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<!DOCTYPE html>
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<title>GNU Taler - Taxable Anonymous Libre Electronic Reserves: Governments</title>
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<h1 lang="en">Advantages for governments</h1>
<h1 lang="de">Vorteile für Regierungen</h1>
<h1 lang="fr">Avantage pour les gouvernements</h1>
<h1 lang="it">Vantaggi per i governi</h1>
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<h2 lang="en">Taxable</h2>
<h2 lang="de">Besteuerbar</h2>
<h2 lang="fr">Taxable</h2>
<h2 lang="it">Tassabile</h2>
<p lang="en">Taler is an electronic payment system that was built with the goal of supporting taxation.
With Taler, the receiver of any form of payment is known, and the payment information comes
attached with some details about what the payment was made for (but not the identity of the customer). Thus, governments can use this
data to tax buisnesses and individuals based on their income, making tax evasion and
black markets less viable.</p>
<p lang="de">Taler ist ein elektronisches Zahlungssystem, welches die Besteuerung einzelner
Transaktionen ermöglicht. Im System sind die Empfänger für jeden Zahlungsvorgang
bekannt, genauso wie bestimmte Details über den Zweck der Transaktion (aber nicht die Identität des Kunden). Dadurch
ermöglicht Taler es Regierungen, sowohl Firmen als auch Privatpersonen auf Basis
ihres Einkommens zu besteuern und erschwert gleichzeitig noch Steuervermeidungen sowie den
Schwarzmarkthandel.</p>
<p lang="fr">Taler est un système de paiement électronique qui a été créé dans le but d'aide à la taxation. Avec Taler, le créditeur de toute forme de paiement est connu, et les informations du paiement arrivent avec les détails concernant le motif du paiement. Donc, les gouvernements peuvent utiliser cette donnée pour taxer les entreprises et les particuliers en se basant sur leurs revenus, permettant ainsi de diminuer l'évasion fiscale et le marché noir.</p>
<p lang="it">Taler è un sistema di pagamento elettronico ideato con lo scopo di supportare la tassazione.
Con Taler, il ricevitore di qualsiasi forma di pagamento è conosciuto, e le informazioni del pagamento
arrivano con l'aggiunta di dettagli riguardo al perché sia stato effettuato. Quindi i governi possono usare
questi dati per tazzare aziende e individui in base al loro reddito, così da rendere evasione fiscale
e mercato nero meno usufruibili.</p>
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<h2 lang="en">Secure</h2>
<h2 lang="de">Sicher</h2>
<h2 lang="fr">Sûr</h2>
<h2 lang="it">Sicuro</h2>
<p lang="en">Taler's payments are cryptographically secured. Thus, customers, merchants and
the mint can mathematically demonstrate their lawful behavior in court in case
of disputes. Financial damages are strictly limited, improving economic security
for individuals, merchants, the mint and the state. Most importantly, an
independent auditor can ensure that there is no "bad mint"
within the Taler system who might threaten the economy due to fraud.</p>
<p lang="de">Talers Zahlvorgänge sind kryptographisch gesichert.
Dieser Umstand ermöglicht es Kunden, Händlern und der Münzanstalt,
wenn nötig ihre Gesetzmäßigkeit in einem Gerichtsprozess mathematisch
nachzuweisen. Finanzielle Schäden sind streng
begrenzt, was der ökonomischen Sicherheit von Privatpersonen,
Händlern und der Münzanstalt entgegen kommt. Herauszuheben ist auch die
Tatsache, dass ein unabhängiger Rechnungsprüfer in der Lage
ist, die Existenz einer veruntreuenden Bank innerhalb des Taler-Systems
auszuschließen.</p>
<p lang="fr">Les paiements Taler sont sécurisés cryptographiquement. Ainsi, les clients, les commerçants et les fabricants de monnaies peuvent mathématiquement prouver la légalité de leurs activités en cas de litiges. Les dommages financiers sont strictement limités, améliorant la sécurité économique pour les particuliers, les commerçants, la monnaie et l'état. Plus important, un auditeur indépendant peut s'assurer qu'il n'y a pas de "fausse monnaie" à l'intérieur du système Taler qui pourrait menacer l'économie en raison de fraude.</p>
<p lang="it">I pagamenti fatti con Taler sono crittograficamente sicuri. In questo modo, clienti, venditori
e il conio possono matematicamente dimostrare il loro comportamento legittimo in un processo, in
caso di controversie. I danni finanziari sono molto limitati attraverso l'incremento di sicurezza
economica per l'individuo, il venditore, il conio e lo stato. Ancora più importante è il fatto che un
qualsiasi revisore di conti indipendente possa assicurare che non ci sia un "conio cattivo" all'interno
del sistema di Taler che potrebbe minacciare l'economia attraverso frodi fiscali.</p>
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<h2 lang="en">Libre</h2>
<h2 lang="de">Freie Software</h2>
