)2(fter)-310(eac)25(h)-315(re-)]TJ
   9062 0 -1.1376 TD
   9063 [(n)-8(e)-1(w)30(a)2(l)-306(p)-34(erio)-24(d)-8(.)-454(H)-9(o)29(w)30(e)-1(v)17(e)-1(r,)-306(load)-315(in)-8(creases,)-333(sin)-8(ce)-295(eac)25(h)-315(ren)-8(e)-1(w)30(a)2(l)-306(i)1(s)]TJ
   9064 T*
   9065 [(fairly)-371(ex)-9(p)-34(e)-1(n)-8(siv)17(e.)]TJ
   9066 1.0037 -1.1242 TD
   9067 -0.001 Tc
   9068 [(In)-327(our)-335(i)3(mplemen)21(t)-3(ation,)-345(w)32(e)-347(assume)-333(that)-337(that)-337(coins)-332(a)4(re)-347(re-)]TJ
   9069 -1.0037 -1.1376 TD
   9070 0.003 Tc
   9071 [(ne)5(w)36(e)5(d)-336(e)5(v)23(e)5(ry)]TJ
   9072 /F2 1 Tf
   9073 5.8219 0 TD
   9074 -0.003 Tc
   9075 [(Renewal)-549(Wait)]TJ
   9076 /F12 1 Tf
   9077 6.6383 0 TD
   9078 0 Tc
   9079 (=)Tj
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   9081 1.1242 0 TD
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   9083 /F12 1 Tf
   9084 1.0975 0 TD
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   9086 [(da)37(ys)9(,)-325(a)10(nd)-321(tha)10(t)-331(the)-327(r)5(e)7(n)0(e)7(w)38(a)10(l)]TJ
   9087 -14.6819 -1.1242 TD
   9088 [(w)11(i)9(ndo)37(w)-390(i)9(s)-393(a)10(l)9(s)9(o)]TJ
   9089 /F9 1 Tf
   9090 6.9863 0 TD
   9091 0 Tc
   9092 (w)Tj
   9093 /F12 1 Tf
   9094 1.151 0 TD
   9095 0.005 Tc
   9096 [(da)37(ys)-379(l)9(o)10(ng)10(.)-606(T)11(ha)10(t)-385(i)9(s)9(,)-419(i)9(f)-390(the)-368(r)5(e)7(n)0(e)7(w)38(a)10(l)-405(b)-26(e)7(g)10(i)9(n-)]TJ
   9097 -8.1373 -1.1376 TD
   9098 -0.004 Tc
   9099 [(t)-6(i)0(me)-417(of)-399(an)-423(assign)-9(m)-4(en)18(t)-421(i)0(s)]TJ
   9100 /F9 1 Tf
   9101 11.5635 0 TD
   9102 0 Tc
   9103 (r)Tj
   9104 /F7 1 Tf
   9105 5.978 0 0 5.978 424.68 215.58 Tm
   9106 (b)Tj
   9107 /F12 1 Tf
   9108 8.966 0 0 8.966 428.4 216.66 Tm
   9109 -0.003 Tc
   9110 [(,)-427(t)-5(h)-8(e)-1(n)-396(a)2(fter)-417(a)-413(r)-3(en)-8(ew)30(al,)-440(t)-5(h)-8(e)-389(n)-8(e)-1(w)]TJ
   9111 -12.4465 -1.1242 TD
   9112 0.003 Tc
   9113 [(re)5(ne)5(w)36(a)8(l)-434(b)-28(e)5(g)8(i)7(n-ti)7(m)3(e)-423(i)7(s)]TJ
   9114 /F9 1 Tf
   9115 10.1315 0 TD
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   9118 /F7 1 Tf
   9119 5.978 0 0 5.978 411.84 205.5 Tm
   9120 (b)Tj
   9121 /F12 1 Tf
   9122 8.966 0 0 8.966 418.08 206.58 Tm
   9123 (+)Tj
   9124 /F9 1 Tf
   9125 1.0841 0 TD
   9126 (w)Tj
   9127 /F12 1 Tf
   9128 0.7629 0 TD
   9129 0.004 Tc
   9130 [(,)-433(a)9(nd)-415(the)-409(r)4(e)6(n)-1(e)6(w)37(a)9(l)-433(e)6(nd-ti)8(m)4(e)-409(i)8(s)]TJ
   9131 /F9 1 Tf
   9132 -13.1425 -1.1376 TD
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   9135 /F7 1 Tf
   9136 5.978 0 0 5.978 321 195.3 Tm
   9137 (b)Tj
   9138 /F12 1 Tf
   9139 8.966 0 0 8.966 326.76 196.38 Tm
   9140 0.231 Tc
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   9143 1.78 0 TD
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   9147 0.5086 0 TD
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   9149 /F12 1 Tf
   9150 -2.3957 -1.1242 TD
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   9152 [(Figu)-8(res)-387(4)-372(an)-8(d)-382(5)-372(illu)-8(st)-5(rat)-5(e)-389(t)-5(h)-8(e)-376(t)-5(rad)-8(e)-1(o\013)-380(b)-34(e)-1(t)22(w)30(een)-382(p)-34(eer)-377(load)]TJ
   9153 -1.0037 -1.1376 TD
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   9155 [(a)7(n)-3(d)-417(s)6(ta)7(te)-411(a)7(s)]TJ
   9156 /F2 1 Tf
   9157 5.9959 0 TD
   9158 -0.003 Tc
   9159 [(Renewal)-549(Wait)]TJ
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   9161 6.7186 0 TD
   9162 [(is)-414(v)44(a)2(ried)-8(.)-681(F)-1(igu)-8(r)-3(e)-416(4)-426(sh)-8(o)29(w)3(s)-414(p)-34(eer)]TJ
   9163 -12.7145 -1.1376 TD
   9164 0 Tc
   9165 [(pro)-21(cessing)-249(l)4(o)5(a)5(d)-245(div)-6(i)4(ded)-219(i)4(n)22(t)-2(o)-222(f)6(o)5(u)-5(r)-240(m)0(a)5(i)4(n)-232(t)-2(a)5(s)4(k)-6(s)4(:)-410(G)3(U)-6(E)3(SS-rela)5(t)-2(ed)]TJ
   9166 0 -1.1242 TD
   9167 -0.003 Tc
   9168 [(w)30(o)2(rk)-264(\()-5(e)-1(.g.,)-293(p)-8(r)-3(o)-24(cessin)-8(g)-279(q)-9(u)-8(e)-1(ries\))-5(,)-280(reassign)-8(m)-3(en)19(t)-5(s)1(,)-293(r)-3(en)-8(ew)30(als,)-293(an)-8(d)]TJ
   9169 0 -1.1376 TD
   9170 -0.004 Tc
   9171 [(miscellan)-9(e)-2(ou)-9(s)-375(\()-6(e.g.,)-361(c)-2(ash)-9(i)0(n)-9(g)-347(coin)-9(s\))-6(.)-468(A)-10(s)-335(w)29(e)-350(c)-2(an)-356(see,)-348(ren)-9(e)-2(w)29(a)1(ls)]TJ
   9172 0 -1.1242 TD
   9173 [(t)-6(a)1(k)16(e)-270(u)-9(p)-263(a)-280(n)-9(on)-9(-)-9(t)-6(riv)-10(i)0(al)-267(fract)-6(i)0(on)-290(of)-279(p)-35(eer)-285(load)-9(,)-294(r)-4(an)-9(gin)-9(g)-280(from)-285(20%)]TJ
   9174 0 -1.1376 TD
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   9177 1.325 0 TD
   9178 -0.003 Tc
   9179 [(Renewal)-549(Wait)-535(=)-535(1)0(0)-535(days)]TJ
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   9181 11.9784 0 TD
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   9185 4.4434 0 TD
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   9188 -17.7467 -1.1242 TD
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   9198 -22.9932 -1.1376 TD
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   9204 -2.3421 -1.1242 TD
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   9283 0 Tc
   9284 0 Tw
   9285 (10 days)Tj
   9286 ET
   9287 139.635 623.105 m
   9288 139.635 624.455 l
   9289 S
   9290 BT
   9291 5.4 0 0 5.4 130.285 617.23 Tm
   9292 (20 days)Tj
   9293 ET
   9294 184.31 623.105 m
   9295 184.31 624.455 l
   9296 S
   9297 BT
   9298 5.4 0 0 5.4 174.96 617.23 Tm
   9299 (30 days)Tj
   9300 ET
   9301 72.635 623.105 m
   9302 73.96 623.105 l
   9303 S
   9304 BT
   9305 5.4 0 0 5.4 68.76 621.105 Tm
   9306 (0)Tj
   9307 ET
   9308 72.635 644.255 m
   9309 73.96 644.255 l
   9310 S
   9311 BT
   9312 5.4 0 0 5.4 64.26 642.255 Tm
   9313 (0.5)Tj
   9314 ET
   9315 72.635 665.38 m
   9316 73.96 665.38 l
   9317 S
   9318 BT
   9319 5.4 0 0 5.4 68.76 663.38 Tm
   9320 (1)Tj
   9321 ET
   9322 72.635 686.505 m
   9323 73.96 686.505 l
   9324 S
   9325 BT
   9326 5.4 0 0 5.4 64.26 684.505 Tm
   9327 (1.5)Tj
   9328 ET
   9329 72.635 707.63 m
   9330 73.96 707.63 l
   9331 S
   9332 BT
   9333 5.4 0 0 5.4 68.76 705.63 Tm
   9334 (2)Tj
   9335 ET
   9336 72.635 728.755 m
   9337 73.96 728.755 l
   9338 S
   9339 BT
   9340 5.4 0 0 5.4 64.26 726.755 Tm
   9341 (2.5)Tj
   9342 1.5509 0.6204 TD
   9343 (x 10)Tj
   9344 3.6 0 0 3.6 82.835 733.455 Tm
   9345 (4)Tj
   9346 ET
   9347 77.085 626.055 35.75 -2.95 re
   9348 f*
   9349 77.085 623.105 m
   9350 77.085 626.055 l
   9351 112.835 626.055 l
   9352 112.835 623.105 l
   9353 77.085 623.105 l
   9354 S
   9355 121.76 626.055 35.75 -2.95 re
   9356 f*
   9357 121.76 623.105 m
   9358 121.76 626.055 l
   9359 157.51 626.055 l
   9360 157.51 623.105 l
   9361 121.76 623.105 l
   9362 S
   9363 166.435 626.105 35.75 -3 re
   9364 f*
   9365 166.435 623.105 m
   9366 166.435 626.105 l
   9367 202.185 626.105 l
   9368 202.185 623.105 l
   9369 166.435 623.105 l
   9370 S
   9371 0.333 g
   9372 77.085 689.33 35.75 -63.275 re
   9373 f*
   9374 77.085 626.055 m
   9375 77.085 689.33 l
   9376 112.835 689.33 l
   9377 112.835 626.055 l
   9378 77.085 626.055 l
   9379 S
   9380 121.76 688.255 35.75 -62.2 re
   9381 f*
   9382 121.76 626.055 m
   9383 121.76 688.255 l
   9384 157.51 688.255 l
   9385 157.51 626.055 l
   9386 121.76 626.055 l
   9387 S
   9388 166.435 689.28 35.75 -63.175 re
   9389 f*
   9390 166.435 626.105 m
   9391 166.435 689.28 l
   9392 202.185 689.28 l
   9393 202.185 626.105 l
   9394 166.435 626.105 l
   9395 S
   9396 0.667 g
   9397 77.085 705.43 35.75 -16.1 re
   9398 f*
   9399 77.085 689.33 m
   9400 77.085 705.43 l
   9401 112.835 705.43 l
   9402 112.835 689.33 l
   9403 77.085 689.33 l
   9404 S
   9405 121.76 695.28 35.75 -7.025 re
   9406 f*
   9407 121.76 688.255 m
   9408 121.76 695.28 l
   9409 157.51 695.28 l
   9410 157.51 688.255 l
   9411 121.76 688.255 l
   9412 S
   9413 166.435 693.505 35.75 -4.225 re
   9414 f*
   9415 166.435 689.28 m
   9416 166.435 693.505 l
   9417 202.185 693.505 l
   9418 202.185 689.28 l
   9419 166.435 689.28 l
   9420 S
   9421 1 g
   9422 77.085 709.155 35.75 -3.725 re
   9423 f*
   9424 77.085 705.43 m
   9425 77.085 709.155 l
   9426 112.835 709.155 l
   9427 112.835 705.43 l
   9428 77.085 705.43 l
   9429 S
   9430 121.76 698.88 35.75 -3.6 re
   9431 f*
   9432 121.76 695.28 m
   9433 121.76 698.88 l
   9434 157.51 698.88 l
   9435 157.51 695.28 l
   9436 121.76 695.28 l
   9437 S
   9438 166.435 697.255 35.75 -3.75 re
   9439 f*
   9440 166.435 693.505 m
   9441 166.435 697.255 l
   9442 202.185 697.255 l
   9443 202.185 693.505 l
   9444 166.435 693.505 l
   9445 S
   9446 BT
   9447 3 0 0 3 161.985 700.505 Tm
   9448 0 g
   9449 (259)Tj
   9450 ET
   9451 q
   9452 53.96 608.855 153.95 129.15 re
   9453 W n
   9454 BT
   9455 7.2 0 0 7.2 111.735 608.705 Tm
   9456 [(Renewal)-278(Wait)-278(\(w\))]TJ
   9457 ET
   9458 Q
   9459 BT
   9460 0 7.2 -7.2 0 61.285 641.98 Tm
   9461 (Processing Cost \(Hz\))Tj
   9462 ET
   9463 1 g
   9464 147.81 733.08 52.575 -25.9 re
   9465 f*
   9466 1 G
   9467 147.81 707.18 m
   9468 147.81 733.08 l
   9469 200.385 733.08 l
   9470 200.385 707.18 l
   9471 147.81 707.18 l
   9472 S
   9473 0 G
   9474 147.81 707.18 m
   9475 200.385 707.18 l
   9476 147.81 733.08 m
   9477 200.385 733.08 l
   9478 147.81 707.18 m
   9479 147.81 733.08 l
   9480 200.385 707.18 m
   9481 200.385 733.08 l
   9482 147.81 707.18 m
   9483 200.385 707.18 l
   9484 147.81 707.18 m
   9485 147.81 733.08 l
   9486 147.81 707.18 m
   9487 200.385 707.18 l
   9488 147.81 733.08 m
   9489 200.385 733.08 l
   9490 147.81 707.18 m
   9491 147.81 733.08 l
   9492 200.385 707.18 m
   9493 200.385 733.08 l
   9494 S
   9495 BT
   9496 5.4 0 0 5.4 162.885 727.555 Tm
   9497 0 g
   9498 (GUESS)Tj
   9499 0 -1.1528 TD
   9500 (Reassignment)Tj
   9501 T*
   9502 (Renewal)Tj
   9503 T*
   9504 (Misc.)Tj
   9505 ET
   9506 150.81 731.68 9.05 -4.575 re
   9507 f*
   9508 150.81 731.68 m
   9509 159.86 731.68 l
   9510 159.86 727.105 l
   9511 150.81 727.105 l
   9512 150.81 731.68 l
   9513 S
   9514 0.333 g
   9515 150.81 725.455 9.05 -4.575 re
   9516 f*
   9517 150.81 725.455 m
   9518 159.86 725.455 l
   9519 159.86 720.88 l
   9520 150.81 720.88 l
   9521 150.81 725.455 l
   9522 S
   9523 0.667 g
   9524 150.81 719.205 9.05 -4.55 re
   9525 f*
   9526 150.81 719.205 m
   9527 159.86 719.205 l
   9528 159.86 714.655 l
   9529 150.81 714.655 l
   9530 150.81 719.205 l
   9531 S
   9532 1 g
   9533 150.81 712.98 9.05 -4.575 re
   9534 f*
   9535 150.81 712.98 m
   9536 159.86 712.98 l
   9537 159.86 708.405 l
   9538 150.81 708.405 l
   9539 150.81 712.98 l
   9540 S
   9541 BT
   9542 /F11 1 Tf
   9543 8.966 0 0 8.966 53.76 588.66 Tm
   9544 0 g
   9545 0.006 Tc
   9546 [(Fig)9(u)8(r)12(e)-441(4)9(:)]TJ
   9547 /F3 1 Tf
   9548 7.97 0 0 7.97 101.521 588.66 Tm
   9549 -0.003 Tc
   9550 [(P)34(eer)-475(l)-9(o)-8(a)-10(d)-437(decr)-9(ea)-10(ses)-468(a)-10(s)]TJ
   9551 -5.9925 -1.2497 TD
   9552 0.006 Tc
   9553 [(re)10(n)9(e)10(w)32(a)-1(l)-391(p)-21(e)10(rio)-29(d)-413(i)0(n)9(c)8(re)10(as)7(e)10(s)]TJ
   9554 ET
   9555 q
