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1{% extends "common/base.j2" %}
2{% block body_content %}
3
4<div class="jumbotron">
5 <div class="container text-center">
6 <h1>{{ _("Advantages for Governments") }}</h1>
7 <p>
8 {% trans %}
9 Taler provides accountability to ensure business operate
10 legally, while also respecting civil liberties of
11 citizens. Taler is a payment system based on
12 open standards and free software. Taler needs
13 governments as they set a financial framework and act as
14 trusted regulators. Taler contributes to digital
15 sovereignty in the critical financial infrastructure.
16 {% endtrans %}
17 </p>
18 </div>
19</div>
20
21<!-- Example row of columns -->
22<div class="container adorn_h3_bracket">
23 <div class="row">
24 <div class="col-lg-6">
25 <h3>{{ _("Taxable") }}</h3>
26
27 <p>
28 {% trans %}
29 Taler was built with the goal of fighting corruption and
30 supporting taxation. With Taler, the receiver of any
31 form of payment is easily identified by the government,
32 and the merchant can be compelled to provide the contract
33 that was accepted by the customer. Governments can use
34 this data to tax businesses and individuals based on
35 their income, making tax evasion and black markets less
36 viable.
37 {% endtrans %}
38 </p>
39
40 <p>
41 {% trans %}
42 Thus, despite offering anonymity for citizens spending
43 digital cash to buy goods and services, Taler also
44 ensures that the state can observe incoming funds. This
45 can be used to ensure businesses engage only in legal
46 activities, and do not evade income tax, sales tax or
47 value-added tax. However, this observational capability
48 does not extend to the immediate personal domain. In
49 particular, monitoring does not cover shared access to
50 funds with trusted friends and family, or synchronizing
51 wallets across multiple devices.
52 {% endtrans %}
53 </p>
54
55 </p>
56 </div>
57 <div class="col-lg-6">
58 <h3>{{ _("Secure") }}</h3>
59
60 <p>
61 {% trans %}
62 Taler's payments are cryptographically secured. Thus,
63 customers, merchants and the Taler payment service provider
64 (the exchange) can mathematically
65 demonstrate their lawful behavior in court in case of
66 disputes. Financial damages are strictly limited,
67 improving economic security for individuals, merchants,
68 the exchange and the state.
69 {% endtrans %}
70 </p>
71
72 <p>
73 {% trans %}
74 As a payment service provider, the Taler exchange is
75 subject to financial regulation. Financial regulation and
76 regular audits are critical to establish trust. In
77 particular, the Taler design mandates the existence of an
78 independent auditor who checks cryptographic proofs that
79 accumulate at the exchange to ensure that the escrow
80 account is managed honestly. This ensures that the
81 exchange does not threaten the economy due to fraud.
82 {% endtrans %}
83 </p>
84 </div>
85 </div>
86 <div class="row">
87 <div class="col-lg-6">
88 <h3>{{ _("Libre") }}</h3>
89
90 <p>
91 {% trans %}
92 Taler is free software implementing an open protocol
93 standard. Thus, Taler will enable competition and avoid
94 the monopolization of payment systems that threatens
95 global political and financial stability today.
96 {% endtrans %}
97 </p>
98
99 </div>
100 <div class="col-lg-6">
101 <h3>{{ _("Efficient") }}</h3>
102
103 <p>
104 {% trans %}
105 Taler has an efficient design. Unlike
106 Blockchain-based payment systems, such as Bitcoin,
107 Taler will not threaten the availability of
108 national electric grids or (significantly)
109 contribute to environmental pollution.
110 {% endtrans %}
111 </p>
112 </div>
113 </div>
114</div>
115
116
117
118<div class="container-fluid c_acronym">
119 <div class="container">
120 <h2 id="documentation">{{ _("Taler and regulation") }}</h2>
121 <dl>
122 <dt>{{ _("Anti money laundering (AML)")}}</dt>
123 <dd>{{ _("With Taler, income is visible and can be tied to the contract signed by both parties.") }}</li>
124 <dt>{{ _("Know your customer (KYC)")}}</dt>
125 <dd>{{ _("In Taler, payer and payee are known by their bank accounts when withdrawing or depositing coins respectively") }}</dd>
126 <dt>{{ _("General Data Protection Regulation (GDPR)")}}</dt>
127 <dd>{{ _("Taler cryptographically protects citizen's privacy, and by design implements data minimization and privacy by default.") }}</dd>
128 <dt>{{ _("Payment Services Directive (PSD2)")}}</dt>
129 <dd>{{ _("Taler provides an open standard with public APIs contributing to a competitive banking sector.") }}</dt>
130 </dl>
131 </div>
132</div>
133
134
135<div class="container">
136<div class="col-lg-12">
137 <h2 id="overview">{{ _("Taler provides privacy and accountability") }}</h2>
138
139 <p>
140 {% trans %}
141 Taler assumes governments can observe traditional wire transfers
142 entering and leaving the Taler payment system. Starting with the
143 wire transfers, governments can obtain:
144 {% endtrans %}
145 <ul>
146
147 <li>
148 {% trans %}
149 The total amount of digital currency withdrawn by a
150 customer. The government can impose limits on how much
151 digital cash a customer can withdraw within a
152 given time frame.
153 {% endtrans %}
154 </li>
155
156 <li>
157 {% trans %}
158 The income received by any merchant via the Taler
159 system.
160 {% endtrans %}
161 </li>
162
163 <li>
164 {% trans %}
165
166 The exact details of the underlying contract that was
167 signed between customer and merchant. However, this
168 information would typically not include the identity
169 of the customer.
170 {% endtrans %}
171 </li>
172
173 <li>
174 {% trans %}
175 The amounts of digital coins legitimately withdrawn
176 by customers from the exchange, the value of
177 non-redeemed digital coins in customer's wallets, the
178 value and corresponding wire details of deposit
179 operations performed by merchants with the exchange,
180 and the income of the exchange from transaction fees.
181 {% endtrans %}
182 </li>
183 </ul>
184 </p>
185</div>
186</div>
187
188{% endblock body_content %}