<h2 lang="fr">Libre</h2>
<h2 lang="it">Libero</h2>
<p lang="en">Taler is free software implementing an open protocol standard. Thus, Taler will
enable competition and avoid the monopolization of payment systems that threatens
global political and financial stability today.</p>
<p lang="de">Taler ist freie Software, welche einen offenen
Protokollstandard implementiert. Taler ermöglicht daher einen
offenen Wettbewerb und vermeidet das Problem der Monopolisierung von
Zahlungssystemen, welche heute in globalem Ausmaß die politische
sowie aber auch die finanzielle Stabilität bedroht.</p>
<p lang="fr">Taler est un logiciel libre exécutant un protocol standard ouvert. Ainsi, Taler permettra la concurrence et interdira le monopole de système de paiement qui menace la stabilité politique et financière globale actuellement.</p>
<p lang="it">Taler è un free software che implementa standard di protocollo aperto. Quindi Taler
abiliterà la competizione ed eviterà la monopolizzazione dei sistemi di pagamento che oggigiorno
minacciano la politica globale e la stabilità finanziaria.</p>
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<h2 lang="en">Efficient</h2>
<h2 lang="de">Effizient</h2>
<h2 lang="fr">Efficace</h2>
<h2 lang="it">Efficiente</h2>
<p lang="en">Taler is designed to be efficient. Unlike timeline-based payment systems like
BitCoin, Taler will not threaten the availability of national electric grids or
(significantly) contribute to environmental pollution.</p>
<p lang="de">Taler wurde im Gedanken der Effizienz erschaffen. Anders
als Zeitachsen-basierte Bezahlsysteme wie BitCoin bedroht Taler
nicht die Verfügbarkeit nationaler Energieversorgungsnetze und
wird auch nicht (signifikant) zur Umweltverschmutzung beitragen.</p>
<p lang="fr">Taler est conçu pour être efficace. Contrairement à des systèmes de paiement chronologiques comme BitCoin, Taler ne menacera pas la disponibilité des réseaux électriques nationaux ou (de manière siginifcative) ne participera pas à la pollution environnementale.</p>
<p lang="it">Taler è progettato per essere efficiente. A differenza dei sistemi di pagamento come
BitCoin, Taler non minaccerà la disponibilità della rete elettrica nazionale o contribuirà ad incrementare
(in modo significativo) l'inquinamento.</p>
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<h2 lang="en" id="overview">Taler as seen by governments</h1>
<h2 lang="de">Taler aus Regierungsperspektive</h1>
<h2 lang="fr" note="outdated"></h2>
<h2 lang="it" note="outdated"></h2>
<p lang="en">Governments can observe traditional wire
transfers entering and leaving the Taler system, and
require merchants and mint operators to provide certain
information during financial audits. Mint operators
are expected to be permanently checked by auditors,
while merchants may be required to reveal information
during regular tax audits.
Information available to the government includes:
</p>
<p lang="de" note="outdated"></p>
<p lang="fr" note="outdated"></p>
<p lang="it" note="outdated"></p>
<p>
<img src="images/government.svg" alt="government perspective" style="float: right; margin: 50px 5px 5px 5px;" width="50%">
<ul>
<li lang="en">From the banking system:
The total amount of digital currency
obtained by a customer. The government could impose
limits on how many digital coins a customer may
withdraw within a given timeframe.</li>
<li lang="de" note="outdated"></li>
<li lang="fr" note="outdated"></li>
<li lang="it" note="outdated"></li>
<li lang="en">From the banking system:
The total amount of income received
by any merchant via the Taler system.</li>
<li lang="de" note="outdated"></li>
<li lang="fr" note="outdated"></li>
<li lang="it" note="outdated"></li>
<li lang="en">From auditing the mint:
The amounts of digital coins legitimately withdrawn by
customers from mint, the value of non-redeemed digital coins
in customer's wallets, the value and corresponding wire details
of deposit operations performed by merchants with the mint, and
the income of the mint from transaction fees.</li>
<li lang="de" note="outdated"></li>
<li lang="fr" note="outdated"></li>
<li lang="it" note="outdated"></li>
<li lang="en">From auditing merchants:
For each deposit operation, the exact details of the
underlying contract that was signed between
customer and merchant. However, this information would
typically not include the identity of the customer.
Note that while the customer can decide to prove that it was his
transaction (i.e. in court when suing the merchant if the
merchant failed to deliver on the contract),
merchant, mint and government cannot find out the customer's
identity from the information that Taler collects.</li>
<li lang="de" note="outdated"></li>
<li lang="fr" note="outdated"></li>
<li lang="it" note="outdated"></li>
</ul>
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