   9556 233 608.855 156.35 124.125 re
   9557 W n
   9558 1 g
   9559 231.6 608.83 172.95 129.65 re
   9560 f
   9561 Q
   9562 1 g
   9563 254.075 728.755 134.025 -105.65 re
   9564 f*
   9565 1 G
   9566 254.075 623.105 m
   9567 254.075 728.755 l
   9568 388.1 728.755 l
   9569 388.1 623.105 l
   9570 254.075 623.105 l
   9571 S
   9572 0 G
   9573 254.075 623.105 m
   9574 388.1 623.105 l
   9575 254.075 623.105 m
   9576 254.075 728.755 l
   9577 276.4 623.105 m
   9578 276.4 624.455 l
   9579 S
   9580 BT
   9581 /F25 1 Tf
   9582 5.4 0 0 5.4 267.05 617.23 Tm
   9583 0 g
   9584 0 Tc
   9585 (10 days)Tj
   9586 ET
   9587 321.075 623.105 m
   9588 321.075 624.455 l
   9589 S
   9590 BT
   9591 5.4 0 0 5.4 311.725 617.23 Tm
   9592 (20 days)Tj
   9593 ET
   9594 365.75 623.105 m
   9595 365.75 624.455 l
   9596 S
   9597 BT
   9598 5.4 0 0 5.4 356.4 617.23 Tm
   9599 (30 days)Tj
   9600 ET
   9601 254.075 623.105 m
   9602 255.4 623.105 l
   9603 S
   9604 BT
   9605 5.4 0 0 5.4 250.2 621.105 Tm
   9606 (0)Tj
   9607 ET
   9608 254.075 636.33 m
   9609 255.4 636.33 l
   9610 S
   9611 BT
   9612 5.4 0 0 5.4 247.2 634.33 Tm
   9613 (20)Tj
   9614 ET
   9615 254.075 649.53 m
   9616 255.4 649.53 l
   9617 S
   9618 BT
   9619 5.4 0 0 5.4 247.2 647.53 Tm
   9620 (40)Tj
   9621 ET
   9622 254.075 662.73 m
   9623 255.4 662.73 l
   9624 S
   9625 BT
   9626 5.4 0 0 5.4 247.2 660.73 Tm
   9627 (60)Tj
   9628 ET
   9629 254.075 675.93 m
   9630 255.4 675.93 l
   9631 S
   9632 BT
   9633 5.4 0 0 5.4 247.2 673.93 Tm
   9634 (80)Tj
   9635 ET
   9636 254.075 689.155 m
   9637 255.4 689.155 l
   9638 S
   9639 BT
   9640 5.4 0 0 5.4 244.2 687.155 Tm
   9641 (100)Tj
   9642 ET
   9643 254.075 702.355 m
   9644 255.4 702.355 l
   9645 S
   9646 BT
   9647 5.4 0 0 5.4 244.2 700.355 Tm
   9648 (120)Tj
   9649 ET
   9650 254.075 715.555 m
   9651 255.4 715.555 l
   9652 S
   9653 BT
   9654 5.4 0 0 5.4 244.2 713.555 Tm
   9655 (140)Tj
   9656 ET
   9657 254.075 728.755 m
   9658 255.4 728.755 l
   9659 S
   9660 BT
   9661 5.4 0 0 5.4 244.2 726.755 Tm
   9662 (160)Tj
   9663 ET
   9664 1 g
   9665 258.525 708.83 35.75 -85.725 re
   9666 f*
   9667 258.525 623.105 m
   9668 258.525 708.83 l
   9669 294.275 708.83 l
   9670 294.275 623.105 l
   9671 258.525 623.105 l
   9672 S
   9673 303.2 726.355 35.75 -103.25 re
   9674 f*
   9675 303.2 623.105 m
   9676 303.2 726.355 l
   9677 338.95 726.355 l
   9678 338.95 623.105 l
   9679 303.2 623.105 l
   9680 S
   9681 347.875 728.055 35.75 -104.95 re
   9682 f*
   9683 347.875 623.105 m
   9684 347.875 728.055 l
   9685 383.625 728.055 l
   9686 383.625 623.105 l
   9687 347.875 623.105 l
   9688 S
   9689 0 g
   9690 276.435 708.84 m
   9691 276.435 708.799 276.401 708.765 276.36 708.765 c
   9692 276.319 708.765 276.285 708.799 276.285 708.84 c
   9693 276.285 708.881 276.319 708.915 276.36 708.915 c
   9694 276.401 708.915 276.435 708.881 276.435 708.84 c
   9695 f
   9696 321.195 726.36 m
   9697 321.195 726.319 321.161 726.285 321.12 726.285 c
   9698 321.079 726.285 321.045 726.319 321.045 726.36 c
   9699 321.045 726.401 321.079 726.435 321.12 726.435 c
   9700 321.161 726.435 321.195 726.401 321.195 726.36 c
   9701 f
   9702 365.835 728.1 m
   9703 365.835 728.059 365.801 728.025 365.76 728.025 c
   9704 365.719 728.025 365.685 728.059 365.685 728.1 c
   9705 365.685 728.141 365.719 728.175 365.76 728.175 c
   9706 365.801 728.175 365.835 728.141 365.835 728.1 c
   9707 f
   9708 q
   9709 233 608.855 156.35 124.125 re
   9710 W n
   9711 BT
   9712 7.2 0 0 7.2 294.525 608.355 Tm
   9713 [(Renewal)-278(Wait)-278(\(w\))]TJ
   9714 ET
   9715 Q
   9716 BT
   9717 0 7.2 -7.2 0 240.325 646.63 Tm
   9718 (Storage \(# proofs\))Tj
   9719 /F11 1 Tf
   9720 8.966 0 0 8.966 232.8 588.66 Tm
   9721 0.006 Tc
   9722 [(Fig)9(u)8(r)12(e)-763(5)9(:)]TJ
   9723 /F3 1 Tf
   9724 7.97 0 0 7.97 289.321 588.66 Tm
   9725 -0.004 Tc
   9726 [(P)33(eer)-808(st)-9(o)-9(r)-10(a)-11(g)-9(e)-768(\()-9(a)19(v)25(er)-10(-)]TJ
   9727 -7.0917 -1.2497 TD
   9728 0.005 Tc
   9729 [(age)-458(n)38(u)8(m)32(b)-22(e)9(r)-467(o)0(f)-464(p)8(ro)-30(ofs)-445(s)6(tore)9(d)-444(o)30(v)34(e)9(r)]TJ
   9730 T*
   9731 0.006 Tc
   9732 [(time)10(\))-451(i)0(n)9(c)8(re)10(as)7(e)10(s)-444(as)-429(re)10(n)9(e)10(w)32(a)-1(l)-437(p)-21(e)10(rio)-29(d)]TJ
   9733 T*
   9734 [(in)9(c)8(r)0(e)10(a)-1(s)7(e)10(s)]TJ
   9735 ET
   9736 q
   9737 412.06 608.855 157.325 129.15 re
   9738 W n
   9739 1 g
   9740 409.86 608.83 172.95 129.65 re
   9741 f
   9742 Q
   9743 1 g
   9744 432.335 728.78 134.025 -105.675 re
   9745 f*
   9746 1 G
   9747 432.335 623.105 m
   9748 432.335 728.78 l
   9749 566.36 728.78 l
   9750 566.36 623.105 l
   9751 432.335 623.105 l
   9752 S
   9753 0 G
   9754 432.335 623.105 m
   9755 566.36 623.105 l
   9756 432.335 623.105 m
   9757 432.335 728.78 l
   9758 454.66 623.105 m
   9759 454.66 624.455 l
   9760 S
   9761 BT
   9762 /F25 1 Tf
   9763 5.4 0 0 5.4 451.66 617.23 Tm
   9764 0 g
   9765 0 Tc
   9766 (10)Tj
   9767 ET
   9768 499.335 623.105 m
   9769 499.335 624.455 l
   9770 S
   9771 BT
   9772 5.4 0 0 5.4 496.335 617.23 Tm
   9773 (20)Tj
   9774 ET
   9775 544.01 623.105 m
   9776 544.01 624.455 l
   9777 S
   9778 BT
   9779 5.4 0 0 5.4 539.51 617.23 Tm
   9780 (100)Tj
   9781 ET
   9782 432.335 623.105 m
   9783 433.66 623.105 l
   9784 S
   9785 BT
   9786 5.4 0 0 5.4 428.46 621.105 Tm
   9787 (0)Tj
   9788 ET
   9789 432.335 649.53 m
   9790 433.66 649.53 l
   9791 S
   9792 BT
   9793 5.4 0 0 5.4 423.96 647.53 Tm
   9794 (0.5)Tj
   9795 ET
   9796 432.335 675.93 m
   9797 433.66 675.93 l
   9798 S
   9799 BT
   9800 5.4 0 0 5.4 428.46 673.93 Tm
   9801 (1)Tj
   9802 ET
   9803 432.335 702.355 m
   9804 433.66 702.355 l
   9805 S
   9806 BT
   9807 5.4 0 0 5.4 423.96 700.355 Tm
   9808 (1.5)Tj
   9809 ET
   9810 432.335 728.755 m
   9811 433.66 728.755 l
   9812 S
   9813 BT
   9814 5.4 0 0 5.4 428.46 726.755 Tm
   9815 (2)Tj
   9816 0.7176 0.6204 TD
   9817 (x 10)Tj
   9818 3.6 0 0 3.6 442.535 733.455 Tm
   9819 (5)Tj
   9820 ET
   9821 450.185 628.88 8.95 -5.775 re
   9822 f*
   9823 450.185 623.105 m
   9824 450.185 628.88 l
   9825 459.135 628.88 l
   9826 459.135 623.105 l
   9827 450.185 623.105 l
   9828 S
   9829 461.36 628.88 8.925 -5.775 re
   9830 f*
   9831 461.36 623.105 m
   9832 461.36 628.88 l
   9833 470.285 628.88 l
   9834 470.285 623.105 l
   9835 461.36 623.105 l
   9836 S
   9837 494.86 628.88 8.95 -5.775 re
   9838 f*
   9839 494.86 623.105 m
   9840 494.86 628.88 l
   9841 503.81 628.88 l
   9842 503.81 623.105 l
   9843 494.86 623.105 l
   9844 S
   9845 506.035 628.88 8.925 -5.775 re
   9846 f*
   9847 506.035 623.105 m
   9848 506.035 628.88 l
   9849 514.96 628.88 l
   9850 514.96 623.105 l
   9851 506.035 623.105 l
   9852 S
   9853 539.535 628.88 8.95 -5.775 re
   9854 f*
   9855 539.535 623.105 m
   9856 539.535 628.88 l
   9857 548.485 628.88 l
   9858 548.485 623.105 l
   9859 539.535 623.105 l
   9860 S
   9861 550.71 628.88 8.925 -5.775 re
   9862 f*
   9863 550.71 623.105 m
   9864 550.71 628.88 l
   9865 559.635 628.88 l
   9866 559.635 623.105 l
   9867 550.71 623.105 l
   9868 S
   9869 1 g
   9870 450.185 699.405 8.95 -70.525 re
   9871 f*
   9872 450.185 628.88 m
   9873 450.185 699.405 l
   9874 459.135 699.405 l
   9875 459.135 628.88 l
   9876 450.185 628.88 l
   9877 S
   9878 461.36 727.505 8.925 -98.625 re
   9879 f*
   9880 461.36 628.88 m
   9881 461.36 727.505 l
   9882 470.285 727.505 l
   9883 470.285 628.88 l
   9884 461.36 628.88 l
   9885 S
   9886 494.86 654.73 8.95 -25.85 re
   9887 f*
   9888 494.86 628.88 m
   9889 494.86 654.73 l
   9890 503.81 654.73 l
   9891 503.81 628.88 l
   9892 494.86 628.88 l
   9893 S
   9894 506.035 677.205 8.925 -48.325 re
   9895 f*
   9896 506.035 628.88 m
   9897 506.035 677.205 l
   9898 514.96 677.205 l
   9899 514.96 628.88 l
   9900 506.035 628.88 l
   9901 S
   9902 539.535 629.33 8.95 -0.45 re
   9903 f*
   9904 539.535 628.88 m
   9905 539.535 629.33 l
   9906 548.485 629.33 l
   9907 548.485 628.88 l
   9908 539.535 628.88 l
   9909 S
   9910 550.71 639.03 8.925 -10.15 re
   9911 f*
   9912 550.71 628.88 m
   9913 550.71 639.03 l
   9914 559.635 639.03 l
   9915 559.635 628.88 l
   9916 550.71 628.88 l
   9917 S
   9918 q
   9919 412.06 608.855 157.325 129.15 re
   9920 W n
   9921 BT
   9922 7.2 0 0 7.2 469.335 608.355 Tm
   9923 0 g
   9924 [(Credit)-278(Window)-278(\(x\))]TJ
   9925 ET
   9926 Q
   9927 BT
   9928 0 7.2 -7.2 0 419.385 641.68 Tm
   9929 0 g
   9930 (Processing Cost \(Hz\))Tj
   9931 ET
   9932 1 g
   9933 523.735 727.255 41.125 -13.425 re
   9934 f*
   9935 1 G
   9936 523.735 713.83 m
   9937 523.735 727.255 l
   9938 564.86 727.255 l
   9939 564.86 713.83 l
   9940 523.735 713.83 l
   9941 S
   9942 0 G
   9943 523.735 713.83 m
   9944 564.86 713.83 l
   9945 523.735 727.255 m
   9946 564.86 727.255 l
   9947 523.735 713.83 m
   9948 523.735 727.255 l
   9949 564.86 713.83 m
   9950 564.86 727.255 l
   9951 523.735 713.83 m
   9952 564.86 713.83 l
   9953 523.735 713.83 m
   9954 523.735 727.255 l
   9955 523.735 713.83 m
   9956 564.86 713.83 l
   9957 523.735 727.255 m
   9958 564.86 727.255 l
   9959 523.735 713.83 m
   9960 523.735 727.255 l
   9961 564.86 713.83 m
   9962 564.86 727.255 l
   9963 S
   9964 BT
   9965 5.4 0 0 5.4 538.81 721.755 Tm
   9966 0 g
   9967 (Limit Cert)Tj
   9968 0 -1.1528 TD
   9969 (Cashing)Tj
   9970 ET
   9971 526.735 725.855 9.05 -4.575 re
   9972 f*
   9973 526.735 725.855 m
   9974 535.785 725.855 l
   9975 535.785 721.28 l
   9976 526.735 721.28 l
   9977 526.735 725.855 l
   9978 S
   9979 1 g
   9980 526.735 719.63 9.05 -4.575 re
   9981 f*
   9982 526.735 719.63 m
   9983 535.785 719.63 l
   9984 535.785 715.055 l
   9985 526.735 715.055 l
   9986 526.735 719.63 l
   9987 S
   9988 BT
   9989 5.4 0 0 5.4 444.46 700.955 Tm
   9990 0 g
   9991 (SWC )Tj
   9992 2.4398 5.125 TD
   9993 (Payword )Tj
   9994 5.5046 -13.375 TD
   9995 (SWC )Tj
   9996 2.625 4.125 TD
   9997 (Payword )Tj
   9998 5.7546 -9.0046 TD
   9999 (SWC )Tj
  10000 2.3148 2.2546 TD
  10001 (Payword )Tj
  10002 /F11 1 Tf
  10003 8.966 0 0 8.966 411.96 588.66 Tm
  10004 0.006 Tc
  10005 [(Fig)9(u)8(r)12(e)-682(6)9(:)]TJ
  10006 /F3 1 Tf
  10007 7.97 0 0 7.97 466.441 588.66 Tm
  10008 -0.002 Tc
  10009 [(So)-7(ft)-715(cr)-8(edi)-8(t)-730(w)-6(i)-8(ndo)23(w)-6(s)]TJ
  10010 -6.8357 -1.2497 TD
  10011 0.005 Tc
  10012 [(h)8(a)28(v)34(e)-744(b)-22(e)9(tte)9(r)-754(b)8(rok)34(e)9(r)-754(l)-1(oad)-730(b)38(y)-764(a)-2(c)7(-)]TJ
  10013 T*
  10014 [(c)7(o)0(u)8(n)38(tin)8(g)-391(for)-392(s)6(ymme)9(tric)-384(p)-22(e)9(e)9(r)-407(re)9(la-)]TJ
  10015 T*
  10016 0.006 Tc
  10017 [(tion)9(s)7(h)9(ip)9(s)]TJ
  10018 /F12 1 Tf
  10019 8.966 0 0 8.966 53.76 529.38 Tm
  10020 -0.003 Tc
  10021 [(n)19(u)-8(m)24(b)-34(er)-377(of)-398(coin)-8(s)-387(p)-8(rin)19(t)-5(ed)-382(d)-8(u)-8(e)-376(to)-386(p)-8(a)29(y)-9(m)-3(en)19(t)-380(i)1(s)-387(f)3(ar)-391(h)-8(i)1(gh)-8(er)-391(th)-8(an)]TJ
  10022 0 -1.1376 TD
  10023 0.003 Tc
