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Diffstat (limited to 'governments.html.j2')
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1 | {% extends "common/base.j2" %} | ||
2 | {% block body_content %} | ||
3 | |||
4 | <div class="jumbotron"> | ||
5 | <div class="container text-center"> | ||
6 | <h1>{{ _("Advantages for Governments") }}</h1> | ||
7 | <p> | ||
8 | {% trans %} | ||
9 | Taler provides accountability to ensure business operate | ||
10 | legally, while also respecting civil liberties of | ||
11 | citizens. Taler is a payment system based on | ||
12 | open standards and free software. Taler needs | ||
13 | governments as they set a financial framework and act as | ||
14 | trusted regulators. Taler contributes to digital | ||
15 | sovereignty in the critical financial infrastructure. | ||
16 | {% endtrans %} | ||
17 | </p> | ||
18 | </div> | ||
19 | </div> | ||
20 | |||
21 | <!-- Example row of columns --> | ||
22 | <div class="container adorn_h3_bracket"> | ||
23 | <div class="row"> | ||
24 | <div class="col-lg-6"> | ||
25 | <h3>{{ _("Taxable") }}</h3> | ||
26 | |||
27 | <p> | ||
28 | {% trans %} | ||
29 | Taler was built with the goal of fighting corruption and | ||
30 | supporting taxation. With Taler, the receiver of any | ||
31 | form of payment is easily identified by the government, | ||
32 | and the merchant can be compelled to provide the contract | ||
33 | that was accepted by the customer. Governments can use | ||
34 | this data to tax businesses and individuals based on | ||
35 | their income, making tax evasion and black markets less | ||
36 | viable. | ||
37 | {% endtrans %} | ||
38 | </p> | ||
39 | |||
40 | <p> | ||
41 | {% trans %} | ||
42 | Thus, despite offering anonymity for citizens spending | ||
43 | digital cash to buy goods and services, Taler also | ||
44 | ensures that the state can observe incoming funds. This | ||
45 | can be used to ensure businesses engage only in legal | ||
46 | activities, and do not evade income tax, sales tax or | ||
47 | value-added tax. However, this observational capability | ||
48 | does not extend to the immediate personal domain. In | ||
49 | particular, monitoring does not cover shared access to | ||
50 | funds with trusted friends and family, or synchronizing | ||
51 | wallets across multiple devices. | ||
52 | {% endtrans %} | ||
53 | </p> | ||
54 | |||
55 | </p> | ||
56 | </div> | ||
57 | <div class="col-lg-6"> | ||
58 | <h3>{{ _("Secure") }}</h3> | ||
59 | |||
60 | <p> | ||
61 | {% trans %} | ||
62 | Taler's payments are cryptographically secured. Thus, | ||
63 | customers, merchants and the Taler payment service provider | ||
64 | (the exchange) can mathematically | ||
65 | demonstrate their lawful behavior in court in case of | ||
66 | disputes. Financial damages are strictly limited, | ||
67 | improving economic security for individuals, merchants, | ||
68 | the exchange and the state. | ||
69 | {% endtrans %} | ||
70 | </p> | ||
71 | |||
72 | <p> | ||
73 | {% trans %} | ||
74 | As a payment service provider, the Taler exchange is | ||
75 | subject to financial regulation. Financial regulation and | ||
76 | regular audits are critical to establish trust. In | ||
77 | particular, the Taler design mandates the existence of an | ||
78 | independent auditor who checks cryptographic proofs that | ||
79 | accumulate at the exchange to ensure that the escrow | ||
80 | account is managed honestly. This ensures that the | ||
81 | exchange does not threaten the economy due to fraud. | ||
82 | {% endtrans %} | ||
83 | </p> | ||
84 | </div> | ||
85 | </div> | ||
86 | <div class="row"> | ||
87 | <div class="col-lg-6"> | ||
88 | <h3>{{ _("Libre") }}</h3> | ||
89 | |||
90 | <p> | ||