  10024 [(the)-276(n)25(um)30(b)-28(e)5(r)-251(o)8(f)-272(c)5(o)8(i)7(ns)-288(pri)7(n)25(te)5(d)-269(due)-263(to)-259(e)5(x)-3(pi)7(re)5(d)-269(c)5(o)8(i)7(ns)7(.)-448(T)9(he)5(re)5(f)9(o)8(re)5(,)]TJ
  10025 0 -1.1242 TD
  10026 -0.004 Tc
  10027 [(sin)-9(ce)-350(b)-9(r)-4(ok)16(er)-338(load)-356(is)-348(u)-9(n)-9(a)1(\013)-7(ect)-6(ed)-330(an)-9(d)-343(p)-35(eer)-338(load)-356(is)-348(scalab)-9(le,)-361(w)29(e)]TJ
  10028 0 -1.1376 TD
  10029 -0.002 Tc
  10030 [(recommen)-7(d)-368(a)-358(r)-2(elativ)18(ely)-370(l)2(o)30(w)]TJ
  10031 /F2 1 Tf
  10032 12.7413 0 TD
  10033 [(Renewal)-549(Wait)]TJ
  10034 /F12 1 Tf
  10035 6.2904 0 TD
  10036 0.37 Tc
  10037 [(,s)374(u)365(c)399(h)18(a)375(s)13(1)375(0)14(d)365(a)402(y)364(s)]TJ
  10038 -19.0317 -1.1242 TD
  10039 -0.003 Tc
  10040 [(in)-449(ou)-8(r)-431(a)2(p)-8(p)-8(licat)-5(ion)-463(s)1(cen)-8(ario.)-748(N)-9(ot)-5(e)-429(t)-5(h)-8(a)2(t)-433(t)-5(h)-8(e)-429(ren)-8(e)-1(w)30(a)2(l)-440(p)-34(erio)-24(d)]TJ
  10041 0 -1.1376 TD
  10042 [(sh)-8(ou)-8(ld)-315(n)-8(o)2(t)-299(b)-34(e)-295(t)-5(o)-24(o)-306(lo)29(w)-305(\()-5(e.g.,)-320(1)-306(d)-8(a)29(y)-9(\))-5(,)-306(o)2(t)-5(h)-8(erwise)-309(p)-34(eers)-307(m)-3(a)29(y)-304(n)-8(o)2(t)]TJ
  10043 0 -1.1242 TD
  10044 0.004 Tc
  10045 [(ha)36(v)24(e)-328(a)-339(c)33(ha)9(nc)6(e)-342(t)2(o)-339(r)4(e)6(n)-1(e)6(w)-338(the)6(i)8(r)-343(c)6(o)9(i)8(ns)-340(due)-328(to)-339(do)36(w)10(n)26(ti)8(me)6(s)8(.)]TJ
  10046 1.0038 -1.1376 TD
  10047 -0.004 Tc
  10048 [(W)75(e)-350(n)-9(o)1(t)-6(e)-363(t)-6(h)-9(at)-354(in)-370(Figu)-9(re)-363(4,)-361(for)-378(p)-35(eer)-351(load)-9(s,)-388(t)-6(h)-9(e)-350(o)28(v)16(e)-2(rh)-9(ead)-356(o)1(f)]TJ
  10049 -1.0038 -1.1242 TD
  10050 [(PP)26(a)28(y)-291(relat)-6(i)0(v)16(e)-270(t)-6(o)-280(t)-6(h)-9(e)-256(l)0(oad)-290(of)-279(t)-6(h)-9(e)-270(a)1(p)-9(p)-9(licat)-6(ion)-290(\()-6(GU)-10(ES)-9(S)-9(\))-260(is)-281(v)16(e)-2(ry)]TJ
  10051 0 -1.1376 TD
  10052 -0.001 Tc
  10053 [(high)-407(-)-381(a)4(b)-32(o)4(ut)-404(18)-397(times)-399(h)-6(igher.)-599(H)-7(o)31(w)32(e)1(v)19(e)1(r,)-398(this)-399(comparison)-407(i)3(s)]TJ
  10054 T*
  10055 -0.003 Tc
  10056 [(sk)17(ew)30(ed)-8(,)-400(a)2(s)-401(G)0(U)-9(E)0(S)-8(S)-382(is)-401(n)-8(o)2(t)-380(p)-8(ro)-24(cessin)-8(g-)-8(in)19(t)-5(e)-1(n)-8(siv)17(e.)-614(I)-7(n)-382(t)-5(e)-1(rms)-387(of)]TJ
  10057 0 -1.1242 TD
  10058 0.005 Tc
  10059 [(ba)10(ndw)11(i)9(d)0(th,)-352(t)3(he)-341(o)37(v)25(e)7(r)5(he)7(a)10(d)-347(o)10(f)-350(P)8(P)35(a)37(y)-363(i)9(s)-352(j)11(u)0(s)9(t)-345(4)10(%)-356(o)10(f)-350(the)-341(G)8(UE)8(SS)]TJ
  10060 0 -1.1376 TD
  10061 -0.001 Tc
  10062 [(load.)-840(F)81(urthermore,)-505(i)3(f)-463(w)32(e)-467(s)3(et)]TJ
  10063 /F2 1 Tf
  10064 13.8387 0 TD
  10065 -0.003 Tc
  10066 [(Credit)-535(Window)-549(Size)]TJ
  10067 /F12 1 Tf
  10068 9.9173 0 TD
  10069 -0.005 Tc
  10070 [(t)-7(o)-468(100)]TJ
  10071 -23.7561 -1.1242 TD
  10072 [(\()-6(d)-9(efau)-9(lt)-407(is)-402(10\))-6(,)-414(t)-6(h)-9(e)-2(n)-383(e)-2(v)16(e)-2(n)-383(t)-6(h)-9(e)-390(p)-9(r)-4(o)-25(cessin)-9(g)-414(o)28(v)16(e)-2(rh)-9(ead)-397(o)1(f)-399(P)-1(P)26(a)28(y)]TJ
  10073 0 -1.1376 TD
  10074 [(is)-308(ju)-9(st)-300(13%,)-321(a)1(n)-9(d)-303(t)-6(h)-9(e)-283(b)-9(an)-9(d)-9(w)2(id)-9(t)-6(h)-303(o)28(v)16(erh)-9(e)-2(ad)-290(ju)-9(st)-300(.03%.)-468(I)-8(n)-290(b)-35(ot)-6(h)]TJ
  10075 0 -1.1242 TD
  10076 -0.003 Tc
  10077 [(p)-8(r)-3(o)-24(cessin)-8(g)-332(a)2(n)-8(d)-329(b)-8(a)2(n)-8(d)-8(w)3(id)-8(t)-5(h)-315(cost)-5(,)-333(a)2(b)-8(s)1(olu)-8(t)-5(e)-322(o)29(v)17(e)-1(rh)-8(ead)-315(i)1(s)-334(a)2(lw)30(a)29(y)-9(s)]TJ
  10078 0 -1.1376 TD
  10079 -0.02 Tc
  10080 [(ve)-18(r)-20(y)-374(l)-16(o)12(w)-14(;)-390(t)-22(h)-25(e)-18(r)-20(e)-18(f)-14(o)-15(r)-20(e)-393(w)13(e)-379(d)-25(o)-363(n)-25(o)-15(t)-383(b)-51(e)-18(l)-16(i)-16(e)-18(ve)-379(t)-22(h)-25(e)-366(o)12(ve)-18(r)-20(h)-25(e)-18(a)-15(d)-372(o)-15(f)-389(P)-17(P)10(a)12(y)]TJ
  10081 0 -1.1242 TD
  10082 -0.004 Tc
  10083 [(for)-365(p)-35(eers)-348(t)-6(o)-347(b)-35(e)-336(a)-347(sign)-9(i)0(\014)-9(c)-2(an)18(t)-354(issu)-9(e.)]TJ
  10084 /F16 1 Tf
  10085 10.959 0 0 10.959 56.52 336.3 Tm
  10086 0.003 Tc
  10087 [(7.2.3)-986(C)2(r)31(e)-2(di)7(t)-234(W)59(i)7(ndows)]TJ
  10088 /F12 1 Tf
  10089 8.966 0 0 8.966 62.76 323.94 Tm
  10090 -0.003 Tc
  10091 [(Figu)-8(re)-269(6)-252(s)1(h)-8(o)29(ws)-267(t)-5(h)-8(e)-255(p)-8(ro)-24(cessin)-8(g)-265(l)1(oad)-275(of)-264(t)-5(h)-8(e)-242(b)-8(rok)17(e)-1(r)-257(a)2(s)]TJ
  10092 /F2 1 Tf
  10093 22.5114 0 TD
  10094 (Credit)Tj
  10095 -23.5152 -1.1376 TD
  10096 [(Window)-549(Size)]TJ
  10097 /F12 1 Tf
  10098 6.1164 0 TD
  10099 [(is)-347(v)44(a)2(ried)-8(,)-347(f)3(or)-350(b)-34(o)2(t)-5(h)-342(P)27(a)29(y)-9(w)30(ord)-342(h)-8(ash)-355(c)26(h)-8(a)2(in)-8(s)-334(\()-5(P)27(a)29(y)-9(-)]TJ
  10100 -6.1164 -1.1242 TD
  10101 0.003 Tc
  10102 [(w)36(o)8(rd\))-333(a)8(nd)-323(s)7(o)8(f)9(t)-347(c)5(r)3(e)5(d)-2(i)7(t)-320(w)9(i)7(ndo)35(w)9(s)-341(\(SW)29(C)9(\).)-314(W)82(e)-316(i)7(mme)5(di)7(a)8(t)1(e)5(l)7(y)-338(o)8(b-)]TJ
  10103 0 -1.1376 TD
  10104 -0.001 Tc
  10105 [(serv)19(e)-427(t)-3(hat)-418(c)1(redit)-418(w)5(indo)31(w)-423(size)-427(g)4(reatly)-436(a\013ects)-425(b)-6(rok)19(e)1(r)-415(l)3(oad)-434({)]TJ
  10106 0 -1.1242 TD
  10107 [(large)-360(c)1(redit)-351(w)5(indo)31(w)-343(i)3(s)-358(c)1(rucial)-345(f)5(o)4(r)-362(g)4(o)-22(o)-22(d)-367(brok)19(er)-335(p)-32(e)1(rf)5(ormance.)]TJ
  10108 1.0038 -1.1376 TD
  10109 -0.003 Tc
  10110 [(A)-9(s)-360(w)30(e)-362(d)-8(iscu)-8(ssed)-382(i)1(n)-355(S)-8(ect)-5(ion)-382(5)2(.4,)-373(P)27(a)29(y)-9(w)30(o)2(rd)-369(can)-8(n)-8(o)2(t)-366(t)-5(ak)17(e)-362(a)2(d)-8(-)]TJ
  10111 -1.0038 -1.1376 TD
  10112 [(v)44(a)2(n)19(t)-5(age)-349(of)-345(t)-5(h)-8(e)-335(\\)2(b)-8(a)2(c)26(k)-357(an)-8(d)-342(f)3(ort)-5(h)-8(")-346(s)1(y)-9(mmet)-5(r)-3(y)-344(o)2(f)-345(p)-34(eer)-350(relat)-5(i)1(on)-8(-)]TJ
  10113 0 -1.1242 TD
  10114 0.005 Tc
  10115 [(s)9(h)0(i)9(p)0(s)9(.)-459(So)10(f)11(t)-331(c)7(r)5(e)7(d)0(i)9(t)-331(w)11(i)9(ndo)37(w)11(s)9(,)-339(o)10(n)-334(t)3(he)-327(o)10(t)3(he)7(r)-316(h)0(a)10(nd,)-325(a)10(r)5(e)-341(d)0(e)7(s)9(i)9(g)10(ne)7(d)]TJ
  10116 0 -1.1376 TD
  10117 0.001 Tc
  10118 [(to)-475(ta)6(k)21(e)-465(thi)5(s)-464(s)5(y)-5(mmetry)-474(i)5(n)23(t)-1(o)-475(a)6(cco)6(un)23(t.)-838(In)-472(Fi)5(g)6(u)-4(re)-479(6)6(,)-503(w)34(e)-479(s)5(e)3(e)]TJ
  10119 0 -1.1242 TD
  10120 -0.004 Tc
  10121 [(t)-6(h)-9(at)-434(soft)-447(cred)-9(it)-447(win)-9(d)-9(o)28(ws)-442(con)-9(sist)-6(en)18(t)-6(l)0(y)-452(o)1(u)-9(t)-6(p)-35(e)-2(rform)-432(P)26(a)28(y)-10(w)29(o)1(rd)]TJ
  10122 0 -1.1376 TD
  10123 [(for)-298(t)-6(h)-9(i)0(s)-268(r)-4(eason)-9(:)-441(b)-9(r)-4(ok)16(er)-271(load)-290(wit)-6(h)-290(P)26(a)28(y)-10(w)29(ord)-290(r)-4(an)-9(ges)-281(f)2(rom)-285(b)-35(ein)-9(g)]TJ
  10124 0 -1.1242 TD
  10125 -0.032 Tc
  10126 [(ov)-12(e)-30(r)-433(4)-27(0)-27(%)-447(h)-37(e)-30(av)-38(i)-28(e)-30(r)-446(a)-27(t)]TJ
  10127 /F2 1 Tf
  10128 9.4757 0 TD
  10129 -0.003 Tc
  10130 [(Credit)-549(Window)-535(Size)]TJ
  10131 /F12 1 Tf
  10132 9.4355 0 TD
  10133 -0.004 Tc
  10134 [(=)-8(10,)-455(t)-6(o)-400(almost)-421(3)]TJ
  10135 -18.9112 -1.1376 TD
  10136 -0.002 Tc
  10137 [(times)-359(h)-7(ea)30(v)-8(i)2(er)-336(at)]TJ
  10138 /F2 1 Tf
  10139 7.5484 0 TD
  10140 [(Credit)-549(Window)-535(Size)]TJ
  10141 /F12 1 Tf
  10142 9.7969 0 TD
  10143 [(=)-340(100.)-479(F)80(u)-7(rt)-4(h)-7(e)0(rmore,)]TJ
  10144 -17.3453 -1.1242 TD
  10145 [(p)-34(eer)-444(load)-436(sh)-8(o)29(w)3(s)-441(a)2(n)-436(e)-1(v)17(e)-1(n)-436(g)2(reater)-444(p)-34(e)-1(rforman)-8(c)-1(e)-443(b)-34(en)-8(e\014)-8(t)-433(w)3(ith)]TJ
  10146 0 -1.1376 TD
  10147 -0.004 Tc
  10148 [(soft)-474(cred)-9(it)-461(win)-9(d)-9(o)28(ws.)-803(F)-2(igu)-9(r)-4(e)-470(7)-454(sh)-9(o)28(w)2(s)-469(p)-35(eer)-459(load)-477(as)-455(a)-454(f)2(u)-9(n)-9(c)-2(-)]TJ
  10149 T*
  10150 -0.003 Tc
  10151 [(t)-5(i)1(on)-422(of)-412(win)-8(d)-8(o)29(w)-425(size,)-440(in)-409(t)-5(e)-1(rms)-414(of)-412(p)-8(r)-3(o)-24(cessin)-8(g)-426(c)-1(ost)-5(.)-668(H)-9(e)-1(re,)-427(w)30(e)]TJ
  10152 0 -1.1242 TD
  10153 -0.004 Tc
  10154 [(see)-444(h)-9(o)28(w)-439(P)26(a)28(y)-10(w)29(ord)-450(l)0(oad)-9(s)-455(r)-4(an)-9(ge)-444(from)-459(17)-440(t)-6(i)0(mes)-442(h)-9(ea)28(v)-10(i)0(er)-445(\()-6(a)1(t)-434(a)]TJ
  10155 0 -1.1376 TD
  10156 -0.003 Tc
  10157 [(win)-8(d)-8(o)29(w)-452(size)-443(o)2(f)-438(10\))-446(to)-439(o)29(v)17(er)-444(38)-439(times)-441(h)-8(ea)29(v)-9(i)1(er)-444(\(at)-433(a)-439(win)-8(d)-8(o)29(w)]TJ
  10158 0 -1.1242 TD
  10159 [(size)-362(o)2(f)-358(100\))-5(!)-480(C)3(learly)71(,)-360(t)-5(h)-8(e)-1(n)-8(,)-347(ex)-9(p)-8(l)1(oit)-5(i)1(n)-8(g)-346(t)-5(h)-8(e)-349(s)1(y)-9(mmet)-5(r)-3(y)-344(o)2(f)-358(p)-34(eer)]TJ
  10160 0 -1.1376 TD
  10161 [(relation)-8(sh)-8(ip)-8(s)-441(i)1(s)-441(v)17(ery)-424(b)-34(en)-8(e\014)-8(cial)-427(to)-426(p)-34(e)-1(rforman)-8(c)-1(e)-443(o)2(f)-438(b)-34(oth)-422(t)-5(h)-8(e)]TJ
  10162 0 -1.1242 TD
  10163 [(b)-8(r)-3(ok)17(er)-350(an)-8(d)-342(p)-34(eers.)]TJ
  10164 /F11 1 Tf
  10165 0 -1.78 TD
  10166 0 Tc
  10167 [(Net)5(L)1(ossCap.)]TJ
  10168 /F12 1 Tf
  10169 7.4681 0 TD
  10170 -0.003 Tc
  10171 [(Figu)-8(res)-307(6)-306(an)-8(d)-302(7)-306(sh)-8(o)29(w)-305(u)-8(s)-294(th)-8(e)-295(b)-34(en)-8(e\014)-8(ts)-294(of)-305(soft)]TJ
  10172 -7.4681 -1.1242 TD
  10173 [(cred)-8(it)-313(win)-8(d)-8(o)29(ws)-307(wh)-8(en)-302(n)-8(o)-306(cred)-8(it)-299(loss)-320(cap)-302(i)1(s)-307(a)2(p)-8(p)-8(lied)-8(.)-454(H)-9(o)29(w)30(e)-1(v)17(e)-1(r,)]TJ
  10174 0 -1.1376 TD
  10175 [(as)-320(w)30(e)-309(d)-8(iscu)-8(ssed)-329(i)1(n)-302(S)-8(ect)-5(ion)-315(5)2(.4,)-333(i)1(n)-315(p)-8(ract)-5(ice)-322(w)30(e)-309(n)-8(eed)-315(t)-5(o)-306(b)-34(o)2(u)-8(n)-8(d)]TJ
  10176 T*
  10177 [(t)-5(h)-8(e)-362(r)-3(isk)-371(t)-5(a)2(k)17(e)-1(n)-355(b)19(y)-357(p)-34(eers)-360(u)-8(sin)-8(g)-359(t)-5(h)-8(e)]TJ
  10178 /F10 1 Tf
  10179 15.2173 0 TD
  10180 -0.004 Tc
  10181 [(NetL)51(ossC)-6(ap)]TJ
  10182 /F12 1 Tf
  10183 5.7416 0 TD
  10184 0 Tc
  10185 [(metho)-21(d)-5(.)-504(B)5(e-)]TJ
  10186 8.3774 50.7228 TD
  10187 -0.003 Tc
  10188 [(fore)-295(d)-8(iscu)-8(ssin)-8(g)]TJ
  10189 /F10 1 Tf
  10190 6.732 0 TD
  10191 -0.004 Tc
  10192 [(NetL)51(ossC)-6(ap)]TJ
  10193 /F12 1 Tf
  10194 5.2866 0 TD
  10195 0.005 Tc
  10196 [(,)-312(l)9(e)7(t)-291(us)-272(de)7(\014ne)-261(ho)37(w)-283(a)-271(mi)9(s)9(b)-26(e)7(h)0(a)37(v)-1(i)9(n)0(g)]TJ
  10197 -12.0186 -1.1376 TD
  10198 -0.004 Tc
  10199 [(p)-35(eer)-351(migh)18(t)-354(t)-6(ak)16(e)-336(a)1(d)-9(v)43(an)18(t)-6(age)-350(of)-346(soft)-367(cred)-9(it)-354(win)-9(d)-9(o)28(ws.)]TJ
  10200 1.0037 -1.1242 TD
  10201 -0.003 Tc
  10202 [(W)76(e)-376(assu)-8(me)-402(t)-5(h)-8(at)-393(t)-5(h)-8(e)-376(goal)-413(of)-398(a)-386(m)-3(isb)-34(eh)-8(a)29(v)-9(in)-8(g)-386(p)-34(eer)-391(is)-401(t)-5(o)-386(re-)]TJ
  10203 -1.0037 -1.1376 TD
  10204 [(ceiv)17(e)-523(t)-5(h)-8(e)-523(b)-34(est)-527(q)-9(u)-8(a)2(lit)22(y)-518(s)1(erv)-9(i)1(ce)-536(p)-34(o)2(ssib)-8(le)-536(wh)-8(ile)-536(sp)-34(en)-8(d)-8(i)1(n)-8(g)-520(n)-8(o)]TJ
  10205 0 -1.1242 TD
  10206 0.004 Tc
  10207 [(mo)9(ne)6(y)78(.)-821(In)-469(o)9(t)2(he)6(r)-464(w)37(o)9(r)4(ds)8(,)-500(r)4(a)9(t)2(he)6(r)-477(t)2(ha)9(n)-456(b)-27(e)6(i)8(ng)]TJ
  10208 /F10 1 Tf
  10209 20.2361 0 TD
  10210 [(ma)8(lic)9(i)-1(o)8(u)7(s)]TJ
  10211 /F12 1 Tf
  10212 4.2293 0 TD
  10213 0.491 Tc
  10214 [(,t)489(h)486(e)]TJ
  10215 -24.4654 -1.1376 TD
  10216 -0.003 Tc
  10217 [(p)-34(eer)-310(is)]TJ
  10218 /F10 1 Tf
  10219 3.2255 0 TD
  10220 0.005 Tc
  10221 [(la)8(z)10(y)]TJ
  10222 /F12 1 Tf
  10223 1.6997 0 TD
  10224 -0.003 Tc
  10225 [(.)-454(A)-316(lazy)-331(p)-34(eer)]TJ
  10226 /F9 1 Tf
  10227 6.1565 0 TD
  10228 0 Tc
  10229 (p)Tj
  10230 /F7 1 Tf
  10231 5.978 0 0 5.978 420.84 477.66 Tm
  10232 (j)Tj
  10233 /F12 1 Tf
  10234 8.966 0 0 8.966 427.44 478.62 Tm
  10235 -0.003 Tc
  10236 [(will)-333(n)-8(e)-1(v)17(e)-1(r)-310(p)-8(a)29(y)-304(a)-319(c)-1(oin)-329(f)3(or)-324(serv)-9(ice.)]TJ
  10237 -12.3394 -1.1242 TD
  10238 -0.004 Tc
  10239 [(I)-8(n)-9(st)-6(ead)-9(,)-428(it)-407(will)-428(on)-9(ly)-425(p)-9(r)-4(ob)-35(e)-403(a)-414(p)-35(eer)]TJ
  10240 /F9 1 Tf
  10241 15.6188 0 TD
  10242 0 Tc
  10243 (p)Tj
  10244 /F7 1 Tf
  10245 5.978 0 0 5.978 461.52 467.58 Tm
  10246 (i)Tj
  10247 /F12 1 Tf
  10248 8.966 0 0 8.966 468.24 468.54 Tm
  10249 -0.004 Tc
  10250 (if)Tj
  10251 /F9 1 Tf
  10252 1.0038 0 TD
  10253 0 Tc
  10254 (c)Tj
  10255 /F7 1 Tf
  10256 5.978 0 0 5.978 481.2 467.58 Tm
  10257 -0.004 Tc
  10258 (ij)Tj
  10259 /F9 1 Tf
  10260 8.966 0 0 8.966 491.4 468.54 Tm
  10261 0.392 Tc
  10262 (<x)Tj
  10263 /F12 1 Tf
  10264 1.78 0 TD
  10265 0.41 Tc
  10266 [(,w)416(h)405(e)412(r)410(e)]TJ
  10267 /F9 1 Tf
  10268 3.7341 0 TD
  10269 0 Tc
  10270 (x)Tj
  10271 /F12 1 Tf
  10272 0.9904 0 TD
  10273 -0.004 Tc
  10274 (is)Tj
  10275 -25.9772 -1.1376 TD
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  10277 [(th)-8(e)-402(size)-416(o)2(f)-412(t)-5(h)-8(e)-402(cred)-8(it)-420(win)-8(d)-8(o)29(w.)-654(Becau)-8(s)1(e)-416(a)-413(lazy)-424(p)-34(eer)]TJ
  10278 /F9 1 Tf
  10279 23.649 0 TD
  10280 0 Tc
  10281 (p)Tj
  10282 /F7 1 Tf
  10283 5.978 0 0 5.978 533.52 457.38 Tm
  10284 (j)Tj
  10285 /F12 1 Tf
  10286 8.966 0 0 8.966 540.96 458.34 Tm
  10287 -0.004 Tc
  10288 [(st)-6(ill)]TJ
  10289 -25.0001 -1.1242 TD
  10290 -0.003 Tc
  10291 [(w)30(a)2(n)19(t)-5(s)-347(t)-5(o)-332(r)-3(eceiv)17(e)-349(serv)-9(ice,)-347(it)-353(will)-347(n)-8(o)2(t)-339(lie)-349(ab)-34(ou)-8(t)-353(i)1(ts)-347(v)-9(i)1(ew)-331(of)]TJ
  10292 /F9 1 Tf
  10293 25.2015 0 TD
  10294 0 Tc
  10295 (c)Tj
  10296 /F7 1 Tf
  10297 5.978 0 0 5.978 546.72 447.3 Tm
  10298 -0.004 Tc
  10299 (ij)Tj
  10300 /F12 1 Tf
  10301 8.966 0 0 8.966 553.32 448.26 Tm
  10302 0 Tc
  10303 (,)Tj
  10304 -26.3785 -1.1376 TD
  10305 -0.003 Tc
  10306 [(sin)-8(ce)-429(th)-8(at)-433(will)-440(cau)-8(s)1(e)-429(p)-34(eer)]TJ
  10307 /F9 1 Tf
  10308 12.0855 0 TD
  10309 0 Tc
  10310 (p)Tj
  10311 /F7 1 Tf
  10312 5.978 0 0 5.978 429.84 437.1 Tm
  10313 (i)Tj
  10314 /F12 1 Tf
  10315 8.966 0 0 8.966 436.8 438.06 Tm
  10316 0.002 Tc
  10317 [(to)-421(s)6(h)24(un)-404(i)6(t)0(.)-703(F)84(urthe)4(rmo)7(re)4(,)-435(t)0(he)]TJ
  10318 -13.3833 -1.1376 TD
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  10320 [(lazy)-304(p)-34(eer)-284(is)-280(willin)-8(g)-306(t)-5(o)-279(p)-8(ro)29(v)-9(i)1(d)-8(e)-282(serv)-9(ice)-295(t)-5(o)-279(o)2(t)-5(h)-8(er)-284(n)-8(o)-24(d)-8(e)-1(s,)-306(sin)-8(ce)-282(it)]TJ
  10321 0 -1.1242 TD
  10322 0.003 Tc
  10323 [(c)5(a)8(n)-296(p)-28(o)8(t)1(e)5(n)25(ti)7(a)8(l)7(l)7(y)-298(ma)8(k)23(e)-276(mo)8(ne)5(y)-284(b)25(y)-271(d)-2(o)8(i)7(ng)-286(s)7(o)8(,)-314(a)8(nd)-283(b)-28(e)5(c)5(a)8(us)7(e)-289(i)7(t)-280(w)9(i)7(l)7(l)]TJ
  10324 0 -1.1376 TD
  10325 -0.002 Tc
  10326 [(at)-419(least)-419(r)-2(eceiv)18(e)-415(cred)-7(its)-400(t)-4(o)-412(r)-2(ed)-7(eem)-404(for)-416(s)2(erv)-8(i)2(ce)-415(in)-421(th)-7(e)-388(f)4(u)-7(t)-4(u)-7(r)-2(e.)]TJ
  10327 0 -1.1242 TD
  10328 0.005 Tc
  10329 [(F)87(o)10(r)-342(t)3(hi)9(s)-326(s)9(a)10(m)5(e)-354(r)5(e)7(a)10(s)9(o)10(n,)-352(the)7(n)0(,)-325(t)3(he)-327(l)9(a)10(z)7(y)-349(no)-16(de)-341(w)11(i)9(l)9(l)-352(no)10(t)-331(l)9(i)9(e)-354(a)10(b)-26(o)10(u)0(t)]TJ
  10330 0 -1.1376 TD
  10331 -0.003 Tc
  10332 [(its)-320(c)-1(ap)-329(v)44(a)2(lu)-8(e)-309(\()-5(e.g.,)-333(w)3(ill)-333(n)-8(o)2(t)-313(r)-3(efu)-8(s)1(e)-335(s)1(erv)-9(i)1(ce)-322(to)-306(an)-8(oth)-8(e)-1(r)-324(p)-34(eer)-324(b)19(y)]TJ
  10333 0 -1.1242 TD
  10334 -0.004 Tc
  10335 [(claimin)-9(g)-360(t)-6(h)-9(at)]TJ
  10336 /F9 1 Tf
  10337 6.3439 0 TD
  10338 0 Tc
  10339 (l)Tj
  10340 /F7 1 Tf
  10341 5.978 0 0 5.978 376.44 376.26 Tm
  10342 (j)Tj
  10343 /F12 1 Tf
  10344 8.966 0 0 8.966 382.8 377.22 Tm
  10345 (=)Tj
  10346 /F9 1 Tf
  10347 1.0975 0 TD
  10348 (v)Tj
  10349 /F12 1 Tf
  10350 0.5354 0 TD
  10351 0.002 Tc
  10352 (\).)Tj
  10353 -7.9899 -1.1376 TD
  10354 -0.002 Tc
  10355 [(N)-8(o)30(w,)-520(let)-499(u)-7(s)-480(s)2(ee)-482(h)-7(o)30(w)-491(e)0(\013ectiv)18(e)]TJ
  10356 /F10 1 Tf
  10357 14.0796 0 TD
  10358 -0.004 Tc
  10359 [(NetL)51(ossC)-6(ap)]TJ
  10360 /F12 1 Tf
  10361 5.8621 0 TD
  10362 [(is)-496(as)]TJ
  10363 /F2 1 Tf
  10364 2.5697 0 TD
  10365 -0.003 Tc
  10366 (Credit)Tj
  10367 -23.5151 -1.1242 TD
  10368 [(Window)-549(Size)]TJ
  10369 /F12 1 Tf
  10370 6.0093 0 TD
  10371 -0.005 Tc
  10372 [(an)-10(d)]TJ
  10373 /F2 1 Tf
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  10376 [(Percent)-549(Lazy)-535(Node)]TJ
  10377 /F12 1 Tf
  10378 9.1545 0 TD
  10379 [(\(th)-7(e)-227(p)-33(ercen)20(tage)-241(of)-237(p)-33(eers)]TJ
  10380 -17.0375 -1.1376 TD
  10381 [(in)-409(t)-5(h)-8(e)-389(n)-8(et)22(w)30(o)2(rk)-411(t)-5(h)-8(at)-393(are)-402(l)1(azy)-9(\))-406(v)44(a)2(ry)71(.)-614(R)-9(ecall)-400(t)-5(h)-8(at)-406(w)30(e)-402(assu)-8(me)]TJ
  10382 T*
  10383 [(all)-494(p)-34(eers)-468(p)-34(erman)-8(e)-1(n)19(t)-5(ly)-478(lea)29(v)17(e)-483(t)-5(h)-8(e)-469(sy)-9(st)-5(em)-485(at)-487(t)-5(h)-8(e)-469(e)-1(n)-8(d)-476(of)-479(t)-5(h)-8(e)]TJ
  10384 0 -1.1242 TD
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  10386 [(sim)23(u)-9(l)0(at)-6(ion)-9(.)-481(Cred)-9(it)-354(loss)-348(for)-365(a)-347(p)-35(eer)]TJ
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  10392 5.978 0 0 5.978 458.04 325.5 Tm
  10393 (i)Tj
  10394 /F12 1 Tf
  10395 8.966 0 0 8.966 464.28 326.46 Tm
  10396 0.004 Tc
  10397 [(i)8(n)-335(the)-328(f)10(o)9(l)8(l)8(o)36(w)10(i)8(ng)-365(\014g)9(ure)6(s)]TJ
  10398 -16.4481 -1.1376 TD
  10399 -0.002 Tc
  10400 [(th)-7(erefore)-361(r)-2(e\015)-7(ect)]TJ
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  10402 7.4012 0 TD
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  10406 5.978 0 0 5.978 385.92 315.3 Tm
  10407 (i)Tj
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  10409 8.966 0 0 8.966 389.16 316.26 Tm
  10410 0.002 Tc
  10411 [(\(4)7(0)-341(d)-3(a)34(y)-4(s)6(\))0(.)]TJ
  10412 -7.0664 -1.1242 TD
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  10414 [(First,)-437(Figure)-413(8)-410(s)4(ho)32(w)6(s)-424(us)-398(the)-413(m)0(ean)-419(a)5(nd)-406(max)-6(i)4(m)27(u)-5(m)-402(c)2(redit)]TJ
  10415 -1.0037 -1.1376 TD
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  10418 /F10 1 Tf
  10419 21.347 0 TD
  10420 [(NetL)51(ossC)-6(ap)]TJ
  10421 /F12 1 Tf
  10422 -21.347 -1.1242 TD
  10423 -0.003 Tc
  10424 [(is)-427(n)-8(o)2(t)-433(u)-8(sed)-8(.)-695(A)-9(l)1(on)-8(g)-426(t)-5(h)-8(e)-429(x)-9(-)-8(ax)-9(is)-414(w)30(e)-429(v)44(a)2(ry)-424(cred)-8(it)-433(win)-8(d)-8(o)29(w)-425(size,)]TJ
  10425 0 -1.1376 TD
  10426 [(wh)-7(ile)-415(th)-7(e)-388(d)-7(i\013eren)20(t)-392(c)0(u)-7(r)-2(v)18(e)0(s)-386(s)2(h)-7(o)30(w)-397(d)-7(i\013eren)20(t)-392(v)45(alu)-7(e)0(s)-400(o)3(f)]TJ
  10427 /F2 1 Tf
  10428 22.9932 0 TD
  10429 (Percent)Tj
  10430 -22.9932 -1.1242 TD
  10431 [(Lazy)-535(Node)]TJ
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  10433 4.7111 0 TD
  10434 [(.)-467(F)79(or)-324(ex)-9(amp)-8(l)1(e,)-333(wh)-8(en)]TJ
  10435 /F2 1 Tf
  10436 9.5292 0 TD
  10437 [(Credit)-535(Window)-549(Size)]TJ
  10438 /F12 1 Tf
  10439 9.7701 0 TD
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  10441 [(=)-316(100)]TJ
  10442 -24.0104 -1.1376 TD
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  10445 /F9 1 Tf
  10446 21.8288 0 TD
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  10448 (l)Tj
  10449 /F7 1 Tf
  10450 5.978 0 0 5.978 515.28 254.46 Tm
  10451 (i)Tj
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  10453 8.966 0 0 8.966 518.52 255.42 Tm
  10454 0.002 Tc
  10455 [(\(4)7(0)-341(d)-3(a)34(y)-4(s)6(\))]TJ
  10456 -22.4974 -1.1376 TD
  10457 -0.003 Tc
  10458 [(ob)-8(serv)17(ed)-449(for)-444(s)1(ome)-456(p)-34(eer)]TJ
  10459 /F9 1 Tf
  10460 11.0148 0 TD
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  10464 5.978 0 0 5.978 420.24 244.26 Tm
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  10467 8.966 0 0 8.966 427.32 245.22 Tm
  10468 -0.004 Tc
  10469 [(is)-442(rou)-9(g)1(h)-9(l)0(y)-452(12000)-454(p)-9(i)0(cop)-9(a)28(y)-10(m)-4(en)18(t)-6(s)0(.)]TJ
  10470 -12.326 -1.1242 TD
  10471 -0.003 Tc
  10472 [(Th)-8(is)-387(w)30(o)2(rst)-5(-)-8(case)-402(ob)-8(serv)17(ed)-382(v)44(a)2(lu)-8(e)-362(i)1(s)-387(r)-3(are,)-400(h)-8(o)29(w)30(e)-1(v)17(e)-1(r;)-400(90%)-391(of)-385(all)]TJ
  10473 /F9 1 Tf
  10474 0 -1.1376 TD
  10475 0 Tc
  10476 (l)Tj
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  10478 5.978 0 0 5.978 319.56 223.98 Tm
  10479 (i)Tj
  10480 /F12 1 Tf
  10481 8.966 0 0 8.966 322.68 224.94 Tm
  10482 -0.002 Tc
  10483 [(\(40)-358(d)-7(a)30(y)-8(s)15(\))-432(v)45(a)3(lues)-426(are)-428(under)-416(4000,)-466(w)4(h)-7(ile)-428(the)-415(a)30(v)18(e)0(rage)-442(v)45(a)3(lue)]TJ
  10484 -0.6558 -1.1242 TD
  10485 -0.005 Tc
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  10487 /F9 1 Tf
  10488 1.1778 0 TD
  10489 0 Tc
  10490 (l)Tj
  10491 /F7 1 Tf
  10492 5.978 0 0 5.978 330.12 213.9 Tm
  10493 (i)Tj
  10494 /F12 1 Tf
  10495 8.966 0 0 8.966 333.24 214.86 Tm
  10496 -0.004 Tc
  10497 [(\()-6(4)1(0)-347(d)-9(a)28(y)-10(s\))-340(is)-361(0.)]TJ
  10498 -0.8298 -1.1376 TD
  10499 -0.002 Tc
  10500 [(W)77(e)-442(mak)18(e)-455(sev)18(e)0(ral)-466(o)3(b)-7(s)2(erv)45(a)3(tion)-7(s.)-801(First,)-506(th)-7(e)-442(p)-33(ercen)20(tage)-468(of)]TJ
  10501 -1.0037 -1.1242 TD
  10502 [(lazy)-343(p)-33(eers)-346(i)2(n)-341(t)-4(h)-7(e)-334(sy)-8(stem)-337(d)-7(o)-23(es)-333(n)-7(o)3(t)-338(s)2(eem)-350(to)-331(greatly)-356(a)3(\013ect)-338(th)-7(e)]TJ
  10503 0 -1.1376 TD
  10504 0.003 Tc
  10505 [(ri)7(s)7(k)-244(o)8(f)-232(no)8(n-l)7(a)8(z)5(y)-231(p)-28(e)5(e)5(r)3(s)7(.)-421(T)9(h)-2(e)-222(r)3(e)5(a)8(s)7(o)8(ns)-247(f)9(o)8(r)-237(t)1(hi)7(s)-221(a)8(re)-236(tha)8(t)-226(\(1)8(\))-226(c)5(re)5(di)7(t)]TJ
  10506 T*
  10507 -0.003 Tc
  10508 [(risk)-438(is)-427(alread)-8(y)-438(v)17(ery)-411(h)-8(igh)-8(,)-440(wit)-5(h)-436(n)-8(o)-413(lazy)-438(p)-34(eers,)-454(an)-8(d)-422(\()-5(2\))-420(lazy)]TJ
  10509 0 -1.1242 TD
  10510 [(p)-34(eers)-347(a)2(re)-349(n)-8(o)2(t)-339(c)25(h)-8(e)-1(at)-5(in)-8(g,)-347(p)-34(e)-1(r)-337(s)1(e)-349({)-332(t)-5(h)-8(ey)-344(are)-335(simp)-8(l)1(y)-357(a)2(ct)-5(in)-8(g)-346(c)-1(on)-8(-)]TJ