91 | {% trans %} | ||
92 | Taler is free software implementing an open protocol | ||
93 | standard. Thus, Taler will enable competition and avoid | ||
94 | the monopolization of payment systems that threatens | ||
95 | global political and financial stability today. | ||
96 | {% endtrans %} | ||
97 | </p> | ||
98 | |||
99 | </div> | ||
100 | <div class="col-lg-6"> | ||
101 | <h3>{{ _("Efficient") }}</h3> | ||
102 | |||
103 | <p> | ||
104 | {% trans %} | ||
105 | Taler has an efficient design. Unlike | ||
106 | Blockchain-based payment systems, such as Bitcoin, | ||
107 | Taler will not threaten the availability of | ||
108 | national electric grids or (significantly) | ||
109 | contribute to environmental pollution. | ||
110 | {% endtrans %} | ||
111 | </p> | ||
112 | </div> | ||
113 | </div> | ||
114 | </div> | ||
115 | |||
116 | |||
117 | |||
118 | <div class="container-fluid c_acronym"> | ||
119 | <div class="container"> | ||
120 | <h2 id="documentation">{{ _("Taler and regulation") }}</h2> | ||
121 | <dl> | ||
122 | <dt>{{ _("Anti money laundering (AML)")}}</dt> | ||
123 | <dd>{{ _("With Taler, income is visible and can be tied to the contract signed by both parties.") }}</li> | ||
124 | <dt>{{ _("Know your customer (KYC)")}}</dt> | ||
125 | <dd>{{ _("In Taler, payer and payee are known by their bank accounts when withdrawing or depositing coins respectively") }}</dd> | ||
126 | <dt>{{ _("General Data Protection Regulation (GDPR)")}}</dt> | ||
127 | <dd>{{ _("Taler cryptographically protects citizen's privacy, and by design implements data minimization and privacy by default.") }}</dd> | ||
128 | <dt>{{ _("Payment Services Directive (PSD2)")}}</dt> | ||
129 | <dd>{{ _("Taler provides an open standard with public APIs contributing to a competitive banking sector.") }}</dt> | ||
130 | </dl> | ||
131 | </div> | ||
132 | </div> | ||
133 | |||
134 | |||
135 | <div class="container"> | ||
136 | <div class="col-lg-12"> | ||
137 | <h2 id="overview">{{ _("Taler provides privacy and accountability") }}</h2> | ||
138 | |||
139 | <p> | ||
140 | {% trans %} | ||
141 | Taler assumes governments can observe traditional wire transfers | ||
142 | entering and leaving the Taler payment system. Starting with the | ||
143 | wire transfers, governments can obtain: | ||
144 | {% endtrans %} | ||
145 | <ul> | ||
146 | |||
147 | <li> | ||
148 | {% trans %} | ||
149 | The total amount of digital currency withdrawn by a | ||
150 | customer. The government can impose limits on how much | ||
151 | digital cash a customer can withdraw within a | ||
152 | given time frame. | ||
153 | {% endtrans %} | ||
154 | </li> | ||
155 | |||
156 | <li> | ||
157 | {% trans %} | ||
158 | The income received by any merchant via the Taler | ||
159 | system. | ||
160 | {% endtrans %} | ||
161 | </li> | ||
162 | |||
163 | <li> | ||
164 | {% trans %} | ||
165 | |||
166 | The exact details of the underlying contract that was | ||
167 | signed between customer and merchant. However, this | ||
168 | information would typically not include the identity | ||
169 | of the customer. | ||
170 | {% endtrans %} | ||
171 | </li> | ||
172 | |||
173 | <li> | ||
174 | {% trans %} | ||
175 | The amounts of digital coins legitimately withdrawn | ||
176 | by customers from the exchange, the value of | ||
177 | non-redeemed digital coins in customer's wallets, the | ||
178 | value and corresponding wire details of deposit | ||
179 | operations performed by merchants with the exchange, | ||
180 | and the income of the exchange from transaction fees. | ||
181 | {% endtrans %} | ||
182 | </li> | ||
183 | </ul> | ||
184 | </p> | ||
185 | </div> | ||
186 | </div> | ||
187 | |||
188 | {% endblock body_content %} | ||