  10511 0 -1.1376 TD
  10512 [(serv)44(ativ)17(ely)71(.)-641(Ch)-8(eatin)-8(g)-426(p)-34(eers)-401(w)3(ill)-427(ev)17(en)19(tu)-8(ally)-411(b)-34(e)-402(cu)-8(t)-406(o)2(\013)-421(f)3(rom)]TJ
  10513 0 -1.1242 TD
  10514 [(th)-7(e)-455(r)-2(est)-472(o)3(f)-464(t)-4(h)-7(e)-455(sy)-8(stem;)-520(h)-7(en)-7(ce,)-493(lazy)-8(/c)26(h)-7(e)0(atin)-7(g)-479(p)-33(eers)-453(d)-7(o)-465(n)-7(ot)]TJ
  10515 0 -1.1376 TD
  10516 -0.004 Tc
  10517 [(p)-35(o)1(se)-403(a)-387(sign)-9(i)0(\014)-9(c)-2(an)18(t)-394(a)1(d)-9(d)-9(i)0(t)-6(i)0(on)-9(al)-401(risk)-398(t)-6(o)-387(t)-6(h)-9(e)-390(e)-2(x)-10(ist)-6(in)-9(g)-387(c)-2(red)-9(i)0(t)-394(r)-4(isk)]TJ
  10518 0 -1.1242 TD
  10519 [(of)-413(an)-410(h)-9(o)1(n)-9(e)-2(st)-421(p)-35(eer.)-642(S)-9(econ)-9(d)-9(,)-414(soft)-421(cred)-9(it)-421(win)-9(d)-9(o)28(w)-413(size)-417(g)1(reat)-6(ly)]TJ
  10520 0 -1.1376 TD
  10521 -0.003 Tc
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  10523 0 -1.1242 TD
  10524 [(cred)-7(it)-445(loss)-453(is)-440(clear,)-479(if)-451(w)31(e)-442(are)-442(goin)-7(g)-452(to)-438(reap)-448(th)-7(e)-428(b)-33(en)-7(e\014)-7(ts)-440(of)]TJ
  10525 0 -1.1376 TD
  10526 0.003 Tc
  10527 [(l)7(a)8(rg)8(e)-356(c)5(re)5(di)7(t)-347(w)9(i)7(ndo)35(w)9(s)7(.)]TJ
  10528 1.0037 -1.1376 TD
  10529 0.004 Tc
  10530 [(Whe)6(n)-308(w)37(e)-328(a)9(ppl)8(y)-324(t)2(he)]TJ
  10531 /F2 1 Tf
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  10536 5.5676 0 TD
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  10538 [(metho)-19(d)-324(w)8(i)6(th)-337(a)-314(c)4(a)7(p)-337(v)49(a)7(l)6(u)-3(e)]TJ
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  10548 /F7 23 0 R
  10549 /F9 5 0 R
  10550 /F10 6 0 R
  10551 /F11 7 0 R
  10552 /F12 8 0 R
  10553 /F16 11 0 R
  10554 /F25 49 0 R
  10555 >>
  10556 /ExtGState <<
  10557 /GS1 16 0 R
  10558 >>
  10559 >>
  10560 endobj
  10561 54 0 obj
  10562 <<
  10563 /Length 36747
  10564 >>
  10565 stream
  10566 q
  10567 1 i 
  10568 53.96 608.855 149.45 129.15 re
  10569 W n
  10570 1 g
  10571 BX /GS1 gs EX
  10572 45.66 608.83 172.95 129.65 re
  10573 f
  10574 Q
  10575 1 g
  10576 BX /GS1 gs EX
  10577 1 i 
  10578 68.135 728.755 134.025 -105.65 re
  10579 f*
  10580 1 G
  10581 0 J 1 j 0.15 w 10 M []0 d
  10582 68.135 623.105 m
  10583 68.135 728.755 l
  10584 202.16 728.755 l
  10585 202.16 623.105 l
  10586 68.135 623.105 l
  10587 S
  10588 0 G
  10589 68.135 623.105 m
  10590 202.16 623.105 l
  10591 68.135 623.105 m
  10592 68.135 728.755 l
  10593 90.46 623.105 m
  10594 90.46 624.455 l
  10595 S
  10596 BT
  10597 /F25 1 Tf
  10598 5.4 0 0 5.4 87.46 617.23 Tm
  10599 0 g
  10600 0 Tc
  10601 (10)Tj
  10602 ET
  10603 135.135 623.105 m
  10604 135.135 624.455 l
  10605 S
  10606 BT
  10607 5.4 0 0 5.4 132.135 617.23 Tm
  10608 (20)Tj
  10609 ET
  10610 179.81 623.105 m
  10611 179.81 624.455 l
  10612 S
  10613 BT
  10614 5.4 0 0 5.4 175.31 617.23 Tm
  10615 (100)Tj
  10616 ET
  10617 68.135 623.105 m
  10618 69.46 623.105 l
  10619 S
  10620 BT
  10621 5.4 0 0 5.4 64.26 621.105 Tm
  10622 0 Tw
  10623 (0)Tj
  10624 ET
  10625 68.135 640.73 m
  10626 69.46 640.73 l
  10627 S
  10628 BT
  10629 5.4 0 0 5.4 64.26 638.73 Tm
  10630 (1)Tj
  10631 ET
  10632 68.135 658.33 m
  10633 69.46 658.33 l
  10634 S
  10635 BT
  10636 5.4 0 0 5.4 64.26 656.33 Tm
  10637 (2)Tj
  10638 ET
  10639 68.135 675.93 m
  10640 69.46 675.93 l
  10641 S
  10642 BT
  10643 5.4 0 0 5.4 64.26 673.93 Tm
  10644 (3)Tj
  10645 ET
  10646 68.135 693.555 m
  10647 69.46 693.555 l
  10648 S
  10649 BT
  10650 5.4 0 0 5.4 64.26 691.555 Tm
  10651 (4)Tj
  10652 ET
  10653 68.135 711.155 m
  10654 69.46 711.155 l
  10655 S
  10656 BT
  10657 5.4 0 0 5.4 64.26 709.155 Tm
  10658 (5)Tj
  10659 ET
  10660 68.135 728.755 m
  10661 69.46 728.755 l
  10662 S
  10663 BT
  10664 5.4 0 0 5.4 64.26 726.755 Tm
  10665 (6)Tj
  10666 0.7176 0.6204 TD
  10667 (x 10)Tj
  10668 3.6 0 0 3.6 78.335 733.455 Tm
  10669 (5)Tj
  10670 ET
  10671 85.985 623.355 8.95 -0.25 re
  10672 f*
  10673 85.985 623.105 m
  10674 85.985 623.355 l
  10675 94.935 623.355 l
  10676 94.935 623.105 l
  10677 85.985 623.105 l
  10678 S
  10679 97.16 623.355 8.925 -0.25 re
  10680 f*
  10681 97.16 623.105 m
  10682 97.16 623.355 l
  10683 106.085 623.355 l
  10684 106.085 623.105 l
  10685 97.16 623.105 l
  10686 S
  10687 130.66 623.355 8.95 -0.25 re
  10688 f*
  10689 130.66 623.105 m
  10690 130.66 623.355 l
  10691 139.61 623.355 l
  10692 139.61 623.105 l
  10693 130.66 623.105 l
  10694 S
  10695 141.835 623.355 8.925 -0.25 re
  10696 f*
  10697 141.835 623.105 m
  10698 141.835 623.355 l
  10699 150.76 623.355 l
  10700 150.76 623.105 l
  10701 141.835 623.105 l
  10702 S
  10703 175.335 623.355 8.95 -0.25 re
  10704 f*
  10705 175.335 623.105 m
  10706 175.335 623.355 l
  10707 184.285 623.355 l
  10708 184.285 623.105 l
  10709 175.335 623.105 l
  10710 S
  10711 186.51 623.355 8.925 -0.25 re
  10712 f*
  10713 186.51 623.105 m
  10714 186.51 623.355 l
  10715 195.435 623.355 l
  10716 195.435 623.105 l
  10717 186.51 623.105 l
  10718 S
  10719 0.333 g
  10720 85.985 628.355 8.95 -5 re
  10721 f*
  10722 85.985 623.355 m
  10723 85.985 628.355 l
  10724 94.935 628.355 l
  10725 94.935 623.355 l
  10726 85.985 623.355 l
  10727 S
  10728 97.16 690.205 8.925 -66.85 re
  10729 f*
  10730 97.16 623.355 m
  10731 97.16 690.205 l
  10732 106.085 690.205 l
  10733 106.085 623.355 l
  10734 97.16 623.355 l
  10735 S
  10736 130.66 624.505 8.95 -1.15 re
  10737 f*
  10738 130.66 623.355 m
  10739 130.66 624.505 l
  10740 139.61 624.505 l
  10741 139.61 623.355 l
  10742 130.66 623.355 l
  10743 S
  10744 141.835 655.73 8.925 -32.375 re
  10745 f*
  10746 141.835 623.355 m
  10747 141.835 655.73 l
  10748 150.76 655.73 l
  10749 150.76 623.355 l
  10750 141.835 623.355 l
  10751 S
  10752 175.335 623.355 m
  10753 184.285 623.355 l
  10754 f*
  10755 175.335 623.355 m
  10756 184.285 623.355 l
  10757 175.335 623.355 l
  10758 S
  10759 186.51 628.63 8.925 -5.275 re
  10760 f*
  10761 186.51 623.355 m
  10762 186.51 628.63 l
  10763 195.435 628.63 l
  10764 195.435 623.355 l
  10765 186.51 623.355 l
  10766 S
  10767 0.667 g
  10768 85.985 628.705 8.95 -0.35 re
  10769 f*
  10770 85.985 628.355 m
  10771 85.985 628.705 l
  10772 94.935 628.705 l
  10773 94.935 628.355 l
  10774 85.985 628.355 l
  10775 S
  10776 97.16 690.78 8.925 -0.575 re
  10777 f*
  10778 97.16 690.205 m
  10779 97.16 690.78 l
  10780 106.085 690.78 l
  10781 106.085 690.205 l
  10782 97.16 690.205 l
  10783 S
  10784 130.66 624.63 8.95 -0.125 re
  10785 f*
  10786 130.66 624.505 m
  10787 130.66 624.63 l
  10788 139.61 624.63 l
  10789 139.61 624.505 l
  10790 130.66 624.505 l
  10791 S
  10792 141.835 656.005 8.925 -0.275 re
  10793 f*
  10794 141.835 655.73 m
  10795 141.835 656.005 l
  10796 150.76 656.005 l
  10797 150.76 655.73 l
  10798 141.835 655.73 l
  10799 S
  10800 175.335 623.355 m
  10801 184.285 623.355 l
  10802 f*
  10803 175.335 623.355 m
  10804 184.285 623.355 l
  10805 175.335 623.355 l
  10806 S
  10807 186.51 628.68 8.925 -0.05 re
  10808 f*
  10809 186.51 628.63 m
  10810 186.51 628.68 l
  10811 195.435 628.68 l
  10812 195.435 628.63 l
  10813 186.51 628.63 l
  10814 S
  10815 1 g
  10816 85.985 629.055 8.95 -0.35 re
  10817 f*
  10818 85.985 628.705 m
  10819 85.985 629.055 l
  10820 94.935 629.055 l
  10821 94.935 628.705 l
  10822 85.985 628.705 l
  10823 S
  10824 97.16 725.98 8.925 -35.2 re
  10825 f*
  10826 97.16 690.78 m
  10827 97.16 725.98 l
  10828 106.085 725.98 l
  10829 106.085 690.78 l
  10830 97.16 690.78 l
  10831 S
  10832 130.66 624.755 8.95 -0.125 re
  10833 f*
  10834 130.66 624.63 m
  10835 130.66 624.755 l
  10836 139.61 624.755 l
  10837 139.61 624.63 l
  10838 130.66 624.63 l
  10839 S
  10840 141.835 673.93 8.925 -17.925 re
  10841 f*
  10842 141.835 656.005 m
  10843 141.835 673.93 l
  10844 150.76 673.93 l
  10845 150.76 656.005 l
  10846 141.835 656.005 l
  10847 S
  10848 175.335 623.38 8.95 -0.025 re
  10849 f*
  10850 175.335 623.355 m
  10851 175.335 623.38 l
  10852 184.285 623.38 l
  10853 184.285 623.355 l
  10854 175.335 623.355 l
  10855 S
  10856 186.51 632.83 8.925 -4.15 re
  10857 f*
  10858 186.51 628.68 m
  10859 186.51 632.83 l
  10860 195.435 632.83 l
  10861 195.435 628.68 l
  10862 186.51 628.68 l
  10863 S
  10864 BT
  10865 7.2 0 0 7.2 106.61 610.555 Tm
  10866 0 g
  10867 (Credit Window \(x\))Tj
  10868 0 7.2 -7.2 0 61.285 641.98 Tm
  10869 (Processing Cost \(Hz\))Tj
  10870 ET
  10871 1 g
  10872 148.085 727.255 52.575 -25.875 re
  10873 f*
  10874 1 G
  10875 148.085 701.38 m
  10876 148.085 727.255 l
  10877 200.66 727.255 l
  10878 200.66 701.38 l
  10879 148.085 701.38 l
  10880 S
  10881 0 G
  10882 148.085 701.38 m
  10883 200.66 701.38 l
  10884 148.085 727.255 m
  10885 200.66 727.255 l
  10886 148.085 701.38 m
  10887 148.085 727.255 l
  10888 200.66 701.38 m
  10889 200.66 727.255 l
  10890 148.085 701.38 m
  10891 200.66 701.38 l
  10892 148.085 701.38 m
  10893 148.085 727.255 l
  10894 148.085 701.38 m
  10895 200.66 701.38 l
  10896 148.085 727.255 m
  10897 200.66 727.255 l
  10898 148.085 701.38 m
  10899 148.085 727.255 l
  10900 200.66 701.38 m
  10901 200.66 727.255 l
  10902 S
  10903 BT
  10904 5.4 0 0 5.4 163.16 721.755 Tm
  10905 0 g
  10906 (GUESS)Tj
  10907 0 -1.1528 TD
  10908 (Reassignment)Tj
  10909 T*
  10910 (Renewal)Tj
  10911 T*
  10912 (Misc.)Tj
  10913 ET
  10914 151.085 725.855 9.05 -4.55 re
  10915 f*
  10916 151.085 725.855 m
  10917 160.135 725.855 l
  10918 160.135 721.305 l
  10919 151.085 721.305 l
  10920 151.085 725.855 l
  10921 S
  10922 0.333 g
  10923 151.085 719.63 9.05 -4.575 re
  10924 f*
  10925 151.085 719.63 m
  10926 160.135 719.63 l
  10927 160.135 715.055 l
  10928 151.085 715.055 l
  10929 151.085 719.63 l
  10930 S
  10931 0.667 g
  10932 151.085 713.405 9.05 -4.575 re
  10933 f*
  10934 151.085 713.405 m
  10935 160.135 713.405 l
  10936 160.135 708.83 l
  10937 151.085 708.83 l
  10938 151.085 713.405 l
  10939 S
  10940 1 g
  10941 151.085 707.18 9.05 -4.575 re
  10942 f*
  10943 151.085 707.18 m
  10944 160.135 707.18 l
  10945 160.135 702.605 l
  10946 151.085 702.605 l
  10947 151.085 707.18 l
  10948 S
  10949 BT
  10950 5.4 0 0 5.4 81.285 631.405 Tm
  10951 0 g
  10952 (SWC )Tj
  10953 7.8704 -0.4537 TD
  10954 (SWC )Tj
  10955 8.0093 -0.625 TD
  10956 (SWC )Tj
  10957 -14.3241 19.3843 TD
  10958 (Payword )Tj
  10959 8.2222 -9.787 TD
  10960 (Payword )Tj
  10961 7.7593 -7.75 TD
  10962 (Payword )Tj
  10963 /F11 1 Tf
  10964 8.966 0 0 8.966 53.76 588.66 Tm
  10965 0.006 Tc
  10966 [(Fig)9(u)8(r)12(e)-696(7)9(:)]TJ
  10967 /F3 1 Tf
  10968 7.97 0 0 7.97 108.361 588.66 Tm
  10969 -0.002 Tc
  10970 [(So)-7(ft)-715(cr)-8(edi)-8(t)-715(w)-6(i)-8(ndo)23(w)-6(s)]TJ
  10971 -6.8508 -1.2497 TD
  10972 0.005 Tc
  10973 [(h)8(a)28(v)34(e)-744(b)-22(e)9(tte)9(r)-769(b)8(rok)34(e)9(r)-738(l)-1(oad)-745(b)38(y)-749(a)-2(c)7(-)]TJ
  10974 T*
  10975 [(c)7(o)0(u)8(n)38(tin)8(g)-391(for)-407(s)6(ymme)9(tric)-384(p)-22(e)9(e)9(r)-407(re)9(la-)]TJ
  10976 T*
  10977 0.006 Tc
  10978 [(tion)9(s)7(h)9(ip)9(s)]TJ
  10979 ET
  10980 q
  10981 232.8 608.855 162.225 124.125 re
  10982 W n
  10983 1 g
  10984 232.8 608.83 172.95 129.65 re
  10985 f
  10986 Q
  10987 1 g
  10988 255.275 728.755 134.025 -105.65 re
  10989 f*
  10990 1 G
  10991 255.275 623.105 m
  10992 255.275 728.755 l
  10993 389.3 728.755 l
  10994 389.3 623.105 l
  10995 255.275 623.105 l
  10996 S
  10997 0 G
  10998 255.275 623.105 m
  10999 389.3 623.105 l
  11000 255.275 728.755 m
  11001 389.3 728.755 l
  11002 255.275 623.105 m
  11003 255.275 728.755 l
  11004 389.3 623.105 m
  11005 389.3 728.755 l
  11006 255.275 623.105 m
  11007 389.3 623.105 l
  11008 255.275 623.105 m
  11009 255.275 728.755 l
  11010 255.275 623.105 m
  11011 255.275 624.455 l
  11012 255.275 728.755 m
  11013 255.275 727.43 l
  11014 S
  11015 BT
  11016 /F25 1 Tf
  11017 5.4 0 0 5.4 253.775 617.23 Tm
  11018 0 g
  11019 0 Tc
  11020 (0)Tj
  11021 ET
  11022 282.075 623.105 m
  11023 282.075 624.455 l
  11024 282.075 728.755 m
  11025 282.075 727.43 l
  11026 S
  11027 BT
  11028 5.4 0 0 5.4 279.075 617.23 Tm
  11029 (20)Tj
  11030 ET
  11031 308.875 623.105 m
  11032 308.875 624.455 l
  11033 308.875 728.755 m
  11034 308.875 727.43 l
  11035 S
  11036 BT
  11037 5.4 0 0 5.4 305.875 617.23 Tm
  11038 (40)Tj
  11039 ET
  11040 335.675 623.105 m
  11041 335.675 624.455 l
  11042 335.675 728.755 m
  11043 335.675 727.43 l
  11044 S
  11045 BT
  11046 5.4 0 0 5.4 332.675 617.23 Tm
  11047 (60)Tj
  11048 ET
  11049 362.475 623.105 m
  11050 362.475 624.455 l
  11051 362.475 728.755 m
  11052 362.475 727.43 l
  11053 S
  11054 BT
  11055 5.4 0 0 5.4 359.475 617.23 Tm
  11056 (80)Tj
  11057 ET
  11058 389.3 623.105 m
  11059 389.3 624.455 l
  11060 389.3 728.755 m
  11061 389.3 727.43 l
  11062 S
  11063 BT
  11064 5.4 0 0 5.4 384.8 617.23 Tm
  11065 (100)Tj
  11066 ET
  11067 255.275 623.105 m
  11068 256.6 623.105 l
  11069 389.3 623.105 m
  11070 387.95 623.105 l
  11071 S
  11072 BT
  11073 5.4 0 0 5.4 251.4 621.105 Tm
  11074 (0)Tj
  11075 ET
  11076 255.275 638.205 m
  11077 256.6 638.205 l
  11078 389.3 638.205 m
  11079 387.95 638.205 l
  11080 S
  11081 BT
  11082 5.4 0 0 5.4 242.4 636.205 Tm
  11083 (2000)Tj
  11084 ET
  11085 255.275 653.305 m
  11086 256.6 653.305 l
  11087 389.3 653.305 m
  11088 387.95 653.305 l
  11089 S
  11090 BT
  11091 5.4 0 0 5.4 242.4 651.305 Tm
  11092 (4000)Tj
  11093 ET
  11094 255.275 668.405 m
  11095 256.6 668.405 l
  11096 389.3 668.405 m
  11097 387.95 668.405 l
  11098 S
  11099 BT
  11100 5.4 0 0 5.4 242.4 666.405 Tm
  11101 (6000)Tj
  11102 ET
  11103 255.275 683.48 m
  11104 256.6 683.48 l
  11105 389.3 683.48 m
  11106 387.95 683.48 l
  11107 S
  11108 BT
  11109 5.4 0 0 5.4 242.4 681.48 Tm
  11110 (8000)Tj
  11111 ET
  11112 255.275 698.58 m
  11113 256.6 698.58 l
  11114 389.3 698.58 m
  11115 387.95 698.58 l
  11116 S
  11117 BT
  11118 5.4 0 0 5.4 239.4 696.58 Tm
  11119 (10000)Tj
  11120 ET
  11121 255.275 713.68 m
  11122 256.6 713.68 l
  11123 389.3 713.68 m
  11124 387.95 713.68 l
  11125 S
  11126 BT
  11127 5.4 0 0 5.4 239.4 711.68 Tm
  11128 (12000)Tj
  11129 ET
  11130 255.275 728.755 m
  11131 256.6 728.755 l
  11132 389.3 728.755 m
  11133 387.95 728.755 l
  11134 S
  11135 BT
  11136 5.4 0 0 5.4 239.4 726.755 Tm
  11137 (14000)Tj
  11138 ET
  11139 255.275 623.105 m
  11140 389.3 623.105 l
  11141 255.275 728.755 m
  11142 389.3 728.755 l
  11143 255.275 623.105 m
  11144 255.275 728.755 l
  11145 389.3 623.105 m
  11146 389.3 728.755 l
  11147 268.675 634.93 m
  11148 282.075 647.905 l
  11149 389.3 713.305 l
  11150 S
  11151 269.22 634.92 m
  11152 269.22 634.589 268.951 634.32 268.62 634.32 c
  11153 268.289 634.32 268.02 634.589 268.02 634.92 c
  11154 268.02 635.251 268.289 635.52 268.62 635.52 c
  11155 268.951 635.52 269.22 635.251 269.22 634.92 c
  11156 f
  11157 282.66 647.88 m
  11158 282.66 647.549 282.391 647.28 282.06 647.28 c
  11159 281.729 647.28 281.46 647.549 281.46 647.88 c
  11160 281.46 648.211 281.729 648.48 282.06 648.48 c
  11161 282.391 648.48 282.66 648.211 282.66 647.88 c
  11162 f
  11163 389.94 713.28 m
  11164 389.94 712.949 389.671 712.68 389.34 712.68 c
  11165 389.009 712.68 388.74 712.949 388.74 713.28 c
  11166 388.74 713.611 389.009 713.88 389.34 713.88 c
  11167 389.671 713.88 389.94 713.611 389.94 713.28 c
  11168 f
  11169 268.675 639.33 m
  11170 282.075 648.33 l
  11171 389.3 718.305 l
  11172 S
  11173 0 j 
  11174 267.25 640.755 2.85 -2.85 re
  11175 280.65 649.755 2.85 -2.85 re
  11176 387.875 719.73 2.85 -2.85 re
  11177 S
  11178 1 j 
  11179 268.675 637.23 m
  11180 282.075 646.555 l
  11181 389.3 719.005 l
  11182 270.42 637.2 m
  11183 270.42 636.206 269.614 635.4 268.62 635.4 c
  11184 267.626 635.4 266.82 636.206 266.82 637.2 c
  11185 266.82 638.194 267.626 639 268.62 639 c
  11186 269.614 639 270.42 638.194 270.42 637.2 c
  11187 283.86 646.56 m
  11188 283.86 645.566 283.054 644.76 282.06 644.76 c
  11189 281.066 644.76 280.26 645.566 280.26 646.56 c
  11190 280.26 647.554 281.066 648.36 282.06 648.36 c
  11191 283.054 648.36 283.86 647.554 283.86 646.56 c
  11192 391.14 719.04 m
  11193 391.14 718.046 390.334 717.24 389.34 717.24 c
  11194 388.346 717.24 387.54 718.046 387.54 719.04 c
  11195 387.54 720.034 388.346 720.84 389.34 720.84 c
  11196 390.334 720.84 391.14 720.034 391.14 719.04 c
  11197 S
  11198 q
  11199 232.8 608.855 162.225 124.125 re
  11200 W n
  11201 BT
  11202 7.2 0 0 7.2 293.625 608.705 Tm
  11203 [(Credit)-278(Window)-278(\(x\))]TJ
  11204 ET
  11205 Q
  11206 BT
  11207 0 7.2 -7.2 0 239.5 644.755 Tm
  11208 (Credit Loss \(pico\))Tj
  11209 ET
  11210 268.675 623.105 m
  11211 389.3 623.105 l
  11212 S
  11213 269.22 623.16 m
  11214 269.22 622.829 268.951 622.56 268.62 622.56 c
  11215 268.289 622.56 268.02 622.829 268.02 623.16 c
  11216 268.02 623.491 268.289 623.76 268.62 623.76 c
  11217 268.951 623.76 269.22 623.491 269.22 623.16 c
  11218 f
  11219 282.66 623.16 m
  11220 282.66 622.829 282.391 622.56 282.06 622.56 c
  11221 281.729 622.56 281.46 622.829 281.46 623.16 c
  11222 281.46 623.491 281.729 623.76 282.06 623.76 c
  11223 282.391 623.76 282.66 623.491 282.66 623.16 c
  11224 f
  11225 389.94 623.16 m
  11226 389.94 622.829 389.671 622.56 389.34 622.56 c
  11227 389.009 622.56 388.74 622.829 388.74 623.16 c
  11228 388.74 623.491 389.009 623.76 389.34 623.76 c
  11229 389.671 623.76 389.94 623.491 389.94 623.16 c
  11230 f
  11231 268.675 624.305 m
  11232 282.075 624.905 l
  11233 389.3 623.18 l
  11234 S
  11235 0 j 
  11236 267.25 625.73 2.85 -2.85 re
  11237 280.65 626.33 2.85 -2.85 re
  11238 387.875 624.605 2.85 -2.85 re
  11239 S
  11240 1 j 
  11241 268.675 625.63 m
  11242 282.075 626.455 l
  11243 389.3 623.38 l
  11244 270.42 625.68 m
  11245 270.42 624.686 269.614 623.88 268.62 623.88 c
  11246 267.626 623.88 266.82 624.686 266.82 625.68 c
  11247 266.82 626.674 267.626 627.48 268.62 627.48 c
  11248 269.614 627.48 270.42 626.674 270.42 625.68 c
  11249 283.86 626.4 m
  11250 283.86 625.406 283.054 624.6 282.06 624.6 c
  11251 281.066 624.6 280.26 625.406 280.26 626.4 c
  11252 280.26 627.394 281.066 628.2 282.06 628.2 c
  11253 283.054 628.2 283.86 627.394 283.86 626.4 c
  11254 391.14 623.4 m
  11255 391.14 622.406 390.334 621.6 389.34 621.6 c
  11256 388.346 621.6 387.54 622.406 387.54 623.4 c
  11257 387.54 624.394 388.346 625.2 389.34 625.2 c
  11258 390.334 625.2 391.14 624.394 391.14 623.4 c
  11259 S
  11260 1 g
  11261 260.875 725.655 44.675 -19.675 re
  11262 f*
  11263 1 G
  11264 260.875 705.98 m
  11265 260.875 725.655 l
  11266 305.55 725.655 l
  11267 305.55 705.98 l
  11268 260.875 705.98 l
  11269 S
  11270 0 G
  11271 260.875 705.98 m
  11272 305.55 705.98 l
  11273 260.875 725.655 m
  11274 305.55 725.655 l
  11275 260.875 705.98 m
  11276 260.875 725.655 l
  11277 305.55 705.98 m
  11278 305.55 725.655 l
  11279 260.875 705.98 m
  11280 305.55 705.98 l
  11281 260.875 705.98 m
  11282 260.875 725.655 l
  11283 260.875 705.98 m
  11284 305.55 705.98 l
  11285 260.875 725.655 m
  11286 305.55 725.655 l
  11287 260.875 705.98 m
  11288 260.875 725.655 l
  11289 305.55 705.98 m
  11290 305.55 725.655 l
  11291 S
  11292 BT
  11293 5.4 0 0 5.4 275.95 720.13 Tm
  11294 0 g
  11295 (%lazy = 0)Tj
  11296 0 -1.1528 TD
  11297 (%lazy = 10)Tj
  11298 T*
  11299 (%lazy = 20)Tj
  11300 ET
  11301 263.875 721.955 m
  11302 272.925 721.955 l
  11303 S
  11304 268.98 721.92 m
  11305 268.98 721.589 268.711 721.32 268.38 721.32 c
  11306 268.049 721.32 267.78 721.589 267.78 721.92 c
  11307 267.78 722.251 268.049 722.52 268.38 722.52 c
  11308 268.711 722.52 268.98 722.251 268.98 721.92 c
  11309 f
  11310 263.875 715.73 m
  11311 272.925 715.73 l
  11312 S
  11313 0 j 
  11314 266.975 717.155 2.85 -2.85 re
  11315 S
  11316 1 j 
  11317 263.875 709.505 m
  11318 272.925 709.505 l
  11319 270.18 709.56 m
  11320 270.18 708.566 269.374 707.76 268.38 707.76 c
  11321 267.386 707.76 266.58 708.566 266.58 709.56 c
  11322 266.58 710.554 267.386 711.36 268.38 711.36 c
  11323 269.374 711.36 270.18 710.554 270.18 709.56 c
  11324 S
  11325 BT
  11326 /F11 1 Tf
  11327 8.966 0 0 8.966 232.8 588.66 Tm
  11328 0.006 Tc
  11329 [(Fig)9(u)8(r)12(e)-562(8)9(:)]TJ
  11330 /F3 1 Tf
  11331 7.97 0 0 7.97 284.161 588.66 Tm
  11332 0 Tc
  11333 [(Ma)-7(xi)-6(m)27(u)3(m)-560(c)2(r)-6(e)4(di)-6(t)-593(l)-6(oss)]TJ
  11334 -6.4442 -1.2497 TD
  11335 0.006 Tc
  11336 [(in)9(c)8(r)0(e)10(a)-1(s)7(e)10(s)-339(a)-1(s)-339(c)8(re)10(d)9(i)0(t)-331(w)2(in)9(d)9(o)31(w)-329(s)7(iz)8(e)-336(i)0(n)9(-)]TJ
  11337 T*
  11338 -0.003 Tc
  11339 [(cr)-9(ea)-10(ses)]TJ
  11340 ET
  11341 q
  11342 412.06 608.855 160.025 129.15 re
  11343 W n
  11344 1 g
  11345 409.86 608.83 172.95 129.65 re
  11346 f
  11347 Q
  11348 1 g
  11349 432.335 728.755 134.025 -105.65 re
  11350 f*
  11351 1 G
  11352 432.335 623.105 m
  11353 432.335 728.755 l
  11354 566.36 728.755 l
  11355 566.36 623.105 l
  11356 432.335 623.105 l
  11357 S
  11358 0 G
  11359 432.335 623.105 m
  11360 566.36 623.105 l
  11361 432.335 623.105 m
  11362 432.335 728.755 l
  11363 432.335 623.105 m
  11364 432.335 624.455 l
  11365 S
  11366 BT
  11367 /F25 1 Tf
  11368 5.4 0 0 5.4 430.835 617.23 Tm
  11369 0 g
  11370 0 Tc
  11371 (0)Tj
  11372 ET
  11373 459.135 623.105 m
  11374 459.135 624.455 l
  11375 S
  11376 BT
  11377 5.4 0 0 5.4 456.135 617.23 Tm
  11378 (20)Tj
  11379 ET
  11380 485.935 623.105 m
  11381 485.935 624.455 l
  11382 S
  11383 BT
  11384 5.4 0 0 5.4 482.935 617.23 Tm
  11385 (40)Tj
  11386 ET
  11387 512.735 623.105 m
  11388 512.735 624.455 l
  11389 S
  11390 BT
  11391 5.4 0 0 5.4 509.735 617.23 Tm
  11392 (60)Tj
  11393 ET
  11394 539.535 623.105 m
  11395 539.535 624.455 l
  11396 S
  11397 BT
  11398 5.4 0 0 5.4 536.535 617.23 Tm
  11399 (80)Tj
  11400 ET
  11401 566.36 623.105 m
  11402 566.36 624.455 l
  11403 S
  11404 BT
  11405 5.4 0 0 5.4 561.86 617.23 Tm
  11406 (100)Tj
  11407 ET
  11408 432.335 623.105 m
  11409 433.66 623.105 l
  11410 S
  11411 BT
  11412 5.4 0 0 5.4 428.46 621.105 Tm
  11413 (0)Tj
  11414 ET
  11415 432.335 644.255 m
  11416 433.66 644.255 l
  11417 S
  11418 BT
  11419 5.4 0 0 5.4 423.96 642.255 Tm
  11420 (0.5)Tj
  11421 ET
  11422 432.335 665.38 m
  11423 433.66 665.38 l
  11424 S
  11425 BT
  11426 5.4 0 0 5.4 428.46 663.38 Tm
  11427 (1)Tj
  11428 ET
  11429 432.335 686.505 m
  11430 433.66 686.505 l
  11431 S
  11432 BT
  11433 5.4 0 0 5.4 423.96 684.505 Tm
  11434 (1.5)Tj
  11435 ET
  11436 432.335 707.63 m
  11437 433.66 707.63 l
  11438 S
  11439 BT
  11440 5.4 0 0 5.4 428.46 705.63 Tm
  11441 (2)Tj
  11442 ET
  11443 432.335 728.755 m
  11444 433.66 728.755 l
  11445 S
  11446 BT
  11447 5.4 0 0 5.4 423.96 726.755 Tm
  11448 (2.5)Tj
  11449 1.5509 0.6204 TD
  11450 (x 10)Tj
  11451 3.6 0 0 3.6 442.535 733.455 Tm
  11452 (5)Tj
  11453 ET
  11454 445.735 701.28 m
  11455 459.135 659.23 l
  11456 566.36 634.48 l
  11457 S
  11458 446.34 701.28 m
  11459 446.34 700.949 446.071 700.68 445.74 700.68 c
  11460 445.409 700.68 445.14 700.949 445.14 701.28 c
  11461 445.14 701.611 445.409 701.88 445.74 701.88 c
  11462 446.071 701.88 446.34 701.611 446.34 701.28 c
  11463 f
  11464 459.78 659.28 m
  11465 459.78 658.949 459.511 658.68 459.18 658.68 c
  11466 458.849 658.68 458.58 658.949 458.58 659.28 c
  11467 458.58 659.611 458.849 659.88 459.18 659.88 c
  11468 459.511 659.88 459.78 659.611 459.78 659.28 c
  11469 f
  11470 566.94 634.44 m
  11471 566.94 634.109 566.671 633.84 566.34 633.84 c
  11472 566.009 633.84 565.74 634.109 565.74 634.44 c
  11473 565.74 634.771 566.009 635.04 566.34 635.04 c
  11474 566.671 635.04 566.94 634.771 566.94 634.44 c
  11475 f
  11476 445.735 703.705 m
  11477 459.135 657.18 l
  11478 566.36 633.38 l
  11479 S
  11480 0 j 
  11481 444.31 705.13 2.85 -2.85 re
  11482 457.71 658.605 2.85 -2.85 re
  11483 564.935 634.805 2.85 -2.85 re
  11484 S
  11485 1 j 
  11486 445.735 703.93 m
  11487 459.135 651.805 l
  11488 566.36 630.88 l
  11489 447.54 703.92 m
  11490 447.54 702.926 446.734 702.12 445.74 702.12 c
  11491 444.746 702.12 443.94 702.926 443.94 703.92 c
  11492 443.94 704.914 444.746 705.72 445.74 705.72 c
  11493 446.734 705.72 447.54 704.914 447.54 703.92 c
  11494 460.98 651.84 m
  11495 460.98 650.846 460.174 650.04 459.18 650.04 c
  11496 458.186 650.04 457.38 650.846 457.38 651.84 c
  11497 457.38 652.834 458.186 653.64 459.18 653.64 c
  11498 460.174 653.64 460.98 652.834 460.98 651.84 c
  11499 568.14 630.84 m
  11500 568.14 629.846 567.334 629.04 566.34 629.04 c
  11501 565.346 629.04 564.54 629.846 564.54 630.84 c
  11502 564.54 631.834 565.346 632.64 566.34 632.64 c
  11503 567.334 632.64 568.14 631.834 568.14 630.84 c
  11504 445.735 699.855 m
  11505 459.135 650.18 l
  11506 566.36 628.03 l
  11507 S
  11508 0 j 
  11509 445.735 697.48 m
  11510 447.535 699.855 l
  11511 445.735 702.23 l
  11512 443.935 699.855 l
  11513 445.735 697.48 l
  11514 h
  11515 459.135 647.805 m
  11516 460.935 650.18 l
  11517 459.135 652.555 l
  11518 457.335 650.18 l
  11519 459.135 647.805 l
  11520 h
  11521 566.36 625.655 m
  11522 568.16 628.03 l
  11523 566.36 630.405 l
  11524 564.56 628.03 l
  11525 566.36 625.655 l
  11526 h
  11527 445.735 694.755 m
  11528 445.735 707.805 l
  11529 459.135 657.155 m
  11530 459.135 661.33 l
  11531 566.36 634.105 m
  11532 566.36 634.855 l
  11533 445.735 702.13 m
  11534 445.735 705.28 l
  11535 459.135 656.38 m
  11536 459.135 657.98 l
  11537 566.36 632.93 m
  11538 566.36 633.805 l
  11539 445.735 701.905 m
  11540 445.735 705.955 l
  11541 459.135 650.38 m
  11542 459.135 653.23 l
  11543 566.36 630.705 m
  11544 566.36 631.055 l
  11545 445.735 699.73 m
  11546 445.735 700.005 l
  11547 459.135 647.78 m
  11548 459.135 652.58 l
  11549 566.36 627.98 m
  11550 566.36 628.105 l
  11551 S
  11552 q
  11553 412.06 608.855 160.025 129.15 re
  11554 W n
  11555 BT
  11556 7.2 0 0 7.2 464.61 608.705 Tm
  11557 [(Credit)-278(Window)-278(\(x\))]TJ
  11558 ET
  11559 Q
  11560 BT
  11561 0 7.2 -7.2 0 419.385 641.68 Tm
  11562 (Processing Cost \(Hz\))Tj
  11563 ET
  11564 1 g
  11565 507.86 725.305 46.175 -25.875 re
  11566 f*
  11567 1 G
  11568 507.86 699.43 m
  11569 507.86 725.305 l
  11570 554.035 725.305 l
  11571 554.035 699.43 l
  11572 507.86 699.43 l
  11573 S
  11574 0 G
  11575 507.86 699.43 m
  11576 554.035 699.43 l
  11577 507.86 725.305 m
  11578 554.035 725.305 l
  11579 507.86 699.43 m
  11580 507.86 725.305 l
  11581 554.035 699.43 m
  11582 554.035 725.305 l
  11583 507.86 699.43 m
  11584 554.035 699.43 l
  11585 507.86 699.43 m
  11586 507.86 725.305 l
  11587 507.86 699.43 m
  11588 554.035 699.43 l
  11589 507.86 725.305 m
  11590 554.035 725.305 l
  11591 507.86 699.43 m
  11592 507.86 725.305 l
  11593 554.035 699.43 m
  11594 554.035 725.305 l
  11595 S
  11596 BT
  11597 5.4 0 0 5.4 522.935 719.805 Tm
  11598 0 g
  11599 (Cap = 500)Tj
  11600 0 -1.1528 TD
  11601 (Cap = 1000)Tj
  11602 T*
  11603 (Cap = 2000)Tj
  11604 T*
  11605 (No Cap)Tj
  11606 ET
  11607 510.86 721.63 m
  11608 519.91 721.63 l
  11609 S
  11610 515.94 721.68 m
  11611 515.94 721.349 515.671 721.08 515.34 721.08 c
  11612 515.009 721.08 514.74 721.349 514.74 721.68 c
  11613 514.74 722.011 515.009 722.28 515.34 722.28 c
  11614 515.671 722.28 515.94 722.011 515.94 721.68 c
  11615 f
  11616 510.86 715.405 m
  11617 519.91 715.405 l
  11618 513.96 716.83 2.85 -2.85 re
  11619 510.86 709.18 m
  11620 519.91 709.18 l
  11621 517.14 709.2 m
  11622 517.14 708.206 516.334 707.4 515.34 707.4 c
  11623 514.346 707.4 513.54 708.206 513.54 709.2 c
  11624 513.54 710.194 514.346 711 515.34 711 c
  11625 516.334 711 517.14 710.194 517.14 709.2 c
  11626 510.86 702.93 m
  11627 519.91 702.93 l
  11628 515.385 700.555 m
  11629 517.185 702.93 l
  11630 515.385 705.305 l
  11631 513.585 702.93 l
  11632 515.385 700.555 l
  11633 s
  11634 BT
  11635 /F11 1 Tf
  11636 8.966 0 0 8.966 411.96 588.66 Tm
  11637 0.006 Tc
  11638 [(Fig)9(u)8(r)12(e)-736(9)9(:)]TJ
  11639 /F3 1 Tf
  11640 7.97 0 0 7.97 468.001 588.66 Tm
  11641 [(Brok)35(e)10(r)-768(load)-744(as)-776(th)9(e)]TJ
  11642 -7.0314 -1.2497 TD
  11643 [(c)8(r)0(e)10(d)9(it)-391(los)7(s)-399(c)8(a)-1(p)-398(v)80(alu)9(e)-397(v)80(a)-1(rie)10(s)]TJ
  11644 /F12 1 Tf
  11645 8.966 0 0 8.966 53.76 529.38 Tm
  11646 -0.005 Tc
  11647 (of)Tj
  11648 /F9 1 Tf
  11649 1.1778 0 TD
  11650 0 Tc
  11651 (v)Tj
  11652 /F12 1 Tf
  11653 0.5353 0 TD
  11654 0.004 Tc
  11655 [(,)-326(t)2(he)-328(ma)9(xi)8(m)31(u)-1(m)-344(o)9(bs)8(e)6(r)4(v)24(e)6(d)-335(c)6(re)6(di)8(t)-332(l)8(o)9(s)8(s)-353(i)8(s)-340(a)9(l)8(w)37(a)36(y)-2(s)]TJ
  11656 /F9 1 Tf
  11657 20.5975 0 TD
  11658 0 Tc
  11659 (v)Tj
  11660 /F12 1 Tf
  11661 0.5354 0 TD
  11662 -0.003 Tc
  11663 [(,)-347(r)-3(egard)-8(-)]TJ
  11664 -22.846 -1.1376 TD
  11665 [(less)-280(of)-278(cred)-8(it)-272(win)-8(d)-8(o)29(w)-278(size.)-454(A)-9(s)-267(an)-275(ex)-9(amp)-8(l)1(e,)-280(wh)-8(en)-275(win)-8(d)-8(o)29(w)-278(size)]TJ
  11666 0 -1.1242 TD
  11667 -0.005 Tc
  11668 [(is)-349(100)-348(an)-10(d)]TJ
  11669 /F9 1 Tf
  11670 4.8984 0 TD
  11671 0 Tc
  11672 (v)Tj
  11673 /F12 1 Tf
  11674 0.8164 0 TD
  11675 -0.004 Tc
  11676 [(=)-289(500,)-361(max)-10(i)0(m)23(u)-9(m)-325(c)-2(red)-9(i)0(t)-340(l)0(oss)-361(i)0(s)-335(500,)-361(as)-335(op)-9(p)-35(o)1(sed)]TJ
  11677 -5.7148 -1.1376 TD
  11678 -0.003 Tc
  11679 [(t)-5(o)-319(12000)-332(wh)-8(en)-302(t)-5(h)-8(ere)-309(i)1(s)-320(n)-8(o)-306(c)-1(ap)-8(.)-454(H)-9(o)29(w)30(ev)17(er,)-306(w)30(e)-322(n)-8(eed)-315(t)-5(o)-306(b)-34(e)-309(su)-8(re)]TJ
  11680 0 -1.1242 TD
  11681 -0.004 Tc
  11682 [(t)-6(h)-9(at)-407(u)-9(sin)-9(g)]TJ
  11683 /F10 1 Tf
  11684 5.0189 0 TD
  11685 [(NetL)51(ossC)-6(ap)]TJ
  11686 /F12 1 Tf
  11687 5.7818 0 TD
  11688 0.004 Tc
  11689 [(do)-17(e)6(s)-394(no)9(t)-399(s)8(i)8(g)9(ni)8(\014c)6(a)9(n)26(tl)8(y)-390(a)9(\013e)6(c)6(t)-399(p)-27(e)6(rf)10(o)9(r)4(-)]TJ
  11690 -10.8007 -1.1376 TD
  11691 0.003 Tc
  11692 [(ma)8(nc)5(e)-329({)-326(o)8(t)1(he)5(rw)9(i)7(s)7(e)5(,)-354(h)-2(a)8(s)7(h)-336(c)32(ha)8(i)7(n)-2(s)-328(m)3(a)35(y)-325(b)-28(e)-329(a)-326(b)-28(e)5(tte)5(r)-318(a)8(l)7(t)1(e)5(r)3(na)8(ti)7(v)23(e)]TJ
  11693 0 -1.1242 TD
  11694 -0.004 Tc
  11695 [(t)-6(h)-9(an)-356(soft)-354(cr)-4(ed)-9(it)-354(win)-9(d)-9(o)28(ws.)]TJ
  11696 1.0038 -1.1376 TD
  11697 [(Figu)-9(re)-296(9)-293(s)0(h)-9(o)28(ws)-308(u)-9(s)-281(b)-9(r)-4(ok)16(er)-285(p)-9(r)-4(o)-25(cessin)-9(g)-307(l)0(oad)-316(as)-295(cap)-303(v)43(alu)-9(e)-283(an)-9(d)]TJ
  11698 -1.0038 -1.1242 TD
  11699 -0.003 Tc
  11700 [(cred)-8(it)-393(win)-8(d)-8(o)29(w)-385(size)-389(a)2(re)-389(v)44(a)2(ried)-8(.)-574(W)-4(in)-8(d)-8(o)29(w)-372(size)-402(i)1(s)-374(v)44(aried)-396(a)2(lon)-8(g)]TJ
  11701 0 -1.1376 TD
  11702 [(th)-7(e)-388(x)-8(-)-7(a)3(x)-8(is,)-412(an)-7(d)-395(d)-7(i\013eren)20(t)-392(c)0(u)-7(r)-2(v)18(e)0(s)-386(r)-2(ep)-7(resen)20(t)-405(d)-7(i)2(\013eren)20(t)-392(cap)-395(v)45(al-)]TJ
  11703 T*
  11704 -0.004 Tc
  11705 [(u)-9(e)-2(s.)-535(A)-10(l)0(t)-6(h)-9(ou)-9(gh)-370(t)-6(h)-9(e)-363(lin)-9(es)-375(ma)28(y)-372(b)-35(e)-377(d)-9(i\016cu)-9(lt)-367(t)-6(o)-373(d)-9(ist)-6(in)-9(gu)-9(ish)-9(,)-374(t)-6(h)-9(e)]TJ
  11706 0 -1.1242 TD
  11707 -0.003 Tc
  11708 [(b)-8(a)2(sic)-470(sh)-8(ap)-34(e)-469(o)2(f)-465(t)-5(h)-8(e)-443(cu)-8(rv)17(es)-454(t)-5(e)-1(lls)-468(u)-8(s)-454(wh)-8(at)-473(w)30(e)-456(n)-8(eed)-463(t)-5(o)-466(k)-9(n)-8(o)29(w)3(.)]TJ
  11709 0 -1.1376 TD
  11710 0.002 Tc
  11711 [(Fi)6(rs)6(t,)-542(the)-478(c)31(ho)7(i)6(c)4(e)-504(o)7(f)]TJ
  11712 /F2 1 Tf
  11713 9.5024 0 TD
  11714 -0.003 Tc
  11715 [(Credit)-549(Window)-535(Size)]TJ
  11716 /F12 1 Tf
  11717 9.9441 0 TD
  11718 [(is)-494(st)-5(ill)-507(v)17(e)-1(ry)-491(im-)]TJ
  11719 -19.4465 -1.1242 TD
  11720 0.003 Tc
  11721 [(p)-28(o)8(rta)8(n)25(t)-507(i)7(n)-497(t)1(uni)7(ng)-487(p)-28(e)5(rf)9(o)8(rma)8(nc)5(e)5(,)-568(f)9(o)8(r)-505(a)8(l)7(l)-515(c)5(a)8(p)-497(v)50(a)8(l)7(ue)5(s)-502(s)7(ho)35(w)9(n)-2(.)]TJ
  11722 0 -1.1376 TD
  11723 -0.004 Tc
  11724 [(S)-9(econ)-9(d)-9(,)-334(assu)-9(min)-9(g)-347(t)-6(h)-9(e)-323(c)-2(ap)-343(v)43(a)1(lu)-9(e)-336(i)0(s)-335(n)-9(ot)-340(t)-6(o)-25(o)-333(s)0(mall,)-361(cap)-343(v)43(alu)-9(e)-2(s)]TJ
  11725 0 -1.1242 TD
  11726 0.003 Tc
  11727 [(do)-313(no)8(t)-320(s)7(i)7(g)8(ni)7(\014c)5(a)8(n)25(tl)7(y)-325(d)-2(e)5(g)8(ra)8(de)-316(p)-28(e)5(rf)9(o)8(rma)8(nc)5(e)5(.)-461(Al)7(tho)8(u)-2(g)8(h)-309(thi)7(s)-314(re)5(-)]TJ
  11728 0 -1.1376 TD
  11729 -0.003 Tc
  11730 [(su)-8(lt)-393(ma)29(y)-371(b)-34(e)-376(s)1(u)-8(r)-3(p)-8(r)-3(isin)-8(g)-386(a)2(t)-393(\014)-8(rst)-5(,)-761(t)-5(h)-8(e)-376(c)-1(au)-8(se)-389(go)-24(es)-387(b)-8(a)2(c)26(k)-384(t)-5(o)-372(t)-5(h)-8(e)]TJ
  11731 0 -1.1242 TD
  11732 [(la)29(w)-385(o)2(f)-372(l)1(arge)-389(n)19(u)-8(m)24(b)-34(ers.)-534(Ev)17(en)-355(th)-8(ou)-8(gh)-382(cred)-8(it)-366(b)-34(e)-1(t)22(w)30(een)-382(p)-8(a)2(irs)-374(o)2(f)]TJ
  11733 0 -1.1376 TD
  11734 [(p)-34(eers)-374(m)-3(a)29(y)-371(b)-34(e)-376(im)24(b)-8(a)2(lan)-8(ced)-382(\()-5(e)-1(.g.,)]TJ
  11735 /F9 1 Tf
  11736 14.3875 0 TD
  11737 0 Tc
  11738 (c)Tj
  11739 /F7 1 Tf
  11740 5.978 0 0 5.978 186.72 345.78 Tm
  11741 -0.004 Tc
  11742 (ij)Tj
  11743 /F12 1 Tf
  11744 8.966 0 0 8.966 196.2 346.74 Tm
  11745 [(=)-330(100)-388(an)-10(d)]TJ
  11746 /F9 1 Tf
  11747 5.059 0 TD
  11748 0 Tc
  11749 (c)Tj
  11750 /F7 1 Tf
  11751 5.978 0 0 5.978 245.52 345.66 Tm
  11752 -0.004 Tc
  11753 (ik)Tj
  11754 /F12 1 Tf
  11755 8.966 0 0 8.966 255.72 346.74 Tm
  11756 0 Tc
  11757 (=)Tj
  11758 /F14 1 Tf
  11759 1.1242 0 TD
  11760 (\000)Tj
  11761 /F12 1 Tf
  11762 0.803 0 TD
  11763 -0.005 Tc
  11764 [(100\))-7(,)]TJ
  11765 -24.4514 -1.1376 TD
  11766 0.004 Tc
  11767 [(the)-328(s)8(um)-344(o)9(f)-338(the)6(s)8(e)-328(i)8(ndi)8(vi)8(dua)9(l)-340(c)6(re)6(di)8(ts)8(,)]TJ
  11768 /F9 1 Tf
  11769 16.1675 0 TD
  11770 0 Tc
  11771 (l)Tj
  11772 /F7 1 Tf
  11773 5.978 0 0 5.978 201.48 335.58 Tm
  11774 (i)Tj
  11775 /F12 1 Tf
  11776 8.966 0 0 8.966 204.6 336.54 Tm
  11777 -0.004 Tc
  11778 [(,)-348(w)2(ill)-361(fall)-361(closer)-365(t)-6(o)-333(t)-6(h)-9(e)]TJ
  11779 -16.8229 -1.1242 TD
  11780 [(ex)-10(p)-35(ect)-6(ed)-450(v)43(a)1(lu)-9(e,)-455(wh)-9(ic)25(h)-450(i)0(s)-455(0)1(.)-762(F)-2(in)-9(ally)70(,)-468(w)29(e)-444(f)2(ou)-9(n)-9(d)-450(\()-6(n)-9(ot)-447(sh)-9(o)28(w)2(n)]TJ
  11781 0 -1.1376 TD
  11782 -0.003 Tc
  11783 [(h)-8(e)-1(re\))-313(t)-5(h)-8(a)2(t)-313(t)-5(h)-8(e)-295(q)-9(u)-8(alit)22(y)-317(o)2(f)-318(s)1(erv)-9(i)1(ce)-309(receiv)17(e)-1(d)-315(b)19(y)-304(e)-1(ac)26(h)-315(p)-34(eer)-310(is)-320(n)-8(o)2(t)]TJ
  11784 0 -1.1242 TD
  11785 -0.001 Tc
  11786 [(a\013ected)-380(b)21(y)]TJ
  11787 /F10 1 Tf
  11788 5.2732 0 TD
  11789 -0.004 Tc
  11790 [(NetL)51(ossC)-6(ap)]TJ
  11791 /F12 1 Tf
  11792 5.2866 0 TD
  11793 -0.002 Tc
  11794 [(,)-399(f)4(or)-376(th)-7(e)-361(c)0(ap)-368(v)45(a)3(lu)-7(es)-359(stu)-7(d)-7(i)2(ed)-7(.)-520(H)-8(en)-7(ce,)]TJ
  11795 /F10 1 Tf
  11796 -10.5598 -1.1376 TD
  11797 -0.004 Tc
  11798 [(i)-10(n)-337(the)-348(g)0(i)-10(ven)-350(si)-10(m)-8(u)-2(l)-9(a)-1(ti)-10(on)-337(sc)53(enari)-10(o)]TJ
  11799 /F12 1 Tf
  11800 14.2269 0 TD
  11801 0.33 Tc
  11802 [(,t)328(h)325(e)]TJ
  11803 /F10 1 Tf
  11804 2.3555 0 TD
  11805 -0.004 Tc
  11806 [(NetL)51(ossC)-6(ap)]TJ
  11807 /F12 1 Tf
  11808 5.6881 0 TD
  11809 -0.001 Tc
  11810 [(metho)-22(d)-313(is)]TJ
  11811 -22.2705 -1.1242 TD
  11812 -0.003 Tc
  11813 [(v)17(e)-1(ry)-290(e\013)-6(ect)-5(iv)17(e)-282(i)1(n)-289(limit)-5(in)-8(g)-292(r)-3(isk)-304(wh)-8(ile)-295(main)19(t)-5(a)2(in)-8(in)-8(g)-292(g)2(o)-24(o)-24(d)-302(p)-34(e)-1(rfor-)]TJ
  11814 0 -1.1376 TD
  11815 [(man)-7(ce.)]TJ
  11816 1.0038 -1.1242 TD
  11817 0.003 Tc
  11818 [(Ho)35(w)36(e)5(v)23(e)5(r,)-274(w)36(e)-263(no)8(te)-263(tha)8(t)-253(the)]TJ
  11819 /F10 1 Tf
  11820 11.8446 0 TD
  11821 -0.004 Tc
  11822 [(NetL)51(ossC)-6(ap)]TJ
  11823 /F12 1 Tf
  11824 5.6346 0 TD
  11825 -0.001 Tc
  11826 [(meth)-6(o)-22(d)-273(is)-265(n)-6(o)4(t)-257(n)-6(ec-)]TJ
  11827 -18.4829 -1.1376 TD
  11828 -0.003 Tc
  11829 [(essarily)-397(scalab)-8(le.)-574(A)-9(s)-374(t)-5(h)-8(e)-362(n)19(u)-8(m)24(b)-34(er)-364(of)-385(p)-34(eers)-374(i)1(n)-382(t)-5(h)-8(e)-362(sy)-9(st)-5(em)-378(in)-8(-)]TJ
  11830 T*
  11831 [(crease,)-507(i)1(f)-465(w)30(e)-469(a)2(ssu)-8(me)-469(t)-5(h)-8(at)-460(all)-480(u)-8(sers)-454(in)19(t)-5(e)-1(ract)-473(wit)-5(h)-463(all)-480(o)2(t)-5(h)-8(er)]TJ
  11832 0 -1.1242 TD
  11833 -0.004 Tc
  11834 [(p)-35(eers,)-348(t)-6(h)-9(en)-343(t)-6(h)-9(e)-336(c)-2(ap)-356(v)43(a)1(lu)-9(e)-336(m)23(u)-9(s)0(t)-340(a)1(lso)-347(in)-9(crease)-363(p)-9(r)-4(op)-35(ort)-6(i)0(on)-9(ally)70(.)]TJ
  11835 0 -1.1376 TD
  11836 -0.002 Tc
  11837 [(H)-8(o)30(w)31(e)0(v)18(e)0(r,)-493(if)-464(th)-7(e)-468(n)20(u)-7(m)25(b)-33(e)0(r)-443(o)3(f)-464(p)-33(eers)-467(w)4(ith)-475(w)4(h)-7(i)2(c)27(h)-462(a)-465(g)3(iv)18(en)-475(p)-33(eer)]TJ
  11838 0 -1.1242 TD
  11839 [(in)20(teracts)-346(d)-7(o)-23(e)0(s)]TJ
  11840 /F10 1 Tf
  11841 6.5179 0 TD
  11842 (not)Tj
  11843 /F12 1 Tf
  11844 1.8871 0 TD
  11845 -0.004 Tc
  11846 [(gro)28(w)-346(wit)-6(h)-356(t)-6(h)-9(e)-336(size)-363(o)1(f)-346(t)-6(h)-9(e)-336(n)-9(e)-2(t)21(w)29(ork)-10(,)-348(wh)-9(ic)25(h)]TJ
  11847 -8.405 -1.1376 TD
  11848 -0.003 Tc
  11849 [(ma)29(y)-290(b)-34(e)-269(r)-3(eason)-8(a)2(b)-8(l)1(e)-295(i)1(n)-289(m)-3(an)19(y)-264(situ)-8(a)2(tion)-8(s)-294(\()-5(e.g.,)-306(p)-34(eers)-280(o)2(n)-8(l)1(y)-277(i)1(n)19(t)-5(er-)]TJ
  11850 0 -1.1242 TD
  11851 [(act)-380(w)3(it)-5(h)-382(n)-8(eigh)19(b)-34(o)2(rs\))-5(,)-373(t)-5(h)-8(en)]TJ
  11852 /F10 1 Tf
  11853 11.8178 0 TD
  11854 [(NetL)52(ossCap)-415(do)53(es)]TJ
  11855 /F12 1 Tf
  11856 8.0436 0 TD
  11857 [(scale.)-546(I)-6(n)-368(eith)-7(er)]TJ
  11858 -19.8615 -1.1376 TD
  11859 [(case,)-467(i)1(mp)-34(ort)-5(a)2(n)19(t)-433(fu)-8(t)-5(u)-8(re)-429(w)30(o)2(rk)-438(lies)-441(i)1(n)-436(d)-8(esign)-8(i)1(n)-8(g)-439(a)-426(q)-9(u)-8(i)1(c)26(k)-424(p)-8(a)29(y)-9(-)]TJ
  11860 T*
  11861 [(men)20(t)-298(mec)27(h)-7(an)-7(ism)-310(th)-7(at)-298(can)-301(t)-4(ak)18(e)-294(i)2(n)20(t)-4(o)-305(a)3(ccou)-7(n)20(t)-298(s)2(y)-8(mmetric)-308(p)-33(eer)]TJ
  11862 0 -1.1242 TD
  11863 -0.004 Tc
  11864 [(relat)-6(i)0(on)-9(sh)-9(ip)-9(s,)-455(b)-9(u)-9(t)-407(can)-423(a)1(lso)-427(p)-9(r)-4(o)28(v)-10(id)-9(e)-403(p)-9(ro)-25(of)-426(of)-426(t)-6(h)-9(e)-403(c)-2(red)-9(i)0(t)-421(b)-9(al-)]TJ
  11865 0 -1.1376 TD
  11866 0.001 Tc
  11867 [(a)6(n)-4(ce)-345(to)-342(the)-331(b)-4(ro)6(k)21(e)3(r.)]TJ
  11868 /F20 1 Tf
  11869 11.955 0 0 11.955 53.76 127.5 Tm
  11870 0.002 Tc
  11871 [(8.)-1003(CONCL)7(USION)]TJ
  11872 /F12 1 Tf
  11873 8.966 0 0 8.966 62.76 115.26 Tm
  11874 -0.004 Tc
  11875 [(Bu)-9(sin)-9(ess-)-9(orien)18(t)-6(ed)-490(P2P)-482(a)1(p)-9(p)-9(licat)-6(ion)-9(s)-495(h)-9(o)1(ld)-477(great)-488(p)-35(ot)-6(en)18(t)-6(i)0(al)]TJ
  11876 -1.0038 -1.1376 TD
  11877 0.004 Tc
  11878 [(f)10(o)9(r)-410(t)2(he)-382(f)10(u)-1(ture)6(.)-621(B)9(e)6(f)10(o)9(r)4(e)-409(s)8(uc)33(h)-402(a)9(ppl)8(i)8(c)6(a)9(t)2(i)8(o)9(ns)-407(c)6(a)9(n)-402(t)2(a)9(k)24(e)-395(o)9(\013,)-406(ho)36(w)10(-)]TJ
  11879 0 -1.1242 TD
  11880 -0.003 Tc
  11881 [(ev)17(er,)-454(t)-5(h)-8(e)-1(re)-416(m)24(u)-8(st)-433(b)-34(e)-416(an)-436(e\016cien)19(t)-433(w)30(a)29(y)-438(for)-431(p)-34(eers)-427(t)-5(o)-426(p)-8(a)29(y)-438(eac)26(h)]TJ
  11882 0 -1.1376 TD
  11883 [(ot)-5(h)-8(e)-1(r)-404(f)3(or)-417(serv)-9(ices.)-628(I)-7(n)-396(t)-5(h)-8(i)1(s)-401(p)-8(ap)-34(er,)-413(w)30(e)-402(p)-8(resen)19(t)-406(PP)27(a)29(y)71(,)-400(a)2(n)-409(e)-1(\016-)]TJ
  11884 T*
  11885 [(cien)19(t)-406(m)-3(icrop)-8(a)29(y)-9(m)-3(en)19(t)-393(s)1(c)26(h)-8(eme)-389(d)-8(esign)-8(e)-1(d)-409(f)3(or)-404(P2P)-401(a)2(p)-8(p)-8(licat)-5(ion)-8(s)1(.)]TJ
  11886 29.3363 50.7228 TD
  11887 -0.004 Tc
  11888 [(By)-345(id)-9(en)18(t)-6(i)0(fy)-10(in)-9(g)-333(a)1(n)-9(d)-343(ex)-10(p)-9(l)0(oit)-6(i)0(n)-9(g)-347(c)25(h)-9(aract)-6(e)-2(rist)-6(ics)-348(u)-9(n)-9(i)0(q)-10(u)-9(e)-323(t)-6(o)-347(P)-1(2P)]TJ
  11889 0 -1.1376 TD
  11890 [(ap)-9(p)-9(licat)-6(ion)-9(s)0(,)-281(P)-1(P)26(a)28(y)-238(c)-2(an)-236(sign)-9(i)0(\014)-9(c)-2(an)18(t)-6(l)0(y)-251(o)1(u)-9(t)-6(p)-35(e)-2(rform)-245(e)-2(x)-10(ist)-6(in)-9(g)-226(s)0(c)24(h)-9(emes)]TJ
  11891 0 -1.1242 TD
  11892 [(in)-303(t)-6(e)-2(rms)-295(of)-306(b)-9(r)-4(ok)16(er)-285(load)-9(,)-321(w)2(h)-9(ile)-296(main)18(t)-6(a)1(in)-9(in)-9(g)-307(a)-293(reason)-9(ab)-9(le)-310(p)-35(eer)]TJ
  11893 0 -1.1376 TD
  11894 -0.003 Tc
  11895 [(load)-8(.)-922(W)76(e)-483(p)-8(resen)19(t)-487(a)-506(d)-8(et)-5(ailed)-503(p)-34(erforman)-8(c)-1(e)-509(a)2(n)-8(a)2(ly)-9(sis)-508(o)29(v)17(er)-484(a)]TJ
  11896 0 -1.1242 TD
  11897 -0.004 Tc
  11898 [(samp)-9(le)-350(P2P)-349(a)1(p)-9(p)-9(licat)-6(ion)-356(t)-6(o)-333(s)0(u)-9(p)-9(p)-35(ort)-327(o)1(u)-9(r)-338(claims,)-361(a)1(n)-9(d)-343(t)-6(o)-333(illu)-9(s-)]TJ
  11899 0 -1.1376 TD
  11900 -0.003 Tc
  11901 [(t)-5(r)-3(at)-5(e)-349(h)-8(o)29(w)-345(PP)27(a)29(y)-357(can)-355(b)-34(e)-335(t)-5(u)-8(n)-8(e)-1(d)-342(f)3(or)-350(b)-34(e)-1(st)-353(p)-34(e)-1(rforman)-8(ce.)]TJ
  11902 /F20 1 Tf
  11903 11.955 0 0 11.955 316.8 454.74 Tm
  11904 0.001 Tc
  11905 [(9.)-994(RE)6(FE)6(RE)6(NCE)6(S)]TJ
  11906 /F13 1 Tf
  11907 7.97 0 0 7.97 321 448.62 Tm
  11908 -0.004 Tc
  11909 [([)-10(1)0(])-567(H)-6(.)-356(A)-6(n)29(t)33(w)26(e)1(r)-12(p)-31(en.)-371(E)-4(l)-10(ectr)-12(o)0(ni)-10(c)-345(c)1(as)-6(h.)-371(T)86(e)1(c)32(hni)-10(cal)-371(r)-12(ep)-31(or)-12(t,)-356(U)-6(n)-1(i)-10(v)30(er)-12(s)-6(i)-10(t)33(y)]TJ
  11910 1.6863 -1.069 TD
  11911 -0.003 Tc
  11912 [(of)-371(Ei)-9(ndho)31(v)31(e)2(n,)-370(M)-9(a)1(s)-5(t)4(er)-11(s)-367(T)-4(hes)-5(i)-9(s)-5(,)-340(1990.)]TJ
  11913 -1.6863 -1.1894 TD
  11914 0.006 Tc
  11915 [([2)10(])-557(N)4(.)-346(Aso)10(k)70(a)10(n)9(,)-361(Ma)10(t)13(t)13(h)9(ia)10(s)-358(S)9(c)42(h)39(u)9(n)39(t)13(e)11(r,)-376(a)10(n)9(d)-352(Mic)42(h)9(a)10(e)11(l)-361(W)103(a)10(id)9(n)9(e)11(r.)]TJ
  11916 1.6863 -1.069 TD
  11917 -0.004 Tc
  11918 [(O)-6(p)-1(ti)-10(m)-7(i)-10(s)-6(t)3(i)-10(c)-360(pr)-12(oto)-30(c)1(ol)-10(s)-368(f)-11(or)-358(m)23(u)-1(l)-10(t)3(i)-10(-)-11(par)-12(t)33(y)-347(f)-11(ai)-10(r)-358(e)1(xc)32(hange.)]TJ
  11919 T*
  11920 [(T)86(e)1(c)32(hni)-10(cal)-386(R)-5(ep)-31(or)-12(t)-359(R)-5(Z)-363(2892)-361(\(#)-368(90840\),)-386(1996.)]TJ
  11921 -1.6863 -1.1894 TD
  11922 [([)-10(3)0(])-567(D)-6(.)-356(C)-5(haum)-368(and)-362(T)-5(.)-371(P)26(eder)-12(s)-6(o)0(n.)-356(T)86(r)-12(ans)-6(f)-11(er)-12(r)-12(e)1(d)-347(c)1(as)-6(h)-377(g)0(r)-12(o)30(w)-5(s)-353(i)-10(n)-347(s)-7(i)-10(ze.)]TJ
  11923 1.6863 -1.069 TD
  11924 -0.006 Tc
  11925 (In)Tj
  11926 /F1 1 Tf
  11927 1.325 0 TD
  11928 0.002 Tc
  11929 [(A)61(d)9(va)9(nc)59(es)-402(in)-373(Cryp)9(to)9(l)5(o)69(gy)-410({)-383(E)7(UR)31(OCR)77(Y)1(P)7(T)-374('9)9(2)]TJ
  11930 /F13 1 Tf
  11931 20.9745 0 TD
  11932 -0.004 Tc
  11933 [(,)-371(1993.)]TJ
  11934 -23.9858 -1.1894 TD
  11935 0.005 Tc
  11936 [([4)9(])-558(D)3(ig)9(iCa)9(s)3(h)-338(w)35(e)10(b)8(sit)12(e)-5(.)-347(h)38(t)12(t)12(p)8(:/)9(/)9(d)8(ig)9(ic)10(a)9(s)3(h)8(.)-1(c)10(o)9(m.)]TJ
  11937 0 -1.2045 TD
  11938 0.352 Tc
  11939 [([)346(5)356(])-211(S)355(.)-15(G)357(l)346(a)356(s)350(s)350(m)349(a)356(n)355(,M)346(.M)346(a)356(n)355(a)356(s)350(s)350(e)357(,M)346(.A)350(b)355(a)356(d)355(i)346(,P)442(.G)357(a)356(u)355(t)359(h)355(i)346(e)357(r)344(,)-30(a)356(n)355(d)]TJ
  11940 1.6863 -1.069 TD
  11941 0.006 Tc
  11942 [(P)96(.)-346(S)9(o)10(b)9(a)10(lv)70(a)10(rro)10(.)-361(T)5(h)9(e)-350(millic)11(e)11(n)39(t)-334(p)9(ro)10(t)13(o)-20(c)11(o)10(l)-376(f)-1(o)10(r)-348(in)9(e)11(x)10(p)-21(e)11(n)9(s)4(iv)40(e)]TJ
  11943 T*
  11944 -0.005 Tc
  11945 [(el)-11(ectr)-13(o)-1(ni)-11(c)-376(c)0(om)-8(m)-8(e)0(r)-13(ce.)-372(In)]TJ
  11946 /F1 1 Tf
  11947 11.3681 0 TD
  11948 [(In)-394(Pr)57(o)63(c)-7(.)-413(o)3(f)-382(WWW4)]TJ
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  14231 %%EOF
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